Year-over-year revenues increase 32.7% Adjusted EPS of 83 cents per diluted share JACKSONVILLE, Fla., Oct. 22 /PRNewswire-FirstCall/ -- Lender Processing Services, Inc. (NYSE:LPS), a leading provider of integrated technology and services to the mortgage and real estate industries, today reported consolidated revenues of $619.4 million for the third quarter of 2009, an increase of 32.7% compared to the third quarter of 2008, and net earnings of $75.5 million or 78 cents per diluted share. Adjusted net earnings for the third quarter of 2009 were $80.2 million, or 83 cents per diluted share, compared to $57.8 million, or 61 cents per diluted share, in the third quarter of 2008. Adjusted net earnings in the current quarter include an adjustment for purchase amortization of 5 cents per diluted share while the prior year quarter included a similar adjustment of 7 cents per diluted share. "LPS delivered strong results in the third quarter despite an ongoing difficult business environment. LPS with its broad-based, technology-driven end-to-end solutions for the mortgage and real estate industries, remains well positioned for the fourth quarter and to continue to grow profitably in the years ahead," said Lee A. Kennedy, Executive Chairman of LPS. "All our business segments continued to gain market share in the third quarter. Our Mortgage Processing and other technology businesses posted solid earnings while our Default Services business continued to deliver very strong results. Also, our Loan Facilitation business benefited from a stronger year-over-year origination market," added Jeff Carbiener, President and CEO of LPS. Operating income of $143.6 million in the quarter improved 32.6% compared to the third quarter of 2008. Year-to-date pro forma adjusted free cash flow (net cash provided by operating activities including pro forma interest expense for the first six months of 2008, minus additions to property and equipment and capitalized software) for 2009 of $231.6 million compared to $184.1 million for the first nine months of 2008. Technology, Data and Analytics (TD&A) Revenues for the segment were $186.3 million compared to $139.0 million in the third quarter of 2008 while operating income of $62.4 million compared to $49.2 million in the prior year quarter. Mortgage Processing revenues of $103.0 million were 23.2% above the third quarter of 2008, primarily due to the conversion of the JPMorgan Chase portfolio on to our mortgage servicing platform. Other TD&A revenues increased by 50.5% to $83.3 million compared to the prior year quarter, mainly due to strong growth in Data and Analytics services, our Desktop application, and the impact of the FNRES acquisition completed in the first quarter of 2009. Excluding the impact of FNRES, Other TD&A revenues were up a strong 32.4%. Overall operating income for TD&A was higher primarily due to higher contributions from Mortgage Processing and Data & Analytics. Loan Transaction Services (LTS) Revenues for the segment increased by 33.7% to $440.5 million compared to the third quarter of 2008 while operating income of $101.6 million compared to $74.7 million in the prior year period. Loan Facilitation Services revenues of $136.7 million were up 55.9% compared to the same period last year, mainly due to higher settlement services and increased appraisal volumes. Default Services revenues of $303.8 million increased 25.6% over the third quarter of 2008, primarily due to ongoing strength in the default market and our ability to continue to gain market share. Overall operating income for LTS grew due to higher income in loan origination related offerings, such as settlement services and appraisal, as well as in Default Services. Corporate and Other Net corporate expenses were $20.3 million compared to $15.6 million in the third quarter of 2008 and were higher primarily due to higher incentive compensation expenses in the current quarter driven by the strong operating results. Outlook "Third quarter and year-to-date 2009 results were very strong and while the broader macro-economic environment and some of our markets continue to present challenges, LPS with its solid market presence remains well positioned for a strong finish in 2009 and to continue to grow revenue and earnings in 2010," said Jeff Carbiener. "Building on the robust year-to-date results, we expect fourth quarter adjusted earnings to be in the range of 77-79 cents per diluted share. For full year 2009, we now expect revenues to grow 26%-28% compared to 2008 and adjusted earnings to be in the $3.07-$3.09 per diluted share range." Use of Non-GAAP Financial Information Generally Accepted Accounting Principles (GAAP) is the term used to refer to the standard framework of guidelines for financial accounting. GAAP includes the standards, conventions, and rules accountants follow in recording and summarizing transactions, and in the preparation of financial