Community Trust Bancorp Inc (CTBI)

Community Trust Bancorp, Inc. Announces Planned Retirement of Bank PresidentMay 4, 2026 9:49 AM
Business Wire
On April 29, 2026, Richard W. Newsom, Executive Vice President of Community Trust Bancorp, Inc. (the “Company”), notified the Company of his planned retirement effective as of February 5, 2027.


Mr. Newsom currently serves and will continue to serve as Executive Vice President of the Company and President of Community Trust Bank, Inc., the Company’s wholly owned bank subsidiary, until his planned retirement on February 5, 2027.


Community Trust Bancorp, Inc., with assets of $6.7 billion, is headquartered in Pikeville, Kentucky and has 69 banking locations across eastern, northeastern, central, and south central Kentucky, six banking locations in southern West Virginia, three banking locations in northeastern Tennessee, four trust offices across Kentucky, and one trust office in Tennessee.

View source version on businesswire.com: https://www.businesswire.com/news/home/20260504463304/en/
FOR ADDITIONAL INFORMATION PLEASE CONTACT MARK A. GOOCH, CHAIRMAN, PRESIDENT AND CEO, COMMUNITY TRUST BANCORP, INC. AT (606) 437-3229.


Original: Community Trust Bancorp, Inc. Announces Planned Retirement of Bank President

Community Trust Bancorp, Inc. Declares Its Cash Dividend April 29, 2026 8:15 AM
Business Wire
On April 28, 2026, the Board of Directors of Community Trust Bancorp, Inc., (NASDAQ-CTBI) declared its quarterly cash dividend of $0.53 per share, which will be paid on July 1, 2026, to shareholders of record on June 15, 2026.


Community Trust Bancorp, Inc., with assets of $6.7 billion, is headquartered in Pikeville, Kentucky and has 69 banking locations across eastern, northeastern, central, and south central Kentucky, six banking locations in southern West Virginia, three banking locations in northeastern Tennessee, four trust offices across Kentucky, and one trust office in Tennessee.

View source version on businesswire.com: https://www.businesswire.com/news/home/20260429682275/en/
FOR ADDITIONAL INFORMATION PLEASE CONTACT MARK A. GOOCH, CHAIRMAN, PRESIDENT AND CEO, COMMUNITY TRUST BANCORP, INC. AT (606) 437-3229. 


Original: Community Trust Bancorp, Inc. Declares Its Cash Dividend 

Community Trust Bancorp, Inc. Reports Earnings for the 1st Quarter 2026April 15, 2026 8:15 AM
Business Wire
Community Trust Bancorp, Inc. (NASDAQ:CTBI): 


Earnings Summary




(in thousands except per share data)






1Q




2026






4Q




2025






1Q




2025








Net income






$27,192






$27,276






$21,972








Earnings per share






$1.51






$1.51






$1.22








Earnings per share – diluted






$1.50






$1.51






$1.22








 






 






 






 








Return on average assets






1.65%






1.63%






1.44%








Return on average equity






12.62%






12.71%






11.50%








Efficiency ratio






48.72%






48.70%






51.86%








Tangible common equity






12.07%






11.94%






11.57%








 






 






 






 








Dividends declared per share






$0.53






$0.53






$0.47








Book value per share






$47.99






$47.26






$43.32








 






 






 






 








Weighted average shares






18,049






18,025






17,995








Weighted average shares – diluted






18,080






18,064






18,022







Community Trust Bancorp, Inc. (NASDAQ:CTBI) achieved earnings for the first quarter 2026 of $27.2 million, or $1.51 per basic earnings per share, compared to $27.3 million, or $1.51 per basic share, earned during the fourth quarter 2025 and $22.0 million, or $1.22 per basic share, earned during the first quarter 2025. Total revenue for the quarter was $0.5 million below prior quarter but $8.0 million above prior year same quarter. Net interest income for the quarter increased $0.7 million compared to prior quarter and $7.5 million compared to prior year same quarter, and noninterest income decreased $1.2 million compared to prior quarter but increased $0.5 million compared to prior year same quarter. Our provision for credit losses for the quarter decreased $0.6 million from prior quarter and $1.3 million from prior year same quarter. Noninterest expense increased $0.1 million compared to prior quarter and $2.3 million compared to prior year same quarter.


