First Citizens BancShares Inc (FCNCA)

Corgi Insurance and Silicon Valley Bank Partner to Connect Clients to Preferred Coverage SolutionsJune 17, 2026 6:19 PM
PR Newswire (US) SAN FRANCISCO, June 17, 2026 /PRNewswire/ -- Corgi Insurance, one of the fastest-growing insurance platforms serving startups, technology companies, and emerging businesses and Silicon Valley Bank, a division of First Citizens Bank, serving companies throughout the innovation economy, today announced a partnership that will provide SVB clients with streamlined access to Corgi's digital insurance products and risk management solutions. As companies scale, insurance has become an increasingly important component of operational readiness, fundraising, hiring, and customer acquisition. By connecting clients with Corgi's AI-native platform, Silicon Valley Bank is facilitating founders and operators ability to access coverage faster and more efficiently."Founders today expect financial infrastructure that moves at the speed of their business," said Nick Christian, Head of National Fintech and Specialty Finance with Silicon Valley Bank. "Through our partnership with Corgi, we can connect clients with access to modern insurance solutions to optimize a client's ability to manage risk, meet enterprise requirements, and focus on continuing to grow and scale."Benefits of the Silicon Valley Bank and Corgi partnership include:Fast, digital access to business insurance designed for startups and growth-stage companiesInsurance solutions tailored to technology, AI, SaaS, fintech, healthcare, and other innovation sectorsAI-native underwriting that means simpler applications and pricing tailored to each businessCoverage from a single full-stack carrier, available directly to Silicon Valley Bank clients"Founders shouldn't have to choose between moving fast and being properly protected," said Nico Laqua, Founder and CEO of Corgi Insurance. "Silicon Valley Bank has spent decades supporting the world's most ambitious companies, and we're excited to work together to make modern insurance more accessible to the next generation of builders."Corgi provides a growing suite of commercial insurance products designed for the innovation economy, combining technology, automation, and specialized underwriting expertise to deliver a modern insurance experience. Through this partnership, Silicon Valley Bank clients gain access to insurance solutions built specifically for the needs of high-growth businesses.About Silicon Valley BankSilicon Valley Bank (SVB), a division of First Citizens Bank, is the bank of some of the world's most innovative companies and investors. SVB provides commercial banking to companies in the technology, life science and healthcare, private equity and venture capital industries. SVB operates in centers of innovation throughout the United States, serving the unique needs of its dynamic clients with deep sector expertise, insights and connections. SVB's parent company, First Citizens BancShares, Inc. (NASDAQ: FCNCA), is a top 20 U.S. financial institution with more than $225 billion in assets. First Citizens Bank, Member FDIC. Learn more at svb.com.Silicon Valley Bank, a division of First Citizens Bank, will rebrand as First Citizens Innovation Banking in Q4 2026. For more information, visit firstcitizens.com/rebrand.About Corgi InsuranceCorgi Insurance is a technology-driven insurance platform providing modern coverage solutions for startups, growing businesses, and emerging industries. Through AI-powered underwriting, digital distribution, and specialized insurance products, Corgi helps companies access protection faster and manage risk more effectively as they scale.Media ContactsSilicon Valley Bank
Katie Ellis
katie.ellis@firstcitizens.comCorgi Insurance
Erika Lee
erika@corgi.com View original content to download multimedia:https://www.prnewswire.com/news-releases/corgi-insurance-and-silicon-valley-bank-partner-to-connect-clients-to-preferred-coverage-solutions-302803621.htmlSOURCE Corgi Original: Corgi Insurance and Silicon Valley Bank Partner to Connect Clients to Preferred Coverage Solutions

power hr is gonna be very interesting today

..........UBS..............versus.............USB.................for all of FCNCA...........

....the FDIC wants a non-USA entity to merge with FCNCA.............take the CIT risks off of the USA taxpayers.............

.....BIDDING WAR BEGINS.........and we can add in CIBC, or others........we'll take any sucker's cash and stock........(not CITI, though).....

.......put your big boy pants on, frankie...........the sponge bob's............aimho.............tell 'em $3,000 per, frankie......

.....DEUTSCHE BANK...........frankie..........let 'em sniff at your AH...................

.....DEUTSCHE BANK...........frankie..........let 'em sniff at your AH...................

....DID THE FDIC TOTALLY GET UBS VINDICATED FROM ALL OF THE LIBOR SCANDAL......in order for UBS to BUY OUT..........FCNCA...........???.......

.....just asking a simple question, Mr. HOLDING...............????............................

______USB______CIBC_____DB______UBS_____MS_____________

choose your BUYER.......Mr. HOLDING.........our preference is strongly, U.S. BANK.......but the fascist FDIC wants an off-shore MEGA BANK......that gets the CIT cancer off of the backs of the USA taxpayers......via an FDIC failure.....................???.........

you have control, frankie, in that you and HOPE can hold out for a HUGE SALE PRICE...............

let's see what kind of deal-making skills you have, frankie................AIMHO.........(for entertainment purposes only)...........................

.....COME CLEAN, frankie........SELLING OUT TO UBS.........????..........

.....SMART MOVE.........take 'em deep, frankie............$25-billion.......

.........................WE PROPOSE A BIDDING WAR FOR ALL OF FCNCA..................

U.S. BANK versus..........UBS................FCNCA would be perfect for both......FIT LIKE O.J.'s glove.................

................................FOR SALE...................................................

the time to dump this junkpile, frankie...........IS NOW............pit USB against UBS for all of FCNCA...................

do it, frankie..............ask Morgan Stanley to broker a deal..................1st $24-billion buys you out, frankie.............DO IT NOW.....aimho....

