XTM Inc (PK) (XTMIF)

XTM Commences Court-Approved Sale and Investment Solicitation Process with Stalking Horse BidApril 28, 2026 10:22 AM
PR Newswire (Canada)

TORONTO, April 28, 2026 /CNW/ - XTM Inc. (OTCQB: XTMIF) (CSE: PAID) (the "Company") and its subsidiary, Everyday People Payments Inc. (together, the "XTM Entities") announce the commencement of a sale and investment solicitation process (the "SISP") pursuant to an order dated April 10, 2026 (the "SISP Order") by the Ontario Superior Court of Justice (the "Court") in the Company's Companies' Creditors Arrangement Act proceedings (the "CCAA Proceedings").The Court approved a stalking horse subscription agreement on April 10, 2026 from Pateno Payments Inc. ("Pateno") with an estimated value of CAD $9,500,000, representing the estimated outstanding debtor-in-possession financing provided by Pateno to XTM during the CCAA Proceedings (the "Stalking Horse Bid").If no qualified bids are received by the bid deadline, other than the Stalking Horse Bid, the Company intends to return to Court to seek approval of the proposed transaction, including a reverse vesting order, and if granted, proceed to closing as soon as practicable. Further details regarding the Stalking Horse Bid are provided on the Monitor's website at the address set out below.The SISP is intended to solicit interest in, and opportunities for, a sale of, or investment in, all or part of XTM's assets and business operations (the "Opportunity"). The Opportunity may include one or more of:a restructuring or recapitalization of the business as a going concern;an investment in the Company or its operations; ora sale of all, substantially all or certain of XTM's assets and business operations.Persons interested in participating in the SISP may contact The Fuller Landau Group Inc, the Court appointed monitor of the XTM Entities (the "Monitor") as detailed below. Registrants will receive a process summary describing the opportunity, together with access to a virtual data room upon execution of a non-disclosure agreement and submission of the information required under the SISP. The deadline to submit a binding offer is set for June 8, 2026 at 4:00 p.m. (Eastern Time).The Fuller Landau Group Inc., Court-Appointed Monitor of the XTM Entities151 Bloor Street West, 12th Floor
Toronto, ON, M5S 1S4 Canada
Email: gchibukhchyan@fullerllp.comCopies of the SISP Order, and other related documents including details of the SISP process may be obtained on the Monitor's website at: https://fullerllp.com/active_engagements/xtm-inc-sale-and-investment-solicitation-process/. The trading in the Company's common shares continue to remain halted on the CSE.About XTM Inc.XTM Inc. is a fintech enabler and the founder of AnyDay®, a real-time payroll, tip, and earned wage access platform. (www.paidanyday.com). The XTM Entities are subject to the terms of the orders of the Court and readers are encouraged to read the initial order issued by the Court on February 27, 2026, as amended and restated from time to time, and the temporary order issued by the Bank of Canada on the same date in their entirety.CAUTIONARY NOTE REGARDING FORWARD-LOOKING INFORMATIONCertain statements in this news release are forward-looking statements, including with respect to future plans of the Company. Forward-looking statements consist of statements that are not purely historical, including any statements regarding beliefs, plans, expectations or intentions regarding the future. Such information can generally be identified by the use of forwarding-looking wording such as "may", "expect", "estimate", "anticipate", "intend", "believe" and "continue" or the negative thereof or similar variations. Some of the specific forward-looking information in this news release include, but is not limited to, statements with respect to the undertaking of the SISP; the trading and delisting of the Company's common shares. Forward-looking statements are necessarily based on a number of estimates and assumptions that, while considered reasonable, are subject to known and unknown risks, uncertainties and other factors which may cause actual results and future events to differ materially from those expressed or implied by such forward-looking statements. Such factors include, but are not limited to: litigation, legislative, environmental and other judicial, regulatory, political and competitive developments; delay or failure to receive creditor or regulatory approvals; the ability to complete any future potential transactions in connection with the SISP and the terms and conditions thereof; the availability of DIP financing; the application of federal, provincial and municipal laws; the impact of increasing competition; and those additional risks set out in the Company's public documents filed on SEDAR+. Forward-looking statements contained in this news release are expressly qualified by this cautionary statement. The reader is cautioned not to place undue reliance on any forward-looking information. The forward-looking statements contained in this news release are made as of the date of this news release. Except as required by law, the Company disclaims any intention and assumes no obligation to update or revise any forward-looking statements, whether as a result of new information, future events or otherwise.This news release does not constitute an offer to sell, or a solicitation of an offer to buy, any securities in the United States. The securities have not been and will not be registered under the United States Securities Act of 1933, as amended (the "U.S. Securities Act") or any state securities laws and may not be offered or sold within the United States or to U.S. Persons (as defined under the U.S. Securities Act) unless registered under the U.S. Securities Act and applicable state securities laws or an exemption from such registration is available.The CSE has neither approved nor disapproved the contents of this press release and the CSE does not accept responsibility for the adequacy or accuracy of this release.SOURCE XTM Inc.

