FB Financial Corporation (“the Company”) (NYSE: FBK), the parent company of FirstBank, announced today that its board of directors authorized the repurchase of up to $100 million of the Company’s outstanding common stock. The repurchase authorization will be in place until January 31, 2026, and replaces the Company’s previous authorization, which expired on January 31, 2024.

Christopher T. Holmes, President and Chief Executive Officer, commented, “This repurchase authorization reflects the Company’s financial strength and strong profitability. Our management team is keenly focused on deploying capital to deliver superior returns and to create long-term value. This program provides another arrow in our quiver to achieve those objectives.”

The timing and amount of any repurchases will be based on management’s consideration of various factors including market conditions, securities laws restrictions, the price of the Company’s stock, regulatory requirements, alternative uses of capital and the Company’s financial performance. Repurchases may be executed through the open market or in privately negotiated transactions, including under Rule 10b5-1 plans.

ABOUT FB FINANCIAL CORPORATION

FB Financial Corporation (NYSE: FBK) is a financial holding company headquartered in Nashville, Tennessee. FB Financial Corporation operates through its wholly owned banking subsidiary, FirstBank with 81 full-service bank branches across Tennessee, Kentucky, Alabama and North Georgia, and mortgage offices across the Southeast. FB Financial Corporation has approximately $12.6 billion in total assets.

MEDIA CONTACT: Jeanie M. Rittenberry 615-313-8328 jrittenberry@firstbankonline.com www.firstbankonline.com

FINANCIAL CONTACT: Michael Mettee 615-564-1212 mmettee@firstbankonline.com investorrelations@firstbankonline.com

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