Affirm Holdings Inc (AFRM)

Royal Caribbean and Affirm to bring flexible and transparent payment options to travellers in UK and CanadaMay 20, 2026 12:00 AM
Business Wire UK and Canadian holidaymakers booking with Royal Caribbean can now spread the cost of their cruise over time without compounding interest or late fees, following a new partnership with payment network Affirm (NASDAQ: AFRM). With the summer holiday season fast approaching, today’s announcement gives travellers more flexibility to plan and pay for their next getaway, whether it is a family break in the Mediterranean or a bucket list Caribbean holiday. Royal Caribbean, one of the world’s leading cruise brands, offers holidays to hundreds of destinations across the globe, from dreamy European breaks to tropical island adventures. Through this partnership, UK and Canadian travellers will now have more choice in how they pay for their holidays. By selecting Affirm at checkout, approved Royal Caribbean customers in the UK and Canada will be able to split the cost of their booking into manageable payments. Customers will see the full cost upfront and will only ever pay what they agree to, with no late fees or hidden charges. Today’s announcement builds on the success of Affirm and Royal Caribbean’s existing partnership in the United States, which has also been renewed. “We know our guests are looking for memorable experiences when they sail with us, and flexibility plays an important role in helping them plan those getaways with confidence,” said Kara Wallace, chief marketing officer, Royal Caribbean. “Expanding our partnership with Affirm gives more travellers choice in how and when they pay, making it easier than ever to book the experiences that matter most - whether it’s celebrating a special occasion, exploring new destinations or spending quality time with family and friends.” Wayne Pommen, Chief Revenue Officer at Affirm, said: “Booking a cruise should feel like the start of your holiday, not a financial juggling act. With Affirm, travellers can spread out the cost, with no late fees or hidden charges. We are excited to build on our successful partnership with Royal Caribbean to help even more holidaymakers turn their travel plans into reality.” Travel purchases on Affirm’s network grew 29% year-over-year as of the quarter ended 31st March 2026, highlighting how transparent, flexible payments are helping more travellers say “yes” to their next adventure. Affirm is authorised and regulated by the Financial Conduct Authority (FCA) in the UK. About Affirm Affirm’s mission is to deliver honest financial products that improve lives. By building a new kind of payment network—one based on trust, transparency, and putting people first—we empower millions of consumers to spend and save responsibly, and give thousands of businesses the tools to fuel growth. Unlike most credit cards and other pay-over-time options, we never charge any late or hidden fees. Follow Affirm on social media: LinkedIn | Instagram | Facebook | X. In Canada: Rates from 0-31.99% APR (subject to provincial regulations). Payment options through Affirm Canada Holdings Ltd. (“Affirm”) are subject to an eligibility check and depend on purchase amount, vary by merchant, and may not be available in all provinces/territories. A down payment (or a payment due today) may be required. In the UK: Affirm is a form of credit. Credit subject to credit check. Terms apply. U.K. residents only, 18 and over with a bank account or a debit card. Credit is subject to a minimum spend, which may vary from time to time. Missed payments could affect your financial status. Affirm UK Limited provides consumer credit products and is authorised and regulated by the Financial Conduct Authority (“FCA”) for carrying out regulated consumer credit activities (firm reference number 756087). Company number 10199101, with its registered Office is at C/O TMF Group, 1 Angel Court, 13th Floor, London, EC2R 7HJ. Affirm is the trading name of Affirm UK Limited. AFRM-PA View source version on businesswire.com: https://www.businesswire.com/news/home/20260519902434/en/ Press Contacts
press@affirm.com Original: Royal Caribbean and Affirm to bring flexible and transparent payment options to travellers in UK and Canada

