Fidelity National Financial Inc (FNF)

LoanCare Announces CoreSyncJune 3, 2026 9:30 AM
PR Newswire (US) New API-Integrated Private Label Solution Allows Real-Time Servicing Data and Full Functionality Within Client Apps and WebsitesVIRGINIA BEACH, Va., June 3, 2026 /PRNewswire/ -- LoanCare®, a leading national mortgage subservicer, today announced its next generation private-label solution that will enable IMBs, banks and credit union clients to offer a fully integrated brand and customer experience for subserviced loans. The new headless integration solution, known as CoreSync, fully integrates borrower mortgage data into clients' mobile applications, online banking sites, and in-branch.CoreSync lets customers and members seamlessly interact with LoanCare's mortgage services and data all within their existing digital experience. Users can make mortgage payments, transfer funds to HELOC accounts, and set-up auto-pay, all without leaving their institution's apps and/or websites. In addition, they can see real-time balances, review amortization schedules, access key documents, request payoff quotes, and more. The new solution also provides real-time, synchronized data to branch-level associates to support a better in-branch experience for clients that have a community-based presence.LoanCare's APIs power this integrated solution and can be applied to existing mobile applications, websites and banking systems. The first CoreSync integration is already up and running at a large national lender, the company said. Broader availability of CoreSync is expected in early Q3."The concept of private-labeled subservicing isn't new: for years, IVR systems and call centers have answered calls in the clients' names; and subservicer websites have tried to emulate client branding and customer engagement guidelines," said Dave Worrall, president of LoanCare. "But there have always been digital speed bumps in this experience — for instance customers trying to make a payment or request information might be taken to another site. This undercuts the client's branding and has the potential to create confusion and trust issues for consumers. From a brand continuity and customer engagement standpoint, this new option delivers a holistic digital experience all within the clients' digital footprint and takes private-label subservicing to the next level," he said.Worrall continued: "Our promise to clients is that we will always act like your servicing department: investing in enhancements that make a difference for you and your customers."About LoanCare
LoanCare® is a leading provider of full-service mortgage loan subservicing, including special loans, private label and retention marketing services. The award-winning company is known for delivering a superior customer experience through personalization and convenience. Its proprietary portfolio management platform, LoanCare Analytics™, identifies risk and opportunity quickly to enable smarter decision-making across the servicing spectrum. For more than 40 years, LoanCare has been servicing loans for banks, credit unions, independent mortgage companies and portfolio investors. LoanCare is part of Fidelity National Financial (NYSE: FNF), a Fortune 500 company and leading provider of title insurance and transaction services to real estate and mortgage industries. For more information, visit www.loancareservicing.com. View original content:https://www.prnewswire.com/news-releases/loancare-announces-coresync-302789682.htmlSOURCE LoanCare Original: LoanCare Announces CoreSync

Fidelity National Financial Announces Quarterly Cash Dividend of $0.52May 7, 2026 7:30 AM
PR Newswire (US) JACKSONVILLE, Fla., May 7, 2026 /PRNewswire/ -- Fidelity National Financial, Inc. (NYSE: FNF) ("FNF") today announced that its Board of Directors has declared a quarterly cash dividend of $0.52 per share of common stock. The dividend will be payable June 30, 2026, to stockholders of record as of June 16, 2026.About Fidelity National Financial, Inc.Fidelity National Financial, Inc. (NYSE: FNF) is a leading provider of title insurance and transaction services to the real estate and mortgage industries. FNF is the nation's largest title insurance company through its title insurance underwriters - Fidelity National Title, Chicago Title, Commonwealth Land Title, Alamo Title and National Title of New York - that collectively issue more title insurance policies than any other title company in the United States. More information about FNF can be found at fnf.com.FNF-GLisa Foxworthy-Parker
SVP of Investor & External Relations
Investors@fnf.com
515.330.3307 View original content:https://www.prnewswire.com/news-releases/fidelity-national-financial-announces-quarterly-cash-dividend-of-0-52--302765418.htmlSOURCE Fidelity National Financial, Inc. Original: Fidelity National Financial Announces Quarterly Cash Dividend of $0.52

FNF Reports First Quarter 2026 Financial ResultsMay 6, 2026 4:17 PM
PR Newswire (US) JACKSONVILLE, Fla., May 6, 2026 /PRNewswire/ -- Fidelity National Financial, Inc. (NYSE:FNF) (FNF or the Company), a leading provider of title insurance and transaction services to the real estate and mortgage industries and a leading provider of insurance solutions serving retail annuity and life customers and institutional clients through its majority-owned, publicly traded subsidiary F&G Annuities & Life, Inc. (NYSE:FG) (F&G), today reported financial results for the three months ended March 31, 2026.Net earnings attributable to common shareholders for the first quarter were $243 million, or $0.90 per diluted share (per share), compared with net earnings of $83 million, or $0.30 per share, for the first quarter of 2025. Net earnings attributable to common shareholders include mark-to-market effects and non-recurring items; all of which are excluded from adjusted net earnings attributable to common shareholders.Adjusted net earnings attributable to common shareholders (adjusted net earnings) for the first quarter were $249 million, or $0.93 per share, compared with $213 million, or $0.78 per share, for the first quarter of 2025.The Title Segment contributed $197 million for the first quarter, compared with $158 million for the first quarter of 2025The F&G Segment contributed $80 million for the first quarter, which reflects our approximately 70% ownership stake following the stock distribution at year-end, compared with $80 million for the first quarter of 2025, which reflected our approximately 84% ownership stakeThe Corporate Segment adjusted net earnings were $0 for the first quarter, before eliminating dividend income from F&G in the consolidated financial statements, compared with adjusted net earnings of $3 million for the first quarter of 2025FNF's consolidated adjusted net earnings include significant income and expense items in the F&G Segment, as well as alternative investment portfolio short-term returns that differ from long-term return expectations. Please see "Segment Financial Results" for F&G, as well as the "Non-GAAP Measures and Other Information" section for further explanationCompany HighlightsTitle Segment delivered outstanding operating performance and industry leading margin: For the Title Segment, total revenue was $2.0 billion for the first quarter, compared with $1.8 billion for the first quarter of 2025. Total revenue, excluding recognized gains and losses, was $2.1 billion for the first quarter, a 14% increase over the first quarter of 2025. Our industry leading adjusted pre-tax title margin was 13.1% for the first quarterF&G Segment generated strong growth in assets under management before reinsurance: F&G achieved record assets under management before reinsurance of $74.5 billion at the end of the first quarter, an increase of 11% over the first quarter of 2025. F&G's gross sales were $3.2 billion and net sales were $2.2 billion for the first quarterRobust return of capital to shareholders: FNF returned approximately $222 million of capital to shareholders in the first quarter through $140 million of common stock dividends and $82 million of share repurchases. FNF ended the quarter with $495 million in cash and short-term liquid investments at the holding companyWilliam P. Foley, II, Chairman, commented, "The first quarter was an outstanding start to 2026 for our Title and F&G businesses. Our Title business delivered an industry leading adjusted pre-tax Title margin of 13.1% in the first quarter, up 140 basis points over the first quarter of 2025, reflecting continued strong performance across the business with strength in commercial, continued momentum in refinance and disciplined expense management."Mr. Foley added, "F&G continues to provide an important complement to our Title business and remains a meaningful contributor to FNF's adjusted net earnings. F&G's operating performance from its underlying spread-based and fee-based businesses continues to be strong, and we remain confident in F&G's strategy. Together, our complementary businesses are executing well, our strong and consistent cash generation continues to support a balanced and disciplined capital allocation strategy and we are well positioned to deliver long-term shareholder value."Summary Financial Results(In millions, except per share data)Three Months Ended
March 31,
2026
March 31,
2025Total revenue$    3,226
$    2,729F&G gross sales1$    3,173
$    2,902F&G net sales1$    2,245
$    2,181F&G assets under management (AUM)1$  56,436
$  54,546F&G AUM before reinsurance1$  74,454
$  67,398Total assets$ 111,499
$  98,209Adjusted pre-tax title margin13.1 %
11.7 %Net earnings attributable to common shareholders$       243
$         83Net earnings per share attributable to common shareholders$      0.90
$      0.30Adjusted net earnings1$       249
$       213Adjusted net earnings per share1$      0.93
$      0.78Weighted average common diluted shares269
273Total common shares outstanding269
275____________________________1 See definition of non-GAAP measures belowSegment Financial Results Title Segment
This segment consists of the operations of the Company's title insurance underwriters and related businesses, which provide core title insurance and escrow and other title-related services including loan sub-servicing, valuations, default services and home warranty.Mike Nolan, Chief Executive Officer, added, "Our Title business delivered outstanding results in the first quarter, generating adjusted pre-tax Title earnings of $268 million, up 27% over the first quarter of 2025, and an industry leading adjusted pre-tax Title margin of 13.1%. This performance reflects the strength of our direct commercial business, continued momentum in refinance with orders opened up more than 50% over the prior year, and our disciplined approach to expense management driving strong incremental margins. These results demonstrate that our scale, technology investments and operating model continue to support the earnings power of our business even in the current historically low transactional environment."Mr. Nolan added, "While we are poised to benefit from an eventual recovery in the residential housing market, we also see a second driver in our technology and AI investments. The productivity gains we have already achieved through automation and data at scale are a key reason we continue to deliver industry leading margins. We believe FNF is well positioned to benefit from advances in AI, given our scale, proprietary data, embedded workflows and financial strength, enabling us to not only remain an industry leader, but also lead innovation in a way that continues to protect our customers."First Quarter 2026 HighlightsTotal revenue was $2.0 billion, compared with $1.8 billion for the first quarter of 2025Total revenue, excluding recognized gains and losses, was $2.1 billion, a 14% increase over the first quarter of 2025Direct title premiums were $583 million, a 14% increase over the first quarter of 2025Agency title premiums were $788 million, a 16% increase over the first quarter of 2025Commercial revenue was $338 million, a 15% increase over the first quarter of 2025Purchase orders opened increased 2% on a daily basis and purchase orders closed decreased 1% on a daily basis compared with the first quarter of 2025Refinance orders opened increased 52% on a daily basis and refinance orders closed increased 75% on a daily basis over the first quarter of 2025Commercial orders opened increased 5% and commercial orders closed increased 8% over the first quarter of 2025Total fee per file was $3,655 for the first quarter, a 3% decrease from the first quarter of 2025First Quarter 2026 Financial ResultsPre-tax title margin was 10.5% and industry leading adjusted pre-tax title margin was 13.1% for the first quarter, compared with 9.6% and 11.7%, respectively, for the first quarter of 2025Pre-tax earnings in Title for the first quarter were $211 million, compared with $171 million for the first quarter of 2025Adjusted pre-tax earnings in Title was $268 million for the first quarter, compared with $211 million for the first quarter of 2025F&G Segment
This segment consists of operations of FNF's majority-owned subsidiary F&G, a leading provider of insurance solutions serving retail annuity and life customers and funding agreement and pension risk transfer institutional clients.Chris Blunt, F&G's Chief Executive Officer, commented, "The first quarter was a solid start to the year, highlighted by record assets under management before reinsurance of nearly $75 billion fueled by $3.2 billion of gross sales in the quarter, including $2 billion of core sales from indexed annuities, indexed universal life and pension risk transfer, and $1.2 billion of opportunistic funding agreements and multiyear guaranteed annuities. Our high quality, diversified investment portfolio continues to perform extremely well, including our private origination portfolio, with total credit-related impairments stable and below our pricing assumptions."Mr. Blunt continued, "Our diversified, self-funding capital model is supported by our annual inforce capital generation and third party capital through our reinsurance sidecar and our strategic flow reinsurance partnerships. Together, these sources of capital provide financial strength and flexibility to invest for growth in our core business, while consistently returning capital to shareholders through dividends and opportunistic share repurchases. During the first quarter, we returned $67 million of capital to shareholders through dividends and share repurchases. We are executing on our strategy toward a more fee-based, higher margin and less capital intensive business model to drive long-term growth and shareholder value."First Quarter 2026AUM before flow reinsurance was $74.5 billion at the end of the first quarter, an increase of 11% over the first quarter of 2025.  This included retained AUM of $56.4 billion, an increase of 3% over the first quarter of 2025Gross sales were $3.2 billion for the first quarter, compared with $2.9 billion for the first quarter of 2025; reflects continued strong demand for retirement savings productsCore sales were $2.0 billion for the first quarter, compared with $1.8 billion for the first quarter of 2025; reflects higher core retail indexed annuity and indexed universal life sales and pension risk transfer salesOpportunistic sales were $1.2 billion for the first quarter, compared with $1.1 billion for the first quarter of 2025; reflects higher funding agreements, partially offset by lower multiyear guaranteed annuities sales.  Opportunistic volumes vary quarter to quarter depending on economics and market opportunityNet sales were $2.2 billion for the first quarter, in-line with the first quarter of 2025; reflects flow reinsurance in line with capital targets for multiyear guaranteed annuities and fixed indexed annuitiesF&G Segment net earnings attributable to common shareholders were $175 million for the first quarter which included favorable mark-to-market movement, compared to a net loss of $18 million for the first quarter of 2025 which included unfavorable mark-to-market movementF&G Segment adjusted net earnings attributable to common shareholders were $80 million for the first quarter which reflects our approximately 70% ownership stake following the stock distribution at year-end, compared with $80 million for the first quarter of 2025, which reflected our approximately 84% ownership stakeEffective January 1, 2026, our presentation of investment income from alternative investments does not include fixed income assets. Prior periods are presented on a comparable basis to reflect the new definition of investment income from alternative investmentsF&G Segment adjusted net earnings of $80 million for the first quarter of 2026 included $4 million, or $0.01 per share, of expense from investment and other income true-up adjustments. Investment income from alternative investments was $31 million, or $0.12 per share, below the midpoint of management's long-term expected return of approximately 12% to 14%F&G Segment adjusted net earnings of $80 million for the first quarter of 2025 included $13 million of income from a reinsurance true-up adjustment. Investment income from alternative investments was $37 million below the midpoint of management's long-term expected return of approximately 12% to 14%As compared with the prior year quarter and excluding the above items, adjusted net earnings reflect asset growth, growing fees from accretive flow reinsurance, steady owned distribution margin and disciplined expense management driving scale benefitPlease see "Segment Financial Results" for F&G under "Non-GAAP Measures and Other Information" for further explanationConference Call
We will host a call with investors and analysts to discuss FNF's first quarter of 2026 results on Thursday, May 7, 2026, beginning at 11:00 a.m. Eastern Time.  A live webcast of the conference call will be available on the Events and Multimedia page of the FNF Investor Relations website at fnf.com.  The conference call replay will be available via webcast through the FNF Investor Relations website at fnf.com.About Fidelity National Financial, Inc.
Fidelity National Financial, Inc. (NYSE: FNF) is a leading provider of title insurance and transaction services to the real estate and mortgage industries.  FNF is the nation's largest title insurance company through its title insurance underwriters - Fidelity National Title, Chicago Title, Commonwealth Land Title, Alamo Title and National Title of New York - that collectively issue more title insurance policies than any other title company in the United States.  More information about FNF can be found at fnf.com. About F&G
F&G is part of the FNF family of companies. F&G is committed to helping Americans turn their aspirations into reality. F&G is a leading provider of insurance solutions serving retail annuity and life customers and institutional clients and is headquartered in Des Moines, Iowa. For more information, please visit fglife.com.Use of Non-GAAP Financial Information
Generally Accepted Accounting Principles (GAAP) is the term used to refer to the standard framework of guidelines for financial accounting. GAAP includes the standards, conventions, and rules accountants follow in recording and summarizing transactions and in the preparation of financial statements. In addition to reporting financial results in accordance with GAAP, this earnings release includes non-GAAP financial measures, which the Company believes are useful to help investors better understand its financial performance, competitive position and prospects for the future. These non-GAAP measures include adjusted net earnings per share, adjusted pre-tax title earnings, adjusted pre-tax title earnings as a percentage of adjusted title revenue (adjusted pre-tax title margin), adjusted net earnings attributable to common shareholders (adjusted net earnings), assets under management (AUM), average assets under management (AAUM) and sales. Management believes these non-GAAP financial measures may be useful in certain instances to provide additional meaningful comparisons between current results and results in prior operating periods.  Our non-GAAP measures may not be comparable to similarly titled measures of other organizations because other organizations may not calculate such non-GAAP measures in the same manner as we do.The presentation of this financial information is not intended to be considered in isolation of or as a substitute for, or superior to, the financial information prepared and presented in accordance with GAAP.  By disclosing these non-GAAP financial measures, FNF believes it offers investors a greater understanding of, and an enhanced level of transparency into, the means by which the Company's management operates the Company.Any non-GAAP measures should be considered in context with the GAAP financial presentation and should not be considered in isolation or as a substitute for GAAP net earnings, net earnings attributable to common shareholders, net earnings per share, or any other measures derived in accordance with GAAP as measures of operating performance or liquidity. Further, FNF's non-GAAP measures may be calculated differently from similarly titled measures of other companies. Reconciliations of these non-GAAP financial measures to the most directly comparable GAAP measures are provided below.Forward-Looking Statements and Risk Factors
This press release contains forward-looking statements that involve a number of risks and uncertainties. Statements that are not historical facts, including statements regarding our expectations, hopes, intentions or strategies regarding the future are forward-looking statements. Forward-looking statements are based on management's beliefs, as well as assumptions made by, and information currently available to, management. Because such statements are based on expectations as to future financial and operating results and are not statements of fact, actual results may differ materially from those projected. We undertake no obligation to update any forward-looking statements, whether as a result of new information, future events or otherwise. The risks and uncertainties which forward-looking statements are subject to include, but are not limited to: changes in general economic, business, political crisis, war and pandemic conditions, including ongoing geopolitical conflicts; consumer spending; government spending; the volatility and strength of the capital markets; investor and consumer confidence; foreign currency exchange rates; commodity prices; inflation levels; changes in trade policy; tariffs and trade sanctions on goods; trade wars; supply chain disruptions; weakness or adverse changes in the level of real estate activity, which may be caused by, among other things, high or increasing interest rates, a limited supply of mortgage funding or a weak U.S. economy; our potential inability to find suitable acquisition candidates; our dependence on distributions from our title insurance underwriters as a main source of cash flow; significant competition that F&G and our operating subsidiaries face; compliance with extensive government regulation of our operating subsidiaries, including regulation of title insurance and services and privacy and data protection laws; systems damage, failures, interruptions, cyberattacks and intrusions, or unauthorized data disclosures; and other risks detailed in the "Statement Regarding Forward-Looking Information," "Risk Factors" and other sections of FNF's Form 10-K and other filings with the Securities and Exchange Commission.FNF-ECONTACT:
Lisa Foxworthy-Parker
SVP of Investor & External Relations
Investors@fnf.com
515.330.3307 FIDELITY NATIONAL FINANCIAL, INC.FIRST QUARTER SEGMENT INFORMATION(In millions, except per share data)(Unaudited)

