ACI Worldwide Inc (ACIW)

ACI Worldwide Powers Next-Generation PSP Expansion in Africa with Kwik Payments Go-LiveJune 11, 2026 2:00 AM
Business Wire Kwik Payments utilizes ACI’s Payments Orchestration Platform to help merchants reduce checkout friction and drive conversion uplifts of more than 20% ACI Worldwide (NASDAQ: ACIW), an original innovator in global payments technology, today announced that Kwik Payments, a South Africa-based payments service provider (PSP), has successfully gone live on the ACI Payments Orchestration Platform, to power the next phase of digital commerce growth across South Africa and the wider African market. This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20260610062114/en/ The partnership represents a pivotal milestone in ACI’s expansion across Africa, reinforcing its growing footprint supported by an expanding network of merchants, PSPs, and merchant acquirers. Anchored by a strong local presence, ACI’s payment orchestration platform streamlines payment processing by seamlessly connecting POS, ATM, and e-commerce channels with leading global card networks, including Visa, Mastercard, and American Express. “Our ambition is to help shape the future of digital commerce in Africa by giving merchants access to reliable, high-performance and globally competitive payment capabilities,” said Eddy Marais, CEO of Kwik Payments. “Partnering with ACI provides us with a proven orchestration foundation that supports our growth strategy, enabling us to scale from South Africa into broader African markets while delivering world-class eCommerce experiences.” By implementing ACI Payments Orchestration Platform, Kwik Payments empowers merchants to seamlessly manage and optimize payments across online, mobile and recurring channels, while intelligently routing transactions across multiple acquirers, payment methods and geographies. Unlike traditional multi-provider implementations that can take months to deploy, merchants can now go live within one to two weeks, accelerating speed to market and reducing operational complexity. The platform’s AI-powered fraud detection evaluates more than 1,000 data points per transaction in real time, strengthening security without compromising customer experiences. Its AI-enabled reporting and reconciliation capabilities reduce manual reconciliation effort by up to 80% while increasing accuracy and efficiency. The seamless and unified payment flows also help address one of the industry’s biggest revenue challenges, with overly complex checkouts contributing to cart abandonment rates of up to 70%. “Africa is one of the fastest-growing digital commerce regions in the world, and South Africa plays a critical role as a gateway for innovation and scale,” said Matt Rubin, Head of Merchant, Middle East & Africa, ACI Worldwide. “With ACI’s Payments Orchestration Platform, Kwik Payments provides the flexibility and intelligence needed to help African merchants compete on a global stage, while navigating local payment preferences, complexity and growth demands.” As one of Africa’s leading digital payments innovation hubs, South Africa continues to see strong demand from merchants for modern, scalable infrastructure that can support diverse payment methods, improve authorization rates and streamline operations. Payment orchestration is becoming a critical enabler, helping merchants to optimize performance and increase customer engagement, while embracing emerging payment methods such as mobile wallets, A2A payments, and digital currencies. The collaboration between ACI Worldwide and Kwik Payments underscores a shared commitment to advancing Africa’s digital economy through enterprise-grade, future-ready payments infrastructure that supports African merchants as they scale regionally and globally with greater agility, resilience, and efficiency. About ACI Worldwide ACI Worldwide, an original innovator in global payments technology, delivers transformative software solutions that power intelligent payments orchestration in real time so banks, billers, and merchants can drive growth, while continuously modernizing their payment infrastructures, simply and securely. With 50 years of trusted payments expertise, we combine our global footprint with a local presence to offer enhanced payment experiences to stay ahead of constantly changing payment challenges and opportunities. © Copyright ACI Worldwide, Inc. 2026 ACI, ACI Worldwide, ACI Payments, Inc., ACI Pay, Speedpay and all ACI product/solution names are trademarks or registered trademarks of ACI Worldwide, Inc., or one of its subsidiaries, in the United States, other countries or both. Other parties’ trademarks referenced are the property of their respective owners. About Kwik Payments Kwik Payments is a South Africa based payments service provider delivering modern, scalable payment solutions designed for eCommerce growth. Focused on performance, reliability and regional expansion, Kwik Payments aims to provide world class payment orchestration services that empower merchants across South Africa and the broader African marketplace. View source version on businesswire.com: https://www.businesswire.com/news/home/20260610062114/en/ Media Contacts

ACI Worldwide
Pierce Rohrmann | Head of Communications and Corporate Affairs | pierce.rohrmann@aciworldwide.com
Lyn Kwek | Communications and Corporate Affairs Director | lyn.kwek@aciworldwide.com Kwik Payments
Eddy Marais | Founder and CEO | media@kwik.co.za Original: ACI Worldwide Powers Next-Generation PSP Expansion in Africa with Kwik Payments Go-Live