1st Quarter 2026 Highlights



Net interest income for the quarter of $58.8 million was $0.7 million, or 1.1%, above prior quarter and $7.5 million, or 14.7%, above prior year same quarter, as our net interest margin increased 12 basis points from prior quarter and 22 basis points from prior year same quarter.




Provision for credit losses at $2.3 million for the quarter decreased $0.6 million from prior quarter and $1.3 million from prior year same quarter.




Noninterest income for the quarter of $15.4 million was $1.2 million, or 7.2%, below prior quarter but $0.5 million, or 3.5%, above prior year same quarter.




Noninterest expense for the quarter of $36.5 million was $0.1 million, or 0.2%, above prior quarter and $2.3 million, or 6.8%, above prior year same quarter.




Our loan portfolio at $5.0 billion increased $95.9 million, an annualized 7.9%, for the quarter and $354.3 million, or 7.6%, from March 31, 2025.




We had net loan charge-offs of $1.3 million, an annualized 0.11% of average loans, for the quarter compared to $1.8 million, an annualized 0.14% of average loans, for prior quarter and $1.6 million, an annualized 0.14% of average loans, for the first quarter 2025.




Our total nonperforming loans at $20.7 million at March 31, 2026 increased $1.6 million for the quarter but decreased $5.8 million from March 31, 2025. Nonperforming assets at $24.1 million increased $1.9 million for the quarter but decreased $7.2 million from March 31, 2025.




Deposits, including repurchase agreements, at $5.7 billion increased $35.1 million, an annualized 2.5%, for the quarter and $375.1 million, or 7.0%, from March 31, 2025.




Shareholders’ equity at $871.2 million increased $15.2 million, an annualized 7.2%, for the quarter and $87.1 million, or 11.1%, from March 31, 2025.



Net Interest Income








Percent Change












1Q 2026 Compared to:








($ in thousands)






1Q




2026






4Q




2025






1Q




2025






4Q




2025






1Q




2025








Components of net interest income













Income on earning assets






$87,755






$89,532






$82,054






(2.0)%






6.9%








Expense on interest bearing liabilities






28,973






31,415






30,787






(7.8)%






(5.9)%








Net interest income






58,782






58,117






51,267






1.1%






14.7%








TEQ






317






323






273






(1.9)%






16.3%








Net interest income, tax equivalent (non-GAAP)






$59,099






$58,440






$51,540






1.1%






14.7%









 








 






 








Average yield and rates paid:






 








 






 








Earning assets yield






5.65%






5.64%






5.71%






0.0%






(1.1)%








Rate paid on interest bearing liabilities






2.61%






2.78%






3.02%






(5.9)%






(13.3)%








Gross interest margin






3.04%






2.86%






2.69%






5.8%






12.5%








Net interest margin






3.79%






3.67%






3.57%






3.3%






6.0%









 








 






 








Average balances:






 








 






 








Investment securities






$1,113,988






$1,076,245






$1,045,953






3.5%






6.5%








Loans






4,934,257






4,821,223






4,533,091






2.3%






8.8%








Earning assets






6,327,329






6,321,901






5,848,092






0.1%






8.2%








Interest-bearing liabilities






4,494,829






4,485,186






4,138,451






0.2%






8.6%







Net interest income for the quarter of $58.8 million was $0.7 million, or 1.1%, above prior quarter and $7.5 million, or 14.7%, above prior year same quarter, as our net interest margin, on a fully tax equivalent basis, increased 12 basis points from prior quarter and 22 basis points from prior year same quarter. Our quarterly average earning assets increased $5.4 million, an annualized 0.3%, from prior quarter and $479.2 million, or 8.2%, from prior year same quarter. Our yield on average earning assets increased 1 basis point from prior quarter but decreased 6 basis points from prior year same quarter, while our cost of funds decreased 17 basis points from prior quarter and 41 basis points from prior year same quarter.