First Citizens BancShares Declares DividendsApril 23, 2026 6:28 AM
PR Newswire (US)

RALEIGH, N.C., April 23, 2026 /PRNewswire/ -- The Board of Directors of First Citizens BancShares, Inc. (Nasdaq: FCNCA) has declared the following dividends on the company's common and preferred stock, in each case to be paid on June 15, 2026, to holders of record as of May 29, 2026:  







A quarterly common stock dividend of $2.10 per share on the company's Class A and Class B common stock.A regular quarterly dividend of $13.4375 per share on the company's 5.375% non-cumulative perpetual preferred stock, Series A, resulting in a distribution of $0.335938 per depositary share.A dividend of $19.988706 per share on the company's fixed-to-floating rate, non-cumulative perpetual preferred stock, Series B.A regular quarterly dividend of $0.351563 per share on the company's 5.625% non-cumulative perpetual preferred stock, Series C.A regular quarterly dividend of $1,750.00 per share on the company's 7.000% non-cumulative perpetual preferred stock, Series D, resulting in a distribution of $17.50 per depositary share. A quarterly dividend of $23.9236 per share on the company's 6.625% non-cumulative perpetual preferred stock, Series E, resulting in a distribution of $0.598091 per depositary share.ABOUT FIRST CITIZENS BANCSHARESFirst Citizens BancShares, Inc. (Nasdaq: FCNCA), a top 20 U.S. financial institution with more than $225 billion in assets and a member of the Fortune 500TM, is the financial holding company for First-Citizens Bank & Trust Company ("First Citizens Bank"). Headquartered in Raleigh, N.C., First Citizens Bank has built a unique legacy of strength, stability and long-term thinking that has spanned generations. First Citizens offers an array of general banking services including a network of branches and offices nationwide; commercial banking expertise delivering best-in-class lending, leasing and other financial services coast to coast; innovation banking serving businesses at every stage; and a nationwide direct bank. Discover more at firstcitizens.com.Contact:Deanna HartAngela English
Investor RelationsCorporate Communications
919-716-2137803-931-1854



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Original: First Citizens BancShares Declares Dividends

First Citizens Bank to Expand Commercial Solutions and Align Brand Names in Q4 2026April 23, 2026 6:30 AM
PR Newswire (US)

Same Experiences, New NamesRALEIGH, N.C., April 23, 2026 /PRNewswire/ -- In a continued effort to better serve the financial needs of its clients, First Citizens Bank, a top 20 U.S. bank, today announced plans to expand its commercial banking capabilities and align its brand names later this year. In Q4 2026, financial partner to the innovation economy, private equity and venture capital firms, Silicon Valley Bank (SVB), a division of First Citizens Bank, will rebrand as First Citizens Innovation Banking and First Citizens Fund Banking. CIT Commercial Services, a leading provider of working capital financing, and the Silicon Valley Bank Wine division will rebrand as First Citizens Bank.







With deep expertise in distinct industry sectors, First Citizens' Commercial Bank offers a wide range of financial solutions including treasury and liquidity management, international banking, and specialized commercial lending. Demonstrating its long-term commitment to serving the needs of its commercial banking clients, First Citizens will expand its capabilities in cryptocurrency, payments, and international banking in the year ahead, which will be announced separately. Same Experiences, New Names
"Following our acquisitions of CIT and SVB in 2022 and 2023, our clients have seen that their tailored experience has been retained under First Citizens for the last several years, and that is not changing," said Frank Holding, Jr., Chairman and CEO of First Citizens Bank. "Our brand strategy is aligning with our business strategy and another sign of our long-term commitment to the innovation economy and the private equity sector. The experience we offer will stay the same. Only the names will change, and we continue to invest in our capabilities to make the experience for our clients even better."Each division will continue to deliver distinct banking experiences based on client need and will continue to operate with dedicated Relationship Managers and Relationship Advisors delivering customized solutions. "First Citizens has seen the value in preserving what has always made us special and a leader in serving the innovation economy," said Marc Cadieux, President of Silicon Valley Bank, a division of First Citizens Bank. "This upcoming milestone reflects First Citizens' ongoing commitment to our audiences and a desire to build upon that success. Our clients can expect the same experience and continued investment in delivering an even more robust and differentiated value proposition in the years ahead."First Citizens Bank acquired Silicon Valley Bank in 2023 and has been operating the unit as "Silicon Valley Bank, a division of First Citizens Bank" for the past three years. Retaining the SVB division's specialized solutions and services and investing further in new capabilities such as its award-winning online banking platform have been, and remain, priorities for the company.Look for First Citizens Bank's new advertising campaign, "The Best of Bank Worlds," in innovation hubs across the U.S. beginning in May 2026. For questions and updates on First Citizens' rebrand efforts, visit firstcitizens.com/rebrand.About First Citizens Bank 
First Citizens Bank helps personal, business, commercial and wealth clients build financial strength that lasts. Headquartered in Raleigh, N.C., First Citizens has built a unique legacy of strength, stability and long-term thinking that has spanned generations. First Citizens offers an array of general banking services with branches and offices nationwide; commercial banking expertise delivering best-in-class lending, leasing and other financial services coast to coast; innovation banking serving businesses at every stage; and a nationwide direct bank. Parent company First Citizens BancShares, Inc. (NASDAQ: FCNCA) is a top 20 U.S. financial institution with more than $225 billion in assets and a member of the Fortune 500™. Discover more at firstcitizens.com. Media Contacts
Angela English
Angela.English@firstcitizens.comKatie Ellis
Katie.Ellis@firstcitizens.com



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Original: First Citizens Bank to Expand Commercial Solutions and Align Brand Names in Q4 2026

First Citizens BancShares Reports First Quarter 2026 EarningsApril 23, 2026 6:31 AM
PR Newswire (US)

RALEIGH, N.C., April 23, 2026 /PRNewswire/ -- First Citizens BancShares, Inc. ("BancShares") (Nasdaq: FCNCA) reported earnings for the first quarter of 2026.