statements. In addition to reporting financial results in accordance with GAAP, LPS reports several non-GAAP measures, including pro forma adjusted net earnings, pro forma adjusted net earnings per share and pro forma adjusted free cash flow. LPS provides these measures because it believes that they are helpful to investors in comparing year-over-year performance in light of our 2008 spin-off from Fidelity National Information Services, Inc., and to better understand our financial performance, competitive position and future prospects. The adjusted results exclude acquisition related amortization costs and include pro forma debt related interest expenses. Non-GAAP measures should be considered in conjunction with the GAAP financial presentation and should not be considered in isolation or as a substitute for GAAP net earnings. A reconciliation of these non-GAAP measures to related GAAP measures is included in the attachments to this release. Conference Call and Webcast LPS will host a conference call to discuss these results on Friday, October 23, 2009, at 8:00 a.m. Eastern time. Interested parties are invited to listen to the live webcast by logging on to the Investor Relations section at http://www.lpsvcs.com/. Supplemental materials will be available on the website. Those wishing to participate via the conference call may do so by calling 866-823-5035. A replay of the webcast will be available on the website shortly after the call where it will be archived for one month. A replay of the conference call will be available through October 30, 2009 by dialing 888-203-1112 (access code: 6402161). To access a printer friendly version of this release and accompanying exhibits, go to http://www.lpsvcs.com/investor. About Lender Processing Services Lender Processing Services, Inc. (LPS) is a leading provider of integrated technology and services to the mortgage and real estate industries. LPS offers solutions that span the mortgage continuum, including lead generation, origination, workflow automation (Desktop), servicing, portfolio retention and default, augmented by the company's award-winning customer support and professional services. Approximately 50 percent of all U.S. mortgages by dollar volume are serviced using LPS' Mortgage Servicing Package (MSP). In fact, many of the nation's top servicers rely on MSP, including eight of the top 10 and 14 of the top 20. LPS also offers proprietary mortgage and real estate data and analytics for the mortgage and capital markets industries. For more information about LPS, visit http://www.lpsvcs.com/. Forward-Looking Statements This press release contains forward-looking statements that involve a number of risks and uncertainties. Those forward-looking statements include all statements that are not historical facts, including statements about our beliefs and expectations. Forward-looking statements are based on management's beliefs, as well as assumptions made by and information currently available to management. Because such statements are based on expectations as to future economic performance and are not statements of historical fact, actual results may differ materially from those projected. We undertake no obligation to update any forward-looking statements, whether as a result of new information, future events or otherwise. The risks and uncertainties to which forward-looking statements are subject include, but are not limited to: our ability to adapt our services to changes in technology or the marketplace; the elimination of existing and potential customers as a result of failures and consolidations in the banking and financial services industries; the impact of adverse changes in the level of real estate activity on demand for certain of our services; the effects of our substantial leverage on our ability to make acquisitions and invest in our business; changes to the laws, rules and regulations that regulate our businesses as a result of the current economic and financial environment; changes in general economic, business and political conditions, including changes in the financial markets; the impact of any potential defects, development delays, installation difficulties or system failures on our business and reputation; risks associated with protecting information security and privacy; risks associated with our spin-off from Fidelity National Information Services, Inc., including those relating to our new stand-alone public company status and limitations on our strategic and operating flexibility as a result of the tax-free nature of the spin-off; and other risks and uncertainties detailed in the "Statement Regarding Forward-Looking Information," "Risk Factors" and other sections of the Company's Form 10-K, the Company's subsequent reports on Form 10-Q and other filings with the Securities and Exchange Commission. Exhibit A LENDER PROCESSING SERVICES, INC. AND SUBSIDIARIES Consolidated Statements of Earnings (Unaudited) Three Months Nine Months Ended Ended September 30, September 30, ---------------- ----------------- 2009 2008 2009 2008 ---- ---- ---- ---- (In thousands, except per share data) Processing and services revenues $619,427 $466,762 $1,762,415 $1,363,669 Cost of revenues 409,113 300,560 1,167,829 882,410 ------- ------- --------- ------- Gross profit 210,314 166,202 594,586 481,259 Selling, general and administrative expenses 66,671 57,909 203,280 171,577 ------ ------ ------- ------- Operating income 143,643 108,293 391,306 309,682 Other income (expense): Interest income 283 476 1,249 1,039 Interest expense (21,195) (24,565) (64,734) (24,621) Other expense, net (203) (5) (217) 277 ---- -- ---- --- Total other income (expense) (21,115) (24,094) (63,702) (23,305) ------- ------- ------- ------- Earnings from continuing operations before income taxes and equity in losses of unconsolidated entity 122,528 84,199 327,604 286,377 Provision for income taxes 46,867 32,669 125,308 111,114 ------ ------ ------- ------- Earnings from continuing operations before equity in losses of unconsolidated entity 75,661 51,530 202,296 175,263 Equity in losses of unconsolidated entity -- (1,484) (37) (3,854) ----- ------ --- ------ Earnings from continuing operations 75,661 50,046 202,259 171,409 Discontinued operation, net of tax -- 1,565 (504) 6,203 ----- ----- ---- ----- Net earnings 75,661 51,611 201,755 177,612 Noncontrolling minority interest (119) (330) (927) (1,053) ---- ---- ---- ------ Net earnings attributable to Lender Processing Services, Inc. $75,542 $51,281 $200,828 $176,559 ======= ======= ======== ======== Exhibit B LENDER PROCESSING SERVICES, INC. AND SUBSIDIARIES Consolidated Balance Sheets (Unaudited) September 30, December 31, 2009 2008 ------------- ------------ (In thousands) Assets Current assets: Cash and cash equivalents $64,847 $125,966 Trade receivables, net of allowance for doubtful accounts 428,373 344,848 Other receivables 4,086 17,393 Due from affiliates -- 2,713 Prepaid expenses and other current assets 24,939 22,030 Deferred income taxes 40,757 40,757 ------- ------- Total current assets 563,002 553,707 ------- ------- Property and equipment, net of accumulated depreciation 103,711 95,542 Computer software, net of accumulated amortization 180,064 157,539 Other intangible assets, net of accumulated amortization 78,656 83,489 Goodwill 1,135,153 1,091,056 Other non-current assets 109,105 122,300 ------- ------- Total assets $2,169,691 $2,103,633 ========== ========== Liabilities and Equity Current liabilities: Current portion of long- term debt $77,362 $145,101 Trade accounts payable 40,857 31,720 Accrued salaries and benefits 51,593 36,492 Recording and transfer tax liabilities 17,446 14,639 Due to affiliates 1,492 1,573 Other accrued liabilities 154,878 101,612 Deferred revenues 49,572 51,628 ------ ------ Total current liabilities 393,200 382,765 ------- ------- Deferred revenues 40,474 40,343 Deferred income taxes, net 30,504 36,557 Long-term debt, net of current portion 1,286,030 1,402,350 Other non-current liabilities 27,926 39,217 --------- --------- Total liabilities 1,778,134 1,901,232 --------- --------- Equity: Lender Processing Services, Inc. stockholders' equity: Preferred stock $0.0001 par value; 50 million shares authorized, none -- -- issued at September 30, 2009 or December 31, 2008 Common stock $0.0001 par value; 500 million shares authorized, 96.8 million 10 9 and 95.3 million shares issued at September 30, 2009 and December 31, 2008 Additional paid-in capital 157,103 111,849 Retained earnings 265,645 93,540 Accumulated other comprehensive loss (9,617) (13,667) Treasury stock $0.0001 par value; 884,734 and 19,870 shares at September 30, 2009 and December 31, 2008 (27,712) (582) ------- ---- Total Lender Processing Services, Inc. stockholders' equity 385,429 191,149 Noncontrolling minority interest 6,128 11,252 ----- ------ Total equity 391,557 202,401 ------- ------- Total liabilities and equity $2,169,691 $2,103,633 ========== ========== Exhibit C LENDER PROCESSING SERVICES, INC. AND SUBSIDIARIES Consolidated Statements of Cash Flows (Unaudited) Nine Months Ended September 30, ----------------- 2009 2008 ---- ---- (In thousands) Cash flows from operating activities: Net earnings attributable to Lender Processing Services, Inc. $200,828 $176,559 Adjustments to reconcile net earnings to net cash provided by operating activities: Depreciation and amortization 72,623 68,395 Amortization of debt issuance costs 3,968 1,509 Gain on sale of discontinued operation (2,574) -- Deferred income taxes, net (651) 3,968 Stock-based compensation cost 20,364 14,910 Tax benefit associated with equity compensation (2,625) (512) Equity in losses of unconsolidated entity 37 3,854 Noncontrolling minority interest 927 1,053 Changes in assets and liabilities, net of effects of acquisitions: Trade receivables (76,642) (84,167) Other