Original: XTM Commences Court-Approved Sale and Investment Solicitation Process with Stalking Horse Bid

XTM Resumes Tip Payout Program and Commences Court-Approved Sale and Investment Solicitation ProcessApril 17, 2026 1:43 PM
PR Newswire (Canada)

TORONTO, April 17, 2026 /CNW/ - On February 27, 2026, XTM Inc. (OTCQB: XTMIF) (CSE: PAID) (the "Company") and its subsidiary, Everyday People Payments Inc. (together, the "XTM Entities") were granted protection pursuant to the Companies' Creditors Arrangement Act (the "CCAA Proceedings") pursuant to an Order (the "Initial Order") of the Ontario Superior Court of Justice (the "Court"). The Fuller Landau Group Inc. was appointed Monitor of the XTM Entities (in such capacity, the "Monitor").The CCAA Proceedings were commenced to allow the XTM Entities time to stabilize the business and consider their restructuring options.As part of the stabilization of the business, the Company, through its service provider, Everyday People Financial Corp., and with the oversight of the Monitor, recommenced operation of the EveryDay Payments platform on March 20, 2026. Since March 20, Merchants have been restarting their use of the EveryDay Platform to disburse same day tips to their employees.On April 2, 2026, in order to further advance the progress made to stabilize its business, the XTM Entities sought and obtained an Order from the Court for the appointment of FAAN Advisors Group Inc. to serve as their Chief Restructuring Officer (the "CRO") to, among other things, assist the Company in advancing its restructuring and participate in the development and implementation of a sale and investment solicitation process ("SISP").On April 10, 2026, the Court granted an order (the "SISP Approval Order"), among other things,(i)  approving the SISP to canvass the market to solicit interest in the opportunity for a sale or investment in all or part of the Company's assets and business operations, including the EveryDay Platform; and