Our ratio of average loans to deposits, including repurchase agreements, was 87.2% for the quarter compared to 84.9% for prior quarter and 85.9% for same quarter prior year.


Noninterest Income






Percent Change










1Q 2026 Compared to:








($ in thousands)






1Q




2026






4Q




2025






1Q




2025






4Q




2025






1Q




2025








Deposit related fees






$7,155






$7,537






$6,822






(5.1)%






4.9%








Trust and wealth management income






4,462






4,422






3,981






0.9%






12.1%








Gains on sales of loans






51






107






47






(52.4)%






8.4%








Loan related fees






1,039






932






965






11.5%






7.7%








Bank owned life insurance revenue






1,714






1,179






1,035






45.4%






65.6%








Brokerage revenue






520






522






494






(0.5)%






5.2%








Other






473






1,904






1,553






(75.2)%






(69.6)%








Total noninterest income






$15,414






$16,603






$14,897






(7.2)%






3.5%












 


Noninterest income for the quarter of $15.4 million was $1.2 million, or 7.2%, below prior quarter but $0.5 million, or 3.5%, above prior year same quarter. The variance quarter over quarter was primarily the result of decreases in net securities gains ($0.7 million), net gains on the sale of fixed assets ($0.5 million), deposit related fees ($0.4 million), partially offset by an increase in bank owned life insurance revenue ($0.5 million). The decrease in net gains on the sale of fixed assets is the result of a $0.5 million gain taken in the fourth quarter 2025 from the sale of one of our branch locations. Year over year increases for the quarter in bank owned life insurance revenue ($0.7 million), trust and wealth management income ($0.5 million), and deposit related fees ($0.3 million) were partially offset by a $1.0 million decrease in securities gains. The variances in securities gains resulted primarily from changes in the valuation of our equity securities.


Noninterest Expense








Percent Change












1Q 2026 Compared to:








($ in thousands)






1Q




2026






4Q




2025






1Q




2025






4Q




2025






1Q




2025








Salaries






$13,629






$13,981






$13,269






(2.5)%






2.7%








Employee benefits






8,476






7,952






6,849






6.6%






23.8%








Net occupancy and equipment






3,699






3,373






3,440






9.7%






7.5%








Data processing






2,955






2,877






2,859






2.7%






3.4%








Legal and professional fees






1,164






1,019






1,225






14.2%






(5.0)%








Advertising and marketing






700






776






673






(9.8)%






4.0%








Taxes other than property and payroll






617






687






529






(10.2)%






16.6%








Other






5,297






5,787






5,364






(8.5)%






(1.2)%








Total noninterest expense






$36,537






$36,452






$34,208






0.2%






6.8%







Noninterest expense for the quarter of $36.5 million was $0.1 million, or 0.2%, above prior quarter and $2.3 million, or 6.8%, above prior year same quarter. Quarter over quarter increases in occupancy and equipment expense ($0.3 million) and repossession expense ($0.4 million) were partially offset by decreases in contribution expense ($0.4 million) and operating losses ($0.2 million). The decrease in contribution expense resulted from the $0.4 million expense associated with the donation of one of our branch locations in the fourth quarter 2025. The year over year increase for the quarter primarily resulted from an increase in salaries ($0.4 million) and other employee benefits, including bonuses ($0.5 million), and the cost of group medical and life insurance expense ($1.3 million).


Provision for Credit Losses


Our provision for credit losses at $2.3 million for the quarter decreased $0.6 million from prior quarter and $1.3 million from prior year same quarter. Of the provision for the quarter, $2.5 million was attributable to the allowance for credit losses, with an expense recovery of $0.2 million recognized in the provision for unfunded commitments.


