RNS Number:9005S
American Investment Trust Limited
04 December 2003


The American Investment Trust Limited
(Formerly The American Income Trust Limited)

Preliminary Announcement of Annual Unaudited results
For the year ended 30 September 2003


Chairman's Statement

The difficult conditions in markets in equities and bonds, and indeed in split
capital investment trusts, to which I referred in the 2002 Annual Report
continued in the first half of the Group's year although more recently we have
seen an improvement in the underlying asset position as all areas have shown
positive returns. The Net Asset Value of the Group's Ordinary Shares, however,
remained nil at the year end, a situation that is unchanged at the time of
writing and is unlikely to recover in the near future. The report of the
Investment Adviser summarises the difficulties faced during the year.

The Group's portfolio performed strongly against its benchmark over the year.
Both Growth and Income Portfolios have posted good capital returns during the
year. The Board has decided to re-weight the benchmark for the forthcoming year
to more accurately reflect the current breakdown of the Group's Income
portfolio.

The Board believes that circumstances still exist which can provide
opportunities for payment of the Annuity dividend and restoration of at least
some of the capital deficiency for the Zero Dividend Preference ("ZDP") shares
although it must be emphasised that the problems facing the Group remain very
serious.

At the beginning of the Group's year (on 3 October 2002) the Group repaid all of
outstanding bank debt with The Royal Bank of Scotland International Limited of
#128.1m, at a cost breaking its interest rate swap agreements of #18.1m. This
dramatically altered the shape of the Company's portfolio and, as I stated in my
Interim Statement, we have sought to continue to follow the Company's original
Investment Policy and accordingly have rebuilt the Company's exposure to the US
equity market.

Current advice received by the Directors suggests that the Group cannot buy back
any ZDP shares until such time as the dividends on the parent company's annuity
shares have been fully restored. However, a resolution will be proposed at the
AGM of the subsidiary company to enable repurchases should circumstances change
in the future.


R J M L Ottley
Chairman
4 December 2003



Group Statement of Total Return 
                                   Year ended                   Year ended
                               30 September 2003             30 September 2002
                                 (unaudited)                     (audited)
                           Revenue   Capital    Total   Revenue   Capital     Total
                             #'000     #'000    #'000     #'000     #'000     #'000

Gains/(losses) on                -     1,448    1,448         -   (52,374)  (52,374)
investments

Income                         407         -      407    10,201         -    10,201

Investment advisory and        (51)      (13)     (64)     (453)   (1,384)   (1,837)
management fee

Other expenses                (178)      (34)    (212)     (201)     (393)     (594)

Write back of preliminary       28       154      182         -         -         -
expenses

Exchange gains                   -         9        9         -       402       402

Net return before finance      206     1,564    1,770     9,547   (53,749)  (44,202)
costs

Interest payable and           (30)       (8)     (38)   (2,601)  (24,032)  (26,633)
similar charges

Compounding entitlements         -    (2,400)  (2,400)        -    (2,202)   (2,202)
of ZDP's of subsidiary

Return on ordinary             176      (844)    (668)    6,946   (79,983)  (73,037)
activities

Appropriations in respect
of non-equity shares:

Dividends on Annuity        (2,250)        -   (2,250)   (2,226)        -    (2,226)
shares

Other appropriations for
discount on redemption
of Annuity shares                -     1,166    1,166         -     1,070     1,070

Return attributable to      (2,074)      322   (1,752)    4,720   (78,913)  (74,193)
equity Shareholders

Appropriations in respect
of equity shares

Dividends on Ordinary            -         -        -    (5,062)        -    (5,062)
shares   

Transfer (from)/to          (2,074)      322   (1,752)     (342)  (78,913)  (79,255)
reserves 

Return per share on an
Articles of
Association basis (pence):

Annuity                      15.00    (15.00)       -     14.84         -     14.84

Ordinary                     (1.54)     1.54        -      3.48    (44.35)   (40.87)



Return per share on a FRS
4 basis (pence):

Annuity                      15.00     (7.77)    7.23     14.84     (7.13)     7.71

Ordinary                     (1.54)     0.24    (1.30)     3.48    (58.45)   (54.97)


The revenue column of this statement represents the revenue account of the
Group.

All revenue and capital items in the above statement derive from continuing
operations.





