Oscar Health Inc (OSCR)

Oscar Health (OSCR) jumps after major earnings beat and margin improvementMay 6, 2026 8:35 AM
IH Market News Oscar Health (NYSE:OSCR) surged nearly 11% in premarket trading on Wednesday after the company reported first-quarter earnings far above Wall Street expectations, driven by strong profitability gains and improving operating margins.The health insurance provider posted adjusted earnings per share of $2.07, beating analyst forecasts of $1.06 by more than $1 per share.Revenue totaled $4.65 billion during the quarter, below consensus estimates of $4.91 billion but still representing year-over-year growth of 53% from $3.05 billion. Company maintains full-year outlook Oscar Health reaffirmed its fiscal 2026 guidance across all key financial metrics.Net income attributable to the company rose sharply to $679.0 million, or $2.07 per diluted share, compared with $275.3 million, or $0.92 per diluted share, in the first quarter of 2025.“Oscar Health drove solid first-quarter performance with significant YoY improvements across our core metrics,” said Mark Bertolini, chief executive officer of Oscar Health.“We are reaffirming our guidance and remain on track to significantly expand margins and achieve meaningful profitability in 2026.” Medical loss ratio and expense metrics improve The company’s medical loss ratio improved to 70.5% from 75.4% a year earlier.Oscar said the improvement was supported by disciplined pricing actions and favorable reserve development from prior periods totaling $68 million.The SG&A expense ratio also declined to 15.2% from 15.8%, reflecting stronger operating leverage across the business. Operating earnings and EBITDA more than double Earnings from operations increased to $704.1 million during the quarter, compared with $297.1 million in the prior-year period.Adjusted EBITDA climbed to $727.1 million from $328.8 million a year earlier. Membership growth remains strong Membership in Oscar’s Individual and Small Group plans expanded to 3.17 million members as of March 31, 2026.That compares with 2.02 million members during the same period last year, highlighting continued growth in the company’s insurance platform.Oscar Health stock price Original: Oscar Health (OSCR) jumps after major earnings beat and margin improvement

Oscar Health, Inc. Appoints Director Siddhartha Sankaran as Independent Chair of the BoardApril 21, 2026 6:30 AM
Business Wire
Oscar Health, Inc. (“Oscar” or the “Company”) (NYSE: OSCR), a leading healthcare technology company, today announced the appointment of independent director Siddhartha Sankaran as Chair of the Board, effective June 4, 2026. Sankaran will succeed Jeffery Boyd, who has served as Chair since February 2021 and is not standing for reelection at Oscar Health’s Annual Meeting.


Sankaran has more than 20 years of leadership in the insurance industry, serving in executive roles at multiple public companies, including at American International Group, Inc., SiriusPoint Ltd. and FWD Group Holdings Limited. He brings a wealth of expertise from serving on numerous boards. He also contributed to building robust governance practices and standards in his five years of service on Oscar Health’s Board.


Mark Bertolini, Oscar Health’s Chief Executive Officer, said: "The individual market is the future of healthcare for millions of consumers and businesses. I am thrilled to have Sid lead our Board through Oscar’s next phase. I also want to thank Jeff for his tireless commitment, first as a trusted advisor and through our IPO and beyond. His steady leadership was instrumental during a defining period of growth and change.”


Boyd remarked: “It’s been a privilege to be a part of Oscar’s transformation from bold startup into a leader in the individual market. The past 12 years have been an incredible run. Oscar is positioned for strong 2026 performance and long-term growth, and could not be in better hands as I begin my next chapter.”


Sankaran added: “I am honored to step into this role at a pivotal moment for Oscar and for healthcare. The future of healthcare should be simple, personal, and consumer-driven – and Oscar is uniquely positioned to lead that change. The Oscar team is redefining the healthcare experience and building a more efficient market that works for everyone.”


Cautionary Note Regarding Forward-Looking Statements


This press release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. All statements other than statements of historical fact contained herein are forward-looking statements. These statements include, but are not limited to, statements about our business and financial prospects, and industry and market dynamics and expected trends. In some cases, you can identify forward-looking statements by terms such as “may,” “will,” “should,” “expects,” “plans,” “anticipates,” “could,” “intends,” “targets,” “projects,” “contemplates,” “believes,” “estimates,” “forecasts,” “predicts,” “potential,” or “continues” or the negative of these terms or other similar expressions. Accordingly, we caution you that any such forward-looking statements are not guarantees of future performance and are subject to risks, assumptions, and uncertainties that are difficult to predict and generally beyond our control.