Balance Sheet Review


Total Loans








Percent Change












1Q 2026 Compared to:








($ in thousands)






1Q




2026






4Q




2025






1Q




2025






4Q




2025






1Q




2025








Commercial nonresidential real estate






$994,914






$959,915






$913,238






3.6%






8.9%








Commercial residential real estate






596,948






580,652






535,427






2.8%






11.5%








Hotel/motel






507,243






497,764






475,582






1.9%






6.7%








Other commercial






440,980






454,944






433,379






(3.1)%






1.8%








Total commercial






2,540,085






2,493,275






2,357,626






1.9%






7.7%









 












Residential mortgage






1,245,759






1,206,820






1,066,973






3.2%






16.8%








Home equity loans/lines






191,178






186,798






172,688






2.3%






10.7%








Total residential






1,436,937






1,393,618






1,239,661






3.1%






15.9%









 












Consumer indirect






873,980






862,458






888,635






1.3%






(1.6)%








Consumer direct






139,819






145,591






150,614






(4.0)%






(7.2)%








Total consumer






1,013,799






1,008,049






1,039,249






0.6%






(2.4)%









 












Total loans






$4,990,821






$4,894,942






$4,636,536






2.0%






7.6%







Total Deposits and Repurchase Agreements





 


Percent Change









 


1Q 2026 Compared to:








($ in thousands)






1Q




2026





 

4Q




2025






1Q




2025






4Q




2025






1Q




2025








Noninterest bearing deposits






$1,262,835






$1,263,243






$1,235,544






0.0%






2.2%








Interest bearing deposits









 






 








Interest checking






190,769






195,458






158,968






(2.4)%






20.0%








Money market savings






1,917,509






1,877,815






1,828,051






2.1%






4.9%








Savings accounts






508,553






499,276






516,379






1.9%






(1.5)%








Time deposits






1,554,554






1,553,266






1,372,363






0.1%






13.3%








Repurchase agreements






298,721






308,799






246,556






(3.3)%






21.2%








Total interest bearing deposits and repurchase agreements






4,470,106






4,434,614






4,122,317






0.8%






8.4%








Total deposits and repurchase agreements






$5,732,941






$5,697,857






$5,357,861






0.6%






7.0%












 


CTBI’s total assets at $6.7 billion increased $57.0 million, or 3.5% annualized, for the quarter and $464.6 million, or 7.4%, from March 31, 2025. Loans outstanding at $5.0 billion increased $95.9 million, an annualized 7.9%, for the quarter and $354.3 million, or 7.6%, from March 31, 2025. The increase in loans for the quarter included a $46.8 million increase in the commercial loan portfolio, a $43.3 million increase in the residential loan portfolio, and an $11.5 million increase in the consumer indirect loan portfolio, partially offset by a $5.7 million decrease in the consumer direct loan portfolio. CTBI’s investment portfolio at $1.1 billion decreased $33.0 million, an annualized 11.9%, for the quarter as management allocated investment maturities into the loan portfolio but increased $79.1 million, or 7.8%, from March 31, 2025. Deposits in other banks decreased $33.8 million for the quarter and $5.1 million from March 31, 2025. Deposits, including repurchase agreements, at $5.7 billion increased $35.1 million, an annualized 2.5%, for the quarter and $375.1 million, or 7.0%, from March 31, 2025. CTBI is not dependent on any one customer or group of customers for their source of deposits. As of March 31, 2026, two customers accounted for over 3% each (3.7% and 3.2%) of our $5.4 billion in deposits. Only these two customer relationships accounted for more than 1% each of our deposits.