Chairman and CEO Frank B. Holding, Jr. said: "We are pleased with our first quarter results highlighted by loan and deposit growth, resilient credit quality, and return metrics exceeding our expectations. During the quarter, we returned an additional $900 million of capital to our stockholders through share repurchases, and prepaid $2.50 billion of the Purchase Money Note. Capital and liquidity positions remain strong."FINANCIAL HIGHLIGHTS Measures referenced below "as adjusted" or "excluding PAA" (or purchase accounting accretion) are non-GAAP financial measures. Refer to the Financial Supplement available at ir.firstcitizens.com or www.sec.gov for a reconciliation of each non-GAAP measure to the most directly comparable GAAP measure.Net income for the first quarter of 2026 ("current quarter") was $534 million, compared to $580 million for the fourth quarter of 2025 ("linked quarter"). Net income available to common stockholders for the current quarter was $508 million, or $42.63 per common share, a $58 million decrease from $566 million, or $45.81 per common share, in the linked quarter.Adjusted net income for the current quarter was $560 million, compared to $648 million for the linked quarter. Adjusted net income available to common stockholders was $534 million, or $44.86 per common share, a $100 million decrease from $634 million, or $51.27 per common share, in the linked quarter.NET INTEREST INCOME AND MARGINNet interest income was $1.62 billion for the current quarter, a decrease of $101 million from the linked quarter. Net interest income, excluding PAA, was $1.58 billion, a decrease of $91 million from the linked quarter.Interest income on loans decreased $84 million and, excluding loan PAA, decreased $73 million, mainly due to a decline in yield and an $11 million decrease in loan PAA, partially offset by the impact of a higher average balance.Interest income on investment securities decreased $40 million due to decreases in the average balance and yield.Interest income on interest-earning deposits at banks decreased $30 million due to a lower average balance and a decline in yield.Interest expense on interest-bearing deposits decreased $28 million due to a lower rate paid, partially offset by the impact of a higher average balance.Interest expense on borrowings decreased $25 million, mainly due to a decline in the average balance as a result of prepayments of the Purchase Money Note.Net interest margin ("NIM") was 3.09% compared to 3.20% in the linked quarter, a decrease of 11 basis points. NIM, excluding PAA, was 3.01%, compared to 3.11% in the linked quarter, a decrease of 10 basis points.The yield on average interest-earning assets was 5.30%, a decrease of 18 basis points from the linked quarter, mainly due to the following:A lower loan yield resulting from lower interest rates and a decline in loan PAA, partially offset by the impact of a higher average balance.A lower yield on investment securities resulting from a lower average balance and lower interest rates.A lower yield on interest-earning deposits at banks resulting from a lower average balance and a decline in the federal funds rate.The rate paid on average interest-bearing liabilities was 2.93%, a decrease of 10 basis points from the linked quarter, primarily due to a lower rate paid on interest-bearing deposits and a lower average balance of borrowings, partially offset by the impact of a higher average balance of interest-bearing deposits.NONINTEREST INCOME AND EXPENSENoninterest income was $692 million, compared to $715 million in the linked quarter, a decrease of $23 million. Adjusted noninterest income was $520 million, a decrease of $9 million from the linked quarter. The decreases in noninterest income and adjusted noninterest income were primarily due to a decrease in other noninterest income of $15 million as the linked quarter included a gain on tax credit investments. Increases of $7 million in deposit fees and service charges and $5 million in lending-related fees were partially offset by modest decreases spread amongst various noninterest income line items. Additionally, the fair value adjustment on marketable equity securities decreased $9 million compared to the linked quarter.Noninterest expense was $1.54 billion, a decrease of $36 million from the linked quarter. Adjusted noninterest expense was $1.33 billion, a decrease of $38 million. The decreases in noninterest expense and adjusted noninterest expense were primarily due to the following:Marketing expense decreased $15 million, mostly due to fewer marketing promotions for Direct Bank deposits.Professional fees and adjusted professional fees decreased $10 million and $16 million, respectively, mainly due to a decrease in consulting services.Personnel cost and adjusted personnel cost increased $20 million and $8 million, respectively, largely driven by seasonal increases in employee benefits and payroll taxes.The remaining net decrease in noninterest expense and adjusted noninterest expense of $31 million and $15 million, respectively, was spread amongst various other noninterest expense line items.BALANCE SHEET SUMMARYLoans and leases were $148.69 billion at March 31, 2026, an increase of $762 million or 0.5% compared to $147.93 billion at December 31, 2025. Commercial Bank segment loan growth of $1.35 billion, mainly concentrated in Global Fund Banking, was partially offset by a decrease in General Bank segment loans of $591 million, primarily due to the transfer of approximately $364 million of loans to held for sale.Total investment securities were $42.99 billion at March 31, 2026, an increase of $1.42 billion since December 31, 2025. Purchases of approximately $2.89 billion during the quarter remained concentrated in short duration available for sale U.S. treasury and agency mortgage-backed securities, and were partially offset by maturities and paydowns.Deposits were $170.84 billion at March 31, 2026, an increase of $9.26 billion or 5.7% since December 31, 2025, primarily attributable to an increase in Commercial Bank segment deposits of $5.66 billion, mainly driven by Global Fund Banking and Tech & Healthcare. Corporate deposits increased $2.49 billion as brokered and Direct Bank deposits increased $1.83 billion and $606 million, respectively. Additionally, General Bank segment deposits increased $1.12 billion.Noninterest-bearing deposits increased by $2.95 billion (7.3% from the linked quarter) and represented 25.5% of total deposits as of March 31, 2026, compared to 25.2% at December 31, 2025. The cost of average total deposits was 2.04% for the current quarter, compared to 2.09% for the linked quarter.Borrowings were $33.96 billion at March 31, 2026, a decrease of $2.05 billion compared to $36.01 billion at December 31, 2025, mainly due to the $2.50 billion prepayment of the Purchase Money Note, partially offset by the issuance of $500 million of senior notes during the current quarter.The Purchase Money Note declined from $35.85 billion at September 30, 2025 to $30.91 billion  at March 31, 2026.Funding mix improved to 83.4% of total funding comprised of deposits.Interest-earning deposits at banks were $23.19 billion at March 31, 2026, an increase of $3.39 billion compared to $19.80 billion at December 31, 2025, a function of the balance sheet trends discussed above.PROVISION FOR CREDIT LOSSES AND CREDIT QUALITYProvision for credit losses totaled $72 million for the current quarter, compared to $54 million for the linked quarter. The current quarter included a provision for loan and lease losses of $103 million, partially offset by a benefit for off-balance sheet credit exposure of $32 million.The provision for loan and lease losses for the current quarter was $103 million, compared to $57 million for the linked quarter. The $46 million increase was mainly attributable to the impact of an $8 million reserve release in the current quarter compared to an $86 million reserve release in the linked quarter, partially offset by a decline of $32 million in net charge-offs.The $8 million reserve release in the current quarter was largely driven by loan growth concentrated in capital call lines, which have a lower loss rate relative to our other loan portfolios, and changes in the macroeconomic scenarios, partially offset by higher reserves for individually evaluated loans.The $86 million reserve release in the linked quarter was driven by lower specific reserves for individually evaluated loans, loan growth concentrated in capital call lines, and improvements in the macroeconomic scenarios and credit quality.The benefit for off-balance sheet credit exposure was $32 million, an increase of $27 million from the linked quarter, mainly due to changes in the macroeconomic scenarios and lower available balances. Net charge-offs were $111 million (0.30% of average loans) for the current quarter, compared to $143 million (0.39% of average loans) for the linked quarter. The $32 million decrease was primarily related to lower net charge-offs in commercial real estate and investor dependent portfolios.Nonaccrual loans were $1.43 billion (0.96% of loans) at March 31, 2026, compared to $1.31 billion (0.88% of loans) at December 31, 2025. The $122 million increase in nonaccrual loans was largely concentrated in a small number of commercial real estate loans that were individually evaluated, contributing to the increase in specific reserves.The allowance for loan and lease losses totaled $1.56 billion at March 31, 2026, compared