Community Trust Bancorp, Inc. (NASDAQ-CTBI):
Earnings Summary
Earnings Summary
(in thousands except per share data)
4Q
2024
3Q
2024
4Q
2023
Year
2024
Year
2023
Net income
$22,493
$22,142
$18,659
$82,813
$78,004
Earnings per share
$1.25
$1.23
$1.04
$4.61
$4.36
Earnings per share - diluted
$1.25
$1.23
$1.04
$4.61
$4.36
Return on average assets
1.47%
1.50%
1.30%
1.41%
1.40%
Return on average equity
11.77%
11.77%
10.98%
11.31%
11.75%
Efficiency ratio
51.60%
51.75%
55.74%
52.57%
54.29%
Tangible common equity
11.30%
11.79%
11.16%
Dividends declared per share
$0.47
$0.47
$0.46
$1.86
$1.80
Book value per share
$41.95
$42.14
$39.01
Weighted average shares
17,971
17,962
17,901
17,950
17,887
Weighted average shares - diluted
18,009
17,991
17,926
17,977
17,900
Community Trust Bancorp, Inc. (NASDAQ-CTBI) achieved earnings
for the fourth quarter 2024 of $22.5 million, or $1.25 per basic
share, compared to $22.1 million, or $1.23 per basic share, earned
during the third quarter 2024 and $18.7 million, or $1.04 per basic
share, earned during the fourth quarter 2023. Total revenue for the
quarter was $2.9 million above prior quarter and $9.0 million above
prior year same quarter. Net interest revenue for the quarter
increased $2.3 million compared to prior quarter and $6.6 million
compared to prior year same quarter, and noninterest income
increased $0.6 million compared to prior quarter and $2.4 million
compared to prior year same quarter. Our provision for credit
losses for the quarter decreased $0.1 million from prior quarter
but increased $0.8 million from prior year same quarter.
Noninterest expense increased $1.3 million compared to prior
quarter and $2.1 million compared to prior year same quarter. Net
income for the year ended December 31, 2024 was $82.8 million, or
$4.61 per basic share, compared to $78.0 million, or $4.36 per
basic share, for the year ended December 31, 2023.
4th Quarter 2024 Highlights
- Net interest income for the quarter of $49.5 million was $2.3
million, or 4.9%, above prior quarter and $6.6 million, or 15.2%,
above prior year same quarter, as our net interest margin increased
4 basis points from prior quarter and 24 basis points from prior
year same quarter.
- Provision for credit losses at $2.6 million for the quarter
decreased $0.1 million from prior quarter but increased $0.8
million from prior year same quarter.
- Noninterest income for the quarter ended December 31, 2024 of
$16.2 million was $0.6 million, or 3.8%, above prior quarter and
$2.4 million, or 17.7%, above prior year same quarter.
- Noninterest expense for the quarter ended December 31, 2024 of
$33.8 million was $1.3 million, or 3.9%, above prior quarter and
$2.1 million, or 6.8%, above prior year same quarter.
- Our loan portfolio at $4.5 billion increased $136.2 million, an
annualized 12.5%, from September 30, 2024 and $435.7 million, or
10.8%, from December 31, 2023.
- We had net loan charge-offs of $1.0 million, or an annualized
0.09% of average loans, for the fourth quarter 2024 compared to
$1.5 million, or an annualized 0.14% of average loans, for the
third quarter 2024 and $1.0 million, or 0.10% of average loans
annualized, for the fourth quarter 2023.
- Our total nonperforming loans increased to $26.7 million at
December 31, 2024 from $25.1 million at September 30, 2024 and
$14.0 million at December 31, 2023. Nonperforming assets at $30.3
million increased $3.9 million from September 30, 2024 and $14.7
million from December 31, 2023.
- Deposits, including repurchase agreements, at $5.3 billion
increased $238.8 million, or an annualized 18.7%, from September
30, 2024 and $360.5 million, or 7.3%, from December 31, 2023.
- Shareholders’ equity at $757.6 million decreased $3.2 million,
or an annualized 1.7%, during the quarter but increased $55.4
million, or 7.9%, from December 31, 2023. Shareholders’ equity was
negatively impacted during the quarter by the increase in
unrealized losses on securities driven by higher long-term interest
rates.