Affirm reports third fiscal quarter 2026 resultsMay 7, 2026 4:10 PM
Business Wire Affirm Holdings, Inc. (NASDAQ: AFRM) (“Affirm” or the “Company”) today reported financial results for its fiscal 2026 third quarter ended March 31, 2026. The results, which include a shareholder letter furnished to the U.S. Securities and Exchange Commission on Form 8-K, can be found in the “Quarterly Results” section of the Company’s investor relations website at https://investors.affirm.com/. Affirm will host a conference call and webcast to discuss its financial results today at 2:00pm PT. Hosting the call will be Max Levchin, Founder and Chief Executive Officer, Michael Linford, Chief Operating Officer, and Rob O’Hare, Chief Financial Officer. The conference call will be webcast live from the Company’s investor relations website at https://investors.affirm.com/. A replay will be available on the investor relations website following the call. About Affirm Affirm’s mission is to deliver honest financial products that improve lives. By building a new kind of payment network—one based on trust, transparency, and putting people first—we empower millions of consumers to spend and save responsibly, and give thousands of businesses the tools to fuel growth. Unlike most credit cards and other pay-over-time options, we never charge any late or hidden fees. Follow Affirm on social media: LinkedIn | Instagram | Facebook | X. AFRM-IN View source version on businesswire.com: https://www.businesswire.com/news/home/20260505332365/en/ Contacts
Investor Relations
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press@affirm.com Original: Affirm reports third fiscal quarter 2026 results

Affirm to participate in upcoming investor conferencesMay 4, 2026 4:07 PM
Business Wire Affirm Holdings, Inc. (NASDAQ: AFRM) today announced it will participate in the following investor conferences: On June 3, 2026, Rob O’Hare, Chief Financial Officer, will attend the Evercore TMT Global Conference in San Francisco, CA. Mr. O’Hare will participate in a fireside chat beginning at 10:50 a.m. PT. The fireside chat will be webcast live on the Company’s investor relations website at https://investors.affirm.com/. A replay of the webcast will be available for a limited period of time following the conference. On June 4, 2026, Michael Linford, Chief Operating Officer, will attend the William Blair Growth Stock Conference in Chicago, IL. Mr. Linford will give a presentation beginning at 9:20 a.m. CT. The presentation will be webcast live on the Company’s investor relations website at https://investors.affirm.com/. A replay of the webcast will be available for a limited period of time following the conference. About Affirm
Affirm’s mission is to deliver honest financial products that improve lives. By building a new kind of payment network—one based on trust, transparency, and putting people first—we empower millions of consumers to spend and save responsibly, and give thousands of businesses the tools to fuel growth. Unlike most credit cards and other pay-over-time options, we never charge any late or hidden fees. Follow Affirm on social media: LinkedIn | Instagram | Facebook | X. AFRM-IN View source version on businesswire.com: https://www.businesswire.com/news/home/20260504810867/en/ Investor Relations
ir@affirm.com
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press@affirm.com Original: Affirm to participate in upcoming investor conferences

Affirm Gains After Morgan Stanley Names It Top PickApril 17, 2026 8:20 AM
IH Market News
Shares of Affirm (NASDAQ:AFRM) climbed 3.5% in premarket trading on Friday after Morgan Stanley upgraded the stock to its Top Pick, pointing to what it described as an “overdone” concern around private credit and a strong pipeline of potential catalysts.In a research note, analyst James Faucette said he expects a high probability of upward revisions to forecasts, alongside the company’s ability to “sustain 30%+ GMV growth & AOI margins over the near to medium term.”The bank argued that worries tied to private credit exposure appear exaggerated, noting that spreads on Affirm’s asset-backed securities remained stable at 80 basis points for two-year tranches, while three-year spreads “tightened to 95bps from 100bps.”Faucette also highlighted a supportive funding environment, adding that competitors with “less consistent credit performance and capital markets execution have raised forward flow capital intra-quarter,” reinforcing the view that bearish sentiment around private credit “look overdone.”Morgan Stanley identified Affirm’s upcoming May Investor Forum as a key potential catalyst, where the company is expected to provide updates on gross merchandise volume, margins, and longer-term earnings targets.The bank said Affirm could present medium-term scenarios ranging from below 20% GMV growth to above 30%, and may also lift its outlook for retained loan and transaction margins to between 3.5% and 4.0%.Additionally, Morgan Stanley anticipates that Affirm may introduce a fiscal 2028 GAAP EPS target of $2.50 to $3.00, which it described as “quite conservative.”“AFRM offers what we view as one of the most attractive risk-reward setups in our coverage, with our $76 PT (~27% upside) implying a ~24x FY28 GAAP EPS multiple, supporting our Top Pick status,” Faucette concluded.Affirm Holdings stock price

