Westpac Securities Administration

RE:    WESTPAC SECURITIES ADMINISTRATION LTD
       USD 32,300,000.00
       MATURING: 19-Jly-2029
       ISSUE DATE: 10-Jun-1998
       ISIN: US96121RAB87

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
19-Oct-2004 TO 19-Jan-2005 HAS BEEN FIXED AT 2.335000 PCT

DAY BASIS 92/360

INTEREST PAYABLE VALUE 19-Jan-2005 WILL AMOUNT TO:
USD 159.26 PER USD 26,688.30 DENOMINATION.

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881
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