JFI is the governance token of JuFi, with a total amount of 21 million issued, which is used for community management and ecological development, and has no real economic value. All JFI holders can participate in multi center autonomy by voting; JFI adopts the mechanism of mortgage loan mining, which is produced in every loan business of JuFi plate. In other words, the interest from each side of JFI's loan is increased according to the proportion of loan from JFI.