Original: Affirm Gains After Morgan Stanley Names It Top Pick

Affirm to announce third quarter fiscal year 2026 results on May 7, 2026April 16, 2026 4:07 PM
Business Wire
Affirm Holdings, Inc. (NASDAQ: AFRM) today announced it will publish its third quarter fiscal year 2026 shareholder letter, including its financial results, on its investor relations website at https://investors.affirm.com/ on Thursday, May 7, 2026, after market close. The Company will host a conference call and webcast at 2:00pm PT that same day. Hosting the call will be Max Levchin (Founder and Chief Executive Officer), Michael Linford (Chief Operating Officer), and Rob O'Hare (Chief Financial Officer).


A replay will be available on the investor relations website following the call.


About Affirm


Affirm’s mission is to deliver honest financial products that improve lives. By building a new kind of payment network—one based on trust, transparency, and putting people first—we empower millions of consumers to spend and save responsibly, and give thousands of businesses the tools to fuel growth. Unlike most credit cards and other pay-over-time options, we never charge any late or hidden fees. Follow Affirm on social media: LinkedIn | Instagram | Facebook | X.


AFRM-IN

View source version on businesswire.com: https://www.businesswire.com/news/home/20260416944657/en/
Investor Relations

ir@affirm.com


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press@affirm.com


Original: Affirm to announce third quarter fiscal year 2026 results on May 7, 2026

Affirm to host Investor Forum on May 12, 2026April 2, 2026 4:07 PM
Business Wire
Affirm Holdings, Inc. (NASDAQ: AFRM), as previously announced, will host an Investor Forum on May 12, 2026. Affirm’s management team will provide an update on Affirm’s vision, commercial and product initiatives, and medium-term financial framework. The event will take place from approximately 2:00pm ET to 5:00pm ET in New York, and will be webcast live from Affirm’s investor relations website. A replay of the webcast will be available for a limited period of time following the event.


Due to capacity constraints, in-person attendance will be limited. If you would like to attend in person, please contact ir@affirm.com.


About Affirm

Affirm’s mission is to deliver honest financial products that improve lives. By building a new kind of payment network—one based on trust, transparency, and putting people first—we empower millions of consumers to spend and save responsibly, and give thousands of businesses the tools to fuel growth. Unlike most credit cards and other pay-over-time options, we never charge any late or hidden fees. Follow Affirm on social media: LinkedIn | Instagram | Facebook | X.


AFRM-IN

View source version on businesswire.com: https://www.businesswire.com/news/home/20260402019168/en/
Investor Relations

ir@affirm.com
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Original: Affirm to host Investor Forum on May 12, 2026

Affirm to host CFO fireside chat on March 17, 2026March 3, 2026 4:07 PM
Business Wire
Affirm invites investors to submit questions for the fireside chat


Affirm Holdings, Inc. (NASDAQ: AFRM) (“Affirm” or the “Company”) today announced that Rob O’Hare, CFO, will participate in a shareholder fireside chat on Tuesday, March 17, 2026. The discussion will be moderated by Harry Bartlett from Rothschild & Co Redburn and will begin at 9:00 AM Pacific Time.


The event will be webcast live on the Company’s investor relations website at https://investors.affirm.com, and management will address a selection of the top questions from retail and institutional shareholders relating to Affirm’s strategy, products, business model, and financial results.


Affirm will also be using Say Technologies’ Q&A platform to enable shareholders to submit and upvote questions. All Affirm shareholders can submit questions by visiting: https://app.saytechnologies.com/affirm-cfo-fireside-chat-march-2026. The Q&A platform is now open and will close on March 16, 2026, at 9:00 AM Pacific Time. A replay of the webcast will be available for a limited period of time following the event.