receivables 13,321 (7,612) Prepaid expenses and other assets (7,798) 4,676 Deferred revenues (2,922) 5,342 Accounts payable and other liabilities 76,281 59,317 ------ ------ Net cash provided by operating activities 295,137 247,292 ------- ------- Cash flows from investing activities: Additions to property and equipment (24,896) (14,657) Additions to capitalized software (42,966) (23,685) Acquisition of title plants (14,319) -- Acquisitions, net of cash acquired (16,403) (15,488) Proceeds from sale of discontinued operation, net of cash distributed (32,638) -- ------- ------ Net cash used in investing activities (131,222) (53,830) -------- ------- Cash flows from financing activities: Borrowings -- 25,700 Debt service payments (180,455) (61,993) Stock options exercised 2,002 1,433 Tax benefit associated with equity compensation 2,625 512 Cash dividends paid (28,723) (9,526) Capitalized debt issuance costs -- (24,882) Acquisition of noncontrolling minority interest (2,600) -- Net distributions to FIS -- (114,855) Treasury stock purchases (9,883) -- Bond repurchases (8,000) -- ------ ------ Net cash used in financing activities (225,034) (183,611) Net (decrease) increase in cash and cash equivalents (61,119) 9,851 Cash and cash equivalents, beginning of period 125,966 39,566 ------- ------ Cash and cash equivalents, end of period $64,847 $49,417 ======= ======= Supplemental disclosures of cash flow information: Cash paid for interest $69,882 $15,543 ======= ======= Cash paid for taxes $107,709 $720 ======== ==== Non-cash contribution of stock compensation by FIS $-- $9,120 == ====== Non-cash redistribution of assets to FIS $434 $(4,537) ==== ======= Non-cash consideration received from sale of discontinued operation $40,310 $-- ======= == Non-cash consideration issued in acquisition of business $(5,162) $-- ======= == Non-cash exchange of FIS note $-- $(1,585,000) == =========== LENDER PROCESSING SERVICES, INC. AND SUBSIDIARIES Exhibit D SUPPLEMENTAL FINANCIAL INFORMATION - UNAUDITED (In thousands) Nine Months Ended September 30, ----------------- 2009 2008 ---- ---- 1. Revenues - Continuing Operations Technology, Data and Analytics (TD&A): Mortgage Processing $283,690 $245,820 Other TD&A 234,364 170,712 ------- ------- Total 518,054 416,532 ------- ------- Loan Transaction Services: Loan Facilitation Services 404,381 347,759 Default Services 858,666 608,092 ------- ------- Total 1,263,047 955,851 --------- ------- Corporate and Other (18,686) (8,714) ------- ------ Total Revenue $1,762,415 $1,363,669 ========== ========== Revenue Growth from Prior Year Period Technology, Data and Analytics: Mortgage Processing 15.4% -0.4% Other TD&A 37.3% -3.8% ---- ---- Total 24.4% -1.8% ---- ---- Loan Transaction Services: Loan Facilitation Services 16.3% -24.7% Default Services 41.2% 85.3% ---- ---- Total 32.1% 21.0% ---- ---- Corporate and Other n/m n/m --- --- Total Revenue 29.2% 12.5% ==== ==== 2. Depreciation and Amortization - Continuing Operations Depreciation and Amortization $45,399 $37,378 Purchase Price Amortization 23,095 29,307 Other Amortization 4,124 1,648 ----- ----- Total Depreciation and Amortization $72,618 $68,333 ======= ======= 3. Stock Compensation Expense (1) Stock Compensation Expense, Excluding Acceleration Charges $19,565 $14,772 Stock Acceleration Expense 799 138 --- --- Total Stock Compensation Expense $20,364 $14,910 ======= ======= 4. EBIT - Discontinued Operations (2) Revenue $296 $22,115 Cost of Sales 503 $4,808 Selling, General and Administrative Expenses 499 7,168 --- ----- Operating Income (706) 10,139 Less Non-recurring Charges: Restructuring Costs -- -- LPS Spin Related Costs -- -- Acceleration of Performance-Based Shares -- -- ----- ------- EBIT, as adjusted $(706) $10,139 ----- ------- Depreciation and Amortization $5 $62 == === Quarter Ended ------------- 9/30/2009 6/30/2009 3/31/2009 12/31/2008 --------- --------- --------- ---------- 1. Revenues - Continuing Operations Technology, Data and Analytics (TD&A): Mortgage Processing $102,973 $89,567 $91,150 $88,364 Other TD&A 83,313 82,322 68,729 60,754 ------ ------ ------ ------ Total 186,286 171,889 159,879 149,118 ------- ------- ------- ------- Loan Transaction Services: Loan Facilitation Services 136,657 148,510 119,214 83,914 Default Services 303,823 299,534 255,309 243,736 ------- ------- ------- ------- Total 440,480 448,044 374,523 327,650 ------- ------- ------- ------- Corporate and Other (7,339) (6,762) (4,585) (2,847) ------ ------ ------ ------ Total Revenue $619,427 $613,171 $529,817 $473,921 ======== ======== ======== ======== Revenue Growth from Prior Year Period Technology, Data and Analytics: Mortgage Processing 23.2% 9.1% 13.7% -4.9% Other TD&A 50.5% 37.9% 23.5% 14.6% ---- ---- ---- ---- Total 34.1% 21.3% 17.7% 2.2% ---- ---- ---- --- Loan Transaction Services: Loan Facilitation Services 55.9% 25.8% -16.1% -39.6% Default Services 25.6% 51.9% 51.0% 68.3% ---- ---- ---- ---- Total 