to $1.57 billion at December 31, 2025. The allowance for loan and lease losses as a percentage of loans was 1.05% at March 31, 2026, compared to 1.06% at December 31, 2025.CAPITAL AND LIQUIDITYCapital ratios remained well above regulatory requirements. The estimated total risk-based capital, Tier 1 risk-based capital, Common equity Tier 1 risk-based capital, and Tier 1 leverage ratios were 13.51%, 11.79%, 10.83%, and 9.30%, respectively, at March 31, 2026. During the current quarter, BancShares issued Series E perpetual preferred stock for an aggregate amount of $400 million, which is included in Tier 1 capital. During the current quarter, we repurchased 449,845 shares of our Class A common stock for $900 million and paid a dividend of $2.10 per share on our Class A and Class B common stock. Shares repurchased during the current quarter represented 4.04% of Class A common shares and 3.71% of total Class A and Class B common shares outstanding at December 31, 2025.From inception of the 2024 Share Repurchase Plan through March 31, 2026, we have repurchased 2,842,948 shares of our Class A common stock for $5.59 billion, representing 21.02% of Class A common shares and 19.57% of total Class A and Class B common shares outstanding as of June 30, 2024.As of March 31, 2026, the total capacity remaining under the 2025 Share Repurchase Plan was $1.91 billion.Liquidity position remains strong as liquid assets were $60.72 billion at March 31, 2026, compared to $56.01 billion at December 31, 2025. The increase of $4.72 billion is mainly due to the increases in interest-earning deposits at banks and investment securities as further discussed above in the Balance Sheet Summary.EARNINGS CALL/ WEBCAST DETAILSBancShares will host a conference call to discuss the company's financial results on Thursday, April 23, 2026, at 9 a.m. Eastern time.The call may be accessed via webcast on the company's website at ir.firstcitizens.com.Our earnings release, investor presentation, and financial supplement are available at ir.firstcitizens.com. In addition, these materials will be furnished to the Securities and Exchange Commission (the "SEC") on a Form 8-K and will be available on the SEC website at www.sec.gov. After the event, a replay of the call will be available via webcast at ir.firstcitizens.com.ABOUT FIRST CITIZENS BANCSHARESFirst Citizens BancShares, Inc. (Nasdaq: FCNCA), a top 20 U.S. financial institution with more than $225 billion in assets and a member of the Fortune 500TM, is the financial holding company for First-Citizens Bank & Trust Company ("First Citizens Bank"). Headquartered in Raleigh, N.C., First Citizens Bank has built a unique legacy of strength, stability and long-term thinking that has spanned generations. First Citizens offers an array of general banking services with branches and offices nationwide; commercial banking expertise delivering best-in-class lending, leasing and other financial services coast to coast; innovation banking serving businesses at every stage; and a nationwide direct bank. Discover more at firstcitizens.com.FORWARD-LOOKING STATEMENTSThis communication contains "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995 regarding the financial condition, results of operations, business plans, asset quality, future performance, and other strategic goals of BancShares. Words such as "anticipates," "believes," "estimates," "expects," "predicts," "forecasts," "intends," "plans," "projects," "targets," "designed," "could," "may," "should," "will," "potential," "continue," "aims" or other similar words and expressions are intended to identify these forward-looking statements. These forward-looking statements are based on BancShares' current expectations and assumptions regarding BancShares' business, the economy, and other future conditions.Because forward-looking statements relate to future results and occurrences, they are subject to inherent risks, uncertainties, changes in circumstances and other factors that are difficult to predict. Many possible events or factors could affect BancShares' future financial results and performance and could cause actual results, performance or achievements of BancShares to differ materially from any anticipated results expressed or implied by such forward-looking statements. Such risks and uncertainties include, among others, general competitive, economic (including the imposition of tariffs, retaliatory tariff measures, trade barriers on trading partners, and supply chain disruptions), political (including impacts of any U.S. government shutdown), geopolitical events (including conflicts or developments in Ukraine, the Middle East and Latin America), natural disasters  and market conditions, including changes in competitive pressures among financial institutions and the impacts related to or resulting from previous bank failures, the risks and impacts of future bank failures and other volatility in the banking industry, public perceptions of our business practices, including our deposit pricing and acquisition activity, the financial success or changing conditions or strategies of BancShares' vendors or customers, including changes in demand for deposits, loans and other financial services, fluctuations in interest rates, changes in the quality or composition of BancShares' loan or investment portfolio, actions of government regulators, including interest rate decisions by the Board of Governors of the Federal Reserve Board (the "Federal Reserve"), changes to estimates of future costs and benefits of actions taken by BancShares, BancShares' ability to maintain adequate sources of funding and liquidity, the potential impact of decisions by the Federal Reserve on BancShares' capital plans, adverse developments with respect to U.S. or global economic conditions, including significant turbulence in the capital or financial markets, the impact of any sustained or elevated inflationary environment, the impact of any cyberattack, information or security breach, the impact of implementation and compliance with current or proposed laws, regulations and regulatory interpretations, including potential increased regulatory requirements, limitations, and costs, such as FDIC special assessments, increases to FDIC deposit insurance premiums, changes in regulatory capital requirements, or limitations on credit card interest rates, along with the risk that such laws, regulations and regulatory interpretations may change, the availability of capital and personnel, and the risks associated with BancShares' previously completed acquisition transactions, the pending acquisition of 138 branches from BMO Bank N.A., or any future transactions.BancShares' 2025 Share Repurchase Plan announced in July 2025 ("2025 SRP") allows BancShares to repurchase shares of its Class A common stock through 2026. BancShares is not obligated under the 2025 SRP to repurchase any minimum or particular number of shares, and repurchases may be suspended or discontinued at any time (subject to the terms of any Rule 10b5-1 plan in effect) without prior notice. The authorization to repurchase Class A common stock will be utilized at management's discretion. The actual timing and amount of Class A common stock that may be repurchased under the 2025 SRP will depend on a number of factors, including the terms of any Rule 10b5-1 plan then in effect, price, general business and market conditions, regulatory requirements, and alternative investment opportunities or capital needs.Except to the extent required by applicable laws or regulations, BancShares disclaims any obligation to update forward-looking statements or to publicly announce the results of any revisions to any of the forward-looking statements included herein to reflect future events or developments. Additional factors which could affect the forward-looking statements can be found in BancShares' Annual Report on Form 10-K for the fiscal year ended December 31, 2025 and its other filings with the SEC.NON-GAAP MEASURESCertain measures in this release, including those referenced as "adjusted" or "excluding PAA," are "non-GAAP," meaning they are numerical measures of BancShares' financial performance, financial position or cash flows that are not presented in accordance with generally accepted accounting principles in the U.S. ("GAAP") because they exclude or include amounts or are adjusted in some way so as to be different than the most direct comparable measures calculated and presented in accordance with GAAP in BancShares' statements of income, balance sheets or statements of cash flows and also are not codified in U.S. banking regulations currently applicable to BancShares. BancShares management believes that non-GAAP financial measures, when reviewed in conjunction with GAAP financial information, can provide transparency about or an alternative means of assessing its operating results, financial position or cash flows to its investors, analysts and management. These non-GAAP measures should be considered in addition to, and not superior to or a substitute for, GAAP measures. Each non-GAAP measure is reconciled to the most comparable GAAP measure in the non-GAAP reconciliation. This information can be found in the Financial Supplement located in the Quarterly Results section of our website at https://ir.firstcitizens.com/financial-information/quarterly-results/default.aspx.Contact:    Deanna HartAngela English
Investor Relations     Corporate Communications
919-716-2137803-931-1854



