MAF Bancorp Declares Quarterly Cash Dividend CLARENDON HILLS, Ill., Nov. 18 /PRNewswire-FirstCall/ -- MAF Bancorp, Inc. (NASDAQ:MAFB) announced that its Board of Directors has declared a quarterly cash dividend of $.21 per common share. The dividend will be payable on January 3, 2005 to shareholders of record on December 16, 2004. MAF Bancorp is the parent company of Mid America Bank, a federally chartered stock savings bank. The Bank currently operates a network of 72 retail banking offices throughout Chicago and Milwaukee and their surrounding areas. Offices in Wisconsin operate under the name "St. Francis Bank, a division of Mid America Bank, fsb." The Company's common stock trades on the Nasdaq Stock Market under the symbol MAFB. DATASOURCE: MAF Bancorp, Inc. CONTACT: Jerry A. Weberling, Chief Financial Officer, or Michael J. Janssen, Senior Vice President, both of MAF Bancorp, Inc., +1-630-325-7300 Web site: http://www.mafbancorp.com/

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