33.7% 42.1% 20.4% 15.4% ---- ---- ---- ---- Corporate and Other 338.1% n/m n/m n/m ----- --- --- --- Total Revenue 32.7% 35.3% 19.4% 11.0% ==== ==== ==== ==== 2. Depreciation and Amortization - Continuing Operations Depreciation and Amortization $15,894 $15,431 $14,074 $13,697 Purchase Price Amortization 7,608 7,404 8,083 10,711 Other Amortization 1,542 753 1,829 596 ----- --- ----- --- Total Depreciation and Amortization $25,044 $23,588 $23,986 $25,004 ======= ======= ======= ======= 3. Stock Compensation Expense (1) Stock Compensation Expense, Excluding Acceleration Charges $7,062 $6,459 $6,044 $6,603 Stock Acceleration Expense -- -- 799 -- -- -- --- --- Total Stock Compensation Expense $7,062 $6,459 $6,843 $6,603 ====== ====== ====== ====== 4. EBIT - Discontinued Operations (2) Revenue $-- $-- $296 $2,204 Cost of Sales -- -- 503 1,571 Selling, General and Administrative Expenses -- -- 499 1,814 ---- ---- --- ----- Operating Income -- -- (706) (1,181) Less Non-recurring Charges: Restructuring Costs -- -- -- -- LPS Spin Related Costs -- -- -- -- Acceleration of Performance-Based Shares -- -- -- -- ---- ---- ---- ---- EBIT, as adjusted $-- $-- $(706) $(1,181) --- --- --- --- Depreciation and Amortization $-- $-- $5 $17 == == == === Quarter Ended ------------- 9/30/2008 6/30/2008 3/31/2008 --------- --------- --------- 1. Revenues - Continuing Operations Technology, Data and Analytics (TD&A): Mortgage Processing $83,592 $82,062 $80,166 Other TD&A 55,372 59,682 55,658 ------ ------ ------ Total 138,964 141,744 135,824 ------- ------- ------- Loan Transaction Services: Loan Facilitation Services 87,629 118,091 142,039 Default Services 241,844 197,223 169,025 ------- ------- ------- Total 329,473 315,314 311,064 ------- ------- ------- Corporate and Other (1,675) (3,711) (3,328) ------ ------ ------ Total Revenue $466,762 $453,347 $443,560 ======== ======== ======== Revenue Growth from Prior Year Period Technology, Data and Analytics: Mortgage Processing 2.9% -1.4% -2.6% Other TD&A -5.5% 1.5% -7.4% ---- --- ---- Total -0.6% -0.2% -4.6% ---- ---- ---- Loan Transaction Services: Loan Facilitation Services -42.8% -28.3% -1.3% Default Services 97.1% 89.7% 66.5% ---- ---- ---- Total 19.4% 17.3% 26.7% ---- ---- ---- Corporate and Other n/m n/m n/m --- --- --- Total Revenue 13.3% 10.0% 14.4% ==== ==== ==== 2. Depreciation and Amortization - Continuing Operations Depreciation and Amortization $12,594 $11,286 $13,498 Purchase Price Amortization 10,627 8,980 9,700 Other Amortization 579 594 475 --- --- --- Total Depreciation and Amortization $23,800 $20,860 $23,673 ======= ======= ======= 3. Stock Compensation Expense (1) Stock Compensation Expense, Excluding Acceleration Charges $5,790 $4,295 $4,687 Stock Acceleration Expense -- 138 -- ---- --- ---- Total Stock Compensation Expense $5,790 $4,433 $4,687 ====== ====== ====== 4. EBIT - Discontinued Operations (2) Revenue $5,916 $7,033 $9,166 Cost of Sales 1,521 1,499 1,788 Selling, General and Administrative Expenses 1,837 2,212 3,119 ----- ----- ----- Operating Income 2,558 3,322 4,259 Less Non-recurring Charges: Restructuring Costs -- -- -- LPS Spin Related Costs -- -- -- Acceleration of Performance-Based Shares -- -- -- ------ ------ ------ EBIT, as adjusted $2,558 $3,322 $4,259 ------ ------ ------ Depreciation and Amortization $19 $20 $23 === === === (1) As the Company does not allocate stock compensation expense to the individual business units, there is no related expense associated with the discontinued operation. (2) The business unit included in discontinued operations has historically been reported as a component of Loan Facilitation Services in the Loan Transaction Services reporting segment. LENDER PROCESSING SERVICES, INC. AND SUBSIDIARIES Exhibit E NON-GAAP FINANCIAL INFORMATION - UNAUDITED (In thousands, except per share data) Nine Months Ended September 30, ------------------------------ 2009 2008 ---- ---- 1. EBIT - Continuing Operations Consolidated Revenue $1,762,415 $1,363,669 Cost of Sales 1,167,829 882,410 Selling, General and Administrative Expenses 203,280 171,577 ------- ------- Operating Income 391,306 309,682 Less Non-recurring Charges (1): Restructuring Costs 8,186 2,353 LPS Spin Related Costs -- 2,963 Acceleration of Performance-Based Shares 799 138 ------- ------- EBIT, as adjusted $400,291 $315,136 EBIT Margin, as adjusted 22.7% 23.1% ======= ======= Depreciation and Amortization $72,618 $68,333 ======= ======= Technology, Data and Analytics Revenue $518,054 $416,532 Cost of Sales 295,043 229,487 Selling, General and Administrative Expenses 52,146 49,519 ------- ------- Operating Income 170,865 137,526 Less Non-recurring Charges: Restructuring Costs -- 2,178 LPS Spin Related Costs -- -- Acceleration of Performance-Based Shares -- -- EBIT, as adjusted $170,865 $139,704 ------- ------- EBIT Margin, as adjusted 33.0% 33.5% ======= ======= Depreciation and Amortization $51,411 $45,215 ======= ======= Loan Transaction Services Revenue $1,263,047 $955,851 Cost of Sales 891,515 661,789 Selling, General and Administrative Expenses 82,088 78,985 ------- ------- Operating Income 289,444 215,077 Less Non-recurring Charges: Restructuring Costs -- 163 LPS Spin Related Costs -- -- Acceleration of Performance-Based Shares -- -- ------- ------- EBIT, as adjusted $289,444 $215,240 ------- ------- EBIT Margin, as adjusted 22.9% 22.5% ======= ======= Depreciation and Amortization $15,029 $18,104 ======= ======= Corporate and Other Revenue $(18,686) $(8,714) Cost of Sales (18,729) (8,866) Selling, General and Administrative Expenses 69,046 43,073 ------- ------- Operating Income (69,003) (42,921) Less Non-recurring Charges: Restructuring Costs 8,186 12 LPS Spin Related Costs -- 2,963 Acceleration of Performance-Based Shares 799 138 ------- ------- EBIT, as adjusted $(60,018) $(39,808) ------- ------- Depreciation and Amortization $6,178 $5,014 ======= ======= Quarter Ended ------------- 9/30/2009 6/30/2009 3/31/2009 12/31/2008 --------- --------- --------- ---------- 1. EBIT - Continuing Operations Consolidated Revenue $619,427 $613,171 $529,817 $473,921 Cost of Sales 409,113 404,014 354,702 294,069 Selling, General and Administrative Expenses 66,671 65,431 71,178 58,298 ------- ------ ------ ------ Operating Income 143,643 143,726 103,937 121,554 -- -- -- -- Less Non-recurring Charges (1): Restructuring Costs -- -- 8,186 -- LPS Spin Related Costs -- -- -- -- Acceleration of Performance-Based Shares -- -- 799 -- EBIT, as adjusted $143,643 $143,726 $112,922 $121,554 ------- ------ ------ ------ EBIT Margin, as adjusted 23.2% 23.4% 21.3% 25.6% ====== ====== ====== ====== Depreciation and Amortization $25,044 $23,588 $23,986 $25,004 ====== ====== ====== ====== Technology, Data and Analytics Revenue $186,286 $171,889 $159,879 $149,118 Cost of Sales 105,651 98,929 90,463 80,482 Selling, General and Administrative Expenses 18,256 17,824 16,066 15,121 ------- ------ ------ ------ Operating Income 62,379 55,136 53,350 53,515 ------- ------ ------ ------ Less Non-recurring Charges: Restructuring Costs -- -- -- -- LPS Spin Related Costs -- -- -- -- Acceleration of Performance-Based Shares -- -- -- -- ------- ------ ------ ------ EBIT, as adjusted $62,379 $55,136 $53,350 $53,515 ------- ------ ------ ------ EBIT Margin, as adjusted 33.5% 32.1% 33.4% 35.9% Depreciation and Amortization $17,595 $16,441 $17,375 $15,990 ====== ====== ====== ====== Loan Transaction Services Revenue $440,480 $448,044 $374,523 $327,650 Cost of Sales 311,230 311,349 268,936 217,242 Selling, General and Administrative Expenses 27,665 27,064 27,359 26,314 ------- ------ ------ ------ Operating Income 101,585 109,631 78,228 84,094 Less Non-recurring Charges: Restructuring Costs -- -- -- -- LPS Spin Related Costs -- -- -- -- Acceleration of Performance-Based Shares -- -- -- -- ------- ------ ------ ------ EBIT, as adjusted $101,585 $109,631 $78,228 $84,094 ------- ------ ------ ------ EBIT Margin, as adjusted 23.1% 24.5% 20.9% 25.7% ====== ====== ====== ====== Depreciation and Amortization $5,295 $5,126 $4,608 $7,028 ====== ====== ====== ====== Corporate and Other Revenue $(7,339) $(6,762) $(4,585) $(2,847) Cost of Sales (7,768) (6,264) (4,697) (3,655) Selling, General and Administrative Expenses 20,750 20,543 27,753 16,863 ------- ------ ------ ------ Operating Income (20,321) (21,041) (27,641) (16,055) Less Non-recurring Charges: Restructuring Costs -- -- 8,186 -- LPS Spin Related Costs -- -- -- -- Acceleration of Performance-Based Shares -- -- 799 -- ------- ------ ------ ------ EBIT, as adjusted $(20,321) $(21,041) $(18,656)$(16,055) Depreciation and Amortization $2,154 $2,021 $2,003 $1,986 ====== ====== ====== ====== Quarter Ended ------------- 9/30/2008 6/30/2008 3/31/2008 --------- --------- --------- 1. EBIT - Continuing Operations Consolidated Revenue $466,762 $453,347 $443,560 Cost of Sales 300,560 293,464 288,386 Selling, General and Administrative Expenses 57,909 58,570 55,098 ------- ------ ------ Operating Income 108,293 101,313 100,076 -- -- -- Less Non-recurring Charges (1): Restructuring Costs -- 2,353 -- LPS Spin Related Costs -- 1,960 1,003 Acceleration of Performance- Based Shares -- 138 -- ------- ------ ------ EBIT, as adjusted $108,293 $105,764 $101,079 ------- ------ ------ EBIT Margin, as adjusted 23.2% 23.3% 22.8% ====== ====== ====== Depreciation and Amortization $23,800 $20,860 $23,673 ====== ====== ====== Technology, Data and Analytics Revenue $138,964 $141,744 $135,824 Cost of Sales 73,980 81,397 74,110 Selling, General and Administrative Expenses 15,790 17,471 16,258 ------- ------ ------ Operating Income 49,194 42,876 45,456 Less Non-recurring Charges: Restructuring Costs -- 2,178 -- LPS Spin Related Costs -- -- -- Acceleration of Performance- Based Shares -- -- -- ------- ------ ------ EBIT, as adjusted $49,194 $45,054 $45,456 EBIT Margin, as