Although we believe that the expectations reflected in these forward-looking statements are reasonable as of the date made, there are or will be important factors that could cause our actual results to differ materially from those indicated in these forward-looking statements, including, but not limited to, the factors set forth under the caption “Risk Factors” in our Annual Report on Form 10-K for the year ended December 31, 2025, filed with the Securities and Exchange Commission (“SEC”), and our other filings with the SEC. You are cautioned not to place undue reliance on any forward-looking statements made in this press release. Any forward-looking statement speaks only as of the date as of which it is made, and, except as otherwise required by law, we do not undertake any obligation to publicly update or review any forward-looking statement, whether as a result of new information, future developments or otherwise. New factors emerge from time to time, and it is not possible for us to predict which will arise.


About Oscar Health


Oscar Health, Inc. is a leading healthcare technology company built on a full-stack platform and a relentless focus on member experience. Oscar Health helps make high-quality and affordable care more accessible for millions of people through Oscar’s Individual & Family plans and ICHRA solutions, +Oscar technology services, and Lucie Health Marketplace. Consumers benefit from better choice, deeper engagement, and connection to high-value clinical care.

View source version on businesswire.com: https://www.businesswire.com/news/home/20260421657977/en/
Investor Contact:

Chris Potochar

VP of Investor Relations

ir@hioscar.com


Media Contact:

Dalya Browne

Senior Director, Communications

press@hioscar.com


Original: Oscar Health, Inc. Appoints Director Siddhartha Sankaran as Independent Chair of the Board

Meet Lucie. A New Way to Shop for Healthcare.April 20, 2026 6:00 AM
Business Wire
Oscar Health, Inc. (NYSE: OSCR) today launched Lucie Health Marketplace, a new all-in-one storefront that begins to change how America shops for healthcare. Lucie connects consumers and brokers to every major individual market plan and a curated menu of ancillary and supplemental products.

This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20260420960234/en/
Consumers buy cars, homes, and everyday products with transparency and choice. Healthcare is next. Lucie’s platform can serve millions of entrepreneurs, full- and part-time employees, gig workers, and early retirees.


“Employer healthcare looks good on paper but fails the moment medical bills hit,” said Mark Bertolini, CEO of Oscar Health. “Lucie is the first step to fixing that. Instead of being forced into a few rigid employer plans, you build your own custom bundle of affordable products for better financial protection. Your health plan. Your pharmacy coverage. Your dental plan. Our AI-powered solutions will make it easier for everyone to shop with confidence.”


The Individual Market on One Menu


Lucie’s healthcare storefront integrates all major individual medical carriers with trusted ancillary and supplemental leaders like Aflac. Consumers choose from a wide range of health products and price points: medical, dental, vision, accident, hospital care, and more.


Lucie includes individual networks in almost all zip codes. The thousands of networks together form the broadest coverage network in the U.S. at individual plan prices no employer plan can match.


A Smarter Way for Employers & Employees


Lucie helps employers offer great benefits at lower costs. Employers define their budget and fund tax-free employee wallets. Lucie brings it all together in a single platform where teams can choose the products they value most. No more juggling multiple point solutions or dreading unpredictable annual rate hikes.


The Growth Engine for Modern Brokers


Lucie instantly quotes, enrolls and renews products across carriers. Lucie delivers what consumers and brokers need: 94% of U.S. workers want more insurance choices and 93% are satisfied after switching to the individual market.1 Brokers can sign clients up in minutes to upgrade the consumer healthcare experience.


Bertolini added: “When shopping for healthcare becomes as easy as booking a hotel, we can eliminate decades of inefficiency. If you want a value medical plan with extra hospital coverage, you choose that. If you want robust coverage for a health condition, you bundle multiple services in one plan. We are putting consumers in control so they can buy what fits their lives. Lucie will make healthcare work like every modern market.”


Shop your way and build your future today at LucieHealth.com.


About Oscar Health


Oscar Health, Inc. is a leading healthcare technology company built on a full-stack platform and a relentless focus on member experience. Oscar Health helps make high-quality and affordable care more accessible for millions of people through Oscar’s Individual & Family plans and ICHRA solutions, +Oscar technology services, and Lucie Health Marketplace. Consumers benefit from better choice, deeper engagement, and connection to high-value clinical care.