Balance Sheet

                                     As at                 As at
                               30 September 2003     30 September 2002
                                  (unaudited)             (audited)
                                 Group     Company     Group     Company
                                 #'000      #'000      #'000      #'000

Fixed assets
Investments                      7,291      7,291      8,090      8,090
Subsidiary undertaking               -          -          -          -

                                 7,921      7,921      8,090      8,090

Current assets
Debtors                             80         80     18,783     18,783
Cash at bank                       962        962    127,321    127,321

                                 1,042      1,042    146,104    146,104

Current liabilities

Creditors: amounts falling         (44)       (44)  (147,637)  (147,637)
due within one year            

Net current assets/                998        998     (1,533)    (1,533)
(liabilities)                  

Total assets less current        8,289      8,289      6,557      6,557
liabilities

Creditors: amounts falling
due after more than one
year excluding ZDP shares

Loan from subsidiary                 -    (22,500)         -    (22,500)
undertaking

Amounts due under                    -     (6,563)         -     (4,163)
subscription agreement      
                                     -    (29,063)         -    (26,663)



ZDP shares of subsidiary       (29,063)         -    (26,663)         -
Net liabilities                (20,774)   (20,774)   (20,106)   (20,106)


Share capital and reserves
Called-up share capital          1,500      1,500      1,500      1,500
Special reserve                141,750    141,750    141,750    141,750
Capital reserve - realised    (132,883)  (132,883)  (117,903)  (117,903)
                - unrealised   (28,816)   (28,816)   (44,118)   (44,118)
Redemption reserve              (3,133)    (3,133)    (1,967)    (1,967)
Revenue reserve                    808        808        632        632

Shareholders' deficit          (20,774)   (20,774)   (20,106)   (20,106)

Attributable on an Articles
basis:

Annuity shares - non-equity          -          -          -          -
Ordinary shares - equity             -          -          -          -
Loss to be attributed against  (20,774)   (20,774)   (20,106)   (20,106)
non-Shareholder entitlement  
                               (20,774)   (20,774)   (20,106)   (20,106)

Attributable on a FRS 4
basis:
Annuity shares - non-equity     14,117     14,117     13,033     13,033
Ordinary shares - equity       (34,891)   (34,891)   (33,139)   (33,139)

                               (20,774)   (20,774)   (20,106)   (20,106)

Net Asset Value per share on
an Articles basis (pence):
Annuity shares                       -          -          -          -
Ordinary shares                      -          -          -          -

Net Asset Value per share on
a FRS 4 basis (pence):
Annuity shares                   94.11      94.11      86.89      86.89
Ordinary shares                 (25.85)    (25.85)    (24.55)    (24.55)





Group Cash Flow Statement

                                     Year ended            Year ended
                                 30 September 2003     30 September 2002
                                    (unaudited)              (audited)
                                    #'000      #'000      #'000      #'000

Net cash inflow from operating                   387                12,338
activities

Servicing of finance
Loan interest paid                (19,196)               (9,520)
Annuity dividends paid               (563)               (1,875)

Net cash outflow from servicing              (19,759)              (11,395)
of finance

Financial investment
Purchases of investments           (5,318)             (103,635)
Sales of investments               25,968               190,298
Net cash inflow from financial                20,650                86,663
investment

Equity dividends paid                              -                (6,074)
Net cash inflow before                         1,278                81,532
financing

Financing
Repayment of loans               (127,712)                    -
Net cash outflow from                       (127,712)                    -
financing                         
(Decrease)/increase in cash in              (126,434)               81,532
year                              

Reconciliation of net cash flow
to movements in net debt
(Decrease)/increase in cash in              (126,434)               81,532
year as above
Cash outflow from decrease in                127,712                     -
debt                             
Change in net debt resulting                   1,278                81,532
from cash flows
Exchange movements                                 9                   402
Compounding entitlement of ZDP's              (2,400)               (2,202)
of subsidiary                     
Movement in net debt in the                   (1,113)               79,732
year
Opening net debt                             (26,988)             (106,720)
Closing net debt                             (28,101)              (26,988)



Notes:

1. Income
                                      2003                       2002
                       Withholding                 Withholding
                 Gross        Tax      Net    Gross      Tax      Net
                 #'000      #'000    #'000    #'000    #'000    #'000

Dividends           82        (21)      61    2,988     (121)   2,867
Bond interest      306          -      306    5,811        -    5,811
Bank interest       40          -       40    1,523        -    1,523

Total Income       428        (21)     407   10,322     (121)  10,201


2. Return per share

                             2003                        2002
                Revenue   Capital   Total   Revenue   Capital    Total
                      p         p       p         p         p        p
Articles basis
Annuity           15.00    (15.00)      -     14.84         -    14.84
Ordinary          (1.54)     1.54       -      3.48    (44.35)  (40.87)


There was a shortfall in assets attributable under the Articles of Association
at 30 September 2003 and 30 September 2002. Details of the shortfalls can be
found in note 3.