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Original: First Citizens BancShares Reports First Quarter 2026 Earnings

ONE OF THESE BIG BANKS IS GOING TO BUY FCNCA, imo.....who be yo daddy....???...

Top 10 Largest U.S. Banks by Assets (2025-2026):

JPMorgan Chase ($3.6T+ assets): The largest U.S. bank, offering comprehensive services.
Bank of America ($2.6T+ assets): Strong national consumer and wealth management presence.
Citibank ($1.7T+ assets): Major global player focusing on international transactions.
Wells Fargo ($1.7T+ assets): Major provider for retail banking and mortgage lending.
U.S. Bank ($659B+ assets): Significant regional bank with large national reach.
Goldman Sachs ($598B+ assets): Major Wall Street firm with growing consumer banking.
PNC Bank ($549B+ assets): Significant national commercial and consumer bank.
Truist Bank ($527B+ assets): Formed by the merger of BB&T and SunTrust.
Capital One ($490B+ assets): Known for credit cards and digital-forward banking.
TD Bank ($351B+ assets): Prominent U.S. subsidiary of Canada's TD Ban

Top 10 European Banks by Total Assets

HSBC Holdings (UK): Remains the largest bank in Europe with total assets of approximately $2,763 billion [13, 19].
BNP Paribas (France): The second largest, with assets totaling around $2,719 billion [13, 19].
Crédit Agricole (France): France's largest retail bank, managing approximately $2,503 billion in assets [13, 19].
Banco Santander (Spain): Spain's leading bank, with global assets of about $1,697 billion [13, 19].
Barclays (UK): A universal banking giant with assets estimated at $1,754 billion [13, 19].
Groupe BPCE (France): Formed by the merger of several cooperative banks, it holds $1,612 billion in assets [13, 19].
Société Générale (France): Another major French player with roughly $1,557 billion in total assets [13, 19].
Deutsche Bank (Germany): Germany's largest bank, holding assets of about $1,407 billion [13, 19].
Intesa Sanpaolo (Italy): Italy's largest banking group with assets of approximately $1,136 billion [13, 19].
Lloyds Banking Group (UK): The UK’s largest mortgage lender, with assets of around $1,121 billion [13, 19].