Consolidated
Title
F&G
Corporate and
Other
EliminationThree Months Ended




March 31, 2026




Direct title premiums
$        583
$        583
$         —
$            —
$            —Agency title premiums
788
788
—
—
—Escrow, title related and other fees
1,111
588
496
27
—Total title and escrow
2,482
1,959
496
27
—










Interest and investment income
822
91
723
36
(28)Recognized gains and losses, net
(78)
(46)
(32)
—
—Total revenue
3,226
2,004
1,187
63
(28)










Personnel costs
827
748
60
19
—Agent commissions
608
608
—
—
—Other operating expenses
398
340
33
25
—Benefits & other policy reserve changes
484
—
484
—
—Market risk benefit (gains) losses
73
—
73
—
—Depreciation and amortization
215
35
173
7
—Provision for title claim losses
62
62
—
—
—Interest expense
61
—
41
20
—Total expenses
2,728
1,793
864
71
—










Pre-tax earnings (loss)
$        498
$        211
$       323
$            (8)
$           (28)










  Income tax expense (benefit)
175
69
74
32
—  (Loss) earnings from equity investments
(2)
(2)
—
—
—  Non-controlling interests
78
4
74
—
—










Net earnings (loss) attributable to common shareholders
$        243
$        136
$       175
$           (40)
$           (28)










EPS attributable to common shareholders - basic
$       0.90


















EPS attributable to common shareholders - diluted
$       0.90


















Weighted average shares - basic
269







Weighted average shares - diluted
269







 FIDELITY NATIONAL FINANCIAL, INC.FIRST QUARTER SEGMENT INFORMATION(In millions, except per share data)(Unaudited)

Consolidated
Title
F&G
Corporate and
Other
EliminationThree Months Ended




March 31, 2026




Net earnings (loss) attributable to common shareholders
$          243
$          136
$       175
$           (40)
$           (28)










Pre-tax earnings (loss)
$          498
$          211
$       323
$            (8)
$           (28)










 Non-GAAP Adjustments









  Recognized (gains) and losses, net
(117)
46
(163)
—
—  Market related liability adjustments
(37)
—
(37)
—
—  Purchase price amortization
27
11
15
1
—  Transaction and other costs
5
—
5
—
—










Adjusted pre-tax earnings (loss)
$          376
$          268
$       143
$            (7)
$           (28)










Total non-GAAP, pre-tax adjustments
$         (122)
$            57
$      (180)
$             1
$            —  Income taxes on non-GAAP adjustments
34
(14)
48
—
—  Non-controlling interest on non-GAAP adjustments
37
—
37
—
—  Deferred tax asset valuation allowance
18
18
—
—
—  Tax expense related to change in FG tax basis
39
—
—
39
—Total non-GAAP adjustments
$              6
$            61
$       (95)
$            40
$            —










Adjusted net earnings (loss) attributable to common shareholders
$          249
$          197
$         80
$            —
$           (28)










Adjusted EPS attributable to common shareholders - diluted
$         0.93







 FIDELITY NATIONAL FINANCIAL, INC.FIRST QUARTER SEGMENT INFORMATION(In millions, except per share data)(Unaudited)

Consolidated
Title
F&G
Corporate and
Other
EliminationThree Months Ended




March 31, 2025




Direct title premiums
$        510
$        510
$         —
$            —
$            —Agency title premiums
681
681
—
—
—Escrow, title related and other fees
1,065
525
505
35
—Total title and escrow
2,256
1,716
505
35
—










Interest and investment income
760
83
666
39
(28)Recognized gains and losses, net
(287)
(25)
(263)
1
—Total revenue
2,729
1,774
908
75
(28)










Personnel costs
770
672
67
31
—Agent commissions
528
528
—
—
—Other operating expenses
377
313
41
23
—Benefits & other policy reserve changes
524
—
524
—
—Market risk benefit (gains) losses
109
—
109
—
—Depreciation and amortization
196
36
153
7
—Provision for title claim losses
54
54
—
—
—Interest expense
60
—
40
20
—Total expenses
2,618
1,603
934
81
—










Pre-tax earnings (loss)
$        111
$        171
$       (26)
$            (6)
$           (28)










  Income tax expense (benefit)
29
42
(5)
(8)
—  Earnings from equity investments
1
1
—
—
—  Non-controlling interests
—
3
(3)
—
—










Net earnings (loss) attributable to common shareholders
$          83
$        127
$       (18)
$             2
$           (28)










EPS attributable to common shareholders - basic
$       0.30


















EPS attributable to common shareholders - diluted
$       0.30


















Weighted average shares - basic
273







Weighted average shares - diluted
273







 FIDELITY NATIONAL FINANCIAL, INC.FIRST QUARTER SEGMENT INFORMATION(In millions, except per share data)(Unaudited)

Consolidated
Title
F&G
Corporate and
Other
Elimination Three Months Ended




March 31, 2025




Net earnings (loss) attributable to common shareholders
$            83
$          127
$           (18)
$             2
$           (28)










Pre-tax earnings (loss)
$          111
$          171
$           (26)
$            (6)
$           (28)










Non-GAAP Adjustments









  Recognized (gains) and losses, net
53
25
29
(1)
—  Market related liability adjustments
103
—
103
—
—  Purchase price amortization
32
15
15
2
—  Transaction costs
1
—
1
—
—Adjusted pre-tax earnings (loss)
$          300
$          211
$          122
$            (5)
$           (28)










Total non-GAAP, pre-tax adjustments
$          189
$            40
$          148
$             1
$            —  Income taxes on non-GAAP adjustments
(40)
(10)
(30)
—
—  Non-controlling interest on non-GAAP adjustments
(20)
—
(20)
—
—  Deferred tax asset valuation allowance
1
1
—
—
—Total non-GAAP adjustments
$          130
$            31
$            98
$             1
$            —










Adjusted net earnings (loss) attributable to common shareholders
$          213
$          158
$            80
$             3
$           (28)










Adjusted EPS attributable to common shareholders - diluted
$         0.78


















 FIDELITY NATIONAL FINANCIAL, INC.SUMMARY BALANCE SHEET INFORMATION(In millions) 

March 31,
2026
December 31,
2025

(Unaudited)
(Unaudited)Cash and investment portfolio

$      75,699

$      75,831Goodwill

5,216

5,272Title plant

424

424Total assets

111,499

109,014Notes payable

4,402

4,400Reserve for title claim losses

1,704

1,700Secured trust deposits

802

731Accumulated other comprehensive (loss) earnings

(1,895)

(1,678)Non-controlling interests

1,465

1,548Total equity and non-controlling interests

8,719

8,972Total equity attributable to common shareholders

7,254

7,424Non-GAAP Measures and Other InformationTitle SegmentThe table below reconciles pre-tax title earnings to adjusted pre-tax title earnings.
Three Months Ended(Dollars in millions)March 31,
2026
March 31,
2025Pre-tax earnings $        211
$        171Non-GAAP adjustments before taxes


  Recognized (gains) and losses, net46
25  Purchase price amortization11
15Total non-GAAP adjustments57
40Adjusted pre-tax earnings $        268
$        211Adjusted pre-tax margin13.1 %
11.7 % FIDELITY NATIONAL FINANCIAL, INC.QUARTERLY OPERATING STATISTICS(Unaudited) 

Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024Quarterly Opened Orders ('000's except % data)Total opened orders*
389
332
370
366
343
299
352
344Total opened orders per day*
6.4
5.3
5.8
5.8
5.6
4.7
5.5
5.5Purchase % of opened orders
67 %
65 %
70 %
76 %
75 %
72 %
73 %
80 %Refinance % of opened orders
33 %
35 %
30 %
24 %
25 %
28 %
27 %
20 %Total closed orders*
234
259
250
246
201
232
232
229Total closed orders per day*
3.8
4.1
3.9
3.9
3.3
3.7
3.6
3.6Purchase % of closed orders
63 %
65 %
74 %
75 %
75 %
72 %
77 %
81 %Refinance % of closed orders
37 %
35 %
26 %
25 %
25 %
28 %
23 %
19 %
















Commercial (millions, except orders in '000's)Total commercial revenue
$      338
$      479
$      389
$      333
$      293
$      376
$      290
$      273Total commercial opened orders
55.2
51.4
54.8
54.1
52.6
47.5
50.8
50.7Total commercial closed orders
28.0
32.9
30.8
29.6
26.0
28.9
25.9
25.7
















National commercial revenue
$      182
$      277
$      209
$      178
$      149
$      208
$      151
$      145National commercial opened orders
23.7
22.5
24.3
23.7
22.7
20.7
21.9
21.4National commercial closed orders
11.7
14.2
13.1
12.0
10.2
11.8
10.4
9.8
















Total Fee Per FileFee per file
$   3,655
$   4,099
$   3,994
$   3,894
$   3,761
$   3,909
$   3,708
$   3,759Residential fee per file
$   2,776
$   2,722
$   2,908
$   3,001
$   2,776
$   2,772
$   2,881
$   2,995Total commercial fee per file
$ 12,100
$ 14,600
$ 12,600
$ 11,300
$ 11,300
$ 13,000
$ 11,200
$ 10,600National commercial fee per file
$ 15,500
$ 19,500
$ 16,000
$ 14,900
$ 14,600
$ 17,600
$ 14,500
$ 14,800
















Total StaffingTotal field operations employees
10,700
10,600
10,600
10,500
10,200
10,300
10,400
10,300
















Actual title claims paid ($ millions)
$        57
$        80
$        58
$        66
$        65
$        75
$        64
$        70Title Segment (continued)FIDELITY NATIONAL FINANCIAL, INC.MONTHLY TITLE ORDER STATISTICS 


Direct Orders Opened *

Direct Orders Closed *Month
 / (% Purchase)
 / (% Purchase)January 2026

119,00065 %

67,00063 %February 2026

124,00065 %

75,00062 %March 2026

146,00069 %

92,00063 %






First Quarter 2026

389,00067 %

234,00063 %



Direct Orders Opened *

Direct Orders Closed *Month
 / (% Purchase)

 / (% Purchase)January 2025

107,00076 %

62,00074 %February 2025

108,00075 %

64,00076 %March 2025

128,00074 %

75,00075 %






First Quarter 2025

343,00075 %

201,00075 %* Includes an immaterial number of non-purchase and non-refinance ordersF&G SegmentThe table below reconciles net earnings (loss) attributable to common shareholders to adjusted net earnings attributable to common shareholders.  The F&G Segment is reported net of noncontrolling minority interest.
Three Months Ended(Dollars in millions)March 31,
2026
March 31,
2025Net earnings (loss) attributable to common shareholders $           175
$           (18)Non-GAAP adjustments(1):


Recognized (gains) losses, net(163)
29Market related liability adjustments(37)
103Purchase price amortization15
15Transaction and other costs5
1Income taxes on non-GAAP adjustments48
(30)Non-controlling interest on non-GAAP adjustments37
(20)Adjusted net earnings (loss) attributable to common shareholders(1)$            80
$            80Effective January 1, 2026, our presentation of investment income from alternative investments does not include fixed income assets. Prior periods are presented on a comparable basis to reflect the new definition of investment income from alternative investments.F&G Segment adjusted net earnings of $80 million for the first quarter of 2026 included $4 million, or $0.01 per share, of expense from investment and other income true-up adjustments. Investment income from alternative investments was $31 million, or $0.12 per share, below the midpoint of management's long-term expected return of approximately 12% to 14%F&G Segment adjusted net earnings of $80 million for the first quarter of 2025 included $13 million, or $0.05 per share, of income from a reinsurance true-up adjustment. Investment income from alternative investments was $37 million, or $0.14 per share, below the midpoint of management's long-term expected return of approximately 12% to 14%Footnotes:1.Non-GAAP financial measure. See the Non-GAAP Measures section below for additional information.F&G Segment (continued)The table below provides a summary of sales highlights.

