CVAL Chester Valley Bancorp (MM)

First Financial Bank Announces 13th Chester County Office DOWNINGTOWN, Pa., Sept. 27 /PRNewswire-FirstCall/ -- First Financial Bank announced that it has signed an agreement to construct its 13th Chester County office to be located in Oxford, Pennsylvania. "Oxford is an area of tremendous growth and potential," noted First Financial Bank President and CEO Donna Coughey. "That growth has generated greater demand for banking options. Business owners together with people working or living in the area are expanding the community quickly. With First Financial Bank's history as a Chester County Community Bank, and the proximity of our other locations, the Oxford community is a natural fit. I believe that the area residents and business owners will see an obvious and immediate difference in our Bank in terms of the high level of service that we provide." Negotiations for the office placement have been underway for a number of months. "Physical location is a critical factor in customer service," acknowledged First Financial Bank CFO Joseph Crowley. "We believe that the location on Route 10 in the Oxford Square Shopping Center will provide easy access and maximum convenience for the businesses and residents of the area. The Bank will be one of many enterprises coming into the region, including a new Redner's Market." The branch will be a full-service office, including drive-up lanes for added customer convenience. "In addition to the branch, our electronic service offerings will provide 24-hour convenience for all customers," Crowley added. Office construction is expected to be completed mid-year 2005. Construction of the office is pending regulatory approval. First Financial Bank, headquartered in Downingtown, PA, has twelve branch offices throughout Chester County and serves the business and retail community with full service banking solutions. First Financial Bank can be found on the World Wide Web at http://www.ffbonline.com/. Philadelphia Corporation for Investment Services can be found on the World Wide Web at http://www.pcisonline.com/. Chester Valley Bancorp, Inc. (NASDAQ:CVAL) is the parent company of First Financial Bank and Philadelphia Corporation for Investment Services and is traded on the NASDAQ market under the symbol CVAL. DATASOURCE: First Financial Bank CONTACT: Joseph Crowley, Treasurer & Chief Financial Officer, First Financial Bank, +1-610-269-9700, Ext. 3085 Web site: http://www.pcisonline.com/ http://www.ffbonline.com/

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