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WE OWN THE FCNCA STOCK, lar lar my dearest...........the delays are being caused by the FDIC distribution and DTCC processing of the payouts - - possibly related to the IRS compliance statements............snafu is the name of the game.........let the rats scurry in the bottom of the dumpster........and broadridge represents us and might get a favorable ruling on the taxability of the fascist chits...........no worries and no hurries.............

TREMENDOUS UPSIDE POTENTIAL WITH OUR FCNCA STOCK, lar lar sweetness...............frankie and hope holding cannot manage a $250-billion, multi-faceted national banking organization, imo......USB or UBS or CAP ONE or GS could and should and WILL, imo sniff at frankie's un-wiped, hemorrhoidal AH.............$2,500 per.............................

Fred, if you have correctly received credible info on the conversion of FCNCA stock to us, then it would seem this same credible person/entity would have some type of information when this case is set for final distribution and Receivership closure.

...

frankie and hope holding..............control the First Citizens Bank BOD and also have voting control for the entire $250-billion BANK.................which is very cool...........and also rather dangerous.............................????.............

but....in the event............USB...........or UBS............or GS...........or CAP ONE.............knocks on frankie's door............with an offer to purchase or merge...........frankie can say..............WELCOME IN.................or F**K YOU.............................hello......................

my suggestion to frankie and hope..................listen to ALL OFFERS...........and present ALL OFFERS to the board..............GET THE BEST DEAL......THE MOST MONEY......$23-bills.......lever up to $24-bills.....

SELL NOW, frankie.....................before the economy and the FCNCA/CIT commercial loan portfolio crashes.....................aimho...............

.......we believe strongly that GS should buy and merge with USB and FCNCA.....................in whichever order............USB should merge with FCNCA.......first and foremost..............done deal, imo.....................then GS has a TRILLION DOLLAR combined national banking org. to lever into..................
.........the most opportune time for frank and hope HOLDING to dump this failing credit union is...............NOW...........TODAY................before the wheels come off with a CIT meltdown............................WIN WIN.................FCNCA's earnings call is this coming week, April 23...........should be EPIC.....record earnings........

............FCNCA......$2,027.22.......+45.69....................(+2.31%)..........

.....yes, the entire stock market is us.......BUT OUR STOCK IS MOVING HIGHER AND HIGHER.................

........ON UBS......As of March 2026, UBS has secured approval for a national U.S. bank charter to strengthen its U.S. wealth management platform, rather than acquiring a new large independent bank. This allows UBS to expand banking services, such as deposits, to U.S. clients, complementing its post-Credit Suisse U.S. integration and shifting focus to US expansion
....UBS purchasing FCNCA would be a perfect move..............connect the UBS wealth management operation to FIRST CITIZENS BANK traditional bank.......let's do this..................

.....USB's earnings for Q1 were stellar, and far above estimates........USB stated that it is focusing on "core growth".....???......no such thing........BANKS ARE LIKE FARM FIELDS................only way to increase growth is to expand the farm..................hello............

....we presented frankie's troubled THRIFT to USB several years ago.........they sniffed and backed off......right before FCB bought CIT and the Silicon Valley scam purchase.........................so............USB should make another run at frankie's AH.......secretly, before the price increases in a bidding war.............

........AIMHO........FCNCA = = = FOR SALE...........cheap at $23-billion.......ask.....??......

......$25-billies, IMO, to gobble up frankie's failing credit union........= = = peanuts to the BIG BOYS.......spare change for either USB or UBS..........

......gotta be a match, in terms of corporate strategy.....for the buyer of FCNCA........FCNCA is a solid mid-level retail bank.....and has a huge currency trading division.........first-class branch network, nationwide..............CIT is an $85-billion wild card, but if there ain't any credit problems with CIT.......HUGE EARNINGS MACHINE.............the spreads on CIT's corporate loans is like 5+%.......even 8+%.........versus a tight 3% on the basic traditional bank loans......

.........no worries..........WIN WIN with FCNCA...............slowly increase the share price..........or spikes and spikes.........UP.................

_________UBS_________vs___________USB_______________

...either, or......highest bidder...........our preference would be GS, but dunno.......CAP ONE works as well.............

...also awaiting the stock SPLIT news.........????.........40/1.......or 50/1.....................all net math.........

.....we need some noise on this stock.... frankie should dump it before the big DROP.................

First Citizens Bank is a major player.........national banking organization.....spread across numerous platforms.........could be a safe, long-term investment......??.....

As a major shareholder, I would only be concerned about the quality of the commercial loan portfolio.......this is where the vulnerability is......and it pertains to the CIT commercial loans..................it would take a melt-down of the USA economy..........and a deep recession.............and then the CIT loans start going bad.......it would take dozens and dozens of those $10mm to $50mm loans..................UNLIKELY..............

We believe FCNCA would be a great candidate for a take-over, by a larger bank that wants to EXPAND its scale and reach.............???......

......GO FIRST CITIZENS.........GO FRANK HOLDING........................aimho............

.......FCNCA:......????...........for the next twelve months, probably trends higher........gonna be a stock split, 1/40, or 1/50......this will give an artificial boost of about 10%...................earnings are solid, short term...................

.......QUESTION: the integrity of the CIT loan portfolio which now totals about $85-billion..........filled with odd loans of all shapes and sizes, both real estate and commercial/industrial...................I would like to do a bank exam and audit, but frankie would surely turn me down.........???.......

.....no worries................being in bed with frankie and hope holding............might pay off..........might..............

......MY HOPE - HOPE HOLDING IS THAT FCNCA GETS BOGHT OUT......by either USB......goldman.....or capital one......$22.5 to $25------billies takes it......

....aimho...................