Three months ended(In millions)
March 31,
2026
March 31,
2025




Indexed annuities ("FIA/RILA")
$         1,579
$         1,461Indexed universal life ("IUL")
44
43Pension risk transfer ("PRT")
317
311Subtotal: Core sales
1,940
1,815Fixed rate annuities ("MYGA")
183
562Funding agreements ("FABN/FHLB")
1,050
525Subtotal: Opportunistic sales(2)
1,233
1,087Gross sales(1)
3,173
2,902Sales attributable to flow reinsurance to third parties(3)
(928)
(721)Net sales(1)
2,245
2,181
Footnotes:1.Non-GAAP financial measure. See the Non-GAAP Measures section below for additional information.2.Opportunistic sales volumes fluctuate quarter to quarter depending on economics and market opportunity as we prioritize allocating capital to the highest return opportunities3.Sales attributable to flow reinsurance to third parties includes the reinsurance sidecarDEFINITIONS  The following represents the definitions of non-GAAP measures used by the Company.Adjusted Net Earnings attributable to common shareholdersAdjusted net earnings attributable to common shareholders (ANE) is a non-GAAP economic measure used to evaluate financial performance each period.ANE eliminates the impact of specific items that are not indicative of the underlying economics of our business, including certain market volatility, asymmetrical and noneconomic accounting, nonrecurring items and other income and expense adjustments. These items are volatile in our reported GAAP earnings and are not indicative of the underlying profitability drivers reflected in the design and pricing of our products and/or our investment and hedging strategy, as such items fluctuate from period to period in a manner inconsistent with these drivers.        ANE provides information to enhance an investor's understanding of our results and underlying profitability drivers by removing the impact of short-term market volatility (i.e. recognized gains and losses, market risk benefits remeasurement gains and losses, derivative gains and losses), asymmetrical and non-economic accounting (i.e. derivatives and investment hedges that do not qualify for hedge accounting, deferred pension risk transfer deferred profit liability losses), and other adjustments.ANE is calculated by adjusting net earnings or loss attributable to common shareholders to eliminate:i. Recognized (gains) and losses, net: the impact of net investment gains/losses, including changes in allowance for expected credit losses and other than temporary impairment ("OTTI") losses, recognized in operations; and the effects of changes in fair value of the reinsurance related embedded derivative and other derivatives, including interest rate swaps and forwards;ii. Market related liability adjustments: the impacts related to changes in the fair value, including both realized and unrealized gains and losses, of index product related derivatives and embedded derivatives, net of hedging cost; the impact of initial pension risk transfer deferred profit liability losses, including amortization from previously deferred pension risk transfer deferred profit liability losses; and the changes in the fair value of market risk benefits by deferring current period changes and amortizing that amount over the life of the market risk benefit;iii. Purchase price amortization: the impacts related to the amortization of certain intangibles (internally developed software, trademarks and value of distribution asset and the change in fair value of liabilities recognized as a result of acquisition activities);iv. Transaction costs: the impacts related to acquisition, integration and merger related items;v. Other and "non-recurring," "infrequent" or "unusual items": Other adjustments include removing any charges associated with U.S. guaranty fund assessments as these charges neither relate to the ordinary course of the Company's business nor reflect the Company's underlying business performance, but result from external situations not controlled by the Company. Further, Management excludes certain items determined to be "non-recurring," "infrequent" or "unusual" from adjusted net earnings when incurred if it is determined these expenses are not a reflection of the core business and when the nature of the item is such that it is not reasonably likely to recur within two years and/or there was not a similar item in the preceding two years;vi. Non-controlling interest on non-GAAP adjustments: the portion of the non-GAAP adjustments attributable to the equity interest of entities that FNF does not wholly own; andvii. Income taxes: the income tax impact related to the above-mentioned adjustments is measured using an effective tax rate, as appropriate by tax jurisdictionRecognized gains and losses are excluded from ANE as part of both adjustments (i) and (ii). As part of those two adjustments to ANE, all material recognized gains and losses are removed except for periodic settlements of interest rate swaps used to economically hedge floating rate investments.While these adjustments are an integral part of the overall performance of FNF, market conditions and/or the non-operating nature of these items can overshadow the underlying performance of the core business. Accordingly, management considers this to be a useful measure internally and to investors and analysts in analyzing the trends of our operations. Adjusted net earnings should not be used as a substitute for net earnings (loss). However, we believe the adjustments made to net earnings (loss) in order to derive adjusted net earnings provide an understanding of our overall results of operations.Assets Under Management (AUM)AUM is comprised of the following components and is reported net of reinsurance assets ceded in accordance with GAAP:i. total invested assets at amortized cost, excluding investments in unconsolidated affiliates, owned distribution and derivatives;ii. investments in unconsolidated affiliates at carrying value;iii. related party loans and investments;iv. accrued investment income;v. the net payable/receivable for the purchase/sale of investments; andvi. cash and cash equivalents excluding derivative collateral at the end of the period.Management considers this non-GAAP financial measure to be useful internally and to investors and analysts when assessing the size of our investment portfolio that is retained.AUM before Flow ReinsuranceAUM before Flow Reinsurance is comprised of components consistent with AUM, but also includes flow reinsured assets.Management considers this non-GAAP financial measure to be useful internally and to investors and analysts when assessing the size of our investment portfolio including reinsured assets.Average Assets Under Management (AAUM)AAUM is calculated as AUM at the beginning of the period and the end of each month in the period, divided by the total number of months in the period plus one.Management considers this non-GAAP financial measure to be useful internally and to investors and analysts when assessing the rate of return on retained assets.SalesAnnuity, IUL, funding agreement and non-life contingent PRT sales are not derived from any specific GAAP income statement accounts or line items and should not be viewed as a substitute for any financial measure determined in accordance with GAAP. Sales from these products are recorded as deposit liabilities (i.e., contractholder funds) within the Company's consolidated financial statements in accordance with GAAP. Life contingent PRT sales are recorded as premiums in revenues within the consolidated financial statements. Management believes that presentation of sales, as measured for management purposes, enhances the understanding of our business and helps depict longer term trends that may not be apparent in the results of operations due to the timing of sales and revenue recognition. View original content:https://www.prnewswire.com/news-releases/fnf-reports-first-quarter-2026-financial-results-302764544.htmlSOURCE Fidelity National Financial, Inc. Original: FNF Reports First Quarter 2026 Financial Results

LoanCare Names Industry-Veteran Ramie Word as EVP of Client RelationsMay 6, 2026 9:30 AM
PR Newswire (US) VIRGINIA BEACH, Va., May 6, 2026 /PRNewswire/ -- LoanCare®, a leading national mortgage subservicer, today announced that long-time servicing executive Ramie Word has joined the company as EVP of Client Relations.In this role, Word will be responsible for all aspects of client relations, satisfaction, and long–term partnership value. Word brings more than 25 years of servicing experience, including more than 20 years at Mr. Cooper (now Rocket Mortgage). Over the course of her career, she has been responsible for client and government relations, customer experience, escrow, collections, loss mitigation, default and REO.Ramie brings an exceptional client–first mindset, grounded in discipline around performance, accountability, and meaningful results," said Dave Worrall, president of LoanCare. "She pairs a sharp focus on outcomes with a genuinely collaborative leadership style and a deep commitment to her teams — qualities that are widely respected across our industry. We're thrilled to welcome her experience and perspective as she strengthens an already outstanding leadership group.""I'm thrilled to join such a tenured and talented team and step into the role of EVP of Client Relations," said Word. "LoanCare has consistently delivered a truly best–in–class product, and I'm excited to partner closely with our clients to deepen relationships and drive measurable outcomes through service excellence."About LoanCare
LoanCare® is a leading provider of full-service mortgage loan subservicing, including special loans, private label and marketing services. The award-winning company is known for delivering a superior customer experience through personalization and convenience. Its proprietary portfolio management platform, LoanCare Analytics™, identifies risk and opportunity quickly to enable smarter decision-making across the servicing spectrum. For more than 40 years, LoanCare has been servicing loans for banks, credit unions, independent mortgage companies and portfolio investors. LoanCare is part of Fidelity National Financial (NYSE: FNF), a Fortune 500 company and leading provider of title insurance and transaction services to real estate and mortgage industries. For more information, visit www.loancareservicing.com. View original content:https://www.prnewswire.com/news-releases/loancare-names-industry-veteran-ramie-word-as-evp-of-client-relations-302763844.htmlSOURCE LoanCare Original: LoanCare Names Industry-Veteran Ramie Word as EVP of Client Relations

Fidelity National Financial Announces First Quarter 2026 Earnings Release and Conference CallApril 22, 2026 4:15 PM
PR Newswire (US)

JACKSONVILLE, Fla., April 22, 2026 /PRNewswire/ -- Fidelity National Financial, Inc. (NYSE: FNF) (FNF), a leading provider of title insurance and transaction services to the real estate and mortgage industries and a leading provider of insurance solutions serving retail annuity and life customers and institutional clients through its majority-owned, publicly traded subsidiary F&G Annuities & Life, Inc. (NYSE:FG) (F&G), will release first quarter 2026 earnings after the close of regular market trading on Wednesday, May 6, 2026.A webcast and conference call to discuss the results will follow at 11:00 a.m. Eastern Time on Thursday, May 7, 2026. Additional information about the quarterly financial results, including the earnings release, will be available on FNF's Investor Relations website at investor.fnf.com.Webcast, Conference Call and Replay Information
The event can be accessed in the following ways:Live Webcast: Register and access the webcast on FNF's Investor Relations website at investor.fnf.comConference Call: Dial 1-877-407-0784 (U.S.) or 1-201-689-8560 (International)Replay: A webcast replay will be available on FNF's Investor Relations website after the live eventAbout Fidelity National Financial, Inc.
Fidelity National Financial, Inc. (NYSE: FNF) is a leading provider of title insurance and transaction services to the real estate and mortgage industries, and a leading provider of insurance solutions serving retail annuity and life customers and institutional clients through its majority owned subsidiary F&G Annuities & Life, Inc. (NYSE: FG). FNF is the nation's largest title insurance company through its title insurance underwriters - Fidelity National Title, Chicago Title, Commonwealth Land Title, Alamo Title and National Title of New York - that collectively issue more title insurance policies than any other title company in the United States. More information about FNF can be found at www.fnf.com.Contact:
Lisa Foxworthy-Parker
SVP of Investor & External Relations
Investors@fnf.com
515.330.3307



View original content:https://www.prnewswire.com/news-releases/fidelity-national-financial-announces-first-quarter-2026-earnings-release-and-conference-call-302750594.htmlSOURCE Fidelity National Financial, Inc.

Original: Fidelity National Financial Announces First Quarter 2026 Earnings Release and Conference Call

Jeffrey Heighton Joins Fidelity National Financial's Agency Operations as President of Enterprise SolutionsMarch 25, 2026 4:15 PM
PR Newswire (US)

JACKSONVILLE, Fla., March 25, 2026 /PRNewswire/ -- Fidelity National Financial, Inc. (NYSE: FNF) (FNF) today announced that Jeffrey Heighton has joined FNF Agency Operations as President of Enterprise Solutions – Agency. In this role, Jeff will partner with title agents across the FNF Agency network to help drive strategic growth, improve financial performance, and strengthen operational scalability through technology, outsourcing, and disciplined business management.Jeff brings deep leadership experience across title, mortgage, and brokerage services, with a strong track record of building and scaling businesses in complex and highly competitive real estate markets. With firsthand experience leading large operations in today's evolving technology landscape, he will support agents in key areas including revenue strategy, expense management, organizational design, and back-office optimization."I'm excited to join FNF's Agency Operations and work alongside its agents to help them grow strategically and sustainably," said Jeff Heighton. "In today's complex environment, success requires more than simply targeting market share or profit growth. It requires thoughtful planning, strong execution, operational discipline, and the right technology infrastructure to scale effectively and profitably."This role further expands the consultative model that FNF provides to its title agents. Jeff will work closely with existing consulting and sales teams to deepen the organization's capabilities around growth strategy, operational scale, financial performance, and technology-enabled execution, while also consulting directly with agents across the network."We are thrilled to welcome Jeff to our team," said Ravi Bapodra, EVP and Chief Operating Officer, FNF Agency Operations. "Our focus remains on delivering meaningful resources and strategic support to help our agents grow and compete more effectively. Jeff brings a rare combination of operating expertise, growth leadership, and financial discipline. His experience scaling businesses with an emphasis on long-term profitability makes him an outstanding addition to our organization."Prior to joining FNF, Jeffrey Heighton held senior leadership roles in the industry, including serving as President of Title & Escrow at Compass, where he led significant growth and operational expansion of their multistate portfolio. Throughout his career, he has held leadership roles spanning national sales and enterprise growth across title agencies, mortgage ventures, and brokerage businesses.About Fidelity National Financial, Inc.Fidelity National Financial, Inc. (NYSE: FNF) is a leading provider of title insurance and transaction services to the real estate and mortgage industries. FNF is the nation's largest title insurance company through its title insurance underwriters - Fidelity National Title, Chicago Title, Commonwealth Land Title, Alamo Title and National Title of New York - that collectively issue more title insurance policies than any other title company in the United States. More information about FNF can be found at fnf.com.FNF-GCONTACT:
Lisa Foxworthy-Parker
SVP of Investor & External Relations
Investors@fnf.com
515.330.3307



View original content:https://www.prnewswire.com/news-releases/jeffrey-heighton-joins-fidelity-national-financials-agency-operations-as-president-of-enterprise-solutions-302725068.htmlSOURCE Fidelity National Financial, Inc.

Original: Jeffrey Heighton Joins Fidelity National Financial's Agency Operations as President of Enterprise Solutions

Fidelity National Financial Announces Quarterly Cash Dividend of $0.52February 20, 2026 7:30 AM
PR Newswire (US)

JACKSONVILLE, Fla., Feb. 20, 2026 /PRNewswire/ -- Fidelity National Financial, Inc. (NYSE: FNF) ("FNF") today announced that its Board of Directors has declared a quarterly cash dividend of $0.52 per share of common stock. The dividend will be payable March 31, 2026, to stockholders of record as of March 17, 2026.About Fidelity National Financial, Inc.
Fidelity National Financial, Inc. (NYSE: FNF) is a leading provider of title insurance and transaction services to the real estate and mortgage industries. FNF is the nation's largest title insurance company through its title insurance underwriters - Fidelity National Title, Chicago Title, Commonwealth Land Title, Alamo Title and National Title of New York - that collectively issue more title insurance policies than any other title company in the United States. More information about FNF can be found at fnf.com.FNF-GLisa Foxworthy-Parker
SVP of Investor & External Relations
Investors@fnf.com
515.330.3307



View original content:https://www.prnewswire.com/news-releases/fidelity-national-financial-announces-quarterly-cash-dividend-of-0-52--302693236.htmlSOURCE Fidelity National Financial, Inc.