Net Interest Income
Percent Change
4Q 2024
Compared to:
($ in thousands)
4Q
2024
3Q
2024
4Q
2023
3Q
2024
4Q
2023
Year
2024
Year
2023
Percent Change
Components of net interest income:
Income on earning assets
$81,979
$79,814
$73,329
2.7%
11.8%
313,443
$268,650
16.7%
Expense on interest bearing
liabilities
32,452
32,615
30,354
(0.5%)
6.9%
127,448
95,540
33.4%
Net interest income
49,527
47,199
42,975
4.9%
15.2%
185,995
173,110
7.4%
TEQ
273
280
297
(2.6%)
(8.0%)
1,139
1,191
(4.3%)
Net interest income, tax equivalent
$49,800
$47,479
$43,272
4.9%
15.1%
187,134
$174,301
7.4%
Average yield and rates paid:
Earning assets yield
5.66%
5.72%
5.43%
(1.0%)
4.2%
5.65%
5.15%
9.8%
Rate paid on interest bearing
liabilities
3.18%
3.36%
3.27%
(5.4%)
(2.6%)
3.30%
2.72%
21.2%
Gross interest margin
2.48%
2.36%
2.16%
5.2%
15.1%
2.35%
2.43%
(3.1%)
Net interest margin
3.43%
3.39%
3.19%
1.1%
7.5%
3.36%
3.32%
1.1%
Average balances:
Investment securities
$1,075,698
$1,091,258
$1,144,078
(1.4%)
(6.0%)
1,102,434
$1,200,965
(8.2%)
Loans
$4,399,291
$4,300,652
4,022,547
2.3%
9.4%
4,247,762
3,888,585
9.2%
Earning assets
$5,779,438
$5,570,160
5,377,827
3.8%
7.5%
5,569,948
5,244,128
6.2%
Interest-bearing liabilities
$4,059,061
$3,859,978
3,687,660
5.2%
10.1%
3,867,733
3,514,142
10.1%
Net interest income for the quarter of $49.5 million was $2.3
million, or 4.9%, above prior quarter and $6.6 million, or 15.2%,
above prior year same quarter. Our net interest margin, on a fully
tax equivalent basis, at 3.43% increased 4 basis points from prior
quarter and 24 basis points from prior year same quarter. Our
quarterly average earning assets increased $209.3 million from
prior quarter and $401.6 million from prior year same quarter. Our
yield on average earning assets decreased 6 basis points from prior
quarter but increased 23 basis points from prior year same quarter,
while our cost of funds decreased 18 basis points from prior
quarter and 9 basis points from prior year same quarter. Net
interest income for the year ended December 31, 2024 was $186.0
million compared to $173.1 million for the year ended December 31,
2023.
Our ratio of average loans to deposits, including repurchase
agreements, was 84.4% for the quarter ended December 31, 2024
compared to 85.8% for the quarter ended September 30, 2024 and
81.8% for the quarter ended December 31, 2023.
Noninterest Income
Percent Change
4Q 2024
Compared to:
($ in thousands)
4Q
2024
3Q
2024
4Q
2023
3Q
2024
4Q
2023
Year
2024
Year
2023
Percent Change
Deposit related fees
$7,619
$7,886
$7,312
(3.4%)
4.2%
29,824
$29,935
(0.4%)
Trust revenue
3,961
3,707
3,318
6.9
19.4%
14,921
13,025
14.6%
Gains on sales of loans
50
80
54
(37.6)
(8.0%)
294
395
(25.6%)
Loan related fees
1,472
813
467
81.2%
215.5%
4,957
3,792
30.7%
Bank owned life insurance revenue
915
1,214
816
(24.6%)
12.1%
5,236
3,517
48.9%
Brokerage revenue
536
563
285
(4.8%)
88.2%
2,272
1,473
54.3%
Other
1,607
1,300
1,473
23.6%
9.1%
5,061
5,522
(8.3%)
Total noninterest income
$16,160
$15,563
$13,725
3.8%
17.7%
62,565
$57,659
8.5%
Noninterest income for the quarter ended December 31, 2024 of
$16.2 million was $0.6 million, or 3.8%, above prior quarter and
$2.4 million, or 17.7%, above prior year same quarter. Quarter over
quarter increases in loan related fees ($0.7 million), trust
revenue ($0.3 million), and securities gains ($0.3 million) were
offset by decreases in deposit related fees ($0.3 million) and bank
owned life insurance revenue ($0.3 million). Year over year
increases included loan related fees ($1.0 million), trust fees
($0.6 million), deposit related fees ($0.3 million), securities
gains ($0.3 million), and brokerage revenue ($0.2 million). The
increase in loan related fees for the quarter resulted primarily
from the fluctuation in the fair market value of our mortgage
servicing rights. The increase in securities gains for the quarter
was primarily the result of the valuation of our Visa Class B
stock. Noninterest income for the year 2024 was $62.6 million
compared to $57.7 million for the year 2023.
