First Federal Savings Bank and ICBA Offer 10 Tips for Safe Travel This Season
2024年7月3日 - 12:00AM
As Americans make their travel plans this Summer, First Federal
Savings Bank and the Independent Community Bankers of America
(ICBA) are sharing planning tips for consumers to minimize unwanted
surprises during travel to maximize their enjoyment as they venture
away from home.
“Planning for the unexpected—including trip
delays, lost or damaged merchandise, and last-minute expenditures
can lessen the financial impact and increase your peace of mind
when traveling domestic or abroad,” said Courtney Schmitt, VP
Marketing Manager at First Federal Savings Bank. “Should you
encounter an unforeseen expense while away or need financial
assistance during your travels, call on First Federal Savings Bank
and our expert staff who can offer support to ease your load.”
ICBA and First Federal Savings Bank urge consumers to consider
these 10 tips before departing on their next trip:
- Inform your community
bank of your travel plans to avoid account holds or
transaction rejections when unusual transactions are presented for
processing. Within your mobile banking app under the Cards section,
select Manage Travel Plans to set up a travel notice.
- Ensure you have a
chip-enabled card or contactless card, particularly if
your travel plans take you overseas where chip technology may be a
prerequisite for card acceptance.
- Carry multiple cards as
a backup. Families or couples may get even greater backup
coverage if each person takes a different card.
- Create transaction
alerts for credit and debit cards within your online banking
platform. If you suspect your information has been
compromised, contact your bank and credit card provider
immediately.
- Inquire about special
card features like travel accident insurance and
traveler’s assistance.
- Choose an ATM or
bank for currency purchases for fewer fees and an exact
conversion rate.
- Check card
readers for signs of tampering. When in doubt, choose
another terminal.
- Lock away
valuables such as passports, backup credit cards,
financial information, and cash.
- Use social media with
care. Posting your pictures or whereabouts during travel
could leave you susceptible to home invaders.
- Monitor charge
activity. Review purchases and ATM withdrawals with your
bank and credit card companies when you return home and save your
receipts.
About First Federal Savings
BankFirst Federal Savings Bank was established on
Evansville, Indiana's Westside in 1904. A community bank offering
eight locations in Posey, Vanderburgh, Warrick, and Henderson
County. First Federal Savings Bank is also proud to offer Home
Building Savings Bank locations in Daviess and Pike County.
About ICBAThe Independent
Community Bankers of America® has one mission: to create and
promote an environment where community banks flourish. We power the
potential of the nation’s community banks through effective
advocacy, education, and innovation.
As local and trusted sources of credit, America’s
community banks leverage their relationship-based business model
and innovative offerings to channel deposits into the neighborhoods
they serve, creating jobs, fostering economic prosperity, and
fueling their customers’ financial goals and dreams. For more
information, visit ICBA’s website at icba.org.
Media Contacts
Courtney Schmitt
cschmitt@fbei.net
(812) 492-8295
Nicole Swann
nicole.swann@icba.org
202-821-4458
@ICBA_nswann