Original: Fidelity National Financial Announces Quarterly Cash Dividend of $0.52

FNF Reports Fourth Quarter and Full Year 2025 Financial ResultsFebruary 19, 2026 4:46 PM
PR Newswire (US)

JACKSONVILLE, Fla., Feb. 19, 2026 /PRNewswire/ -- Fidelity National Financial, Inc. (NYSE:FNF) (FNF or the Company), a leading provider of title insurance and transaction services to the real estate and mortgage industries and a leading provider of insurance solutions serving retail annuity and life customers and institutional clients through its majority-owned, publicly traded subsidiary F&G Annuities & Life, Inc. (NYSE:FG) (F&G), today reported financial results for the fourth quarter and twelve months ended December 31, 2025.
Special Stock DistributionFNF has completed the planned distribution through a special dividend of approximately 12% ownership of F&G to FNF shareholders, representing approximately $500 million of value. On December 31, 2025, FNF completed the distribution to FNF's shareholders of approximately 16 million shares of F&G common stock owned by FNF.  Following the distribution, FNF retains control of F&G through an approximate 70% equity ownership stake.Adjusted net earnings for the fourth quarter were $382 million, or $1.41 per share, excluding a $471 million noncash deferred income tax charge resulting from the distribution of F&G shares, which reduced our ownership of F&G below 80%. This distribution triggered an accounting requirement to recognize a deferred tax liability on the accumulated difference between our book and tax basis in F&G. This noncash charge has no impact on our current cash position, operations or liquidity, and represents a potential future tax obligation that would arise only if we were to sell or distribute additional shares of F&G in the future. Net (loss) earnings attributable to common shareholders also include mark-to-market effects and non-recurring items; all of which are excluded from adjusted net earnings attributable to common shareholders. Adjusted net earnings attributable to common shareholders (adjusted net earnings) for the fourth quarter were $382 million, or $1.41 per share, compared to $366 million, or $1.34 per share, for the fourth quarter of 2024. Full year adjusted net earnings were $1.4 billion, or $4.97 per share, compared to $1.3 billion, or $4.63 per share, for the year ended December 31, 2024.The Title Segment contributed $306 million and $1.1 billion for the fourth quarter and full year 2025, respectively, compared to $263 million and $877 million for the fourth quarter and full year 2024, respectivelyThe F&G Segment contributed $104 million and $412 million for the fourth quarter and full year 2025, respectively, compared to $123 million and $475 million for the fourth quarter and full year 2024, respectivelyThe Corporate Segment, before eliminating dividend income from F&G in the consolidated financial statements, had adjusted net earnings of $4 million and $3 million for the fourth quarter and full year 2025, respectively, compared to $8 million and $21 million for the fourth quarter and full year 2024, respectivelyFNF's consolidated adjusted net earnings include significant income and expense items in the F&G Segment, as well as investment income from alternative investments below management's long-term expected return. Please see "Segment Financial Results" for F&G, as well as the "Non-GAAP Measures and Other Information" section for further explanationNet loss attributable to common shareholders for the fourth quarter was $117 million, or $0.43 per diluted share (per share), compared to net earnings of $450 million, or $1.65 per share, for the fourth quarter of 2024. Full year net earnings attributable to common shareholders were $602 million, or $2.21 per share, compared to $1.3 billion, or $4.65 per share, for the year ended December 31, 2024.  The fourth quarter and full year 2025 results include the $471 million noncash charge to recognize the deferred tax liability upon the special stock distribution of F&G shares.Company HighlightsTitle Segment delivered excellent performance across the business: For the Title Segment, total revenue was $2.2 billion and $8.5 billion for the fourth quarter and full year, respectively, compared to $2.0 billion and $7.7 billion for the fourth quarter and full year 2024, respectively. Total revenue, excluding recognized gains and losses, was $2.3 billion for the fourth quarter, an 11% increase over the fourth quarter of 2024, and $8.6 billion for the full year, an 11% increase over full year 2024. Our industry leading adjusted pre-tax title margin was 17.5% and 15.9% for the fourth quarter and full year, respectivelyF&G Segment generated record assets under management: F&G achieved record assets under management before flow reinsurance of $73.1 billion at the end of the fourth quarter, an increase of 12% over the fourth quarter of 2024. F&G's gross sales were $3.4 billion and $14.6 billion for the fourth quarter and full year, respectivelyRobust return of capital to shareholders: FNF returned approximately $170 million of capital to shareholders in the fourth quarter through $140 million of common stock dividends and $30 million of share repurchases. This brought the full year 2025 capital returned to shareholders to approximately $800 million through $546 million of common stock dividends and $251 million of share repurchases. FNF ended the year with $659 million in cash and short-term liquid investments at the holding companyWilliam P. Foley, II, Chairman, commented, "The fourth quarter rounded out an excellent year for our Title and F&G businesses. Our Title business delivered an industry leading adjusted pre-tax Title margin of 15.9% for the full year 2025, reflecting strong performance across the business with exceptional strength in commercial combined with disciplined expense management.  FNF has transformed the Title business through decades of innovative technology solutions and investments in the business, driving efficiencies and margin expansion, significantly outperforming prior cyclical lows."Mr. Foley added, "F&G grew AUM before flow reinsurance by 12% to $73 billion at the end of 2025. F&G continues to provide an important complement to our Title business having contributed 30% of FNF's adjusted net earnings for full year 2025.  To further unlock the embedded value in F&G, we completed an approximate 12% share dividend of F&G's common stock to FNF shareholders on December 31, 2025.  We believe the increased liquidity will broaden investor interest and ultimately result in a valuation that more appropriately reflects F&G's strong business momentum and improving returns as the company grows its fee-based, higher margin and less capital-intensive earnings streams as they transition to a capital light business model."Summary Financial Results(In millions, except per share data)Three Months EndedTwelve Months Ended
December 31,
2025
December 31,
20242025
2024Total revenue$     4,051
$     3,621$    14,445
$  13,681F&G gross sales1$     3,392
$     3,469$    14,638
$  15,262F&G net sales1$     2,304
$     2,438$    10,029
$  10,571F&G assets under management (AUM)1$   57,574
$   53,817$    57,574
$  53,817F&G AUM before flow reinsurance1$   73,090
$   65,274$    73,090
$  65,274Total assets$ 109,014
$   95,263$  109,014
$  95,263Adjusted pre-tax title margin17.5 %
16.6 %15.9 %
15.1 %Net earnings attributable to common shareholders$       (117)
$         450$         602
$    1,270Net earnings per share attributable to common shareholders$      (0.43)
$        1.65$        2.21
$      4.65Adjusted net earnings1$        382
$         366$      1,352
$    1,265Adjusted net earnings per share1$       1.41
$        1.34$        4.97
$      4.63Weighted average common diluted shares270
273272
273Total common shares outstanding271
275271
275





1See definition of non-GAAP measures belowSegment Financial Results Title Segment
This segment consists of the operations of the Company's title insurance underwriters and related businesses, which provide core title insurance and escrow and other title-related services including loan sub-servicing, valuations, default services and home warranty.Mike Nolan, Chief Executive Officer, added, "Our Title business delivered outstanding results in the current environment having achieved industry leading adjusted pre-tax Title margins, including 17.5% in the fourth quarter of 2025. This is a testament to our Company's transformation over the past two decades where we have developed pioneering technology and invested in our business, which are driving efficiencies and helping us maintain a competitive edge. This can further be seen in our margin expansion over the last three years as we have significantly outperformed prior cyclical lows. Our Title business is performing incredibly well and positioned for the eventual recovery in the housing market back to more normalized levels where we will benefit from scale advantages and the efficiency gains that have driven through our Company."Fourth Quarter 2025 HighlightsTotal revenue of $2.2 billion, compared with $2.0 billion in the fourth quarter of 2024Total revenue, excluding recognized gains and losses, of $2.3 billion, an 11% increase over the fourth quarter of 2024Direct title premiums of $754 million, a 21% increase over fourth quarter of 2024Agency title premiums of $840 million, a 7% increase over fourth quarter of 2024Commercial revenue of $479 million, a 27% increase over fourth quarter of 2024Purchase orders opened on a daily basis were in line with the fourth quarter of 2024 and purchase orders closed increased 1% on a daily basisRefinance orders opened increased 38% on a daily basis and refinance orders closed increased 39% on a daily basis over the fourth quarter of 2024Commercial orders opened increased 8% and commercial orders closed increased 14% over the fourth quarter of 2024Total fee per file of $4,099 for the fourth quarter, a 5% increase over the fourth quarter of 2024Fourth Quarter 2025 Financial ResultsPre-tax title margin of 14.7% and industry leading adjusted pre-tax title margin of 17.5% for the fourth quarter, compared to 13.5% and 16.6%, respectively, for the fourth quarter of 2024Pre-tax earnings in Title for the fourth quarter of $330 million, compared with $271 million for the fourth quarter of 2024Adjusted pre-tax earnings in Title for the fourth quarter of $401 million, compared with $343 million for the fourth quarter of 2024. These results reflect strong performance across the business, highlighted by exceptional strength in our direct commercial businessFull Year 2025 Financial ResultsPre-tax title margin was 14.5% and industry leading adjusted pre-tax title margin was 15.9% for the full year, compared to 14.2% and 15.1% for the full year 2024, respectivelyPre-tax earnings in Title for the full year were $1.2 billion, compared to $1.1 billion for the full year 2024Adjusted pre-tax earnings in Title for the full year were $1.4 billion, compared to $1.2 billion for the full year 2024; these results were driven by exceptional strength in our direct commercial business, along with strong results from our distributed direct operations, centralized refinance and default businesses and agency businessF&G Segment
This segment consists of operations of FNF's majority-owned subsidiary F&G, a leading provider of insurance solutions serving retail annuity and life customers and funding agreement and pension risk transfer institutional clients.Chris Blunt, F&G's Chief Executive Officer, said, "We delivered a strong finish to an outstanding year, highlighted by record assets under management before flow reinsurance of $73 billion fueled by $14.6 billion of gross sales in full year 2025, including $9 billion of gross sales in our core products - indexed annuities, indexed universal life and pension risk transfer.  Our high quality, diversified investment portfolio continues to perform extremely well with credit-related impairments remaining stable and below our expectations." Mr. Blunt continued, "We are executing on our strategy toward a more fee-based, higher margin and less capital intensive business model to drive long-term growth. We took action to improve our operating expense ratio by 10 basis points as compared to year end 2024 and we have strengthened our capital position, augmented by the launch of our reinsurance sidecar. At the end of the year, we expanded our public float to 30% to enhance market liquidity and broaden investor access to the stock. Looking ahead to 2026, we remain focused on continuing to grow our core business and delivering long-term shareholder value."Fourth Quarter 2025AUM before flow reinsurance was $73.1 billion at the end of the fourth quarter, an increase of 12% over the fourth quarter of 2024. This included retained AUM of $57.6 billion, an increase of 7% over the fourth quarter of 2024Gross sales were $3.4 billion for the fourth quarter, modestly below $3.5 billion in the fourth quarter of 2024, driven by favorable market conditions and strong demand for retirement savings productsCore sales were $2.8 billion for the fourth quarter, in line with the fourth quarter of 2024, reflecting higher indexed annuity and indexed universal life sales; partially offset by lower pension risk transfer salesOpportunistic sales were $0.6 billion for the fourth quarter, comprised of $0.4 billion of multiyear guaranteed annuities and $0.2 billion of funding agreements, in line with the fourth quarter of 2024 which was comprised of multiyear guaranteed annuities. Opportunistic volumes vary quarter to quarter depending on economics and market opportunityNet sales were $2.3 billion for the fourth quarter, down slightly from the fourth quarter of 2024; this reflects flow reinsurance at varying ceded amounts in line with capital targets for multiyear guaranteed annuities and fixed indexed annuitiesF&G Segment net earnings attributable to common shareholders were $104 million for the fourth quarter due to unfavorable mark-to-market movement, compared to $274 million for the fourth quarter of 2024 which included favorable mark-to-market movementF&G Segment adjusted net earnings attributable to common shareholders were $104 million for the fourth quarter, compared to $123 million for the fourth quarter of 2024F&G Segment adjusted net earnings were $104 million for the fourth quarter of 2025. Investment income from alternative investments was $53 million, or $0.20 per share, below management's long-term expected return of approximately 10%F&G Segment adjusted net earnings of $123 million for the fourth quarter of 2024 included income from $6 million, or $0.02 per share, of actuarial model refinements and other items. Investment income from alternative investments was $27 million, or $0.10 per share, below management's long-term expected return of approximately 10%As compared to the prior year quarter and excluding the above items, adjusted net earnings reflect asset growth, growing fees from accretive flow reinsurance, steady owned distribution margin and disciplined expense management driving scale benefit; partially offset by higher interest expense on debtPlease see "Segment Financial Results" for F&G under "Non-GAAP Measures and Other Information" for further explanationFull Year 2025AUM before flow reinsurance was $73.1 billion at year-end 2025, an increase of 12% over year-end 2024. This included retained AUM of $57.6 billion, an increase of 7% over year-end 2024Gross sales were $14.6 billion for the full year, one of our best sales years in history, driven by favorable market conditions and strong demand for retirement savings products; our all-time record of $15.3 billion was in 2024Core sales were $9.0 billion for the full year, reflecting strong indexed annuity, indexed universal life and pension risk transfer sales; our second year of more than $9 billion in core salesOpportunistic sales were $5.6 billion for the full year, comprised of $3.8 billion of multiyear guaranteed annuities and $1.8 billion of funding agreements, compared to $6.1 billion in full year 2024 which was comprised of $5.1 billion of multiyear guaranteed annuities and $1.0 billion of funding agreements. Opportunistic volumes vary depending on economics and market opportunityNet sales were $10.0 billion for the full year, compared to $10.6 billion for the full year 2024; this reflects flow reinsurance at varying ceded amounts in line with capital targets for multiyear guaranteed annuities and fixed indexed annuitiesF&G Segment net earnings attributable to common shareholders were $217 million for the full year due to favorable mark-to-market movement, compared to net earnings of $538 million for the full year 2024 which included favorable mark-to-market movementF&G Segment adjusted net earnings attributable to common shareholders were $412 million for the full year, compared to $475 million for the full year 2024F&G Segment adjusted net earnings of $412 million for the full year 2025 included income from $13 million, or $0.05 per share, reinsurance true-up adjustment, $8 million, or $0.03 per share, tax valuation allowance benefit and $3 million, or $0.01 per share, of actuarial reserve release. Investment income from alternative investments was $228 million, or $0.84 per share, below management's long-term expected return of approximately 10%F&G Segment adjusted net earnings of $475 million for the full year 2024 included expense from $24 million, or $0.09 per share, of actuarial model updates and refinements; partially offset by income from $12 million, or $0.04 per share, tax valuation allowance benefit and $5 million, or $0.02 per share, of other income items. Investment income from alternative investments was $123 million, or $0.45 per share, below management's long-term expected return of approximately 10%As compared to the prior year and excluding the above items, adjusted net earnings reflect asset growth, growing fees from accretive flow reinsurance, steady owned distribution margin and disciplined expense management driving scale benefit; partially offset by higher interest expense on debtPlease see "Segment Financial Results" for F&G under "Non-GAAP Measures and Other Information" for further explanationConference Call
We will host a call with investors and analysts to discuss FNF's fourth quarter and full year 2025 results on Friday, February 20, 2026, beginning at 11:00 a.m. Eastern Time.  A live webcast of the conference call will be available on the Events and Multimedia page of the FNF Investor Relations website at fnf.com.  The conference call replay will be available via webcast through the FNF Investor Relations website at fnf.com.About Fidelity National Financial, Inc.
Fidelity National Financial, Inc. (NYSE: FNF) is a leading provider of title insurance and transaction services to the real estate and mortgage industries.  FNF is the nation's largest title insurance company through its title insurance underwriters - Fidelity National Title, Chicago Title, Commonwealth Land Title, Alamo Title and National Title of New York - that collectively issue more title insurance policies than any other title company in the United States.  More information about FNF can be found at fnf.com. About F&G
F&G is part of the FNF family of companies. F&G is committed to helping Americans turn their aspirations into reality. F&G is a leading provider of insurance solutions serving retail annuity and life customers and institutional clients and is headquartered in Des Moines, Iowa. For more information, please visit fglife.com.Use of Non-GAAP Financial Information
Generally Accepted Accounting Principles (GAAP) is the term used to refer to the standard framework of guidelines for financial accounting. GAAP includes the standards, conventions, and rules accountants follow in recording and summarizing transactions and in the preparation of financial statements. In addition to reporting financial results in accordance with GAAP, this earnings release includes non-GAAP financial measures, which the Company believes are useful to help investors better understand its financial performance, competitive position and prospects for the future. These non-GAAP measures include adjusted net earnings per share, adjusted pre-tax title earnings, adjusted pre-tax title earnings as a percentage of adjusted title revenue (adjusted pre-tax title margin), adjusted net earnings attributable to common shareholders (adjusted net earnings), assets under management (AUM), average assets under management (AAUM) and sales. Management believes these non-GAAP financial measures may be useful in certain instances to provide additional meaningful comparisons between current results and results in prior operating periods.  Our non-GAAP measures may not be comparable to similarly titled measures of other organizations because other organizations may not calculate such non-GAAP measures in the same manner as we do.The presentation of this financial information is not intended to be considered in isolation of or as a substitute for, or superior to, the financial information prepared and presented in accordance with GAAP.  By disclosing these non-GAAP financial measures, FNF believes it offers investors a greater understanding of, and an enhanced level of transparency into, the means by which the Company's management operates the Company.Any non-GAAP measures should be considered in context with the GAAP financial presentation and should not be considered in isolation or as a substitute for GAAP net earnings, net earnings attributable to common shareholders, net earnings per share, or any other measures derived in accordance with GAAP as measures of operating performance or liquidity. Further, FNF's non-GAAP measures may be calculated differently from similarly titled measures of other companies. Reconciliations of these non-GAAP financial measures to the most directly comparable GAAP measures are provided below.Forward-Looking Statements and Risk Factors
This press release contains forward-looking statements that involve a number of risks and uncertainties. Statements that are not historical facts, including statements regarding our expectations, hopes, intentions or strategies regarding the future are forward-looking statements. Forward-looking statements are based on management's beliefs, as well as assumptions made by, and information currently available to, management. Because such statements are based on expectations as to future financial and operating results and are not statements of fact, actual results may differ materially from those projected. We undertake no obligation to update any forward-looking statements, whether as a result of new information, future events or otherwise. The risks and uncertainties which forward-looking statements are subject to include, but are not limited to: changes in general economic, business, political crisis, war and pandemic conditions, including ongoing geopolitical conflicts; consumer spending; government spending; the volatility and strength of the capital markets; investor and consumer confidence; foreign currency exchange rates; commodity prices; inflation levels; changes in trade policy; tariffs and trade sanctions on goods; trade wars; supply chain disruptions; weakness or adverse changes in the level of real estate activity, which may be caused by, among other things, high or increasing interest rates, a limited supply of mortgage funding or a weak U.S. economy; our potential inability to find suitable acquisition candidates; our dependence on distributions from our title insurance underwriters as a main source of cash flow; significant competition that F&G and our operating subsidiaries face; compliance with extensive government regulation of our operating subsidiaries, including regulation of title insurance and services and privacy and data protection laws; systems damage, failures, interruptions, cyberattacks and intrusions, or unauthorized data disclosures; and other risks detailed in the "Statement Regarding Forward-Looking Information," "Risk Factors" and other sections of FNF's Form 10-K and other filings with the Securities and Exchange Commission.FNF-ECONTACT:
Lisa Foxworthy-Parker
SVP of Investor & External Relations
Investors@fnf.com 
515.330.3307 FIDELITY NATIONAL FINANCIAL, INC.FOURTH QUARTER SEGMENT INFORMATION(In millions, except per share data)(Unaudited)