(ii)  approving a stalking horse subscription agreement (the "Stalking Horse Agreement") between XTM and Pateno Payments Inc. (the "Stalking Horse Bidder"), the Company's  debtor-in-possession financier, establishing a minimum transaction benchmark for the SISP and bringing operational stability to the business. The SISP is intended to generate the best offers for the Company's property, assets and undertakings. The process will be conducted by the Monitor with the assistance of the CRO and the Company. Further details of the Stalking Horse Agreement are available on the Monitor's website at the link provided below. If the Stalking Horse Bidder is the successful bid, Court approval will be required before the Stalking Horse Bidder agreement and the transaction is consummated.Persons interested in participating in the SISP may register their interest by contacting the Monitor as indicate below. Registrants will receive a process summary describing the opportunity, together with access to a virtual data room upon execution of a non-disclosure agreement and submission of the information required under the SISP.The SISP will commence on April 27, 2026, and the deadline to submit binding offers under the SISP is June 8, 2026, at 4:00 p.m. (Eastern Daylight Time).Interested persons should contact the Monitor at:The Fuller Landau Group Inc.
151 Bloor St. West, 12th Floor, Toronto, ON M5S 1S4
Attention: George ChibukhchyanPhone:  647.417.0389
Email: gchibukhchyan@fullerllp.com Copies of the materials filed in the CCAA Proceedings and the SISP are available on the Monitor's website at, https://fullerllp.com/active_engagements/xtm-inc/.The trading in the Company's common shares continue to remain halted on the CSE.About XTM Inc.XTM Inc. is a fintech enabler and the founder of AnyDay®, a real-time payroll, tip, and earned wage access platform. (www.paidanyday.com). The XTM Entities are subject to the terms of the Initial Order and readers are encouraged to read the Initial Order issued by the Court, as amended and restated from time to time, and the Temporary Order issued by the Bank of Canada in their entirety.CAUTIONARY NOTE REGARDING FORWARD-LOOKING INFORMATIONCertain statements in this news release are forward-looking statements, including with respect to future plans of the Company. Forward-looking statements consist of statements that are not purely historical, including any statements regarding beliefs, plans, expectations or intentions regarding the future. Such information can generally be identified by the use of forwarding-looking wording such as "may", "expect", "estimate", "anticipate", "intend", "believe" and "continue" or the negative thereof or similar variations. Some of the specific forward-looking information in this news release include, but is not limited to, statements with respect to the undertaking of the SISP; the trading and delisting of the Company's common shares. Forward-looking statements are necessarily based on a number of estimates and assumptions that, while considered reasonable, are subject to known and unknown risks, uncertainties and other factors which may cause actual results and future events to differ materially from those expressed or implied by such forward-looking statements. Such factors include, but are not limited to: litigation, legislative, environmental and other judicial, regulatory, political and competitive developments; delay or failure to receive creditor or regulatory approvals; the ability to complete any future potential transactions in connection with the SISP and the terms and conditions thereof; the availability of DIP financing; the application of federal, provincial and municipal laws; the impact of increasing competition; and those additional risks set out in the Company's public documents filed on SEDAR+. Forward-looking statements contained in this news release are expressly qualified by this cautionary statement. The reader is cautioned not to place undue reliance on any forward-looking information. The forward-looking statements contained in this news release are made as of the date of this news release. Except as required by law, the Company disclaims any intention and assumes no obligation to update or revise any forward-looking statements, whether as a result of new information, future events or otherwise.This news release does not constitute an offer to sell, or a solicitation of an offer to buy, any securities in the United States. The securities have not been and will not be registered under the United States Securities Act of 1933, as amended (the "U.S. Securities Act") or any state securities laws and may not be offered or sold within the United States or to U.S. Persons (as defined under the U.S. Securities Act) unless registered under the U.S. Securities Act and applicable state securities laws or an exemption from such registration is available.The CSE has neither approved nor disapproved the contents of this press release and the CSE does not accept responsibility for the adequacy or accuracy of this release.SOURCE XTM Inc.

Original: XTM Resumes Tip Payout Program and Commences Court-Approved Sale and Investment Solicitation Process

XTM Obtains Creditor Protection to Stabilize the Business and Pursue Restructuring Options and Reports on Bank of Canada Order that provides path for Everyday Payments Platform to Resume OperationsMarch 2, 2026 11:10 AM
PR Newswire (Canada)