Noninterest Expense
Percent Change
4Q 2024
Compared to:
($ in thousands)
4Q
2024
3Q
2024
4Q
2023
3Q
2024
4Q
2023
Year
2024
Year
2023
Percent Change
Salaries
$13,310
$13,374
$13,163
(0.5%)
1.1%
$52,757
$51,283
2.9%
Employee benefits
6,883
6,147
5,282
12.0%
30.3%
26,670
22,428
18.9%
Net occupancy and equipment
3,015
3,072
3,045
(1.9%)
(1.0%)
12,204
11,843
3.1%
Data processing
3,181
2,804
2,630
13.4%
20.9%
11,172
9,726
14.9%
Legal and professional fees
1,039
1,024
900
1.4%
15.4%
3,873
3,350
15.6%
Advertising and marketing
821
876
923
(6.3%)
(11.0%)
3,130
3,214
(2.6%)
Taxes other than property and
payroll
436
438
421
(0.5%)
3.5%
1,754
1,706
2.8%
Other
5,084
4,777
5,264
6.4%
(3.4%)
19,363
21,840
(11.3%)
Total noninterest expense
$33,769
$32,512
$31,628
3.9%
6.8%
$130,923
$125,390
4.4%
Noninterest expense for the quarter ended December 31, 2024 of
$33.8 million was $1.3 million, or 3.9%, above prior quarter and
$2.1 million, or 6.8%, above prior year same quarter. The quarter
over quarter increase primarily resulted from increases in
personnel expense ($0.7 million) and data processing expense ($0.4
million). The year over year increase was primarily due to
increases in personnel expense ($1.7 million, which included a $1.1
million increase in bonuses and incentives and a $0.5 million
increase in the cost of group medical and life insurance benefits)
and data processing ($0.6 million). Other noninterest expense was
positively impacted year over year by the accounting method change
related to investments in tax credit structures (ASU No. 2023-02).
Noninterest expense for the year 2024 was $130.9 million compared
to $125.4 million for the year 2023.
Balance Sheet Review
Total Loans
Percent Change
4Q 2024 Compared to:
($ in thousands)
4Q
2024
3Q
2024
4Q
2023
3Q
2024
4Q
2023
Commercial nonresidential real estate
$865,031
$834,985
$778,637
3.6%
11.1%
Commercial residential real estate
508,310
485,004
417,943
4.8%
21.6%
Hotel/motel
458,832
453,465
395,765
1.2%
15.9%
Other commercial
440,506
440,636
391,390
(0.0%)
12.5%
Total commercial
2,272,679
2,214,090
1,983,735
2.6%
14.6%
Residential mortgage
1,043,401
1,003,123
937,524
4.0%
11.3%
Home equity loans/lines
167,425
163,013
147,036
2.7%
13.9%
Total residential
1,210,826
1,166,136
1,084,560
3.8%
11.6%
Consumer indirect
850,289
816,187
823,505
4.2%
3.3%
Consumer direct
152,843
154,061
159,106
(0.8%)
(3.9%)
Total consumer
1,003,132
970,248
982,611
3.4%
2.1%
Total loans
$4,486,637
$4,350,474
$4,050,906
3.1%
10.8%
Total Deposits and Repurchase Agreements
Percent Change
4Q 2024 Compared to:
($ in thousands)
4Q
2024
3Q
2024
4Q
2023
3Q
2024
4Q
2023
Noninterest bearing deposits
$1,242,676
$1,204,515
$1,260,690
3.2%
(1.4%)
Interest bearing deposits
Interest checking
167,736
156,249
123,927
7.4%
35.4%
Money market savings
1,781,415
1,658,758
1,525,537
7.4%
16.8%
Savings accounts
511,378
501,933
535,063
1.9%
(4.4%)
Time deposits
1,366,984
1,316,807
1,279,405
3.8%
6.8%
Repurchase agreements
240,166
233,324
225,245
2.9%
6.6%
Total interest bearing deposits
and repurchase agreements
4,067,679
3,867,071
3,689,177
5.2%
10.3%
Total deposits and repurchase
agreements
$5,310,355
$5,071,586
$4,949,867
4.7%
7.3%
CTBI’s total assets at $6.2 billion as of December 31, 2024
increased $230.3 million, or 15.4% annualized, from September 30,
2024 and $423.5 million, or 7.3%, from December 31, 2023. Loans
outstanding at $4.5 billion increased $136.2 million, an annualized
12.5%, from September 30, 2024 and $435.7 million, or 10.8%, from
December 31, 2023. The increase in loans from prior quarter
included a $58.6 million increase in the commercial loan portfolio,
a $44.7 million increase in the residential loan portfolio, and a
$34.1 million increase in the indirect consumer loan portfolio,