Consolidated
Title
F&G
Corporate and
Other
EliminationThree Months Ended




December 31, 2025




Direct title premiums
$            754
$            754
$             —
$                   —
$                  —Agency title premiums
840
840
—
—
—Escrow, title related and other fees
1,661
609
1,013
39
—Total title and escrow
3,255
2,203
1,013
39
—










Interest and investment income
843
93
741
41
(32)Recognized gains and losses, net
(47)
(58)
11
—
—Total revenue
4,051
2,238
1,765
80
(32)










Personnel costs
901
796
70
35
—Agent commissions
646
646
—
—
—Other operating expenses
415
357
35
23
—Benefits & other policy reserve changes
1,265
—
1,265
—
—Market risk benefit (gains) losses
19
—
19
—
—Depreciation and amortization
221
37
174
10
—Provision for title claim losses
72
72
—
—
—Interest expense
61
—
41
20
—Total expenses
3,600
1,908
1,604
88
—










Pre-tax earnings (loss)
$            451
$            330
$           161
$                   (8)
$                (32)










  Income tax expense (benefit)
536
58
31
447
—  Earnings (loss) from equity investments
(1)
—
—
(1)
—  Non-controlling interests
31
6
26
(1)
—










Net (loss) earnings attributable to common
shareholders
$          (117)
$            266
$           104
$               (455)
$                (32)










EPS attributable to common shareholders - basic
$         (0.43)


















EPS attributable to common shareholders -
diluted
$         (0.43)


















Weighted average shares - basic
269







Weighted average shares - diluted
270







 FIDELITY NATIONAL FINANCIAL, INC.FOURTH QUARTER SEGMENT INFORMATION(In millions, except per share data)(Unaudited)

Consolidated
Title
F&G
Corporate and
Other
EliminationThree Months Ended




December 31, 2025




Net (loss) earnings attributable to common
shareholders
$               (117)
$                266
$           104
$               (455)
$                (32)










Pre-tax earnings (loss)
$                451
$                330
$           161
$                   (8)
$                (32)










 Non-GAAP Adjustments









  Recognized (gains) and losses, net
62
58
4
—
—  Market related liability adjustments
(22)
—
(22)
—
—  Purchase price amortization
36
13
18
5
—  Transaction and other costs
1
—
1
—
—










Adjusted pre-tax earnings (loss)
$                528
$                401
$           162
$                   (3)
$                (32)










Total non-GAAP, pre-tax adjustments
$                  77
$                  71
$               1
$                    5
$                  —  Income taxes on non-GAAP adjustments
(17)
(17)
1
(1)
—  Non-controlling interest on non-GAAP adjustments
(2)
—
(2)
—
—  Deferred tax asset valuation allowance
(30)
(14)
—
(16)
—  Distribution of F&G deferred tax adjustment
471
—
—
471
—Total non-GAAP adjustments
$                499
$                  40
$             —
$                459
$                  —










Adjusted net earnings (loss) attributable to
common shareholders
$                382
$                306
$           104
$                    4
$                (32)










Adjusted EPS attributable to common
shareholders - diluted
$               1.41







 FIDELITY NATIONAL FINANCIAL, INC.FOURTH QUARTER SEGMENT INFORMATION(In millions, except per share data)(Unaudited)

Consolidated
Title
F&G
Corporate and
Other
EliminationThree Months Ended




December 31, 2024




Direct title premiums
$            625
$            625
$             —
$                  —
$                  —Agency title premiums
787
787
—
—
—Escrow, title related and other fees
1,766
560
1,169
37
—Total title and escrow
3,178
1,972
1,169
37
—










Interest and investment income
816
97
707
40
(28)Recognized gains and losses, net
(373)
(57)
(317)
1
—Total revenue
3,621
2,012
1,559
78
(28)










Personnel costs
832
709
81
42
—Agent commissions
606
606
—
—
—Other operating expenses
406
327
54
25
—Benefits & other policy reserve changes
927
—
927
—
—Market risk benefit (gains) losses
(105)
—
(105)
—
—Depreciation and amortization
194
35
152
7
—Provision for title claim losses
64
64
—
—
—Interest expense
57
—
38
19
—Total expenses
2,981
1,741
1,147
93
—










Pre-tax earnings (loss)
$            640
$            271
$           412
$                (15)
$                (28)










  Income tax expense (benefit)
144
75
85
(16)
—  Earnings from equity investments
12
12
—
—
—  Non-controlling interests
58
5
53
—
—










Net earnings (loss) attributable to common
shareholders
$            450
$            203
$           274
$                    1
$                (28)










EPS attributable to common shareholders - basic
$           1.65


















EPS attributable to common shareholders -
diluted
$           1.65


















Weighted average shares - basic
272







Weighted average shares - diluted
273







 FIDELITY NATIONAL FINANCIAL, INC.FOURTH QUARTER SEGMENT INFORMATION(In millions, except per share data)(Unaudited)

Consolidated
Title
F&G
Corporate and
Other
Elimination Three Months Ended




December 31, 2024




Net earnings (loss) attributable to common
shareholders
$                450
$                203
$                274
$                    1
$                (28)










Pre-tax earnings (loss)
$                640
$                271
$                412
$                 (15)
$                (28)










Non-GAAP Adjustments









  Recognized (gains) and losses, net
23
57
(33)
(1)
—  Market related liability adjustments
(233)
—
(233)
—
—  Purchase price amortization
38
15
21
2
—  Pension retirement charge
(1)
—
—
(1)
—  Immediately vested stock compensation expense
12
—
—
12
—  Transaction costs
19
—
19
—
—










Adjusted pre-tax earnings (loss)
$                498
$                343
$                186
$                   (3)
$                (28)










Total non-GAAP, pre-tax adjustments
$              (142)
$                  72
$              (226)
$                  12
$                  —  Income taxes on non-GAAP adjustments
28
(17)
48
(3)
—  Non-controlling interest on non-GAAP
adjustments
27
—
27
—
—  Deferred tax asset valuation allowance
3
5
—
(2)
—Total non-GAAP adjustments
$                (84)
$                  60
$              (151)
$                    7
$                  —










Adjusted net earnings (loss) attributable to
common shareholders
$                366
$                263
$                123
$                    8
$                (28)










Adjusted EPS attributable to common
shareholders - diluted
$               1.34







 FIDELITY NATIONAL FINANCIAL, INC.YTD SEGMENT INFORMATION(In millions, except per share data)(Unaudited)

Consolidated
Title
F&G
Corporate and
Other
EliminationTwelve Months Ended




December 31, 2025




Direct title premiums
$        2,574
$         2,574
$          —
$               —
$                  —Agency title premiums
3,250
3,250
—
—
—Escrow, title related and other fees
5,444
2,381
2,884
179
—Total title and escrow
11,268
8,205
2,884
179
—










Interest and investment income
3,237
363
2,837
154
(117)Recognized gains and losses, net
(60)
(78)
10
8
—Total revenue
14,445
8,490
5,731
341
(117)










Personnel costs
3,437
2,983
293
161
—Agent commissions
2,518
2,518
—
—
—Other operating expenses
1,615
1,353
156
106
—Benefits & other policy reserve changes
3,963
—
3,963
—
—Market risk benefit (gains) losses
167
—
167
—
—Depreciation and amortization
844
147
665
32
—Provision for title claim losses
262
262
—
—
—Interest expense
242
—
164
78
—Total expenses
13,048
7,263
5,408
377
—










Pre-tax earnings (loss) from continuing operations
$        1,397
$         1,227
$       323
$             (36)
$              (117)










  Income tax expense (benefit)
753
283
52
418
—  Earnings (loss) from equity investments
35
39
—
(4)
—  Non-controlling interests
77
23
54
—
—










Net earnings (loss) attributable to common
shareholders
$            602
$            960
$       217
$           (458)
$              (117)










EPS attributable to common shareholders - basic
$           2.22


















EPS attributable to common shareholders -
diluted
$           2.21


















Weighted average shares - basic
271







Weighted average shares - diluted
272







 FIDELITY NATIONAL FINANCIAL, INC.YTD SEGMENT INFORMATION(In millions, except per share data)(Unaudited)

Consolidated
Title
F&G
Corporate and
Other
EliminationTwelve Months Ended




December 31, 2025




Net earnings (loss) attributable to common
shareholders
$                602
$                960
$           217
$              (458)
$              (117)










Pre-tax earnings (loss)
$             1,397
$             1,227
$           323
$                (36)
$              (117)










Non-GAAP Adjustments









  Recognized (gains) and losses, net
250
78
180
(8)
—  Market related liability adjustments
28
—
28
—
—  Purchase price amortization
146
54
80
12
—  Transaction and other costs
20
—
16
4
—










Adjusted pre-tax earnings (loss)
$             1,841
$             1,359
$           627
$                (28)
$              (117)










Total non-GAAP, pre-tax adjustments
$                444
$                132
$           304
$                    8
$                  —  Income taxes on non-GAAP adjustments
(95)
(32)
(61)
(2)
—  Deferred tax asset valuation allowance
(22)
(6)
—
(16)
—  Non-controlling interest on non-GAAP adjustments
(48)
—
(48)
—
—  Distribution of F&G deferred tax adjustment
$                471
$                  —
$             —
$                471
$                  —Total non-GAAP adjustments
$                750
$                  94
$           195
$                461
$                  —










Adjusted net earnings (loss) attributable to
common shareholders
$             1,352
$             1,054
$           412
$                    3
$              (117)










Adjusted EPS attributable to common shareholders
- diluted
$               4.97







 FIDELITY NATIONAL FINANCIAL, INC.YTD SEGMENT INFORMATION(In millions, except per share data)(Unaudited)





F&G



Twelve Months Ended
Consolidated
Title

Corporate and
Other
EliminationDecember 31, 2024




Direct title premiums
$        2,200
$        2,200
$                  —
$                  —
$                  —Agency title premiums
2,953
2,953
—
—
—Escrow, title related and other fees 
5,321
2,196
2,941
184
—Total title and escrow
10,474
7,349
2,941
184
—










Interest and investment income
3,124
359
2,719
154
(108)Recognized gains and losses, net
83
(6)
84
5
—Total revenue
13,681
7,702
5,744
343
(108)










Personnel costs
3,148
2,695
296
157
—Agent commissions
2,287
2,287
—
—
—Other operating expenses
1,558
1,251
203
104
—Benefits & other policy reserve changes
3,791
—
3,791
—
—Market risk benefit (gains) losses
(25)
—
(25)
—
—Depreciation and amortization
739
141
569
29
—Provision for title claim losses
232
232
—
—
—Interest expense
209
—
132
77
—Total expenses
11,939
6,606
4,966
367
—










Pre-tax earnings (loss)
$        1,742
$        1,096
$                778
$                (24)
$              (108)










  Income tax expense (benefit)
367
265
136
(34)
—  Earnings from equity investments
16
16
—
—
—  Non-controlling interests
121
17
104
—
—










Net earnings (loss) attributable to common
shareholders
$        1,270
$           830
$                538
$                  10
$              (108)










EPS attributable to common shareholders - basic
$          4.69







EPS attributable to common shareholders -
diluted
$          4.65


















Weighted average shares - basic
271







Weighted average shares - diluted
273







 FIDELITY NATIONAL FINANCIAL, INC.YTD SEGMENT INFORMATION(In millions, except per share data)(Unaudited)


Consolidated
Title
F&G
Corporate and
Other
EliminationTwelve Months Ended




December 31, 2024




Net earnings (loss) attributable to common
shareholders
$             1,270
$                830
$           538
$                  10
$              (108)