TORONTO, March 2, 2026 /CNW/ - XTM Inc. (OTCQB: XTMIF) (CSE: PAID) (the "Company") announced today that the Company and its subsidiary, Everyday People Payments Inc. (together, "The XTM Entities") have been granted an order (the "Initial Order") from the Ontario Superior Court of Justice (Commercial List) (the "Court") under the Companies' Creditors Arrangement Act (the "CCAA") in order to assist in stabilizing the business and allow it to pursue restructuring options.After consideration of all available alternatives, following consultation with legal and financial advisors, the directors of the Company determined that it is in the best interests of the The XTM Entities and its stakeholders to seek creditor protection under the CCAA given, among other things, that the Company has been operating in a financially strained position since inception. While the Company attempted to reach profitability, it depleted its resources and used restricted cash for operating expenses which resulted in an accumulated trust deficit of approximately $18.75 million as at September 30, 2025 (the "Shortfall") as disclosed in the Company's most recent interim financial statements for the period ended September 30, 2025.The Initial Order provides for, among other things: (i) a stay of proceedings in favour of the The XTM Entities; (ii) approval of the debtor-in-possession financing (the "DIP Financing"); (iii) the appointment of The Fuller Landau Group Inc., as monitor of The XTM Entities (in such capacity, the "Monitor"); and (iv) enhanced powers for the Monitor, including without limitation, to oversee the merchant fund trust accounts held in the Company's name at Digital Commerce Bank. In addition, the Initial Order provides the Company with relief from certain reporting obligations under securities legislation and stock exchange rules.In order to fund the Company's working capital needs, professional fees and expenses during the CCAA proceedings, the Company has executed a term sheet with Pateno Payments Inc. (the "DIP Lender"), pursuant to which the DIP Lender has agreed to advance a debtor-in-possession loan during the stay of proceedings. The stay of proceedings and the DIP Financing is intended to provide the Company with the time to stabilize the business, put safeguards in place with respect to merchant and end use funds and to consider restructuring options including potentially going back to Court to seek to undertake a sale or investment solicitation process with a view to maximizing value for stakeholders including merchants that suffered a loss as a result of the Shortfall.  The Monitor has set up a website where updates on the restructuring process, the Monitor's reports to the Court, Court orders and other information will be posted.As disclosed on February 19, 2026, the Company ceased the operations of its Everyday Payments platform and all retail payment activities on February 17, 2026 in accordance with a temporary order issued by the Bank of Canada. On February 27, 2026, following the granting of the Initial Order, the Bank of Canada issued a revised temporary order to the Company that, among other things, revoked and replaced its previous order and permits certain activities of the Company to the extent necessary to enable the operations of the AnyDay Payments platform that has been rebranded EveryDay Payments platform by other parties provided that, among other things, the Company ensures that the platform operates in accordance with the proposed processes, controls and authorizations described in the Initial Order from the Court.  The trading in the Company's common shares will continue to remain halted on the CSE.About XTM Inc.XTM Inc. is a Toronto-based fintech enabler and the founder of AnyDay®, a real-time payroll, tip, and earned wage access platform. (www.paidanyday.com). The XTM Entities are subject to the terms of the Order and readers are encouraged to read the Initial Order issued by the Court and the Temporary Order issued by the Bank of Canada in their entirety.CAUTIONARY NOTE REGARDING FORWARD-LOOKING INFORMATIONCertain statements in this news release are forward-looking statements, including with respect to future plans of the Company. Forward-looking statements consist of statements that are not purely historical, including any statements regarding beliefs, plans, expectations or intentions regarding the future. Such information can generally be identified by the use of forwarding-looking wording such as "may", "expect", "estimate", "anticipate", "intend", "believe" and "continue" or the negative thereof or similar variations. Some of the specific forward-looking information in this news release includes, but is not limited to, statements with respect to the Company's belief that the stay of proceedings and DIP Financing will provide the XTM Group with the time and stability required to consider potential restructuring transactions; the trading and delisting of the Company's common shares. Forward-looking statements are necessarily based on a number of estimates and assumptions that, while considered reasonable, are subject to known and unknown risks, uncertainties and other factors which may cause actual results and future events to differ materially from those expressed or implied by such forward-looking statements. Such factors include, but are not limited to: litigation, legislative, environmental and other judicial, regulatory, political and competitive developments; delay or failure to receive creditor or regulatory approvals; the ability to complete any future potential transactions in connection with a sale and investment solicitation process in CCAA proceedings and the terms and conditions thereof; the availability of DIP Financing; the application of federal, provincial and municipal laws; the impact of increasing competition; and those additional risks set out in the Company's public documents filed on SEDAR+. Forward-looking statements contained in this news release are expressly qualified by this cautionary statement. The reader is cautioned not to place undue reliance on any forward-looking information. The forward-looking statements contained in this news release are made as of the date of this news release. Except as required by law, the Company disclaims any intention and assumes no obligation to update or revise any forward-looking statements, whether as a result of new information, future events or otherwise.This news release does not constitute an offer to sell, or a solicitation of an offer to buy, any securities in the United States. The securities have not been and will not be registered under the United States Securities Act of 1933, as amended (the "U.S. Securities Act") or any state securities laws and may not be offered or sold within the United States or to U.S. Persons (as defined under the U.S. Securities Act) unless registered under the U.S. Securities Act and applicable state securities laws or an exemption from such registration is available.The CSE has neither approved nor disapproved the contents of this press release and the CSE does not accept responsibility for the adequacy or accuracy of this release.SOURCE XTM Inc.