partially offset by a $1.2 million decrease in the consumer direct
loan portfolio. CTBI’s investment portfolio decreased $41.8
million, or an annualized 15.1%, from September 30, 2024 and $107.4
million, or 9.2%, from December 31, 2023. The decrease in our
investment portfolio quarter over quarter was primarily
attributable to an increase in our unrealized losses in the amount
of $23.7 million, while our unrealized losses decreased year over
year by $6.6 million. Deposits in other banks increased $141.5
million from prior quarter and $83.9 million from December 31,
2023. Deposits, including repurchase agreements, at $5.3 billion
increased $238.8 million, or an annualized 18.7%, from September
30, 2024 and $360.5 million, or 7.3%, from December 31, 2023. CTBI
is not dependent on any one customer or group of customers for
their source of deposits. As of December 31, 2024, no one customer
accounted for more than 4% of our $5.1 billion in deposits. Only
three customer relationships accounted for more than 1% each.
Shareholders’ equity at $757.6 million decreased $3.2 million,
or an annualized 1.7%, during the quarter but increased $55.4
million, or 7.9%, from December 31, 2023. Net unrealized losses on
securities, net of deferred taxes, were $98.4 million at December
31, 2024, compared to $80.6 million at September 30, 2024 and
$103.3 million at December 31, 2023. CTBI’s annualized dividend
yield to shareholders as of December 31, 2024 was 3.55%.
Asset Quality
Our total nonperforming loans increased to $26.7 million at
December 31, 2024 from $25.1 million at September 30, 2024 and
$14.0 million at December 31, 2023. Accruing loans 90+ days past
due at $10.3 million decreased $8.8 million from prior quarter but
increased $0.4 million from December 31, 2023. Nonaccrual loans at
$16.4 million increased $10.4 million from prior quarter and $12.3
million from December 31, 2023. The increase in nonaccrual loans
included an $8.0 million credit that is 80% USDA guaranteed.
Accruing loans 30-89 days past due at $16.8 million decreased $3.7
million from prior quarter but increased $1.5 million from December
31, 2023. Our loan portfolio management processes focus on the
immediate identification, management, and resolution of problem
loans to maximize recovery and minimize loss.
We had net loan charge-offs of $1.0 million, or an annualized
0.09% of average loans, for the fourth quarter 2024 compared to
$1.5 million, or an annualized 0.14% of average loans, for the
third quarter 2024 and $1.0 million, or 0.10% of average loans
annualized, for the fourth quarter 2023. Of the net charge-offs for
the quarter, $0.5 million were in indirect consumer loans, $0.2
million were in commercial loans, $0.2 million were in direct
consumer loans, and $0.1 million were in residential loans. Net
loan charge-offs for the year 2024 were in line with management’s
expectations at $5.5 million, or 0.13% of average loans, compared
to $3.2 million, or 0.08% of average loans for the year 2023.
Allowance for Credit Losses
Our provision for credit losses at $2.6 million for the quarter
decreased $0.1 million from prior quarter but increased $0.8
million from prior year same quarter. Of the provision for the
quarter, $1.6 million was allotted to fund loan growth. Provision
for credit losses for the year 2024 increased $4.1 million from the
year 2023. Our reserve coverage (allowance for credit losses to
nonperforming loans) at December 31, 2024 was 206.0% compared to
212.7% at September 30, 2024 and 354.7% at December 31, 2023. Our
credit loss reserve as a percentage of total loans outstanding at
December 31, 2024 remained at 1.23% from September 30, 2024
compared to 1.22% at December 31, 2023.
