eHealth Inc (EHTH) オプション

Well 500m rev and 50m EBITDA and 1b commissions receivable. Market cap 200m. Should be at 750m rev 150m EBITDA and 1.5b receivable in 3 years. Here comes $100 pps. Driven by online unassisted...and retention of existing...

They could close up shop today and pay out a 15 per share dividend after expenses based on receivables....it's only going to get much higher

MAPD is a lousy insurance product ‘to sell’ as a business. The expense of compliance with nonsensical CMS burdensome rules almost ‘ensures’ self enrollment is the only future path. In a decade, MAPD will be a fabulous earner.

Wow interested in why. The pay rates keep going up. The model is about a 3 year lifetime value nothing wrong with that. More will enroll themselves unassisted each year. Market is massive. 70m on medicare so around 2b per month or 24b per year commission up for grabs. This company is worth 150m today.

$1. I’ll take the under.

Back to 100 per share here


https://ritterim.com/blog/2025-maximum-broker-commissions-for-medicare-advantage-and-medicare-part-d/

This company can cease operations and pay all debt and shareholders are left with 30.00 per share off of just Medicare Advantage booked commissions. Closer to 40.00 per share if you add in all other lines. No more cash burn. MED ADV commission rates will be out next week likely up 3 to 5 % and even more for 2025 due to hard cap on out of pocket for drugs. Going to see much less churn due to better drug coverage. Back to 100 here.

Just popped

Lol https://www.ritterim.com/blog/2023-maximum-broker-commissions-for-medicare-advantage-medicare-part-d/

It’s insignificant what the CMS commission-pay rise is. eHealth has totally missed the market. The first thing eHealth needs to do is close its Indian and Pakistani call centers that continue to cold call Medicare beneficiaries against CMS rules.

The 2023 medicare advantage comission rates are about to release from cms.....let's see the jump in pay

It'll be 20% of their enrollments just this year. Up from near 0. Commissions also set to rise 25% next few years. Very highly profitable. Let's see how they trim costs...

I’m glad you disagree. Based on that self service Medicare proposal I should short more Ehealth. Anyone that’s worked in Medicare knows that beneficiaries are not adroit with computers/smart phones / technology generally. Self service Medicare is likely in maybe 10 years time.

I disagree. A shift to online fully unassisted is occuring. Past bad business model, forward is the correct. People enroll online and then refer their family or friends to do the same. Extremely profitable, they will do 75K fully online this year up from nearly 0 a few years ago. That'll bring $75M in nearly pure profit this year. They will get to 200k fully online soon.

Even bigger are the commission increase, for 2023 will be around 8%. You are going to see lifetime values of 1100 or 1200 into 2023. Ehealth will easily be doing a net profit of 100M in 2024. They can merge with GOCO too. I see the stock at 100 again within 2 years.

https://www.fiercehealthcare.com/payers/cms-finalizes-85-rate-hike-medicare-advantage-part-d-plans-2023

I expect a serious second shoe to drop on all these public health insurance brokers who’ve missed the market and the plot entirely.

SelectQ Ehealth Gohealth - bad business models

E-Health needs CPR…….lol.

Guess not good calls

Ya think they will announce push into online enrollments which are much more profitable than agent assisted enrollments.

Rock on, EHTH !

I agree, VortMax…….. I have been accumulation options that say you’re correct.

Go eHealth !

$$ EHTH $$

Time for 30s here after earnings next week way too beaten down

The majors now pay current renewal rates for past sales! Supercharges lifetime value

https://www.nandfinc.com/unitedhealthcare-your-guide-to-ma-commission-payments-for-2021/

Commission rates up 16% since 2020!

Up 6% 2021 vs 2020 and now 7% for 2022 announced.

They have not disclosed yet! Huuuge trump falcon hits coming....will blow earnings out of the water....q1 2021 will impress and show....

https://medicaresupp.org/medicare-advantage-commissions-2022/

$ehth $62.64 ^ 1.75 (2.87%)
Volume: 1,255,420 @03/12/21 5:56:27 PM EST

Easy $$

$ehth $51.05 v -3.42 (-6.28%)
Volume: 2,274,552 @02/18/21 7:54:17 PM EST

Nice run back up underway.

Wow, jumping back in!

$ehth $84.63 v -0.46 (-0.54%)
Volume: 1,493,413 @01/27/21 6:37:29 PM EST

Great DD, VortMax.....

This is a great stock to own right now, and for months to come, imho.

$$ EHTH $$

medicare down to 60 years old makes EHTH worth 300+ btw a healthier stable population who stays with their plans for a long long time...

can someone who uses reddit get EHTH on their forum. baseless short for an organization with complex accounting serving SENIORS...hugely profitable company. EHTH optimizes seniors every day into plans to save them thousands annually.

https://www.muddywatersresearch.com/research/ehth/mw-is-short-ehealth/

Reddit to ehth coming

Shorting becoming problematic practices in this day and age free markets roll

Looking good here, VortMax, old buddy...........!!

2021 should continue our move on up the proverbial ladder..........

This is one I just hold for the Medicare Advantage and other payments to roll on in, (and the shorties to wake up and cover.......lol.).

$$ EHTH $$

EHTH 6% increase in medicare advantage commissions for 2021 straight to the bottom line, also, medicare advantage plans now hand out $50 to $70 extra upon enrollment when the agent does a health assessment with the client so that the insurer knows more about the clients health, turns out to be around $100 straight to the profit per sale up from 2020....supercharging profit %.......

$ehth $70.17 ^ 0.74 (1.07%)
Volume: 376,309 @01/05/21 5:41:03 PM EST

$ehth $76.37 ^ 1.61 (2.15%)
Volume: 532,600 @12/08/20 7:57:51 PM EST

$ehth $71.32 ^ 0.82 (1.16%)
Volume: 544,793 @11/13/20 7:52:38 PM EST

$ehth $75.0 ^ 0.91 (1.23%)
Volume: 385,659 @11/06/20 7:59:32 PM EST

$ehth $81.83 v -0.36 (-0.44%)
Volume: 285,385 @10/16/20 7:16:45 PM EDT

$ehth $71.7 v -0.73 (-1.01%)
Volume: 246,667 @09/24/20 10:38:04 AM EDT

I like this.
I might load more if it gets a couple of bad trading sessions.

Yep
Got taken down by some analysts and market sentiment. I found it a couple of months ago after if fell off a cliff.
Got an upgrade today, finally some good movement

Why did the company's stock decline the past couple of months? In general, the co is in a hot sector by consolidating the healthcare industry and helping consumers find a health care plan online. With only a ~$3B market cap, this thing should be growing???

My worst investment this year?
I guess I will see.

Moving back up!
I have a strong feeling that this will eventually take off again.

$ehth $74.25 v -1.64 (-2.16%)
Volume: 713,404 @08/14/20 7:59:52 PM EDT

$ehth $72.53 v -3.74 (-4.90%)
Volume: 2,714,118 @07/28/20 6:16:07 PM EDT

$ehth $79.17 v -34.83 (-30.55%)
Volume: 10,342,547 @07/24/20 7:59:56 PM EDT