Original: XTM Obtains Creditor Protection to Stabilize the Business and Pursue Restructuring Options and Reports on Bank of Canada Order that provides path for Everyday Payments Platform to Resume Operations

Canadian Investment Regulatory Organization Trading Halt - PAIDFebruary 20, 2026 7:55 AM
PR Newswire (Canada)

VANCOUVER, BC, Feb. 20, 2026 /CNW/ - The following issues have been halted by CIRO:Company: XTM Inc. CSE Symbol: PAID All Issues: Yes Reason: Pending Clarification of Company Affairs Halt Time (ET): 2/19/2026 4:35 PM CIRO can make a decision to impose a temporary suspension (halt) of trading in a security of a publicly-listed company. Trading halts are implemented to ensure a fair and orderly market. CIRO is the national self-regulatory organization which oversees all investment dealers and trading activity on debt and equity marketplaces in Canada.SOURCE Canadian Investment Regulatory Organization (CIRO) – Halts/Resumptions

Original: Canadian Investment Regulatory Organization Trading Halt - PAID

Suspension de la négociation par l'Organisme canadien de réglementation des investissements - PAIDFebruary 20, 2026 7:57 AM
PR Newswire (Canada)

VANCOUVER, BC, le 20 févr. 2026 /CNW/ - L'OCRI a suspendu la négociation des titres suivants :Société : XTM Inc.Symbole CSE : PAIDLes titres : OuiMotif : En attente d'un éclaircissement des affaires de la sociétéHeure de la suspension (HE) : 2/19/2026 16 h 35L'OCRI peut prendre la décision de suspendre (ou d'arrêter) temporairement les opérations à l'égard d'un titre d'une société cotée en bourse. Les arrêts des opérations sont mis en oeuvre afin d'assurer le bon fonctionnement d'un marché équitable. L'OCRI est l'organisme d'autoréglementation national qui surveille l'ensemble des courtiers en placement et l'ensemble des opérations effectuées sur les marchés des titres de capitaux propres et les marchés des titres de créance au Canada.SOURCE L’Organisme canadien de règlementation des investissements (OCRI) - Arrêts/Reprises

Original: Suspension de la négociation par l'Organisme canadien de réglementation des investissements - PAID

XTM Reports on Everyday People Payments Service Outage and Halting of Activities Pursuant to Bank of Canada Compliance OrderFebruary 19, 2026 3:32 PM
Business Wire
XTM Inc. (OTCQB: XTMIF | CSE: PAID) (the “Company”) provides an update on the platform service outage that occurred on January 26, 2026 (the “Outage”) and is continuing in connection with the Management Services Agreement (“MSA”) entered with Everyday People Financial Corp which was previously disclosed on October 22, 2025, February 2, 2026 and February 5, 2026. The Company confirms that as part of the MSA, the Company executed a blocked account agreement on November 30, 2025 which restricts the Company’s ability to move funds from its accounts. On the date that the Company transfered control of its accounts to Everyday People Financial Corp. at 11:59 pm on November 30, 2025 the wallet balances were $12,830,224.20. Many business users as of January 26, 2026 could not transact from their business portal due to funding practices being abruptly modified without notice or specific instructions of the Company. The Company is investigating the operational level impact the unauthorized modifications had on businesses and the Company, including the cessation of lending activity and certain balancing procedures. Also, the use of pre-authorized debits without the specific instructions of the Company is under investigation. All options that may be available to the Company related to restoring portal wallet balances are being considered. At this time, the Company does not have certainty on a specific plan and is working with various parties for resolution.


Pursuant to a compliance order issued by the Bank of Canada on February 17, 2026 (the “Order”), the Company will temporarily cease the operations of its business portal platform. Further to the Order, the Company will be ceasing all retail payment activities including withdrawals. The Company will cease to maintain operations as a payment service provider that is registered with the Bank of Canada pursuant to, and in compliance with, the Order. Pursuant to the Order, the Company expects within seven days of the date of the Order, to provide the Bank of Canada with a plan of how the Company intends on complying with its obligations under the Retail Payment Activities Act (RPAA), and if applicable, transition the Company’s retail payments activities to another payment service provider that is registered under the RPAA or has applied for registration. Pursuant to the Order, the Company has 14 days from the date of the Order to make representations to the Bank of Canada about whether the Order shall be revoked. In the event that the Company does not make representations within 14 days of the date of the Order, or if the Company makes representations, and the Bank of Canada is not satisfied that there are sufficient grounds for revoking the Order, then the Order continues to be in effect, unless it is revoked.


Unrelated to the Outage, the Company confirms that cardholder funds in respect of Everyday People Payments Financial debit cards which make up a significant portion of the Company’s revenues are held and continue to be held in trust since the program’s inception in 2020 with a Canadian Schedule 1 Chartered bank.


