FISB 1st Capital Bancorp (QX)

1st Capital Bank announced that D. Vernon Horton has joined the Bank as Director of Client Relations and Corporate Affairs. This announcement was made by Fred Rowden, president and chief executive office of 1st Capital Bank. Mr. Horton will be responsible for business, civic and community development of the greater Salinas area, as well as managing existing client relationships.

"Mr. Horton will be a tremendous asset for the Bank as we continue to grow and expand our presence in Salinas and throughout the Central Coast," stated Fred Rowden. "As an experienced, local, community banker, Vern represents the same values of client service and relationship banking which are the hallmarks of our success at 1st Capital Bank. It is a compliment that Vern chose to be part of the 1st Capital Bank team," concluded Fred Rowden.

"The Directors of 1st Capital Bank wholly support the appointment of Vern Horton as Director of Client Relations and Corporate Affairs," stated Kurt Gollnick, chairman of the board of 1st Capital Bank. Vern will play an important role in our strategic plan to grow the Bank's franchise in the greater Salinas market," concluded Kurt Gollnick.

"I've know Vern for over forty years," stated Clay Larson, regional president, 1st Capital Bank. Together we founded First National Bank and grew the franchise into the premier performing community bank on the Central Coast. There is no one more respected in the Salinas community, among his clients, employees and banking colleagues than Vern," concluded Clay Larson. "I feel extremely fortunate to be part of the 1st Capital Bank family," noted Vern Horton. "Being part of this successful and growing local community bank allows me to continue with my passion as a community banker by taking care of the financial needs of the people and businesses of Salinas," concluded Vern Horton.

Mr. Horton's banking career commenced in 1964 with Valley National Bank, Salinas. He served the bank in various capacities including lending, operations, and business development. In 1979 Mr. Horton was appointed as Chief Executive Officer and a member of the Board of Directors. In August, 1981 Mr. Horton was appointed as Chief Executive Officer of Valley National Bank. In December 1983, Mr. Horton left Valley National Bank to become President and Chief Executive Officer of First National Bank, Salinas. In 1998 First National Bank was acquired by Pacific Capital Bancorp, (Santa Barbara Bank and Trust); where Mr. Horton was appointed as a Director.

Mr. Horton is active in the local community and business affairs. He served as Chairman of the Hartnell College Foundation, the Salinas Valley Memorial Hospital Foundation, the California Rodeo Association and Cherry's Jubliee. He also served as a Director of the Community Foundation for Monterey County. and the California Rodeo Association.

About 1st Capital Bank

1st Capital Bank is locally owned and managed community business bank, focused on providing lending, deposit and highly efficient cash management services to small and mid size businesses including specialized services for the healthcare industry. The Bank is a full service commercial bank with banking centers located in Monterey, Salinas and King City. The Bank's corporate offices are located at 5 Harris Court, Building N, Suite 3, Monterey, California 93940. For more information go to www.1stcapitalbank.com Member FDIC. Equal Opportunity Lender.

CONTACT: Fred Rowden
         President and Chief Executive Officer
         831.264.4010