The revenue loss per Ordinary share is based on the net revenue loss of
#2,074,000 (2002 - return of #4,720,000) for the year, after deductions in
respect of the appropriations on the Annuity shares of #2,250,000 (2002 -
#2,226,000) and on 135,000,000 (2002 - 135,000,000) Ordinary shares, being the
weighted average number of Ordinary shares in issue during the year.

The capital return per Ordinary share is based on the net capital return of
#322,000 (2002 - loss of #78,913,000) for the year, less the discount on
redemption of the Annuity shares of #1,166,000 (2002 - #1,070,000), plus the
shortfall of assets in the year of #668,000 (2002 - #20,106,000), plus the
appropriation in respect of the Annuity dividends not declared of #2,250,000
(2002 - #nil), and on 135,000,000 (2002 - 135,000,000) Ordinary shares being the
weighted average number of Ordinary shares in issue during the year.

The revenue return per Annuity share is based on appropriations in respect of
the Annuity shares of #2,250,000 (2002 - #2,226,000) and on 15,000,000 (2002 -
15,000,000) Annuity shares, being the weighted average number of Annuity shares
in issue during the year.

The capital loss per Annuity share is based on the appropriation in respect of
the Annuity dividends not declared of #2,250,000 (2002 - #nil) and on 15,000,000
(2002 - 15,000,000) Annuity shares, being the weighted average number of Annuity
shares in issue during the year.

                            2003                        2002
FRS 4 basis    Revenue   Capital   Total   Revenue   Capital    Total
                     p         p       p         p         p        p

Annuity          15.00     (7.77)   7.23     14.84     (7.13)    7.71
Ordinary         (1.54)     0.24   (1.30)     3.48    (58.45)  (54.97)


The revenue loss per Ordinary share is based on the net revenue loss of
#2,074,000 (2002 - return of #4,720,000) for the year after deductions in
respect of the appropriations on the Annuity shares of #2,250,000 (2002 -
#2,226,000) and on 135,000,000 (2002 - 135,000,000) Ordinary shares, being the
weighted average number of Ordinary shares in issue during the year.

The capital return per Ordinary share is based on the net capital return of
#322,000 (2002 - loss of #78,913,000) for the year and on 135,000,000 (2002 -
135,000,000) Ordinary shares, being the weighted average number of Ordinary
shares in issue during the year.

The revenue return per Annuity share is based on appropriations in respect of
the Annuity shares of #2,250,000 (2002 - #2,226,000) and on 15,000,000 (2002 -
15,000,000) Annuity shares, being the weighted average number of Annuity shares
in issue during the year.

The capital loss per Annuity share is based on the other appropriations for
discount on redemption of Annuity shares of #1,166,000 (2002 - #1,070,000) and
on 15,000,000 (2002 - 15,000,000) Annuity shares, being the weighted average
number of Annuity shares in issue during the year.

Reconciliation of capital (loss)/return on a FRS 4      2003      2002
basis to an Articles basis                             #'000     #'000

FRS 4 basis Annuity capital loss                      (1,166)   (1,070)
FRS 4 discount on redemption of the Annuity shares     1,166     1,070
Appropriation in respect of Annuity dividends not     (2,250)        -
declared 
Articles basis - Annuity capital loss                 (2,250)        -

FRS 4 basis Ordinary capital return/(loss)               322   (78,913)
FRS 4 discount on redemption of the Annuity shares    (1,166)   (1,070)
Appropriation in respect of Annuity dividends not      2,250         -
declared
Shortfall in assets*                                     668    20,106
Articles basis - Ordinary capital return/(loss)        2,074   (59,877)


*See note 3 for further information.


3. Net Asset Value per share

At the year end, there was a shortfall in assets attributable under the Articles
of Association.

The net asset value per share and the net asset values attributable to each
class of share at the year end calculated in accordance with the Articles of
Association were as follows:

                                           Group and Company
                                 Net asset value      Net asset value
                                     per share        attributable
                                  attributable        
                                   2003     2002       2003       2002
                                      p        p      #'000      #'000

Non-equity - Annuity shares           -        -          -          -
Equity - Ordinary shares              -        -          -          -
Loss to be attributed against                       (20,774)   (20,106)
non-shareholder entitlement   
Total Shareholders' deficit                         (20,774)   (20,106)


On a winding up and under an Articles, the loss to be attributed against the
non-shareholder entitlement would reduce the amount available to distribute
against the ZDP share entitlement by #20,774,000 (2002 - #20,106,000), from
#29,063,000 (2002 - #26,663,000) to #8,289,000 (2002 - #6,557,000).