The Company including its board of directors, legal counsel and accountants are considering all options available to it, including but not limited to a new lending facility, various forms of financing or restructuring arrangements and a plan to restore merchant wallet balances. The trading in the Company’s common shares under the trading ticker “PAID” on the CSE will remain halted until it is determined that the matter has been satisfactorily resolved. Company intends to make further disclosure as more information comes to light and as required by law.


About XTM Inc.


Subject to the terms of the Order, XTM Inc. is a Toronto-based fintech enabler and the founder of AnyDay®, a real-time payroll, tip, and earned wage access platform. Designed as a compliance-first solution, AnyDay has been widely adopted across the hospitality, personal care, and retail sectors (www.paidanyday.com). XTM and its affiliates are subject to the terms of the Order and readers are encouraged to read the Order in its entirety.


CAUTIONARY NOTE REGARDING FORWARD-LOOKING INFORMATION


Certain statements in this news release are forward-looking statements, including with respect to future plans of the Company. Forward-looking statements consist of statements that are not purely historical, including any statements regarding beliefs, plans, expectations or intentions regarding the future. Such information can generally be identified by the use of forwarding-looking wording such as "may", "expect", "estimate", "anticipate", "intend", "believe" and "continue" or the negative thereof or similar variations. Some of the specific forward-looking information in this news release includes, but is not limited to, statements with respect to: future plans in respect of seeking a lending facility, the program deposits, the objective of avoiding service disruptions, use of funds, the plans of the Company and engagement with regulators, and consideration of available options including the Company’s ability to continue as a going concern. The reader is cautioned that assumptions used in the preparation of any forward-looking information may prove to be incorrect. Events or circumstances may cause actual results to differ materially from those predicted, as a result of numerous known and unknown risks, uncertainties, and other factors, many of which are beyond the control of the Company, including but not limited to, business, economic and capital market conditions, the ability to manage operating expenses, dependence on key personnel, compliance with various agreements including lenders. Such statements and information are based on numerous assumptions regarding present and future business strategies and the environment in which the Company will operate in the future including in the fintech industry, anticipated costs, and the ability to achieve goals. Factors that could cause the actual results to differ materially from those in forward looking statements include, the continued availability of capital and financing, litigation, failure of counterparties to perform their contractual obligations, failure to obtain regulatory or corporate approvals, loss of key employees and consultants, and general economic, market or business conditions. Forward-looking statements contained in this news release are expressly qualified by this cautionary statement. The reader is cautioned not to place undue reliance on any forward-looking information. The forward-looking statements contained in this news release are made as of the date of this news release. Except as required by law, the Company disclaims any intention and assumes no obligation to update or revise any forward-looking statements, whether as a result of new information, future events or otherwise.


This news release does not constitute an offer to sell, or a solicitation of an offer to buy, any securities in the United States. The securities have not been and will not be registered under the United States Securities Act of 1933, as amended (the "U.S. Securities Act") or any state securities laws and may not be offered or sold within the United States or to U.S. Persons (as defined under the U.S. Securities Act) unless registered under the U.S. Securities Act and applicable state securities laws or an exemption from such registration is available.


The CSE has neither approved nor disapproved the contents of this press release and the CSE does not accept responsibility for the adequacy or accuracy of this release.

View source version on businesswire.com: https://www.businesswire.com/news/home/20260219107417/en/
For more information:

Marilyn Schaffer, CEO

finance@xtminc.com

Tel: 416-260-1641


Original: XTM Reports on Everyday People Payments Service Outage and Halting of Activities Pursuant to Bank of Canada Compliance Order

Canadian Investment Regulatory Organization Trading Halt - PAIDFebruary 17, 2026 9:36 AM
PR Newswire (Canada)

VANCOUVER, BC, Feb. 17, 2026 /CNW/ - The following issues have been halted by CIRO:Company: XTM Inc.CSE Symbol: PAID All Issues: YesReason: Pending News Halt Time (ET): 9:22 AMCIRO can make a decision to impose a temporary suspension (halt) of trading in a security of a publicly-listed company. Trading halts are implemented to ensure a fair and orderly market. CIRO is the national self-regulatory organization which oversees all investment dealers and trading activity on debt and equity marketplaces in Canada.SOURCE Canadian Investment Regulatory Organization (CIRO) – Halts/Resumptions

Original: Canadian Investment Regulatory Organization Trading Halt - PAID

Suspension de la négociation par l'Organisme canadien de réglementation des investissements - PAIDFebruary 17, 2026 9:38 AM
PR Newswire (Canada)