Shareholders’ equity at $871.2 million increased $15.2 million, an annualized 7.2%, for the quarter and $87.1 million, or 11.1%, from March 31, 2025. Net unrealized losses on securities, net of deferred taxes, were $68.0 million at March 31, 2026, compared to $64.8 million at December 31, 2025 and $86.1 million at March 31, 2025. CTBI’s annualized dividend yield to shareholders as of March 31, 2026 was 3.49%.


Asset Quality


Our total nonperforming loans at $20.7 million at March 31, 2026 increased $1.6 million for the quarter but decreased $5.8 million from March 31, 2025. Nonaccrual loans at $11.1 million increased $2.6 million from prior quarter but decreased $4.6 million from March 31, 2025. Accruing loans 90+ days past due at $9.6 million decreased $1.0 million from prior quarter and $1.2 million from March 31, 2025. Accruing loans 30-89 days past due at $24.8 million increased $4.6 million from prior quarter and $10.3 million from March 31, 2025. Our loan portfolio management processes focus on the immediate identification, management, and resolution of problem loans to maximize recovery and minimize loss.


We had net loan charge-offs of $1.3 million, an annualized 0.11% of average loans, for the quarter compared to $1.8 million, an annualized 0.14% of average loans, for prior quarter and $1.6 million, an annualized 0.14% of average loans, for the first quarter 2025. Of the net charge-offs for the quarter, $0.5 million were in commercial loans, $0.2 million were in residential loans, $0.5 million were in consumer indirect loans, and $0.1 million were in consumer direct loans.


Allowance for Credit Losses


Our reserve coverage (allowance for credit losses to nonperforming loans) at March 31, 2026 was 295.8% compared to 314.0% at December 31, 2025 and 214.7% at March 31, 2025. Our loan loss reserve as a percentage of total loans outstanding at March 31, 2026 remained at 1.23% from December 31, 2025 and March 31, 2025. The table below shows the changes in components of the allowance for credit losses during the first quarter 2026:




Beginning balance






$60,169








New loan volume






4,608








Changes in existing loan balances






(658)








Loan exiting






(2,767)








Historical loss rate






(124)








Qualitative factors






188








Other changes






(95)








Ending balance






$61,321







Forward-Looking Statements


Certain of the statements contained herein that are not historical facts are forward-looking statements within the meaning of the Private Securities Litigation Reform Act. CTBI’s actual results may differ materially from those included in the forward-looking statements. Forward-looking statements are typically identified by words or phrases such as “believe,” “expect,” “anticipate,” “intend,” “estimate,” “may increase,” “may fluctuate,” and similar expressions or future or conditional verbs such as “will,” “should,” “would,” and “could.” These forward-looking statements involve risks and uncertainties including, but not limited to, economic conditions, portfolio growth, the credit performance of the portfolios, including bankruptcies, and seasonal factors; changes in general economic conditions including the performance of financial markets, prevailing inflation and interest rates, realized gains from sales of investments, gains from asset sales, and losses on commercial lending activities; the effects of epidemics, pandemics, or other infectious disease outbreaks; results of various investment activities; the effects of competitors’ pricing policies, changes in laws and regulations, competition, and demographic changes on target market populations’ savings and financial planning needs; industry changes in information technology systems on which we are highly dependent; failure of acquisitions to produce revenue enhancements or cost savings at levels or within the time frames originally anticipated or unforeseen integration difficulties; the resolution of legal proceedings and related matters. In addition, the banking industry in general is subject to various monetary, operational, and fiscal policies and regulations, which include, but are not limited to, those determined by the Federal Reserve Board, the Federal Deposit Insurance Corporation, the Consumer Financial Protection Bureau, and state regulators, whose policies, regulations, and enforcement actions could affect CTBI’s results. These statements are representative only on the date hereof, and CTBI undertakes no obligation to update any forward-looking statements made.


Community Trust Bancorp, Inc., with assets of $6.7 billion, is headquartered in Pikeville, Kentucky and has 69 banking locations across eastern, northeastern, central, and south central Kentucky, six banking locations in southern West Virginia, three banking locations in northeastern Tennessee, four trust offices across Kentucky, and one trust office in Tennessee.