Pre-tax earnings (loss)
$             1,742
$             1,096
$           778
$                 (24)
$              (108)










Non-GAAP Adjustments









  Recognized (gains) and losses, net
28
6
27
(5)
—  Market related liability adjustments
(214)
—
(214)
—
—  Purchase price amortization
153
59
84
10
—  Pension retirement charge
(1)
—
—
(1)
—  Immediately vested stock compensation expense
12
—
—
12
—  Transaction costs
17
—
16
1
—










Adjusted pre-tax earnings (loss)
$             1,737
$             1,161
$           691
$                   (7)
$              (108)










Total non-GAAP, pre-tax adjustments
$                   (5)
$                  65
$            (87)
$                  17
$                  —  Income taxes on non-GAAP adjustments
1
(16)
21
(4)
—  Deferred tax asset valuation allowance
(4)
(2)
—
(2)
—  Non-controlling interest on non-GAAP adjustments
3
—
3
—
—Total non-GAAP adjustments
$                   (5)
$                  47
$            (63)
$                  11
$                  —










Adjusted net earnings (loss) attributable to
common shareholders
$             1,265
$                877
$           475
$                  21
$              (108)










Adjusted EPS attributable to common
shareholders - diluted
$               4.63







 FIDELITY NATIONAL FINANCIAL, INC.SUMMARY BALANCE SHEET INFORMATION(In millions)


December 31,
2025
December 31,
2024

(Unaudited)
(Unaudited)Cash and investment portfolio

$         75,831

$         67,094Goodwill

5,272

5,271Title plant

424

420Total assets

109,014

95,263Notes payable

4,400

4,321Reserve for title claim losses

1,700

1,713Secured trust deposits

731

551Accumulated other comprehensive (loss) earnings

(1,678)

(2,052)Non-controlling interests

1,548

778Total equity and non-controlling interests

8,972

8,532Total equity attributable to common shareholders

7,424

7,754Non-GAAP Measures and Other InformationTitle SegmentThe table below reconciles pre-tax title earnings to adjusted pre-tax title earnings.
Three Months Ended

Twelve Months Ended(Dollars in millions)December 31,
2025
December 31,
2024

December 31,
2025December 31,
2024Pre-tax earnings $             330
$             271

$               1,227$               1,096Non-GAAP adjustments before taxes






  Recognized (gains) and losses, net58
57

786  Purchase price amortization13
15

5459Total non-GAAP adjustments71
72

13265Adjusted pre-tax earnings $             401
$             343

$               1,359$               1,161Adjusted pre-tax margin17.5 %
16.6 %

15.9 %15.1 % FIDELITY NATIONAL FINANCIAL, INC.QUARTERLY OPERATING STATISTICS(Unaudited)


Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024Quarterly Opened Orders ('000's except % data)Total opened orders*
332
370
366
343
299
352
344
315Total opened orders per day*
5.3
5.8
5.8
5.6
4.7
5.5
5.5
5.1Purchase % of opened orders
65 %
70 %
76 %
75 %
72 %
73 %
80 %
79 %Refinance % of opened orders
35 %
30 %
24 %
25 %
28 %
27 %
20 %
21 %Total closed orders*
259
250
246
201
232
232
229
186Total closed orders per day*
4.1
3.9
3.9
3.3
3.7
3.6
3.6
3.0Purchase % of closed orders
65 %
74 %
75 %
75 %
72 %
77 %
81 %
79 %Refinance % of closed orders
35 %
26 %
25 %
25 %
28 %
23 %
19 %
21 %
















Commercial (millions, except orders in '000's)Total commercial revenue
$      479
$       389
$       333
$       293
$      376
$       290
$       273
$       238Total commercial opened orders
51.4
54.8
54.1
52.6
47.5
50.8
50.7
48.7Total commercial closed orders
32.9
30.8
29.6
26.0
28.9
25.9
25.7
24.3
















National commercial revenue
$      277
$       209
$       178
$       149
$      208
$       151
$       145
$       123National commercial opened orders
22.5
24.3
23.7
22.7
20.7
21.9
21.4
19.4National commercial closed orders
14.2
13.1
12.0
10.2
11.8
10.4
9.8
9.2
















Total Fee Per FileFee per file
$   4,099
$    3,994
$    3,894
$    3,761
$   3,909
$    3,708
$    3,759
$    3,555Residential fee per file
$   2,722
$    2,908
$    3,001
$    2,776
$   2,772
$    2,881
$    2,995
$    2,746Total commercial fee per file
$ 14,600
$  12,600
$  11,300
$  11,300
$ 13,000
$  11,200
$  10,600
$    9,800National commercial fee per file
$ 19,500
$  16,000
$  14,900
$  14,600
$ 17,600
$  14,500
$  14,800
$  13,400
















Total StaffingTotal field operations employees
10,600
10,600
10,500
10,200
10,300
10,400
10,300
10,000
















Actual title claims paid ($ millions)
$        80
$         58
$         66
$         65
$        75
$         64
$         70
$         70Title Segment (continued)FIDELITY NATIONAL FINANCIAL, INC.MONTHLY TITLE ORDER STATISTICS


Direct Orders Opened *
Direct Orders Closed *Month
 / (% Purchase)
 / (% Purchase)October 2025

130,00065 %

94,00066 %November 2025

101,00066 %

76,00065 %December 2025

101,00064 %

89,00066 %






Fourth Quarter 2025

332,00065 %

259,00065 %


Direct Orders Opened *
Direct Orders Closed *Month
 / (% Purchase)
 / (% Purchase)October 2024

121,00071 %

85,00070 %November 2024

90,00074 %

72,00073 %December 2024

88,00072 %

75,00074 %






Fourth Quarter 2024

299,00072 %

232,00072 %* Includes an immaterial number of non-purchase and non-refinance ordersF&G SegmentThe table below reconciles net earnings (loss) attributable to common shareholders to adjusted net earnings attributable to common shareholders.  The F&G Segment is reported net of noncontrolling minority interest.
Three Months Ended

Twelve Months Ended(Dollars in millions)December 31,
2025
December 31,
2024

December 31,
2025
December 31,
2024Net earnings (loss) attributable to common
shareholders $                 104
$                 274

$                 217
$                 538Non-GAAP adjustments(1):







Recognized (gains) losses, net4
(33)

180
27Market related liability adjustments(22)
(233)

28
(214)Purchase price amortization18
21

80
84Transaction and other costs1
19

16
16Income taxes on non-GAAP adjustments1
48

(61)
21Non-controlling interest on non-GAAP adjustments(2)
27

(48)
3Adjusted net earnings (loss) attributable to common
shareholders(1)$                 104
$                 123

$                 412
$                 475F&G Segment adjusted net earnings were $104 million for the fourth quarter of 2025. Investment income from alternative investments was $53 million, or $0.20 per share, below management's long-term expected return of approximately 10%F&G Segment adjusted net earnings of $123 million for the fourth quarter of 2024 included income of $6 million, or $0.02 per share, from actuarial model refinements and other items. Investment income from alternative investments was $27 million, or $0.10 per share, below management's long-term expected return of approximately 10%F&G Segment adjusted net earnings of $412 million for the full year 2025 included income from $13 million, or $0.05 per share, reinsurance true-up adjustment, $8 million, or $0.03 per share, tax valuation allowance benefit and $3 million, or $0.01 per share, of actuarial reserve release. Investment income from alternative investments was $228 million, or $0.84 per share, below management's long-term expected return of approximately 10%F&G Segment adjusted net earnings of $475 million for the full year 2024 included expense from $24 million, or $0.09 per share, of actuarial model updates and refinements; partially offset by income from $12 million, or $0.04 per share, tax valuation allowance benefit and $5 million, or $0.02 per share, of other income items. Investment income from alternative investments was $123 million, or $0.45 per share, below management's long-term expected return of approximately 10%Footnotes:
1.Non-GAAP financial measure. See the Non-GAAP Measures section below for additional information.F&G Segment (continued)The table below provides a summary of sales highlights.

Three months ended

Year ended(In millions)
December 31,
2025
December 31,
2024

December 31,
2025
December 31,
2024









Indexed annuities ("FIA/RILA")
$               1,876
$               1,797

$               6,703
$               6,729Indexed universal life ("IUL")
53
41

190
166Pension risk transfer ("PRT")
832
983

2,126
2,242Subtotal: Core sales
2,761
2,821

9,019
9,137Fixed rate annuities ("MYGA")
356
648

3,794
5,105Funding agreements ("FABN/FHLB")
275
—

1,825
1,020Subtotal: Opportunistic sales(2)
631
648

5,619
6,125Gross sales(1)
3,392
3,469

14,638
15,262Sales attributable to flow reinsurance to third
parties(3)
(1,088)
(1,031)

(4,609)
(4,691)Net sales(1)
2,304
2,438

10,029
10,571

Footnotes:
1.Non-GAAP financial measure. See the Non-GAAP Measures section below for additional information.2.Opportunistic sales volumes fluctuate quarter to quarter depending on economics and market opportunity as we prioritize allocating capital to the highest return opportunities3.Sales attributable to flow reinsurance to third parties includes the reinsurance sidecarDEFINITIONS   The following represents the definitions of non-GAAP measures used by the Company.Adjusted Net Earnings attributable to common shareholdersAdjusted net earnings attributable to common shareholders is a non-GAAP economic measure we use to evaluate financial performance each period. Adjusted net earnings attributable to common shareholders is calculated by adjusting net earnings (loss) attributable to common shareholders to eliminate:i. Recognized (gains) and losses, net: the impact of net investment gains/losses, including changes in allowance for expected credit losses and other than temporary impairment ("OTTI") losses, recognized in operations; and the effects of changes in fair value of the reinsurance related embedded derivative and other derivatives, including interest rate swaps and forwards;ii. Market related liability adjustments: the impacts related to changes in the fair value, including both realized and unrealized gains and losses, of index product related derivatives and embedded derivatives, net of hedging cost; the impact of initial pension risk transfer deferred profit liability losses, including amortization from previously deferred pension risk transfer deferred profit liability losses; and the changes in the fair value of market risk benefits by deferring current period changes and amortizing that amount over the life of the market risk benefit;iii. Purchase price amortization: the impacts related to the amortization of certain intangibles (internally developed software, trademarks and value of distribution asset and the change in fair value of liabilities recognized as a result of acquisition activities);iv. Transaction costs: the impacts related to acquisition, integration and merger related items;v. Certain income tax adjustments: the impacts related to unusual tax items that do not reflect our core operating performance such as the establishment or reversal of significant deferred tax asset valuation allowances in our Title and Corporate and Other segments;vi. Other and "non-recurring," "infrequent" or "unusual items": Other adjustments include removing any charges associated with U.S. guaranty fund assessments as these charges neither relate to the ordinary course of the Company's business nor reflect the Company's underlying business performance, but result from external situations not controlled by the Company. Further, Management excludes certain items determined to be "non-recurring," "infrequent" or "unusual" from adjusted net earnings when incurred if it is determined these expenses are not a reflection of the core business and when the nature of the item is such that it is not reasonably likely to recur within two years and/or there was not a similar item in the preceding two years;vii. Non-controlling interest on non-GAAP adjustments: the portion of the non-GAAP adjustments attributable to the equity interest of entities that FNF does not wholly own; andviii. Income taxes: the income tax impact related to the above-mentioned adjustments is measured using an effective tax rate, as appropriate by tax jurisdictionWhile these adjustments are an integral part of the overall performance of FNF, market conditions and/or the non-operating nature of these items can overshadow the underlying performance of the core business. Accordingly, management considers this to be a useful measure internally and to investors and analysts in analyzing the trends of our operations. Adjusted net earnings should not be used as a substitute for net earnings (loss). However, we believe the adjustments made to net earnings (loss) in order to derive adjusted net earnings provide an understanding of our overall results of operations.Assets Under Management (AUM)AUM is comprised of the following components and is reported net of reinsurance assets ceded in accordance with GAAP:i. total invested assets at amortized cost, excluding investments in unconsolidated affiliates, owned distribution and derivatives;ii. investments in unconsolidated affiliates at carrying value;iii. related party loans and investments;iv. accrued investment income;v. the net payable/receivable for the purchase/sale of investments; andvi. cash and cash equivalents excluding derivative collateral at the end of the period.Management considers this non-GAAP financial measure to be useful internally and to investors and analysts when assessing the size of our investment portfolio that is retained.AUM before Flow ReinsuranceAUM before Flow Reinsurance is comprised of components consistent with AUM, but also includes flow reinsured assets.Management considers this non-GAAP financial measure to be useful internally and to investors and analysts when assessing the size of our investment portfolio including reinsured assets.Average Assets Under Management (AAUM)AAUM is calculated as AUM at the beginning of the period and the end of each month in the period, divided by the total number of months in the period plus one.Management considers this non-GAAP financial measure to be useful internally and to investors and analysts when assessing the rate of return on retained assets.Sales Annuity, IUL, funding agreement and non-life contingent PRT sales are not derived from any specific GAAP income statement accounts or line items and should not be viewed as a substitute for any financial measure determined in accordance with GAAP. Sales from these products are recorded as deposit liabilities (i.e., contractholder funds) within the Company's consolidated financial statements in accordance with GAAP. Life contingent PRT sales are recorded as premiums in revenues within the consolidated financial statements. Management believes that presentation of sales, as measured for management purposes, enhances the understanding of our business and helps depict longer term trends that may not be apparent in the results of operations due to the timing of sales and revenue recognition.



View original content:https://www.prnewswire.com/news-releases/fnf-reports-fourth-quarter-and-full-year-2025-financial-results-302693119.htmlSOURCE Fidelity National Financial, Inc.

Original: FNF Reports Fourth Quarter and Full Year 2025 Financial Results

Fidelity National Financial Announces Fourth Quarter and Full Year 2025 Earnings Release and Conference CallFebruary 5, 2026 4:15 PM
PR Newswire (US)

JACKSONVILLE, Fla., Feb. 5, 2026 /PRNewswire/ -- Fidelity National Financial, Inc. (NYSE: FNF) (FNF), a leading provider of title insurance and transaction services to the real estate and mortgage industries and a leading provider of insurance solutions serving retail annuity and life customers and institutional clients through its majority-owned, publicly traded subsidiary F&G Annuities & Life, Inc. (NYSE: FG) (F&G), will release fourth quarter and full year 2025 earnings after the close of regular market trading on Thursday, February 19, 2026.A webcast and conference call to discuss the results will follow at 11:00 a.m. Eastern Time on Friday, February 20, 2026. Additional information about the quarterly financial results, including the earnings release, will be available on FNF's Investor Relations website at investor.fnf.com.Webcast, Conference Call and Replay InformationThe event can be accessed in the following ways:Live Webcast: Register and access the webcast on FNF's Investor Relations website at investor.fnf.comConference Call: Dial 1-877-407-0784 (U.S.) or 1-201-689-8560 (International)Replay: A webcast replay will be available on FNF's Investor Relations website after the live eventAbout Fidelity National Financial, Inc.
Fidelity National Financial, Inc. (NYSE: FNF) is a leading provider of title insurance and transaction services to the real estate and mortgage industries, and a leading provider of insurance solutions serving retail annuity and life customers and institutional clients through its majority owned subsidiary F&G Annuities & Life, Inc. (NYSE: FG). FNF is the nation's largest title insurance company through its title insurance underwriters - Fidelity National Title, Chicago Title, Commonwealth Land Title, Alamo Title and National Title of New York - that collectively issue more title insurance policies than any other title company in the United States. More information about FNF can be found at www.fnf.com.FNF-G



View original content:https://www.prnewswire.com/news-releases/fidelity-national-financial-announces-fourth-quarter-and-full-year-2025-earnings-release-and-conference-call-302680636.htmlSOURCE Fidelity National Financial, Inc.