VANCOUVER, BC, le 17 févr. 2026 /CNW/ - L'OCRI a suspendu la négociation des titres suivants :Société : XTM Inc.Symbole CSE : PAID Les titres : OuiMotif : Nouvelle en attenteHeure de la suspension (HE) : 09 h 22L'OCRI peut prendre la décision de suspendre (ou d'arrêter) temporairement les opérations à l'égard d'un titre d'une société cotée en bourse. Les arrêts des opérations sont mis en oeuvre afin d'assurer le bon fonctionnement d'un marché équitable. L'OCRI est l'organisme d'autoréglementation national qui surveille l'ensemble des courtiers en placement et l'ensemble des opérations effectuées sur les marchés des titres de capitaux propres et les marchés des titres de créance au Canada.SOURCE L’Organisme canadien de règlementation des investissements (OCRI) - Arrêts/Reprises

Original: Suspension de la négociation par l'Organisme canadien de réglementation des investissements - PAID

UPDATE: XTM Inc. Clarifies RPAA-Related Disclosure and Regulatory ContinuityFebruary 4, 2026 8:00 PM
Business Wire
XTM Inc. (OTCQB: XTMIF | CSE: PAID) (“XTM” or the “Company”) is issuing this clarification regarding language contained in its February 2, 2026 news release referencing RPAA-aligned operational enhancements to the AnyDay / Everyday Payment platform (the “Program”).


Certain statements in that release may have been interpreted to suggest that Everyday People Payments Inc. (“EPPI”) was itself registered or required to be registered under the Retail Payment Activities Act (“RPAA”). It is not. This interpretation would be incorrect.


Regulatory Status


There has been no change or interruption in the regulated status of XTM. XTM is and at all relevant times has been a registered money services business (“MSB”) and is registered with the Bank of Canada under the RPAA. All regulated MSB and payment activities have continuously been conducted under XTM’s registrations - with management and administration services being conducted by Everyday People Financial Corp. (“EPF”) through EPPI pursuant to its Master Services Agreement with EPPI dated October 23, 2025 (the “MSA”). In this relationship EPPI is not performing any MSB activities, nor is it subject to the RPAA.


Safeguarding of Funds


XTM has i) remained the MSB, ii) is registered with the Bank of Canada under the RPAA, and iii) is the account holder and regulated entity for transaction processing and settlement. Transactions are conducted through XTM accounts. All cardholder funds associated with the platform are held in trust in accordance with applicable legal and safeguarding requirements and are segregated from operating funds.


Operational Enhancements


EPF as program manager is committed to strengthening the overall management of the Program. These measures reflect an uplift in operating standards and are intended to support a best in class environment for merchants and end users.


XTM remains committed to transparent disclosure and to supporting a secure, reliable, and regulatorily aligned payments ecosystem for Canadian businesses and workers.


About XTM Inc.


XTM Inc. is a Toronto-based fintech enabler and the founder of AnyDay®, a real-time payroll, tip, and earned wage access platform. Designed as a compliance-first solution, AnyDay is widely adopted across the hospitality, personal care, and retail sectors. Trusted by leading brands, XTM’s platform delivers speed, transparency, and regulatory-aligned payroll experiences.


About Everyday People Payments Inc. (“Everyday Payments”)


Everyday Payments is a strategic management services subsidiary of XTM, operating the business of delivering real-time employee payouts. Businesses using the service span hospitality, food service, beauty, wellness, and commission-based industries. Leveraging the AnyDay platform, the solution combines a powerful employer portal with a flexible mobile app and payment card for cardholders; simplifying fund management, improving visibility and control, and enabling faster, more predictable access to earnings. The platform is designed to support the future introduction of additional value-added financial services as business and worker needs evolve.


Forward-Looking Statements


This press release may contain “forward-looking information” and “forward-looking statements” within the meaning of applicable Canadian securities laws. Such statements involve known and unknown risks, uncertainties, and assumptions and may include words such as “expects,” “intends,” “anticipates,” “plans,” and “believes.” Actual results may differ materially due to risks and factors beyond the Company’s control.


The CSE has neither approved nor disapproved the contents of this press release and accepts no responsibility for its adequacy or accuracy.

