Alita’s AOLPro™ Reviewed by Moody's Investors Service
2024年8月8日 - 10:00PM
Alita Group, a technology firm focused on reducing the cost of
homeownership with innovative alternatives for the mortgage
industry (“Alita”), is pleased to announce that Moody's Investors
Service ("Moody's") has reviewed the framework of their AOLPro
product, an insured attorney opinion letter (AOL) used as an
alternative to title insurance, and determined that it is
materially similar to traditional title insurance from a credit
risk perspective. This determination underscores AOLPro’s ability
to reduce closing costs for homeowners and lenders nationwide.
Moody’s reviewed the AOLPro product, including
the insurance coverage behind it, to assess the credit risk impact
of including loans closed with an AOLPro in lieu of title
insurance, in mortgage-backed securities. After completing its
review, Moody’s determined that the use of an AOLPro creates no
material credit concerns or issues from a credit risk perspective.
Moody’s analysis and determination are limited to Alita’s AOLPro
and do not extend to other attorney opinion letter products.
"Moody's in-depth review of the AOLPro framework
and ultimate determination that the credit risk is materially
similar to title insurance validates our belief that the AOLPro is
a game-changer," said Alita Group President Stacy Mestayer. "This
yet again confirms that the AOLPro can not only provide real
savings to a consumer at the closing table, but can also protect
them, as well as the lender and downline investors, in a
responsible and regulated way.”
Alita’s AOLPro is available nationwide through
strategic partnerships with lenders and approved service providers.
To learn more about the coverage behind the AOLPro and how it
compares to traditional title insurance, click here to read a white
paper released by Bradley Arant Boult Cummings LLP, a prominent
national law firm specializing in the financial services
sector.
Anyone with questions regarding Moody’s
determination may contact Moody’s at
Philip.Rukosuev@moodys.com.
About Alita Group Alita Group
is pioneering a new era in homeownership with its AOLPro™ platform,
the only solution that enables the scalable and consistent
production of insured attorney opinion letters (AOLs) as an
affordable alternative to title insurance. As the architects of the
insured AOL, the Alita team shares a long-standing commitment to
making homeownership more affordable by lowering closing costs for
consumers. With AOLPro, Alita empowers homeowners and lenders to
choose the most cost-effective option to protect their most
valuable assets. To learn more, visit alitagroup.com.
Contact:Stacy MestayerPresident
stacy@alitagroup.com