About Affirm


Affirm’s mission is to deliver honest financial products that improve lives. By building a new kind of payment network—one based on trust, transparency, and putting people first—we empower millions of consumers to spend and save responsibly, and give thousands of businesses the tools to fuel growth. Unlike most credit cards and other pay-over-time options, we never charge any late or hidden fees. Follow Affirm on social media: LinkedIn | Instagram | Facebook | X.


AFRM-IN

View source version on businesswire.com: https://www.businesswire.com/news/home/20260303548470/en/
Investor Relations

ir@affirm.com


Media

press@affirm.com


Original: Affirm to host CFO fireside chat on March 17, 2026

Affirm tops Q2 expectations and lifts full-year guidanceFebruary 6, 2026 9:34 AM
IH Market News
Affirm Holdings Inc (NASDAQ:AFRM) reported fiscal second-quarter results that came in ahead of Wall Street forecasts and raised its outlook for gross merchandise volume and adjusted operating margins for the year. The stock was little changed in premarket trading.The buy-now-pay-later firm posted adjusted earnings of $0.37 per share, beating the consensus estimate of $0.27 by a wide margin. Revenue reached $1.12 billion, exceeding expectations of $1.06 billion and rising 30% year over year. Despite the strong headline numbers, shares slipped in after-hours trading as provisions for credit losses increased to $214.2 million and losses tied to loan purchase commitments rose to $96.1 million.Gross merchandise volume advanced 36% to $13.8 billion during the quarter. Operating income totaled $118 million, representing a $122 million improvement compared with the same period last year. Adjusted operating margin also strengthened, expanding by three percentage points to 30%.“We delivered another round of excellent results in Affirm’s second quarter of FY’26,” said Max Levchin, CEO of Affirm. “What we learned this holiday season is that consumers are smart and, when it comes to finding alternatives to credit cards or other offerings with junk fees, they are getting smarter.”For the third quarter, Affirm expects revenue in the range of $970 million to $1 billion, broadly in line with the Street consensus of $978.3 million. For the full 2026 fiscal year, the company now forecasts revenue of $4.086 billion to $4.146 billion, with the midpoint slightly above analyst expectations of $4.09 billion.Affirm also raised its full-year GMV outlook to between $48.30 billion and $48.85 billion, up from its prior target of more than $47.5 billion and modestly ahead of the $48.3 billion consensus estimate. In addition, adjusted operating margin guidance for the year was lifted to a range of 27.4% to 28.1%, from a previous forecast of 27.1%.Reacting to the results, Bank of America analysts led by Mihir Bhatia said Affirm shares “deserve better after strong 2Q results.”
“Overall, the quarter was solid, featuring a beat and raise,” he added, suggesting the muted market response may reflect that “investors likely wanted to see more of a ‘raise’ in the guide, but we would note that AFRM often guides conservatively.”The company also highlighted recent strategic wins, including becoming the exclusive pay-over-time provider for QuickBooks Payments, renewing its partnership with Expedia, and expanding its collaboration with Wayfair. Affirm noted that loans more than 30 days delinquent—excluding Peloton and Pay in X products—rose 18 basis points from a year earlier but declined 7 basis points sequentially to 2.7%.Affirm Holdings stock price

Original: Affirm tops Q2 expectations and lifts full-year guidance

Affirm and Virgin Media O2 partner to bring flexible financing to O2 customersFebruary 6, 2026 3:00 AM
Business Wire
Affirm and Virgin Media O2 are today announcing a new partnership that will see the transparent and flexible payment network provide upfront and honest hardware financing to O2 - one of the UK’s leading mobile providers.


Through the partnership, new and existing O2 customers will be able to enjoy increased flexibility to choose a payment option that suits their needs when purchasing a device.


Affirm will provide financing options for mobile phones and other hardware, including headphones and games consoles, offering a wide choice of monthly payment plans. Customers who take out one of these payment plans will never be charged late or hidden fees when paying off their loan, and unlike paying with a credit card, there is no compound interest.


At checkout, approved customers will see their pay-over-time options clearly displayed, enabling them to choose the plan that best suits their budget, with the total cost shown upfront and no surprises.


The partnership provides Virgin Media O2 with optionality to expand its offering to the SIM-free market, adding to its existing portfolio of Pay Monthly Handset Bundles and SIM Only options.


