Credit Unions Have More Ways to Succeed in Mortgage Lending Business
2007年6月5日 - 12:49AM
PRニュース・ワイアー (英語)
Freddie Mac/CUNA Alliance Adds Alaska USA as Correspondent Lender
MCLEAN, Va., June 4 /PRNewswire/ -- The Freddie Mac/CUNA Alliance
now offers more ways for credit unions to tap into a full range of
mortgage products and secondary market executions without the need
to add staff, build infrastructure, or install costly technology
thanks to an agreement between Freddie Mac and Alaska USA Federal
Credit Union. The Freddie Mac/CUNA Alliance provides participating
credit unions with a comprehensive set of mortgage business
advantages to help them become more competitive originators and
effective managers of interest risk, including access to secondary
market execution with as little as a single mortgage loan. The
addition of Alaska USA gives credit unions more ways to serve their
members with a wide range of 'best-fit' mortgage product options to
help them move into a home including Freddie Mac's flagship Home
Possible(R) Mortgages. Alaska USA's experienced staff can provide
support throughout the entire process to help manage daily business
activities and communicate new opportunities to build and enhance
business. The loan process is seamless and offers a variety of ways
for members to apply for a loan, including the ability to apply
online through the credit unions' own Website using a customized
branded application portal. "These enhancements give credit unions
more flexibility in today's economic climate and better access to
affordable lending solutions to meet the needs of low- to
moderate-income borrowers," said Wes Millar, CUNA's senior vice
president of Strategic Services. "Enhancing our alliance with CUNA
underscores our long-standing commitment to credit unions and their
members," said Iliana Ghanem, vice president for community lending
at Freddie Mac. "We're very excited with the addition of Alaska
USA, which gives CUNA members a full range of correspondent
mortgage lending services and secondary market strategies without
the cost of additional staff, infrastructure, or technology."
"Alaska USA was the first federal credit union in the nation to
issue a 30 year mortgage in 1978. Since that time we have continued
to enhance our mortgage options and expertise. We are now able to
offer these same services to other credit unions. With this
program, credit unions can offer a full range of mortgage services
to members with convenience and financial certainty," Said Bob
Cejka, Alaska USA Senior Vice President for Correspondent Mortgage
Lending Services. And, as always, the Freddie Mac/CUNA Alliance
also provides participating credit unions with: -- Technological
Advantages; such as Freddie Mac's Loan Prospector(R) automated
underwriting service and a Mortgagebot with Loan Prospector
business-to-consumer Web site for online mortgage lending; -- More
mortgage product options; a wide variety of mortgages available
through Freddie Mac's Single-Family Seller/Servicer Guide; and --
Education: assistance and training on Freddie Mac Home Possible
Mortgage suite, and other low down payment mortgages designed to
help low- and moderate-income borrowers. For more information on
the CUNA/Freddie Mac alliance, call the alliance hotline at
866-220-2074 or visit the Freddie Mac/CUNA Alliance at
http://freddiemac.com/singlefamily/cuna.html. CUNA members can also
contact Tom Lybeck, product manager for CUNA's Strategic Services,
at (800) 356-9655, ext. 4109, or visit http://www.cuna.org/ and
select the "Freddie Mac/CUNA Alliance" link located under the "CUNA
Initiatives" banner. For more information on the correspondent
mortgage lending services provided by Alaska USA visit
alaskausacorrespondentservices.com or contact Bob Cejka, Senior
Vice President for Alaska USA, at (888) 575-2831, ext. 3793. Credit
Union National Association (CUNA) serves more than 90 percent of
America's 9,000 credit unions, which are owned by nearly 87 million
consumer members. Credit unions are not-for-profit cooperatives
providing affordable financial services to people from all walks of
life. CUNA Strategic Services, Inc., owned jointly by CUNA and the
state leagues, provides credit unions with access to high quality
products, services and technologies delivered with a competitive
advantage made possible through volume pricing and strategic
program development. For more information visit
http://www.strategicservices.cuna.org/. Alaska USA Federal Credit
Union is one of the largest and most diversified federal credit
unions in the U.S., with $3 billion in assets and 300,000 members
worldwide; operating in 65 credit union branch and subsidiary
locations. Alaska USA is a leading mortgage loan originator with
expertise in a wide range of mortgage programs and secondary
markets. It has leveraged this expertise to offer other credit
unions access to these capabilities on a correspondent basis.
Alaska USA also owns and operates Alaska USA Mortgage Company,
Alaska USA Trust Company, Alaska USA Insurance Brokers and is
majority owner and operator of the Alaska Option Network. For more
information, visit http://www.alaskausa.org/. Freddie Mac is a
stockholder-owned corporation established by Congress in 1970 to
support homeownership and rental housing. Freddie Mac purchases
single-family and multifamily residential mortgages and
mortgage-related securities, which it finances primarily by issuing
mortgage-related securities and debt instruments in the capital
markets. Over the years, Freddie Mac has made home possible more
than 50 million times, ensuring financing for one in six homebuyers
and more than four million renters. For additional information
about Freddie Mac, visit: http://www.freddiemac.com/. DATASOURCE:
Freddie Mac CONTACT: Brad German of Freddie Mac, +1-703-903-2437;
or Katye Long of CUNA Communications, +1-608-231-4038; or Bob Cejka
of Alaska USA Federal Credit Union, +1-206-915-3863 Web site:
http://www.freddiemac.com/ http://www.alaskausa.org/
http://www.strategicservices.cuna.org/
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