Original: Fidelity National Financial Announces Fourth Quarter and Full Year 2025 Earnings Release and Conference Call

These vaccine shills can't stand it when someone tells the truth about vaccines pic.twitter.com/MRJiBLILby— Died Suddenly (@DiedSuddenly_) May 10, 2025 $FNF

$FNF is only worth $28.70 per share. Too much debt Total Debt (mrq) $4.39B

Dividend Payout soon for Cash Dividend of .45? 12.30
Ex-Date passed. 12.15

I'll call by next week. Lots of input for App. May make an appointment for two bird one stone deal on planning.
Testing complete.

Fidelity National Financial Announces Record Date, Distribution Ratio, and Distribution Date for Distribution of Approximately 15% of the Shares of F&G Annuities & Life, Inc. to FNF Shareholders (11/10/22)

JACKSONVILLE, Fla., Nov. 10, 2022 /PRNewswire/ – Fidelity National Financial, Inc. (NYSE: FNF) ("FNF" or the "Company"), a leading provider of title insurance and transaction services to the real estate and mortgage industries and a leading provider of insurance solutions serving retail annuity and life customers and institutional clients through FNF's wholly-owned subsidiary, F&G Annuities & Life, Inc. ("F&G"), today announced that its Board of Directors has set the record date, the distribution ratio and the expected distribution date for the pro rata distribution of approximately 15% of the outstanding shares of common stock of F&G to FNF shareholders. Following the distribution, FNF will retain control of F&G through an approximately 85% equity ownership stake.

The record date for determining the FNF shareholders entitled to receive shares of F&G common stock in the distribution will be the close of business on November 22, 2022.

FNF shareholders will receive 68 shares of F&G common stock for every 1,000 shares of FNF common stock held as of the close of business on the record date. The distribution will be made in book-entry form. FNF expects the distribution to occur on December 1, 2022. FNF shareholders will not be required to take any action in order to receive the F&G distribution, meaning that FNF shareholders will not have to surrender or exchange any shares of FNF common stock in order to receive F&G common stock.

The distribution of shares of F&G common stock (and cash in lieu of any fractional shares) will be treated as a taxable distribution for U.S. federal income tax purposes. Any holder of record who sells their shares of FNF common stock on or before the distribution date of December 1, 2022 will be selling their entitlement to shares of F&G common stock to the buyer of their shares of FNF common stock. Holders are encouraged to consult with their financial and tax advisors regarding consequences of buying, selling or holding any securities, including those described in this news release.

Currently, there is no trading market for shares of F&G common stock. F&G is seeking to list its common stock on the New York Stock Exchange (the "NYSE") under the symbol "FG" subject to its being in compliance with all applicable listing standards on the date it begins trading on the NYSE. F&G intends to satisfy all the requirements for that listing. The Company expects that F&G common stock will commence trading on a "when-issued" basis on the NYSE under the symbol "FG WI" one business day prior to the record date. "Regular-way" trading of F&G common stock on the NYSE is expected to begin on December 1, 2022 under the symbol "FG". Following the separation and distribution, FNF will continue to trade on the NYSE under the symbol "FNF."

Completion of the distribution of F&G shares to FNF shareholders is subject to the satisfaction of certain conditions, including that a registration statement on Form 10 filed by F&G with the U.S. Securities and Exchange Commission is declared effective. F&G Annuities & Life, Inc.'s registration statement on Form 10, including amendments thereto, can be found at www.sec.gov.

About Fidelity National Financial, Inc.

Fidelity National Financial, Inc. (NYSE: FNF) is a leading provider of title insurance and transaction services to the real estate and mortgage industries. FNF is the nation's largest title insurance company through its title insurance underwriters - Fidelity National Title, Chicago Title, Commonwealth Land Title, Alamo Title and National Title of New York - that collectively issue more title insurance policies than any other title company in the United States. More information about FNF can be found at www.fnf.com.

About F&G

F&G is part of the FNF family of companies. F&G is committed to helping Americans turn their aspirations into reality. F&G is a leading provider of insurance solutions serving retail annuity and life customers and institutional clients and is headquartered in Des Moines, Iowa. For more information, please visit www.fglife.com.

https://www.prnewswire.com/news-releases/fidelity-national-financial-announces-record-date-distribution-ratio-and-distribution-date-for-distribution-of-approximately-15-of-the-shares-of-fg-annuities--life-inc-to-fnf-shareholders-301673776.html

$FNF Check their Website for Further Updates!


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There are apparently no other moderators and I have been removed from Moderation? Re-Applied. Thanks IHUB $AVFCF!

Moving on up!

For more $FNF Filings check the OTCM Financials Section
Scroll Down For Disclosures, They Update Often.

Recent Filings List


Statement of Changes in Beneficial Ownership (4)
August 31 2021 - 11:12AM
Edgar (US Regulatory)

https://ih.advfn.com/stock-market/NYSE/fidelity-national-financ-FNF/stock-news/85948755/statement-of-changes-in-beneficial-ownership-4



U.S. insurance stocks already priced in Hurricane Ida - BofA

https://ih.advfn.com/stock-market/NYSE/fidelity-national-financ-FNF/stock-news/85936747/u-s-insurance-stocks-already-priced-in-hurricane



Statement of Changes in Beneficial Ownership (4)
August 27 2021 - 09:41AM
Edgar (US Regulatory)

https://ih.advfn.com/stock-market/NYSE/fidelity-national-financ-FNF/stock-news/85929675/statement-of-changes-in-beneficial-ownership-4



Current Report Filing (8-k)
August 03 2021 - 04:23PM

https://ih.advfn.com/stock-market/NYSE/fidelity-national-financ-FNF/stock-news/85745212/current-report-filing-8-k



FNF Reports Second Quarter 2021 Diluted EPS from Continuing Operations of $1.90 and Adjusted Diluted EPS from Continuing Operations of $2.06, Pre-Tax Title Margin of 21.5% and Adjusted Pre-Tax Title Margin of 22.7%
August 03 2021 - 04:17PM
PR Newswire (US)

https://ih.advfn.com/stock-market/NYSE/fidelity-national-financ-FNF/stock-news/85744997/fnf-reports-second-quarter-2021-diluted-eps-from-c

Been a Good ten years for your shares I hope?

Considering how dividends have risen to .40 Very Nice.

$FCASH So Fast! Or as Slow and Steady as Financiers Select!

Fast!
Slow!
Slow! Fast!
BOTH!

$FNF! For Those Tickers That Don't-Tick-with-other-Brokers!

Good Afternoon $FNF $ADVFN!

Fidelity has Recently Upped their Dividends from .34 per share to .40 per share!

Sure can and this is the Fidelity ticker I believe.

you might want to make an account soon it is already at .03

is this Fidelity Brokerage? if so can someone check to see if MSMY can be purchased because it had a stop sign and now it is removed. Fidelity does not allow to buy pink penny with stop sign.

Thank you.

WELL WELL back to 40$....

50$ next 12 mo......

Well you liked fnf @ 48, Dam sure like it here @ 34!!!! BUY BUY BUY

GCLT, the latest strategic partner with FNF
Fidelity National Title Signs Service Agreement With GainClients, Inc.
https://ca.finance.yahoo.com/news/fidelity-national-title-signs-agreement-120000518.html?soc_src=social-sh&soc_trk=ma

Dose anyone know what the charts are saying? Are we searching for a new bottom on our way to 40.00 or are we sideways from here?

I am thinking about buying some FNFV. What do you people think about FNFV? T.I.A.

It was great that FNF bought back LPS after spinning it off years ago. That was a nice Bonus!

http://ih.advfn.com/p.php?pid=nmona&article=60537171

Things are still looking as strong as ever.

My wife now works for one of the spinoffs now FIS.

Still hold all shares and have reinvested all dividends.

This has been a great investment. Bought back in 1995.

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Y! Headlines ~ http://finance.yahoo.com/q/h?s=FNF+Headlines
Y! Summary ~ http://finance.yahoo.com/q?s=FNF
Y! Historical Prices ~ http://finance.yahoo.com/q/hp?s=FNF+Historical+Prices
Y! Order Book ~ http://finance.yahoo.com/q/ecn?s=FNF+Order+Book
Y! Message Boards ~ http://messages.finance.yahoo.com/mb/FNF
Y! Market Pulse ~ http://finance.yahoo.com/marketpulse/FNF
Y! Technical Analysis ~ http://finance.yahoo.com/q/ta?s=FNF+Basic+Tech.+Analysis
Y! < Analyst Coverage >
Y! Analyst Opinion ~ http://finance.yahoo.com/q/ao?s=FNF+Analyst+Opinion
Y! Analyst Estimates ~ http://finance.yahoo.com/q/ae?s=FNF+Analyst+Estimates
Y! Research Reports ~ http://finance.yahoo.com/q/rr?s=FNF+Research+Reports
Y! Star Analysts ~ http://finance.yahoo.com/q/sa?s=FNF+Star+Analysts
Y! < Ownership >
Y! Major Holders ~ http://finance.yahoo.com/q/mh?s=FNF+Major+Holders
Y! Insider Transactions ~ http://finance.yahoo.com/q/it?s=FNF+Insider+Transactions
Y! Insider Roster ~ http://finance.yahoo.com/q/ir?s=FNF+Insider+Roster
Y! < Financials >
Y! Income Statement ~ http://finance.yahoo.com/q/is?s=FNF+Income+Statement&annual
Y! Balance Sheet ~ http://finance.yahoo.com/q/bs?s=FNF+Balance+Sheet&annual
Y! Cash Flow ~ http://finance.yahoo.com/q/cf?s=FNF+Cash+Flow&annual


FINVIZ ~ http://finviz.com/quote.ashx?t=FNF&ty=c&ta=0&p=d


Investorshub Trades ~ http://ih.advfn.com/p.php?pid=trades&symbol=FNF
Investorshub Board Search ~ http://investorshub.advfn.com/boards/getboards.aspx?searchstr=FNF
Investorshub PostStream ~ http://investorshub.advfn.com/boards/poststream.aspx?ticker=FNF
Investorshub Messages ~ http://investorshub.advfn.com/boards/msgsearch.aspx?SearchStr=FNF
Investorshub Videos ~ http://ih.advfn.com/p.php?pid=ihvse&ihvqu=FNF
Investorshub News ~ http://ih.advfn.com/p.php?pid=news&btn=s_ok&ctl00%24sb3%24tbq1=Get+Quote&as_values_IH=&ctl00%24sb3%24stb1=Search+iHub&symbol=FNF&s_ok=OK&from_month=3&from_day=15&from_year=2012&order=desc&selsrc%5B%5D=prnca&selsrc%5B%5D=prnus&selsrc%5B%5D=zacks&selsrc%5B%5D=money2&selsrc%5B%5D=djn&selsrc%5B%5D=bw&selsrc%5B%5D=globe&selsrc%5B%5D=edgar&selsrc%5B%5D=mwus&force=1&last_ts=1331855999&p_n=1&p_count=&p_ts=1331794260


CandlestickChart ~ http://www.candlestickchart.com/cgi/chart.cgi?symbol=FNF&exchange=US


Barchart Quote ~ http://barchart.com/quotes/stocks/FNF?
Barchart Detailed Quote ~ http://barchart.com/detailedquote/stocks/FNF
Barchart Options Quotes ~ http://barchart.com/options/stocks/FNF
Barchart Technical Chart ~ http://barchart.com/charts/stocks/FNF&style=technical
Barchart Interactive Chart ~ http://barchart.com/charts/stocks/FNF&style=interactive
Barchart Technical Analysis ~ http://barchart.com/technicals/stocks/FNF
Barchart Trader's Cheat Sheet ~ http://barchart.com/cheatsheet.php?sym=FNF
Barchart Barchart Opinion ~ http://barchart.com/opinions/stocks/FNF
Barchart Snapshot Opinion ~ http://barchart.com/snapopinion/stocks/FNF
Barchart News Headlines ~ http://barchart.com/news/stocks/FNF
Barchart Profile ~ http://barchart.com/profile//FNF
Barchart Key Statistics ~ http://barchart.com/profile.php?sym=FNF&view=key_statistics


OTC: American Bulls ~ http://www.americanbulls.com/StockPage.asp?CompanyTicker=FNF&MarketTicker=OTC&TYP=S
NASDAQ: American Bulls ~ http://www.americanbulls.com/StockPage.asp?CompanyTicker=FNF&MarketTicker=NASD&TYP=S
NYSE: American Bulls ~ http://www.americanbulls.com/StockPage.asp?CompanyTicker=FNF&MarketTicker=NYSE&Typ=S


Marketwatch Profile ~ http://www.marketwatch.com/investing/stock/FNF/profile
Marketwatch Analyst Estimates ~ http://www.marketwatch.com/investing/stock/FNF/analystestimates
Marketwatch Historical Quotes ~ http://www.marketwatch.com/investing/stock/FNF/historical
Marketwatch Financials ~ http://www.marketwatch.com/investing/stock/FNF/financials
Marketwatch Overview ~ http://www.marketwatch.com/investing/stock/FNF
Marketwatch SEC Filings ~ http://www.marketwatch.com/investing/stock/FNF/secfilings
Marketwatch Picks ~ http://www.marketwatch.com/investing/stock/FNF/picks
Marketwatch Hulbert ~ http://www.marketwatch.com/investing/stock/FNF/hulbert
Marketwatch Insider Actions ~ http://www.marketwatch.com/investing/stock/FNF/insideractions
Marketwatch Options ~ http://www.marketwatch.com/investing/stock/FNF/options
Marketwatch Charts ~ http://www.marketwatch.com/investing/stock/FNF/charts
Marketwatch News ~ http://bigcharts.marketwatch.com/news/symbolsearch/symbolnews.asp?news=markadv&symb=FNF&sid=1795093&framed=False


The Lion ~ http://thelion.com/bin/aio_msg.cgi?cmd=search&msg=&si=1&tw=1&tt=1&rb=1&ih=1&fo=1&iv=1&yf=1&sa=1&fb=1&gg=1&symbol=FNF


Search NYSE ~ http://www.nyse.com/about/listed/lcddata.html?ticker=FNF


StockTA ~ http://www.stockta.com/cgi-bin/analysis.pl?symb=FNF&num1=567&cobrand=&mode=stock


StockHouse ~ http://www.stockhouse.com/financialtools/sn_overview.aspx?qm_symbol=FNF
StockHouse Delayed LII ~ http://www.stockhouse.com/financialtools/sn_level2.aspx?qm_page=46140&qm_symbol=FNF


AlphaTrade ~ http://tools.alphatrade.com/index.php?t1=mc_quote_module&t2=mc_quote_module2&t3=historical&template=historical2html&sym=FNF&client_id=2740&a_width=680&a_height=1000&language=english&showVol=1&chtype=8


Reuters ~ http://www.reuters.com/finance/stocks/companyOfficers?symbol=FNF.PK&WTmodLOC=C4-Officers-5