Chris Bournes, Commercial Director at Virgin Media O2 said: “Providing our customers with choice and flexibility is at the core of Virgin Media O2’s offering. We want to help our customers access the devices they want with an affordable, clear, and convenient payment option that truly works for them. Through our partnership with Affirm, we’ll do just that - empowering our customers by giving them even more choice to pay for their handset via a flexible service they can trust, with no hidden costs or late fees.”


Ruth Spratt, UK Country Manager at Affirm, says “Virgin Media O2 plays a central role in the daily lives of millions of people across the UK. We’re proud to partner with them to bring our honest, flexible and longer pay-over-time options to more customers. As more businesses look to improve the way people pay, Affirm provides a solution that puts transparency, trust and convenience at the centre of the experience.”


Flexible payment plans via Affirm will be available to Virgin Media O2 customers later this summer, subject to regulatory approval. Affirm is authorised and regulated by the Financial Conduct Authority (FCA).


About Affirm


Affirm’s mission is to deliver honest financial products that improve lives. By building a new kind of payment network – one based on trust, transparency and putting people first – we empower millions of consumers to spend and save responsibly and give thousands of businesses the tools to fuel growth. Unlike most credit cards and other pay-over-time options, we never charge any late or hidden fees. Follow Affirm on social media: LinkedIn | Instagram | Facebook | X.


Affirm is a form of credit. Credit subject to credit check. Terms apply. U.K. residents only, 18 and over with a bank account or a debit card. Credit is subject to a minimum spend, which may vary from time to time. Missed payments could affect your financial status.


22% Representative APR.


Affirm UK Limited provides consumer credit products and is authorised and regulated by the Financial Conduct Authority (“FCA”) for carrying out regulated consumer credit activities (firm reference number 756087). Company number 10199101, with its registered Office is at C/O TMF Group, 1 Angel Court, 13th Floor, London, EC2R 7HJ. Affirm is the trading name of Affirm UK Limited.


About Virgin Media O2


Virgin Media O2 launched on 1 June 2021, combining the UK’s largest and most reliable mobile network with a fully gigabit broadband network.


The company has around 45 million UK connections across its award-winning broadband, mobile, TV and home phone services. Its fixed network covers more than half of the country (18.7m premises serviceable) alongside a mobile network that covers 99% of the nation’s population. The company is on track to bring 5G to all populated areas by end 2030 and already offers 5G outdoor coverage to more than 80% of the UK population.


Through its B2B venture, O2 Daisy, the company plays a leading role supporting entrepreneurs, businesses, enterprises and the public sector with their digital transformation through a range of connectivity, security, cloud and tailor-made services. It is also the network of choice for mobile virtual network operators giffgaff and Sky Mobile, as well as managing a 50:50 joint venture with Tesco for Tesco Mobile.


The company is committed to using the power of connectivity to make its better for people and the planet, taking action to close the digital divide and building an inclusive, resilient, and low carbon economy. The business has set an ambitious commitment to achieve net zero carbon across its operations, products and supply chain by the end of 2040.


Virgin Media O2 is a 50:50 joint venture between Liberty Global and Telefónica SA, and one of the UK’s largest businesses. Virgin Media O2 is registered in England and Wales. Registration number: 12580944. Virgin Media O2 Limited, 500 Brook Drive, Reading, RG2 6UU.


AFRM-PA

View source version on businesswire.com: https://www.businesswire.com/news/home/20260206931044/en/
Media Contacts

Affirm: affirm@headlandconsultancy.com


Original: Affirm and Virgin Media O2 partner to bring flexible financing to O2 customers

Affirm reports second fiscal quarter 2026 resultsFebruary 5, 2026 4:30 PM
Business Wire
Affirm Holdings, Inc. (NASDAQ: AFRM) (“Affirm” or the “Company”) today reported financial results for its fiscal 2026 second quarter ended December 31, 2025. The results, which include a shareholder letter furnished to the U.S. Securities and Exchange Commission on Form 8-K, can be found in the “Quarterly Results” section of the Company’s investor relations website at https://investors.affirm.com/.