Forward-Looking Statements
Certain of the statements contained herein that are not
historical facts are forward-looking statements within the meaning
of the Private Securities Litigation Reform Act. CTBI’s actual
results may differ materially from those included in the
forward-looking statements. Forward-looking statements are
typically identified by words or phrases such as “believe,”
“expect,” “anticipate,” “intend,” “estimate,” “may increase,” “may
fluctuate,” and similar expressions or future or conditional verbs
such as “will,” “should,” “would,” and “could.” These
forward-looking statements involve risks and uncertainties
including, but not limited to, economic conditions, portfolio
growth, the credit performance of the portfolios, including
bankruptcies, and seasonal factors; changes in general economic
conditions including the performance of financial markets,
prevailing inflation and interest rates, realized gains from sales
of investments, gains from asset sales, and losses on commercial
lending activities; the effects of epidemics, pandemics, or other
infectious disease outbreaks; results of various investment
activities; the effects of competitors’ pricing policies, changes
in laws and regulations, competition, and demographic changes on
target market populations’ savings and financial planning needs;
industry changes in information technology systems on which we are
highly dependent; failure of acquisitions to produce revenue
enhancements or cost savings at levels or within the time frames
originally anticipated or unforeseen integration difficulties; and
the resolution of legal proceedings and related matters. In
addition, the banking industry in general is subject to various
monetary, operational, and fiscal policies and regulations, which
include, but are not limited to, those determined by the Federal
Reserve Board, the Federal Deposit Insurance Corporation, the
Consumer Financial Protection Bureau, and state regulators, whose
policies, regulations, and enforcement actions could affect CTBI’s
results. These statements are representative only on the date
hereof, and CTBI undertakes no obligation to update any
forward-looking statements made.
Community Trust Bancorp, Inc., with assets of $6.2 billion, is
headquartered in Pikeville, Kentucky and has 72 banking locations
across eastern, northeastern, central, and south central Kentucky,
six banking locations in southern West Virginia, three banking
locations in northeastern Tennessee, four trust offices across
Kentucky, and one trust office in Tennessee.
Additional information follows.
Community Trust Bancorp, Inc. Financial Summary
(Unaudited) December 31, 2024 (in thousands except per
share data and # of employees) Three Three Three Twelve
Twelve Months Months Months Months Months Ended Ended Ended Ended
Ended
December 31, 2024
September 30, 2024
December 31, 2023
December 31, 2024
December 31, 2023
Interest income
$
81,979
$
79,814
$
73,329
$
313,443
$
268,650
Interest expense
32,452
32,615
30,354
127,448
95,540
Net interest income
49,527
47,199
42,975
185,995
173,110
Loan loss provision
2,587
2,736
1,815
10,951
6,811
Gains on sales of loans
50
80
54
294
395
Deposit related fees
7,619
7,886
7,312
29,824
29,935
Trust revenue
3,961
3,707
3,318
14,921
13,025
Loan related fees
1,472
813
467
4,957
3,792
Securities gains (losses)
521
213
258
631
996
Other noninterest income
2,537
2,864
2,316
11,938
9,516
Total noninterest income
16,160
15,563
13,725
62,565
57,659
Personnel expense
20,193
19,521
18,445
79,427
73,711
Occupancy and equipment
3,015
3,072
3,045
12,204
11,843
Data processing expense
3,181
2,804
2,630
11,172
9,726
FDIC insurance premiums
670
629
655
2,586
2,483
Other noninterest expense
6,710
6,486
6,853
25,534
27,627
Total noninterest expense
33,769
32,512
31,628
130,923
125,390
Net income before taxes
29,331