adjusted 35.4% 31.8% 33.5% ====== ====== ====== Depreciation and Amortization $15,229 $13,971 $16,015 ====== ====== ====== Loan Transaction Services Revenue $329,473 $315,314 $311,064 Cost of Sales 228,283 215,838 217,668 Selling, General and Administrative Expenses 26,487 27,154 25,344 ------- ------ ------ Operating Income 74,703 72,322 68,052 Less Non-recurring Charges: Restructuring Costs -- 163 -- LPS Spin Related Costs -- -- -- Acceleration of Performance- Based Shares -- -- -- ------- ------ ------ EBIT, as adjusted $74,703 $72,485 $68,052 EBIT Margin, as adjusted 22.7% 23.0% 21.9% ====== ====== ====== Depreciation and Amortization $6,651 $5,290 $6,163 ====== ====== ====== Corporate and Other Revenue $(1,675) $(3,711) $(3,328) Cost of Sales (1,703) (3,771) (3,392) Selling, General and Administrative Expenses 15,632 13,945 13,496 ------- ------ ------ Operating Income (15,604) (13,885) (13,432) Less Non-recurring Charges: Restructuring Costs -- 12 -- LPS Spin Related Costs -- 1,960 1,003 Acceleration of Performance- Based Shares -- 138 -- ------- ------ ------ EBIT, as adjusted $(15,604) $(11,775) $(12,429) ====== ====== ====== Depreciation and Amortization $1,920 $1,599 $1,495 ====== ====== ====== Notes: (1) Non-recurring charges reflect the impact of certain expenses incurred including a charge taken in Q1-2009 ($9.0 million) primarily relating to the retirement of three members of LPS's Board of Directors, as well as the impact of various spin and restructuring related charges taken in Q1 and Q2 of 2008. Nine Months Ended September 30, ------------------------------- 2009 2008 ---- ---- 2. Net Earnings - Reconciliation Net Earnings $200,828 176,559 Less Non-recurring Charges: Restructuring Costs, net of tax 5,055 1,440 LPS Spin Related Costs, net of tax -- 1,814 Acceleration of Performance-Based Shares, net of tax 493 84 Impact of change in tax rate on non-recurring items -- -- ------- ------- Net Earnings, excluding non-recurring items 206,376 179,897 Pro Forma Interest Expense, net of tax (2) -- 28,131 ------- ------- Pro Forma Net Earnings 206,376 151,766 Purchase Price Amortization, net of tax (3) 14,261 17,936 ------- ------- Pro Forma Adjusted Net Earnings $220,637 $169,702 ====== ====== Pro Forma Net Earnings Per Share $2.15 $1.58 ====== ====== Pro Forma Adjusted Net Earnings Per Share (4) $2.30 $1.77 ====== ====== Pro Forma Diluted Weighted Average Shares (4) 95,941 95,963 ====== ====== 3. Cashflow - Reconciliation Cash Flows from Operating Activities: Net Earnings $200,828 $176,559 Less Non-recurring Charges: Restructuring Costs, net of tax 4,304 1,440 LPS Spin Related Costs, net of tax -- 1,814 Impact of change in tax rate on non-recurring items -- -- ------- ------- Net Earnings, excluding non- recurring items 205,132 179,813 ------- ------- Pro Forma Interest Expense, net of tax -- 28,131 Pro Forma Adjusted Net Earnings 205,132 151,682 Adjustments to reconcile net earnings to net cash provided by operating activities: Non-cash adjustments 92,069 93,177 Working capital adjustments 2,240 (22,444) ------- ------- Net cash provided by (used in) operating activities 299,441 222,415 ------- ------- Capital expenditures included in investing activities (67,862) (38,342) ------- ------- Pro Forma Adjusted Net Free Cash Flow $231,579 $184,073 ======= ======= Quarter Ended ------------- 9/30/2009 6/30/2009 3/31/2009 12/31/2008 --------- --------- --------- ---------- 2. Net Earnings - Reconciliation Net Earnings $75,542 $75,240 $50,046 $54,329 Less Non-recurring Charges: Restructuring Costs, net of tax -- -- 5,055 -- LPS Spin Related Costs, net of tax -- -- -- -- Acceleration of Performance- Based Shares, net of tax -- -- 493 -- Impact of change in tax rate on non-recurring items -- -- -- (223) ------ ------ ------ ------ Net Earnings, excluding non-recurring items 75,542 75,240 55,594 54,106 Pro Forma Interest Expense, net of tax (2) -- -- -- -- ------ ------ ------ ------ Pro Forma Net Earnings 75,542 75,240 55,594 54,106 Purchase Price Amortization, net of tax (3) 4,698 4,572 4,991 6,815 ------ ------ ------ ------ Pro Forma Adjusted Net Earnings $80,240 $79,812 $60,585 $60,921 ====== ====== ====== ====== Pro Forma Net Earnings Per Share $0.78 $0.78 $0.58 $0.57 ====== ====== ====== ====== Pro Forma Adjusted Net Earnings Per Share (4) $0.83 $0.83 $0.64 $0.64 ====== ====== ====== ====== Pro Forma Diluted Weighted Average Shares (4) 96,399 96,133 95,284 95,126 ====== ====== ====== ====== 3. Cashflow - Reconciliation Cash Flows from Operating Activities: Net Earnings $75,542 $75,240 $50,046 $54,329 Less Non-recurring Charges: Restructuring Costs, net of tax -- -- 4,304 -- LPS Spin Related Costs, net of tax -- -- -- -- Impact of change in tax rate on non-recurring items -- -- -- (223) ------ ------ ------ ------ Net Earnings, excluding non-recurring items 75,542 75,240 54,350 54,106 Pro Forma Interest Expense, net of tax -- -- -- -- ------ ------ ------ ------ Pro Forma Adjusted Net Earnings 75,542 75,240 54,350 54,106 Adjustments to reconcile net earnings to net cash provided by operating activities: Non-cash adjustments 32,279 31,700 28,090 30,081 Working capital adjustments (16,954) 21,957 (2,763) 32,158 ------ ------ ------ ------ Net cash provided by (used in) operating activities 90,867 128,897 79,677 116,345 ------ ------ ------ ------ Capital expenditures included in investing activities (19,455) (25,836) (22,571)(23,946) ------ ------ ------ ------ Pro Forma Adjusted Net Free Cash Flow $71,412 $103,061 $57,106 $92,399 ====== ====== ====== ====== Quarter Ended ------------- 9/30/2008 6/30/2008 3/31/2008 --------- --------- --------- 2. Net Earnings - Reconciliation Net Earnings $51,281 $63,546 $61,732 Less Non-recurring Charges: Restructuring Costs, net of tax -- 1,440 -- LPS Spin Related Costs, net of tax -- 1,200 614 Acceleration of Performance- Based Shares, net of tax -- 84 -- Impact of change in tax rate on non-recurring items -- -- -- ------ ------ ------ Net Earnings, excluding non-recurring items 51,281 66,270 62,346 Pro Forma Interest Expense, net of tax (2) -- 13,951 14,180 ------ ------ ------ Pro Forma Net Earnings 51,281 52,319 48,166 Purchase Price Amortization, net of tax (3) 6,504 5,496 5,936 ------ ------ ------ Pro Forma Adjusted Net Earnings $57,785 $57,815 $54,102 ====== ====== ====== Pro Forma Net Earnings Per Share $0.54 $0.55 $0.49 ====== ====== ====== Pro Forma Adjusted Net Earnings Per Share (4) $0.61 $0.61 $0.55 ====== ====== ====== Pro Forma Diluted Weighted Average Shares (4) 95,223 95,070 97,597 ====== ====== ====== 3. Cashflow - Reconciliation Cash Flows from Operating Activities: Net Earnings $51,281 $63,546 $61,732 Less Non-recurring Charges: Restructuring Costs, net of tax -- 1,440 -- LPS Spin Related Costs, net of tax -- 1,200 614 Impact of change in tax rate on non-recurring items -- -- -- ------ ------ ------ Net Earnings, excluding non-recurring items 51,281 66,186 62,346 Pro Forma Interest Expense, net of tax -- 13,951 14,180 ------ ------ ------ Pro Forma Adjusted Net Earnings 51,281 52,235 48,166 Adjustments to reconcile net earnings to net cash provided by operating activities: Non-cash adjustments 32,420 18,262 42,495 Working capital adjustments 26,908 (91,474) 42,122 ------ ------ ------ Net cash provided by (used in) operating activities 110,609 (20,977) 132,783 ------ ------ ------ Capital expenditures included in investing activities (13,205) (14,344) (10,793) ------ ------ ------ Pro Forma Adjusted Net Free Cash Flow $97,404 $(35,321) $121,990 ====== ======= ====== Notes: (2) Pro forma interest expense for each of the two quarters in the period ended June 30, 2008 represents the interest expense associated with the $1,610.7 million in debt incurred by us in connection with the spin-off assuming the spin-off occurred on January 1, 2007. Our new bank debt bears interest at a floating rate which we estimate would have been 4.96% on the revolving credit agreement, Term Loan A and Term Loan B based on the one month LIBOR rate on June 30, 2008 (2.46%) plus a spread of 2.5%. Our new senior notes bear interest at a fixed rate of 8.125%. Amortization of capitalized debt issuance costs in connection with the borrowings included in pro forma interest expense total approximately $2.7 million for the six months ended June 30, 2008. These projections also reflect principal paydowns of approximately $36.3 million ($35 million of Term Loan A, $1.3 million of Term Loan B) per quarter under the credit agreement (other than in the first quarter after closing, in which only $1.3 million is payable) and the paydown of the revolver of $25.7 million during the first quarter of 2007. (3) Purchase price amortization, net of tax represents the periodic amortization of intangible assets acquired through business acquisitions primarily relating to customer lists, trademarks and non-compete agreements. (4) Pro forma earnings per share and pro forma diluted weighted average shares for the quarter ended June 30, 2008 are provided based on the 94,611 shares of Lender Processing Services, Inc. common stock issued to FIS shareholders on the July 2, 2008 spin date along with dilutive common stock equivalents calculated under the treasury stock method using the $33 per share closing price of LPS on July 2, 2008 as the average market price and the number of LPS options and awards issued to our employees per the terms of the spin-off. Pro forma earnings per share and pro forma diluted weighted average shares for all other periods presented above are based on the pro forma diluted shares as included in the Company's Form 10 filed on June 20, 2008. DATASOURCE: Lender Processing Services, Inc. CONTACT: Investors: Parag Bhansali, +1-904-854-8640; or Media: Michelle Kersch, +1-904-854-5043 Web Site: http://www.lpsvcs.com/

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