Affirm will host a conference call and webcast to discuss its financial results today at 2:00pm PT. Hosting the call will be Max Levchin, Founder and Chief Executive Officer, Michael Linford, Chief Operating Officer, and Rob O’Hare, Chief Financial Officer. The conference call will be webcast live from the Company’s investor relations website at https://investors.affirm.com/. A replay will be available on the investor relations website following the call.


About Affirm

Affirm’s mission is to deliver honest financial products that improve lives. By building a new kind of payment network—one based on trust, transparency, and putting people first—we empower millions of consumers to spend and save responsibly, and give thousands of businesses the tools to fuel growth. Unlike most credit cards and other pay-over-time options, we never charge any late or hidden fees. Follow Affirm on social media: LinkedIn | Instagram | Facebook | X.


AFRM-IN

View source version on businesswire.com: https://www.businesswire.com/news/home/20260202970027/en/
Investor Relations

ir@affirm.com
Media

press@affirm.com


Original: Affirm reports second fiscal quarter 2026 results

AFRM, reports Thursday

$AFRM: New deal with COSTCO today

Wow........... this should be a BIGGGGggggggggggg boost


GO $AFRM

AFRM, new 52/week high

This board is dead ,,,,,

Cramer said to buy Affirm today-- on mad money ...i honestly dont know if thats a goos or bad thing hahahaha

always someones paycheck

What the hell --what type of games are going on here ....... this was almost 48 today and now under 45 ..this stock is always dragged back down after a pump

Didn't retrace much. Back to a slow and steady climb.

42.58 now retreat?

This is my investment luck for 12 years. A little bad karma and poof...I lose!

Not a surprise at all -- you cant predict anything anynore in the market or the world -we know rate cuts are coming --we know the economy completely sucks yet idiots will still support harris - no reason this shouldnt be 50-80 a share when peoples credit cards fwt maxed out and no payments made -- this is how most people will make bug purchases - no othet choice -- but they will probably drag this down 20-30 pecent tomorrow - wouldnt surprise me one bit

Wth. Was diving all day then explodes?

See. Was slowly building for week now backing off

Im expecting a good earnings report but that doesnt necessary indicate an upward price movement - the last time after a good report the stock dumped --im hoping things will be different this time --especially since we will see rate cutes soon

Earnings out tommorow

Building nice till report

Let's get to 35-40 first

Do you think this will tank 20-30 percent once they get positive earnings --like last time or do you think we will hit 50

Is this coming back to life or just a feint

Wth?

..same here

What's the float? Pps? Am in Ecuador can't see. Boughtherethrough recomendation

This stock is red most of the time -- we get a green day and its barely up and then we get nunerous red days -I dont understand the problem -- with this screwed up economy you would think peoples credit cards wont be paid and then shut off -- this seems like the only way to make purchases for most people in the very near future - we will get good earnings in august and this will tank 25-30 percent -- what the hell is going on

News today -> Newegg Commerce Announces Approved Customers Can Also Benefit From As Low As 0% Financing With Affirm Throughout The Sale And The Month Of July

$28.55 (8 red days) short squeeze today on watch

What is going on with this stock ---one green day ---ten red days -- this is really pissing me off right now

Piling in $31's..good company, great earnings, beat down..

https://www.otcmarkets.com/stock/AFRM

AFRM new 52 week high

yep thats what I thought....

Since I post stocks making new highs and lows sometimes I get them mixed up

52 w low 8.62

53w hi 30.35

AFRM new 52 week low

Early Barchart Top 100
https://www.barchart.com/stocks/performance/percent-change/advances?timeFrame=today&viewName=main&screener=overall&orderBy=percentChange&orderDir=desc

https://www.otcmarkets.com/stock/AFRM

https://www.otcmarkets.com/stock/AFRM

AFRM new 52 week high

https://www.otcmarkets.com/stock/AFRM

AFRM all the lines have converged

AFRM
Affirm Holdings Inc
13.69
-0.10 (-0.73%)
Volume: 12,700,109
Day Range: 13.59 - 14.135
Last Trade Time: 7:59:54 PM EDT