StockWatch ~ http://www.stockwatch.com/Quote/Detail.aspx?symbol=FNF®ion=U


Search NASDAQ ~ http://www.nasdaq.com/symbol/FNF
NASDAQ Divy History ~ http://www.nasdaq.com/symbol/FNF/dividend-history
NASDAQ Short Interest ~ http://www.nasdaq.com/symbol/FNF/short-interest
NASDAQ Institutional Ownership ~ http://www.nasdaq.com/symbol/FNF/institutional-holdings
NASDAQ FlashQuotes ~ http://www.nasdaq.com/aspx/flashquotes.aspx?symbol=FNF&selected=FNF
NASDAQ InfoQuotes ~ http://www.nasdaq.com/aspx/infoquotes.aspx?symbol=FNF&selected=FNF
NASDAQ After Hours Quote ~ http://www.nasdaq.com/symbol/FNF/after-hours
NASDAQ Pre-Market Quote ~ http://www.nasdaq.com/symbol/FNF/premarket
NASDAQ Historical Quote ~ http://www.nasdaq.com/symbol/FNF/historical
NASDAQ Option Chain ~ http://www.nasdaq.com/symbol/FNF/option-chain
NASDAQ Company Headlines ~ http://www.nasdaq.com/symbol/FNF/news-headlines
NASDAQ Press Releases ~ http://www.nasdaq.com/symbol/FNF/news-headlines
NASDAQ Sentiment ~ http://www.nasdaq.com/symbol/FNF/sentiment
NASDAQ Analyst Summary ~ http://www.nasdaq.com/symbol/FNF/analyst-research
NASDAQ Guru Analysis~ http://www.nasdaq.com/symbol/FNF/guru-analysis
NASDAQ Stock Report ~ http://www.nasdaq.com/symbol/FNF/stock-report
NASDAQ Competitors ~ http://www.nasdaq.com/symbol/FNF/competitors
NASDAQ Stock Consultant ~ http://www.nasdaq.com/symbol/FNF/stock-consultant
NASDAQ Stock Comparison ~ http://www.nasdaq.com/symbol/FNF/stock-comparison
NASDAQ Call Transcripts ~ http://www.nasdaq.com/symbol/FNF/call-transcripts
NASDAQ Annual Reports ~ http://www.nasdaq.com/aspx/annualreport.aspx?symbol=FNF&selected=FNF
NASDAQ Financials ~ http://www.nasdaq.com/symbol/FNF/financials
NASDAQ Revenue & Earnings Per Share (EPS) ~ http://www.nasdaq.com/symbol/FNF/revenue-eps
NASDAQ SEC Filings ~ http://www.nasdaq.com/symbol/FNF/sec-filings
NASDAQ Ownership Summary ~ http://www.nasdaq.com/symbol/FNF/ownership-summary
NASDAQ Institutional Ownership ~ http://www.nasdaq.com/symbol/FNF/institutional-holdings
NASDAQ (SEC Form 4) ~
--------- All Trades ~ http://www.nasdaq.com/symbol/FNF/insider-trades
--------- Buys ~ http://www.nasdaq.com/symbol/FNF/insider-trades/buys
--------- Sells ~ http://www.nasdaq.com/symbol/FNF/insider-trades/sells


The Motley Fool ~ http://caps.fool.com/Ticker/FNF.aspx
The Motley Fool Earnings/Growth ~ http://caps.fool.com/Ticker/FNF/EarningsGrowthRates.aspx?source=itxsittst0000001
The Motley Fool Ratios ~ http://caps.fool.com/Ticker/FNF/Ratios.aspx?source=itxsittst0000001
The Motley Fool Stats ~ http://caps.fool.com/Ticker/FNF/Stats.aspx?source=icasittab0000006
The Motley Fool Historical ~ http://caps.fool.com/Ticker/FNF/Historical.aspx?source=icasittab0000004
The Motley Fool Scorecard ~ http://caps.fool.com/Ticker/FNF/Scorecard.aspx?source=icasittab0000003
The Motley Fool Statements ~ http://caps.fool.com/Ticker/FNF/Statements.aspx?source=icasittab0000009


MSN Money ~ http://investing.money.msn.com/investments/stock-ratings?symbol=FNF


YCharts ~ http://ycharts.com/companies/FNF
YCharts Performance ~ http://ycharts.com/companies/FNF/performance
YCharts Dashboard ~ http://ycharts.com/companies/FNF/dashboard


InsideStocks Opinion ~ http://www.insidestocks.com/texpert.asp?sym=FNF&code=XDAILY
InsideStocks Profile ~ http://www.insidestocks.com/profile.asp?sym=FNF&code=XDAILY
InsideStocks Quote ~ http://www.insidestocks.com/quote.asp?sym=FNF&code=XDAILY
InsideStocks Projection ~ http://charts3.barchart.com/procal.asp?sym=FNF


Zacks Quote ~ http://www.zacks.com/stock/quote/FNF
Zacks Estimates ~ http://www.zacks.com/research/report.php?type=estimates&t=FNF
Zacks Company Reports ~ http://www.zacks.com/research/report.php?type=report&t=FNF


Knobias ~ http://knobias.10kwizard.com/files.php?sym=FNF


StockScores ~ http://www.stockscores.com/quickreport.asp?ticker=FNF


Trade-Ideas ~ http://www.trade-ideas.com/StockInfo/FNF/HOT_TOPIC.html


Morningstar ~ http://performance.morningstar.com/stock/performance-return.action?region=USA&t=FNF&culture=en-US
Morningstar Shareholders ~ http://investors.morningstar.com/ownership/shareholders-overview.html?t=FNF®ion=USA&culture=en-us
Morningstar Transcripts~ http://www.morningstar.com/earnings/NoTranscript.aspx?t=FNF®ion=USA
Morningstar Key Ratios ~ http://financials.morningstar.com/ratios/r.html?t=FNF®ion=USA&culture=en-US
Morningstar Executive Compensation ~ http://insiders.morningstar.com/trading/executive-compensation.action?t=FNF®ion=USA&culture=en-us
Morningstar Valuation ~ http://financials.morningstar.com/valuation/price-ratio.html?t=FNF®ion=USA&culture=en-us


CCBN (Thompson Reuters) ~ http://ccbn.aol.com/company.asp?client=aol&ticker=FNF


TradingMarkets ~ http://pr.tradingmarkets.com/?lid=leftPRbox&sym=FNF


OTCBB ~ http://www.otcbb.com/asp/SiteSearch.asp?Criteria=FNF&searcharea=e&image1.x=0&image1.y=0


Insidercow ~ http://www.insidercow.com/history/company.jsp?company=FNF&B1=Search%21


Forbes News ~ http://search.forbes.com/search/find?tab=searchtabgeneraldark&MT=FNF
Forbes Press Releases ~ http://search.forbes.com/search/find?&start=1&tab=searchtabgeneraldark&MT=FNF&pub=businesswire,prnewswire&searchResults=pressRelease&tag=pr&premium=on
Forbes Web ~ http://search.forbes.com/search/web?MT=UNGS&start=1&max=10&searchResults=web&tag=web&sort=null


YouTube Symbol Search ~ http://www.youtube.com/results?search_query=FNF


Buy-Ins ~ http://www.buyins.net/tools/symbol_stats.php?sym=FNF


Quotemedia ~ http://www.quotemedia.com/results.php?qm_page=47556&qm_symbol=FNF


Earnings Whispers ~ http://www.earningswhispers.com/stocks.asp?symbol=FNF

Bloomberg Snapshot ~ http://investing.businessweek.com/research/stocks/snapshot/snapshot.asp?ticker=FNF
Bloomberg People ~ http://investing.businessweek.com/research/stocks/people/people.asp?ticker=FNF

Financial Times ~ http://markets.ft.com/Research/Markets/Tearsheets/Summary?s=FNF

Investorpoint ~ http://www.investorpoint.com/ enter "FNF" and click search.

Hotstocked ~ http://www.hotstocked.com/ enter "FNF" and click search.

Raging Bull ~ http://ragingbull.quote.com/mboard/boards.cgi?board=FNF

Hoovers ~ http://www.hoovers.com/search/company-search-results/100003765-1.html?type=company&term=FNF

DD Machine ~ http://www.ddmachine.com/default.asp?m=stocktool_frame.asp?symbol=FNF

SEC Form 4 ~ http://www.secform4.com/insider/showhistory.php?cik=FNF

OTCBB Pulse ~ http://www.otcbbpulse.com/cgi-bin/pulsequote.cgi?symbol=FNF

Failures To Deliver ~ http://failurestodeliver.com/default2.aspx enter "FNF" and click search.

http://www.coordinatedlegal.com/SecretaryOfState.html

http://regsho.finra.org/regsho-Index.html

http://www.shortsqueeze.com/?symbol=FNF&submit=Short+Quote%99



DTCC (PENSON/TDA) Check - (otc and pinks) - Note ~ I did not check for this chart blast. However, I try and help you to do so with the following links.
IHUB DTCC BOARD SEARCH #1 http://investorshub.advfn.com/boards/msgsearchbyboard.aspx?boardID=18682&srchyr=2011&SearchStr=FNF
IHUB DTCC BOARD SEARCH #2: http://investorshub.advfn.com/boards/msgsearchbyboard.aspx?boardID=14482&srchyr=2011&SearchStr=FNF
Check those searches for recent FNF mentions. If FNF is showing up on older posts and not on new posts found in link below, The DTCC issues may have been addressed and fixed. Always call the broker if your security turns up on any DTCC/PENSON list.
http://investorshub.advfn.com/boards/msgsearchbyboard.aspx?boardID=18682&srchyr=2011&SearchStr=Complete+list
For a complete list see the pinned threads at the top here ---> http://tinyurl.com/TWO-OLD-FARTS



MACDlinks

~ Wednesday! $FNF ~ Q1 Earnings posted, pending or coming soon! In Charts and Links Below!

~ $FNF ~ Earnings expected on Wednesday *
Want more like this? Search Keyword: MACMONEY >>> http://tinyurl.com/MACMONEY <<<
One or more of many earnings sites has alerted this security has or will be posting earnings on or around the day of this message.








http://stockcharts.com/h-sc/ui?s=FNF&p=D&b=3&g=0&id=p88783918276&a=237480049




http://stockcharts.com/h-sc/ui?s=FNF&p=W&b=3&g=0&id=p54550695994



~ Google Finance: http://www.google.com/finance?q=FNF
~ Google Fin Options: hhttp://www.google.com/finance/option_chain?q=FNF#
~ Yahoo! Finance ~ Stats: http://finance.yahoo.com/q/ks?s=FNF+Key+Statistics
~ Yahoo! Finance ~ Profile: http://finance.yahoo.com/q/pr?s=FNF
Finviz: http://finviz.com/quote.ashx?t=FNF
~ BusyStock: http://busystock.com/i.php?s=FNF&v=2


<<<<<< http://www.earningswhispers.com/stocks.asp?symbol=FNF >>>>>>



http://investorshub.advfn.com/boards/post_prvt.aspx?user=251916

*If the earnings date is in error please ignore error. I do my best.

Nasty finish....

Hi John, looks good , thanks for taking care of the board.

nice day..

10Q out now.

ih.advfn.com/p.php?pid=nmona&article=48579554

Fidelity National Financial Jumps After Profit Beats Analysts’ Estimates
...Fidelity National Financial Inc. (FNF), the largest U.S. title insurer, climbed the most in a year after profit beat analysts’ estimates on a rebound in sales to commercial real estate clients.

By Dan Kraut - Jul 26, 2011 4:04 PM ET .

The insurer jumped 90 cents, or 5.7 percent, to $16.66 at 4 p.m. in New York Stock Exchange composite trading. Fidelity National has advanced 22 percent this year, the biggest gain in the 24-compamy KBW Insurance Index.

Second-quarter earnings per share of 36 cents beat by 5 cents the average estimate of four analysts surveyed by Bloomberg. Net income was $80 million, compared with $139.6 million a year earlier when the insurer recorded an after-tax gain of $63 million tied to the sale of a claims-management unit, the Jacksonville, Florida-based company said late yesterday in a statement.

“The strength of our commercial business” aided results amid a slump in the residential market, Chairman William P. Foley said in the statement.

Title insurers use their records and public documents to verify a seller is the property’s true owner and that the real estate is free from liens. Revenue from the commercial segment climbed 38 percent to $93.8 million from $68.1 million a year earlier.

I have updated the iBox. It includes a chart. It is still a work in progress...FYI

Fidelity National Financial, Inc. Announces Quarterly Cash Dividend of $0.12
Date : 07/18/2011 @ 4:04PM
Source : PR Newswire
Stock : Fidelity National (FNF)
Quote : 16.7 0.94 (5.96%) @ 1:52PM
Free Fidelity National Annual Company Report


Fidelity National Financial, Inc. Announces Quarterly Cash Dividend of $0.12
Tweet
Fidelity National (NYSE:FNF)
Historical Stock Chart
1 Month : June 2011 to July 2011
Fidelity National Financial, Inc. (NYSE: FNF), a leading provider of title insurance, mortgage services, specialty insurance and diversified services, today announced that its Board of Directors has declared a quarterly cash dividend of $0.12 per share. The dividend will be payable September 30, 2011, to stockholders of record as of September 16, 2011.

About FNF

Fidelity National Financial, Inc. (NYSE: FNF), is a leading provider of title insurance, mortgage services, specialty insurance and diversified services. FNF is the nation's largest title insurance company through its title insurance underwriters - Fidelity National Title, Chicago Title, Commonwealth Land Title and Alamo Title - that collectively issue more title insurance policies than any other title company in the United States. FNF also provides personal lines insurance and home warranty insurance through its specialty insurance business. In addition, among other operations, FNF owns minority interests in Ceridian Corporation, a leading provider of global human resources, payroll, benefits and payment solutions and Remy International, Inc., a leading designer, manufacturer, remanufacturer, marketer and distributor of aftermarket and original equipment electrical components for automobiles, light trucks, heavy-duty trucks and other vehicles. More information about FNF can be found at www.fnf.com.

Forward Looking Statements

This press release contains forward-looking statements that involve a number of risks and uncertainties. Statements that are not historical facts, including statements regarding our expectations, hopes, intentions or strategies regarding the future are forward-looking statements. Forward-looking statements are based on management's beliefs, as well as assumptions made by, and information currently available to, management. Because such statements are based on expectations as to future financial and operating results and are not statements of fact, actual results may differ materially from those projected. We undertake no obligation to update any forward-looking statements, whether as a result of new information, future events or otherwise. The risks and uncertainties which forward-looking statements are subject to include, but are not limited to: changes in general economic, business and political conditions, including changes in the financial markets; weakness or adverse changes in the level of real estate activity, which may be caused by, among other things, high or increasing interest rates, a limited supply of mortgage funding or a weak U. S. economy; our potential inability to find suitable acquisition candidates, acquisitions in lines of business that will not necessarily be limited to our traditional areas of focus, or difficulties in integrating acquisitions; our dependence on distributions from our title insurance underwriters as a main source of cash flow; significant competition that our operating subsidiaries face; compliance with extensive government regulation of our operating subsidiaries; and other risks detailed in the "Statement Regarding Forward-Looking Information," "Risk Factors" and other sections of the Company's Form 10-K and other filings with the Securities and Exchange Commission.


SOURCE Fidelity National Financial, Inc.




Fidelity National Financial, Inc. Announces Quarterly Cash Dividend of $0.12

Hope you listened yesterday. I will be updating the iBox soon with charts, etc. Thanks for stopping by!

might have to watch this one., got a chart handy?

News out today.

Good time to buy.

Major upside here. Love to hear others thoughts.