View source version on businesswire.com: https://www.businesswire.com/news/home/20260204135097/en/
For more information, please contact:

Brad Kirby, Finance

finance@xtminc.com

Tel: 416-260-1641


Original: UPDATE: XTM Inc. Clarifies RPAA-Related Disclosure and Regulatory Continuity

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XTMI versus MOGO



https://www.youtube.com/watch?v=8itpsQMY4Zw


https://www.youtube.com/watch?v=C8us90k_Tww




PAID's MKT CAP = 67M VS MOGO's MKT CAP of 676M.....(or 50 vs 743 depending on who ya' ask)

https://ceo.ca/paid


https://bigcharts.marketwatch.com/advchart/frames/frames.asp?show=&insttype=Stock&symb=ca%3AMOGO&x=46&y=10&time=100&startdate=1%2F1%2F2020&enddate=5%2F16%2F2021&freq=1&compidx=aaaaa%3A0&comptemptext=&comp=none&ma=0&maval=9&uf=0&lf=1&lf2=0&lf3=0&type=2&style=320&size=3&timeFrameToggle=false&compareToToggle=false&indicatorsToggle=false&chartStyleToggle=false&state=9


MKT CAP Comp
https://ca.finance.yahoo.com/quote/PAID.CN?p=PAID.CN&.tsrc=fin-srch
https://ca.finance.yahoo.com/quote/MOGO.TO?p=MOGO.TO&.tsrc=fin-srch

Why dont i see that board on the app??

Long time ago something happened here.

XTM inc is moving forward.

What is up with RB Board?

Closed at .19 today, 1/2 day Friday should be in the .20's, we'll see.

Today is the first day of a new beginning for PAID. Shorts have started to cover in front of the name change in December and the share price is rising. .17 close today, more to come.

Well, nobody seems to be showing any interest in this board or PAID for that matter. I feel that will change in the near future. The chart is primed for a bounce and as far as the company goes.......well, to see all these POS stocks running and we have one here that is actually making money and it is not. It is just a matter of time and those getting in now will be laughing all the way to the bank. Will check back in later.

Just got back in PAID today at .15 (30,000) it's time IMO

strong buy-
http://quotes.barchart.com/texpert.asp?sym=PAID&code=XDAILY

paid-looks great today

PAID-http://quotes.barchart.com/texpert.asp?sym=PAID&code=BFSTKT

Larry .....u can check again PAID .....and there is no such quote as "PIAD"

PAID link-
http://finance.yahoo.com/q?d=t&s=PAID.OB

PIAD no link-
http://finance.yahoo.com/l?s=piad&t=S&m=US

bwm4e

I'll try one-more-time ....

In your I-Box ( links )

3rd (or) 4th link (Report of 'PIAD') < isn't that spelled wrong .. ? ...

Buy rating from american bulls
http://www.americanbulls.com/StockPage.asp?CompanyTicker=PAID%20%20%20%20%20%20%20&MarketTicker=...

yes larry .....i checked ..... paid is the rite symbol of 'Sales OnLine Direct' (PAID)

 %% bwm4e %%

you have a private Msg ...

Great to know we do made on the stock gapper in friday....greater things are coming.....
http://www.stockgappers.com/

i am feelgreat at i brought PAID @0.185 ... i think in next few days, we are goin to test the recent highs and we really have the chance to break the 52-week high ....... more volume is coming and more people is invest in this copany now.Good luck

What's up bwm4e. First let me say that I sold my PAID at .15 that I had been holding for about 3 months. That I am not very happy about. I have tremendous faith in this company, but with a limited money supply I needed to put my money to work. I know that I was taking a risk that the patend would not come in until I had a chance to get back into PAID. I do plan to get back in and hope that I can do it below .20 but we'll see. Good luck with the board as I'm sure it will get plenty of action just as soon as PAID starts to get noticed. Seems like that is already starting to happen. Good luck.

PAID-All trades for 9/26/2003
http://host.businessweek.com/businessweek/Historical_Quotes.html?Button=Get+Quotes&Format=0&...

88% buy from Analysis
http://quotes.barchart.com/texpert.asp?sym=PAID&code=XDAILY

Great day for some gains....we are still going up ....next week would be interesting we made on the stock gapper today.......lets run with bull next week... link to check out

http://www.stockscores.com/index.asp?page=getreport&component=index.asp&symbol=paid&repo...

http://www.stockgappers.com/