The net asset value per Ordinary share is based on total equity Shareholders'
funds of #nil (2002 - #nil) and on 135,000,000 (2002 - 135,000,000) Ordinary
shares, being the number of Ordinary shares in issue at the year end.

The net asset value per Annuity share is based on Annuity dividends not declared
of #2,250,000 (2002 - #nil) plus the final capital entitlement of the Annuity
shares of #150,000 (2002 - #150,000), less the shortfall in assets to meet the
ZDP obligation of the Group of #150,000 (2002 - #150,000), less the
appropriation in respect of Annuity dividends not declared of #2,250,000 (2002 -
#nil) and on 15,000,000 (2002 - 15,000,000) Annuity shares, being the number of
Annuity shares in issue at the year end.

On a winding up the revenue reserves of the Company (other than the accrued
dividends declared but unpaid on the Annuity shares) will be available to meet
the entitlements of the ZDP shares, therefore no assets have been attributed to
the Ordinary shares. The Net Asset Value per Ordinary share has been attributed
in accordance with the AITC Statement of Recommended Practice, which states that
the net assets of the Company should be attributed as set out in the Articles of
Association of the Company on a return of assets, or liquidation, or otherwise.
If the ZDP shares are fully covered, the Ordinary shares are entitled (subject
to the rights of the Annuity Shareholders) to receive all the revenue profits of
the Company (including accumulated revenue reserves) available for distribution.

The net asset value per share and the net asset values attributable to each
class of share at the year end calculated in accordance with FRS 4 were as
follows:

                                 Group and Company
                Net asset value per share         Net asset value
                     attributable                 attributable
                      2003           2002          2003          2002
                         p              p         #'000         #'000

Non-equity -         94.11          86.89        14,117        13,033
Annuity
shares

Equity -            (25.85)        (24.55)      (34,891)      (33,139)
Ordinary                                      
shares

Total                                           (20,774)      (20,106)
Shareholders'                                  
deficit

The net asset value per Ordinary share is based on a total equity Shareholders'
deficit of #34,891,000 (2002 - deficit of #33,139,000) and on 135,000,000 (2002
- 135,000,000) Ordinary shares, being the number of Ordinary shares in issue at
the year end.

The net asset value per Annuity share is based on #14,117,000 (2002 -
#13,033,000) and on 15,000,000 (2002 - 15,000,000) Annuity shares, being the
number of Annuity shares in issue at the year end.

                                    2003      2002      2003      2002
                                 Net asset value per    Shareholders'
                                       share              deficit
Reconciliation of FRS 4 to             p         p     #'000     #'000
Articles basis

FRS 4 Annuity shares net assets    94.11     86.89    14,117    13,033
attributable

Appropriation for discount on      20.89     13.11     3,133     1,967
redemption

Discount to initial capital       (99.00)   (99.00)  (14,850)  (14,850)
entitlement

Shortfall in funds to pay final    (1.00)    (1.00)     (150)     (150)
Annuity shares capital
entitlement

Appropriation in respect of       (15.00)        -    (2,250)        -
Annuity dividends not declared   

Non-equity shares - Annuity            -         -         -         -
entitlement                     



FRS 4 Ordinary shares net assets  (25.85)   (24.55)  (34,891)  (33,139)
attributable

Allocated against Annuity          10.46      9.65    14,117    13,033
shares

Final Annuity shares               (0.11)    (0.11)     (150)     (150)
entitlement

Shortfall in funds to pay final     0.11      0.11       150       150
Annuity shares capital       
entitlement

Ordinary shares shortfall         (15.39)   (14.90)  (20,774)* (20,106)*

Loss to be attributed against      15.39     14.90    20,774    20,106
non-shareholder entitlement  

Equity shares                          -         -         -         -
                             

* Represents the total shortfall in assets of the Ordinary shares of #20,774,000
(2002 - #20,106,000).


4. The financial information for the year ended 30 September 2003 comprise
non-statutory accounts. The financial information for the year ended 30
September 2002 has been extracted from the published accounts that have been
delivered to the Jersey Financial Services Commission and on which the report of
the auditors is unqualified and did not contain a statement under Article 111 of
the Companies (Jersey) Law 1991. The statutory accounts for 2003 will be
finalised on the basis of the financial information presented by the Directors
in this preliminary announcement and will be delivered to the Jersey Financial
Services Commission in due course.


5. The Annual Report will be posted to shareholders in due course and further
copies will be available from the registered office, Aberdeen Asset Managers
Jersey Limited, No.1 Seaton Place, St. Helier, Jersey JE4 8YJ.



Aberdeen Asset Managers Jersey Limited
Secretaries
4 December 2003



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