Additional information follows.



Community Trust Bancorp, Inc.


Financial Summary (Unaudited)


March 31, 2026


(in thousands except per share data and # of employees)










 






Three

Three

Three






Months

Months

Months






Ended

Ended

Ended






March 31, 2026

December 31, 2025

March 31, 2025


Interest income




$






87,755






 







$






89,532






 







$






82,054






 







Interest expense




 






28,973






 







 






31,415






 







 






30,787






 







Net interest income




 






58,782






 







 






58,117






 







 






51,267






 







Provision for credit losses




 






2,311






 







 






2,908






 







 






3,568






 















 


Gains on sales of loans




 






51






 







 






107






 







 






47






 







Deposit related fees




 






7,155






 







 






7,537






 







 






6,822






 







Trust and wealth management income




 






4,462






 







 






4,422






 







 






3,981






 







Loan related fees




 






1,039






 







 






932






 







 






965






 







Securities gains (losses)




 






(488






)







 






194






 







 






480






 







Other noninterest income




 






3,195






 







 






3,411






 







 






2,602






 







Total noninterest income




 






15,414






 







 






16,603






 







 






14,897






 















 


Personnel expense




 






22,105






 







 






21,933






 







 






20,118






 







Occupancy and equipment




 






3,699






 







 






3,373






 







 






3,440






 







Data processing expense




 






2,955






 







 






2,877






 







 






2,859






 







FDIC insurance




 






744






 







 






745






 







 






689






 







Other noninterest expense




 






7,034






 







 






7,524






 







 






7,102






 







Total noninterest expense




 






36,537






 







 






36,452






 







 






34,208






 















 


Net income before taxes




 






35,348






 







 






35,360






 







 






28,388






 







Income taxes




 






8,156






 







 






8,084






 







 






6,416






 







Net income




$






27,192






 







$






27,276






 







$






21,972






 















 


Memo: TEQ interest income




$






88,072






 







$






89,855






 







$






82,327






 















 


Average shares outstanding




 






18,049






 







 






18,025






 







 






17,995






 







Diluted average shares outstanding




 






18,080






 







 






18,064






 







 






18,022






 







Basic earnings per share




$






1.51






 







$






1.51






 







$






1.22






 







Diluted earnings per share




$






1.50






 







$






1.51






 







$






1.22






 







Dividends per share




$






0.53






 







$






0.53






 







$






0.47






 















 


Average balances:










Loans




$






4,934,257






 







$






4,821,223






 







$






4,533,091






 







Earning assets




 






6,327,329






 







 






6,321,901






 







 






5,848,092






 







Total assets




 






6,669,401






 







 






6,657,596






 







 






6,176,389






 







Deposits, including repurchase agreements




 






5,661,967






 







 






5,677,448






 







 






5,276,893






 







Interest bearing liabilities




 






4,494,829






 







 






4,485,186






 







 






4,138,451






 







Shareholders' equity




 






873,726






 







 






851,231






 







 






774,907






 















 


Performance ratios:










Return on average assets




 






1.65






%







 






1.63






%







 






1.44






%







Return on average equity




 






12.62






%







 






12.71






%







 






11.50






%







Yield on average earning assets (tax equivalent)




 






5.65






%







 






5.64






%







 






5.71






%







Cost of interest bearing funds (tax equivalent)




 






2.61






%







 






2.78






%







 






3.02






%







Net interest margin (tax equivalent)




 






3.79






%







 






3.67






%







 






3.57






%







Efficiency ratio (tax equivalent)




 






48.72






%







 






48.70






%







 






51.86






%















 


Loan charge-offs




$






2,686






 







$






3,022






 







$






2,722






 







Recoveries




 






(1,368






)







 






(1,267






)







 






(1,147






)







Net charge-offs




$






1,318






 







$






1,755






 







$






1,575






 















 