Hey Fred, good news FINALLY! This appears to be $30.52 a share when you include the $7.00 per share that you speak of so does this seem correct. I also appears the FCNCA stock is either totally tax-free or tax-free up to a certain amount, say the first twelve dollars are tax-free when FCNCA is sold, and anything above that is taxable at LTCG. The cash portion may be taxable at LTCG as well.

It also seems if what you posit is accurate, then the end is complete and it appears they would hit the send button any day, with waiting is finally over.

...

.....................FCNCA.................FOR SALE..............................

.....the shareholders at UNITED WESTERN BANCORP., INC...........are now merged into FCNCA....................by virtue of FCNCA purchasing UWBI, with cash....................345,000 shares.................which has grown to 354,000 shares..............................

.....WELCOME THE UWBI FEMDOMS TO YOUR BANKING FAMILY, frankie...............now, we gotta dump this failing credit union.........BEFORE THE CIT PORTFOLIO CRASHES.........................let's peddle this house of cards bank...........beginning NOW, frankie.............

.....I bounced this BANK to DREW CECERE over at USB.....................?????.............$22.5-bills.............frankie.........take it...........or we try to bid up the ante to Goldman or Cap One................sucker one of those deep pockets into this mess......................

....WE LOVE YOU, FRANKIE..............even though you should not have conspired to take that Denver THRIFT, united western bank, in the first place, back in Jan. of 2011.................but we forgive you, frankie...........all is well that ends well...............................aimho.............

First Citizens Appoints Chris Stringer to Lead the Dallas MarketApril 10, 2026 8:00 AM
PR Newswire (US)

DALLAS, April 10, 2026 /PRNewswire/ -- First Citizens Bank today announced that veteran banking executive Chris Stringer has been named Area Executive for the Dallas-Fort Worth market, where he will lead business and branch banking operations, and drive continued growth across North Texas.







"As the Dallas-Fort Worth region continues to strengthen its position as one of the nation's most dynamic financial and innovation hubs, businesses here are looking for banking partners who understand the local market and can help them grow with confidence," said Matt Kuczkowski, Regional Executive Vice President."Chris brings deep regional knowledge and a strong track record of building client relationships, making him well-positioned to lead our growth in this important market. We are thrilled to welcome him to the team."A Texas native, Stringer has nearly 30 years of experience serving clients across the Dallas-Fort Worth area. He joins First Citizens from Bank OZK, where he led commercial banking for the Dallas-Fort Worth and Houston markets. He has held leadership roles at a number of financial institutions in the area, with a strong focus in commercial lending. Stringer holds an MBA from the University of Texas at Dallas, and a Bachelor of Business Administration from Texas A&M University.First Citizens Bank today operates 9 branches with three office locations across Texas and has ~200 associates in the North Texas region.About First Citizens Bank
First Citizens Bank helps personal, business, commercial and wealth clients build financial strength that lasts. Headquartered in Raleigh, N.C., First Citizens has built a unique legacy of strength, stability and long-term thinking that has spanned generations. First Citizens offers an array of general banking services including a network of branches and offices nationwide; commercial banking expertise delivering best-in-class lending, leasing and other financial services coast to coast; innovation banking serving businesses at every stage; and a nationwide direct bank. Parent company First Citizens BancShares, Inc. (NASDAQ: FCNCA) is a top 20 U.S. financial institution with more than $200 billion in assets and a member of the Fortune 500™. Discover more at firstcitizens.com.Media Contact
Liz Shapiro
Elizabeth.shapiro@firstcitizens.com 










View original content to download multimedia:https://www.prnewswire.com/news-releases/first-citizens-appoints-chris-stringer-to-lead-the-dallas-market-302738756.htmlSOURCE First Citizens Bank

Original: First Citizens Appoints Chris Stringer to Lead the Dallas Market

First Citizens BancShares, Inc. Announces Date of First Quarter 2026 Earnings CallMarch 31, 2026 4:30 PM
PR Newswire (US)

RALEIGH, N.C., March 31, 2026 /PRNewswire/ -- First Citizens BancShares, Inc. ("BancShares") (NASDAQ: FCNCA) today announced it will report its financial results for the quarter ended March 31, 2026, before the U.S. financial markets open on Thursday, April 23, 2026.







BancShares will additionally host a live audio webcast to discuss financial results at 9 a.m. Eastern time on the same day. The investor presentation, along with the link to the webcast, will be available on the company's website at ir.firstcitizens.com prior to the call start time.After the event, a replay of the webcast will also be available at ir.firstcitizens.com.About First Citizens BancShares, Inc.
First Citizens BancShares, Inc. (NASDAQ: FCNCA), a top 20 U.S. financial institution with more than $200 billion in assets and a member of the Fortune 500TM, is the financial holding company for First-Citizens Bank & Trust Company ("First Citizens Bank"). Headquartered in Raleigh, N.C., First Citizens Bank has built a unique legacy of strength, stability and long-term thinking that has spanned generations. First Citizens offers an array of general banking services including a network of branches and offices nationwide; commercial banking expertise delivering best-in-class lending, leasing and other financial services coast to coast; innovation banking serving businesses at every stage; and a nationwide direct bank. Discover more at firstcitizens.com.Contact: Deanna Hart         Angela English
Investor Relations     Corporate Communications
919-716-2137   803-931-1854 



View original content to download multimedia:https://www.prnewswire.com/news-releases/first-citizens-bancshares-inc-announces-date-of-first-quarter-2026-earnings-call-302730413.htmlSOURCE First Citizens BancShares, Inc.

Original: First Citizens BancShares, Inc. Announces Date of First Quarter 2026 Earnings Call

Realta Fusion Secures $9.5 Million Growth Capital Facility from Silicon Valley Bank, a division of First Citizens BankFebruary 17, 2026 9:00 AM
PR Newswire (US)

Financing to support advancement of magnetic mirror fusion technology SAN FRANCISCO, Feb. 17, 2026 /PRNewswire/ -- Silicon Valley Bank (SVB), a division of First Citizens Bank, today announced it has provided a growth capital facility of $9.5 million to fusion energy startup Realta Fusion (Realta).