27,514
23,257
106,686
98,568
Income taxes
6,838
5,372
4,598
23,873
20,564
Net income
$
22,493
$
22,142
$
18,659
$
82,813
$
78,004
Memo: TEQ interest income
$
82,252
$
80,094
$
73,626
$
314,582
$
269,841
Average shares outstanding
17,971
17,962
17,901
17,950
17,887
Diluted average shares outstanding
18,009
17,991
17,926
17,977
17,900
Basic earnings per share
$
1.25
$
1.23
$
1.04
$
4.61
$
4.36
Diluted earnings per share
$
1.25
$
1.23
$
1.04
$
4.61
$
4.36
Dividends per share
$
0.47
$
0.47
$
0.46
$
1.86
$
1.80
Average balances: Loans
$
4,399,291
$
4,300,652
$
4,022,547
$
4,247,762
$
3,888,585
Earning assets
5,779,438
5,570,160
5,377,827
5,569,948
5,244,128
Total assets
6,100,136
5,891,157
5,713,977
5,893,995
5,572,141
Deposits, including repurchase agreements
5,215,204
5,014,506
4,916,208
5,036,906
4,771,106
Interest bearing liabilities
4,059,061
3,859,978
3,687,660
3,867,733
3,514,142
Shareholders' equity
760,223
748,098
674,349
732,119
663,664
Performance ratios: Return on average assets
1.47
%
1.50
%
1.30
%
1.41
%
1.40
%
Return on average equity
11.77
%
11.77
%
10.98
%
11.31
%
11.75
%
Yield on average earning assets (tax equivalent)
5.66
%
5.72
%
5.43
%
5.65
%
5.15
%
Cost of interest bearing funds (tax equivalent)
3.18
%
3.36
%
3.27
%
3.30
%
2.72
%
Net interest margin (tax equivalent)
3.43
%
3.39
%
3.19
%
3.36
%
3.32
%
Efficiency ratio (tax equivalent)
51.60
%
51.75
%
55.74
%
52.57
%
54.29
%
Loan charge-offs
$
2,264
$
2,736
$
2,529
$
10,503
$
8,259
Recoveries
(1,285
)
(1,212
)
(1,538
)
(4,977
)
(5,010
)
Net charge-offs
$
979
$
1,524
$
991
$
5,526
$
3,249
Market Price: High
$
61.66
$
52.22
$
45.74
$
61.66
$
47.35
Low
$
46.55
$
41.50
$
33.91
$
38.44
$
32.68
Close
$
53.03
$
49.66
$
43.86
$
53.03
$
43.86
As of As of As of December 31, 2024 September 30, 2024
December 31, 2023
Assets: Loans
$
4,486,637
$
4,350,474
$
4,050,906
Loan loss reserve
(54,968
)
(53,360
)
(49,543
)
Net loans
4,431,669
4,297,114
4,001,363
Loans held for sale
184
115
152
Securities AFS
1,055,728
1,098,076
1,163,724
Equity securities at fair value
3,781
3,266
3,158
Other equity investments
9,949
10,060
9,599
Other earning assets
298,580
157,092
214,664
Cash and due from banks
73,021
85,944
58,833
Premises and equipment
49,630
47,519
45,311
Right of use asset
14,385
14,718
15,703
Goodwill and core deposit intangible
65,490
65,490
65,490
Other assets
190,828
183,574
191,699
Total Assets
$
6,193,245
$
5,962,968
$
5,769,696
Liabilities and Equity: Interest bearing checking
$
167,736
$
156,249
$
123,927
Savings deposits
2,292,793
2,160,691
2,060,600
CD's >=$100,000
795,619
753,253
704,222
Other time deposits
571,365
563,554
575,183
Total interest bearing deposits
3,827,513
3,633,747
3,463,932
Noninterest bearing deposits
1,242,676
1,204,515
1,260,690
Total deposits
5,070,189
4,838,262
4,724,622
Repurchase agreements
240,166
233,324
225,245
Other interest bearing liabilities
64,830
64,893
65,075
Lease liability
15,190
15,530
16,393
Other noninterest bearing liabilities
45,286
50,197
36,153
Total liabilities
5,435,661
5,202,206
5,067,488
Shareholders' equity
757,584
760,762
702,208
Total Liabilities and Equity
$
6,193,245
$
5,962,968
$
5,769,696
Ending shares outstanding
18,058
18,052
18,000
30 - 89 days past due loans
$
16,833
$
20,578
$
15,343
90 days past due loans
10,317
19,111
9,920
Nonaccrual loans
16,369
5,980
4,048
Foreclosed properties
3,647
1,344
1,616
Community bank leverage ratio
13.76
%
13.99
%
13.69
%
Tangible equity to tangible assets ratio
11.30
%
11.79
%
11.16
%
FTE employees
934
943
967
View source
version on businesswire.com: https://www.businesswire.com/news/home/20250115591129/en/
MARK A. GOOCH, CHAIRMAN, PRESIDENT, AND CEO, COMMUNITY TRUST
BANCORP, INC. AT (606) 437-3229
Community Trust Bancorp (NASDAQ:CTBI)
過去 株価チャート
から 12 2024 まで 1 2025
Community Trust Bancorp (NASDAQ:CTBI)
過去 株価チャート
から 1 2024 まで 1 2025