Market Price:










High




$






65.79






 







$






61.55






 







$






56.96






 







Low




$






56.05






 







$






50.25






 







$






48.82






 







Close




$






60.72






 







$






56.50






 







$






50.36






 















 






As of

As of

As of






March 31, 2026

December 31, 2025

March 31, 2025


Assets:










Loans




$






4,990,821






 







$






4,894,942






 







$






4,636,536






 







Allowance for credit losses




 






(61,321






)







 






(60,169






)







 






(56,961






)







Net loans




 






4,929,500






 







 






4,834,773






 







 






4,579,575






 







Loans held for sale




 






73






 







 






211






 







 






-






 







Securities AFS




 






1,088,205






 







 






1,120,719






 







 






1,008,552






 







Equity securities at fair value




 






3,666






 







 






4,154






 







 






4,261






 







Other equity investments




 






10,087






 







 






10,087






 







 






9,773






 







Other earning assets




 






269,178






 







 






302,928






 







 






274,229






 







Cash and due from banks




 






91,572






 







 






62,851






 







 






68,532






 







Premises and equipment




 






53,114






 







 






52,611






 







 






50,753






 







Right of use asset




 






14,999






 







 






15,433






 







 






15,636






 







Goodwill and core deposit intangible




 






65,490






 







 






65,490






 







 






65,490






 







Other assets




 






215,284






 







 






214,881






 







 






199,717






 







Total Assets




$






6,741,168






 







$






6,684,138






 







$






6,276,518






 















 


Liabilities and Equity:










Interest bearing checking




$






190,769






 







$






195,458






 







$






158,968






 







Savings deposits




 






2,426,062






 







 






2,377,091






 







 






2,344,430






 







CD's >=$100,000




 






959,996






 







 






960,517






 







 






800,359






 







Other time deposits




 






594,558






 







 






592,749






 







 






572,004






 







Total interest bearing deposits




 






4,171,385






 







 






4,125,815






 







 






3,875,761






 







Noninterest bearing deposits




 






1,262,835






 







 






1,263,243






 







 






1,235,544






 







Total deposits




 






5,434,220






 







 






5,389,058






 







 






5,111,305






 







Repurchase agreements




 






298,721






 







 






308,799






 







 






246,556






 







Other interest bearing liabilities




 






64,512






 







 






64,577






 







 






64,767






 







Lease liability




 






15,995






 







 






16,417






 







 






16,461






 







Other noninterest bearing liabilities




 






56,475






 







 






49,215






 







 






53,257






 







Total liabilities




 






5,869,923






 







 






5,828,066






 







 






5,492,346






 







Shareholders' equity




 






871,245






 







 






856,072






 







 






784,172






 







Total Liabilities and Equity




$






6,741,168






 







$






6,684,138






 







$






6,276,518






 















 


Ending shares outstanding




 






18,156






 







 






18,116






 







 






18,102






 















 


30 - 89 days past due loans




$






24,800






 







$






20,182






 







$






14,537






 







90 days past due loans




 






9,599






 







 






10,623






 







 






10,835






 







Nonaccrual loans




 






11,132






 







 






8,539






 







 






15,692






 







Foreclosed properties




 






3,348






 







 






3,066






 







 






4,795






 















 


Community bank leverage ratio




 






13.91






%







 






13.64






%







 






13.81






%







Tangible equity to tangible assets ratio




 






12.07






%







 






11.94






%







 






11.57






%







FTE employees




 






974






 







 






991






 







 






988






 















 


 

View source version on businesswire.com: https://www.businesswire.com/news/home/20260415109031/en/
FOR ADDITIONAL INFORMATION, PLEASE CONTACT MARK A. GOOCH, CHAIRMAN, PRESIDENT, AND CEO, COMMUNITY TRUST BANCORP, INC. AT (606) 437-3229


Original: Community Trust Bancorp, Inc. Reports Earnings for the 1st Quarter 2026