Realta Fusion's technology is built to provide on-site industrial heat and power across a broad range of uses, including data centers, chemical processing, metal recycling, remote mining, and other heavy industrial operations. This latest financing will enable Realta to continue derisking the physics of its compact, scalable, and modular – CoSMo fusion™ – energy system on its path to commercialization."While our approach promises to be a lower capital path to fusion energy than some other concepts, we are still a deep tech company with significant capital needs," said Realta Fusion CEO and Co-Founder Kieran Furlong. "This debt financing made available to us by SVB is a powerful tool we can put to good use on the way to safe, clean, and reliable commercial fusion energy."Realta's system is based on the compact magnetic mirror concept, in which extremely strong magnets trap super-heated hydrogen gas between two ends of a simple cylinder. Hydrogen atoms within the cylinder collide and fuse together, releasing massive amounts of carbon-free energy that can be delivered as heat or electricity."Realta has the potential to transform energy use across data centers, manufacturing, and other heavy industries," said Dennis Grunt, Managing Director, Technology and Healthcare Banking at Silicon Valley Bank, a division of First Citizens Bank. "SVB is thrilled to support Realta as it grows and scales its fusion energy platform as a future source of heat and power."About Realta FusionRealta Fusion spun out of a large fusion experiment at the University of Wisconsin-Madison funded by the U.S. Department of Energy's Advanced Research Projects Agency – Energy. The experiment was the first to use high temperature superconducting magnets in a magnetic mirror configuration and confined its first plasma at a world-record breaking magnetic field strength of 17 Tesla. Realta Fusion recently announced a $36 million Series A funding round led by new investor Future Ventures, with further support from existing investor Khosla Ventures, who led Realta Fusion's seed round in 2023.About Silicon Valley Bank? Silicon Valley Bank (SVB), a division of First Citizens Bank, is the bank of some of the world's most innovative companies and investors. SVB provides commercial banking to companies in the technology, life science and healthcare, private equity and venture capital industries. SVB operates in centers of innovation throughout the United States, serving the unique needs of its dynamic clients with deep sector expertise, insights and connections. SVB's parent company, First Citizens BancShares, Inc. (NASDAQ: FCNCA), is a top 20 U.S. financial institution with more than $200 billion in assets. First Citizens Bank, Member FDIC. Learn more at svb.com



View original content to download multimedia:https://www.prnewswire.com/news-releases/realta-fusion-secures-9-5-million-growth-capital-facility-from-silicon-valley-bank-a-division-of-first-citizens-bank-302689285.htmlSOURCE Silicon Valley Bank

Original: Realta Fusion Secures $9.5 Million Growth Capital Facility from Silicon Valley Bank, a division of First Citizens Bank

FCNCA, 10Q due 1/24

FCNCA, new 52 week high

FCNCA new 52=week high

Marker from 10 years ago;

First Citizens Bancs (FCNCA)
$222.75 up 1.69 (0.76%)
Volume: 1,428

Marker as of 03-08-24

First Citizens Bancs (FCNCA)
$1,559.87 -6.935 (-0.44%)
Volume: 12,129

FCNCA new 52 week high

Bank has a cannabis/hemp segment?

I'm long on this bank. Should open an account with them too. Lots of branches here in metro Atlanta.

FCNCA new 52 week high

Can anyone tell me in a nutshell, what's the story here??
Giant leap in March, I assume for bailing out troubled bank?
P/E ratio around 1???

here's another run...1483 and climbing

FCNCA new 52 week high

First Citizens BancShares Inc (Delaware) NASDAQ: FCNCA

GoSymbol lookup
Financials : Banks | Mid Cap BlendCompany profile
First Citizens BancShares, Inc. is a financial holding company. The Company conducts its operations through its banking subsidiary, First-Citizens Bank & Trust Company (the Bank). The Company’s segments include General Banking, Commercial Banking, Silicon Valley Banking, and Rail and Corporate. General Banking delivers products and services to consumers and businesses through an extensive network of branches and various digital channels, including a full suite of deposit products, loans (primarily residential mortgages and business/commercial loans), and various fee-based services. Commercial Banking provides a range of lending, leasing, capital markets, asset management, and other financial and advisory services primarily to small and middle-market companies in a wide range of industries. Silicon Valley Banking provides solutions to the financial needs of commercial clients through credit, treasury management, foreign exchange, trade finance and other services.
FCNCA new 52 week high bought at $875

FCNCA bought on the news this regional bank took the deposits of that Silicon valley bank
1 share at $875
After I bought I went uptown to the branch on S Tryon in uptown Charlotte and made a deposit

FCNCCA BRIEF-Moody's Affirms First-Citizens Bank's Ratings (Bank Deposits At A2), Changes Outlook To Negative On Acquisition Of Silicon Valley Bridge Bank, N.A.
BY Reuters — 12:08 PM ET 03/29/2023
March 29 (Reuters) - Moody's :

* MOODY'S AFFIRMS FIRST-CITIZENS BANK'S RATINGS (BANK DEPOSITS AT A2), CHANGES OUTLOOK TO NEGATIVE ON ACQUISITION OF SILICON VALLEY BRIDGE BANK, N.A.

FCNCA Short at $877.33 / Share average.

Have little more powder if it gets perky tomorrow, though I doubt it will.

https://stockcharts.com/h-sc/ui?s=FCNCA

$1.14B IN VOLUME

969 ...


WHY DIDNT i BUY WHEN i SAW 750

SMH

$FCNCA: HOlllllyyyyyyyyyyyyyyyy CRAP.... almost back to $900

Already 883 here in PreMarket.


Those CALLs were very very veryyyyyyyyyyyy opportunistic.
I guess somebody definitely on the inside knew this was gonna happen 7days ago

FCNCB should be bouncing too.......... now at 550



GO $FCNCA