Cautionary Note Regarding Forward-Looking Statements


This press release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. All statements other than statements of historical fact contained herein are forward-looking statements. These statements include, but are not limited to, statements about our business prospects; our plans and products, our technology and AI solutions, and our management’s plans and objectives for future operations, expectations and business strategy. In some cases, you can identify forward-looking statements by terms such as “may,” “will,” “should,” “expects,” “plans,” “anticipates,” “could,” “intends,” “targets,” “projects,” “contemplates,” “believes,” “estimates,” “predicts,” “potential,” or “continue” or the negative of these terms or other similar expressions. Accordingly, we caution you that any such forward-looking statements are not guarantees of future performance and are subject to risks, assumptions, and uncertainties that are difficult to predict and generally beyond our control. Although management believes that the expectations reflected in these forward-looking statements are reasonable as of the date made, there are or will be important factors that could cause our actual results to differ materially from those indicated in these forward-looking statements, including, but not limited to, the factors set forth under the caption “Risk Factors” in our Annual Report on Form 10-K for the year ended December 31, 2025 filed with the Securities and Exchange Commission (“SEC”), as well as our other filings with the SEC. You are cautioned not to place undue reliance on any forward-looking statements made in this press release. Any forward-looking statement speaks only as of the date as of which it is made, and, except as otherwise required by law, we do not undertake any obligation to publicly update or review any forward-looking statement, whether as a result of new information, future developments or otherwise. New factors emerge from time to time, and it is not possible for us to predict which will arise.


1SureCo, The State of ICHRA 2025 Report

View source version on businesswire.com: https://www.businesswire.com/news/home/20260420960234/en/
Dalya Browne

Senior Director, External Communications

Press@hioscar.com


Original: Meet Lucie. A New Way to Shop for Healthcare.

Just spotted some heavy activity from CEO Mark Bertolini on the OSCR insider trading reports. On April 6, 2026, Bertolini executed a massive buy of 1,000,000 shares at $11.92!

While there was a "Tax" transaction of about the same size on the same day, check out the "Exercise & Hold" from April 3—he added over 5.7 million shares, boosting his position by 128%.

Total net activity for Q4 2025 was already up nearly $25M. When the CEO is loading up this aggressively on the dips, it’s usually a signal worth watching. Is Bertolini prepping for a big move in 2026? Seems like he's putting his money where his mouth is. https://www.13radar.com/stock/oscr#insider

Oscar Health stock drops after Q4 results fall short despite upbeat 2026 guidanceFebruary 10, 2026 8:13 AM
IH Market News
Oscar Health Inc. (NYSE:OSCR) reported fourth-quarter 2025 results on Tuesday that came in below market expectations, overshadowing an otherwise confident outlook for the year ahead. The disappointing earnings prompted a sharp reaction from investors, with the stock down 4.58% in pre-market trading.The health insurer posted a fourth-quarter loss of $1.24 per share, wider than the $0.89 loss analysts had forecast. Revenue for the period totaled $2.81 billion, missing the consensus estimate of $3.11 billion. Profitability was further pressured by a deterioration in the medical loss ratio — which tracks medical costs as a share of premiums — to 95.4%, compared with 88.1% in the same quarter a year earlier.“2025 was a reset year for the individual market, and we took decisive actions to return to profitability in 2026,” said Mark Bertolini, CEO of Oscar Health. “Our new suite of affordable products, agentic AI features, and exceptional member experience drove record-high membership – positioning us to achieve significantly improved financial performance in 2026.”Despite the weaker-than-expected quarterly performance, Oscar Health laid out an ambitious forecast for fiscal 2026. The company expects revenue of between $18.7 billion and $19 billion, well above the analyst consensus of $12.76 billion. Management also said it anticipates a return to profitability, with operating earnings projected in a range of $250 million to $450 million.For full-year 2025, Oscar Health reported a net loss of $443.2 million, or $1.69 per share, reversing a net profit of $25.4 million, or $0.10 per share, in 2024. Annual revenue rose to $11.7 billion from $9.2 billion a year earlier, supported by strong growth in membership.The company also highlighted recent steps to bolster its financial flexibility, including the arrangement of a $475 million secured revolving credit facility with a three-year term. “We took opportunistic steps to strengthen our balance sheet and optimize our capital structure,” said Scott Blackley, CFO of Oscar Health.Oscar Health stock price

Original: Oscar Health stock drops after Q4 results fall short despite upbeat 2026 guidance

$14.65 + 10%

$OSCR: Wow............ busted out.. now $17

That was a surprise


GO $OSCR

OSCR new 52 week high