Europe’s Payments Leaders Gather in London as Control, Fraud and AI Reshape the IndustryJune 10, 2026 2:00 AM
Business Wire Executives from ACI Worldwide, Mastercard, Santander, Amazon, NVIDIA and PayPal to debate the future of money at Payments Unleashed EMEA As Europe’s payments industry enters a decisive phase marked by sovereignty pressures, new regulatory requirements and the rise of AI-driven commerce, the industry’s most influential players will convene in London later this month to debate who controls the rails, bears the risk and shapes the future. ACI Worldwide (NASDAQ: ACIW), an original innovator in global payments technology, today announced Payments Unleashed EMEA, a two-day, invitation-only gathering of senior payments leaders taking place 29-30 June 2026. The event brings together executives from ACI Worldwide, Mastercard, Santander, Amazon, NVIDIA, PayPal, Rabobank and Nationwide, alongside regulators, analysts and fintech leaders, with a keynote from renowned fintech author Dr. Leda Glyptis. Across Europe, policymakers are pushing to reduce dependence on non-European payment infrastructure through initiatives such as the digital Euro and Wero, while new reimbursement rules are shifting fraud losses decisively onto banks. At the same time, AI agents are beginning to move from recommending purchases to executing them, raising unresolved questions around authentication, liability and who owns the customer relationship when software becomes the buyer. Against that backdrop, Payments Unleashed EMEA will focus on four questions now shaping board-level decisions across the industry: Who controls the rails in a world of sovereignty mandates and global scale? Who pays for fraud as real-time payments and reimbursement rules collide? Can cards survive the rise of pay-by-bank and instant account-to-account payments? What happens when AI starts buying things? The mainstage session opens with Dr. Leda Glyptis, author of Bankers Like Us and Beyond Resilience, whose work has become essential reading for leaders navigating payments modernisation. “Payments is no longer about keeping systems running; it’s about deciding who controls value, risk and trust in a real-time world. Those choices are being made now, and they will define the industry for the next decade,” Glyptis said. The mainstage sessions focus on three make-or-break questions for payments leaders: where to place bets as instant payments and fraud costs accelerate; whether Europe can reclaim payments sovereignty without breaking scale; and how AI is crossing from optimisation into execution as agentic systems begin to transact. Together, the sessions frame the decisions now redefining control, risk and value across the payments ecosystem. “The biggest questions in payments are no longer technical, they’re strategic,” said Thomas Warsop, president and CEO of ACI Worldwide. “Who owns the rails? How do we manage fraud in a real-time world? And what happens when AI becomes an active participant in commerce? These are no longer abstract debates; they are live decisions that will determine who leads and who follows. Payments Unleashed is where those decisions get tested.” Confirmed speakers include Paul Horlock, chief payments officer at Santander, Otto Benz, director of customer technology and payments at Nationwide, Philip Bruno, chief strategy and growth officer, ACI Worldwide and senior leaders from Mastercard, Discover, Checkout.com, NVIDIA, PayPal, Nium, Fnality, Solaris and Rabobank, alongside analysts from Celent. Payments Unleashed EMEA opens with a welcome reception on the evening of 29 June at 12th Knot rooftop bar at Sea Containers London, followed by a full day of keynotes, panels and executive roundtables on 30 June at the Hilton London Bankside, with dedicated banking and merchant tracks. With places limited, senior payments leaders may request to attend at: Payments Unleashed EMEA About ACI Worldwide ACI Worldwide, an original innovator in global payments technology, delivers transformative software solutions that power intelligent payments orchestration in real time so banks, billers and merchants can drive growth, while continuously modernizing their payment infrastructures, simply and securely. With nearly 50 years of trusted payments expertise, we combine our global footprint with a local presence to offer enhanced payment experiences to stay ahead of constantly changing payment challenges and opportunities. Copyright ACI Worldwide, Inc. 2026 ACI, ACI Worldwide, ACI Payments, Inc., ACI Pay, Speedpay and all ACI product/solution names are trademarks or registered trademarks of ACI Worldwide, Inc., or one of its subsidiaries, in the United States, other countries or both. Other parties’ trademarks referenced are the property of their respective owners. View source version on businesswire.com: https://www.businesswire.com/news/home/20260609295828/en/ Media Contacts
Katrin Boettger | Communications and Corporate Affairs Director | katrin.boettger@aciworldwide.com
Pierce Rohrmann | Head of Communications and Corporate Affairs | pierce.rohrmann@aciworldwide.com Original: Europe’s Payments Leaders Gather in London as Control, Fraud and AI Reshape the Industry

UBX Tanzania Deepens Partnership with ACI Worldwide to Power the Next Phase of the Nation’s Digital EconomyMay 21, 2026 1:00 AM
Business Wire The upgraded platform is expected to double monthly payment transaction processing capacity ACI Worldwide (NASDAQ: ACIW), an original innovator in global payments technology, today announced the extension of its long-standing partnership with UBX Tanzania Limited, Tanzania’s leading national payment service provider. The extended partnership marks a significant milestone in a relationship that spans nearly two decades and is focused on strengthening infrastructure resilience, enhancing scalability and enabling innovation to support Tanzania’s rapidly evolving digital economy. This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20260521483147/en/From left to right: Seronga Wangwe, Managing Director and Chief Executive Officer, UBX Tanzania Limited; Firehiwot Ayele, Sr. Account Executive- East Africa, ACI Worldwide UBX currently powers the core payments infrastructure for 18 banks in Tanzania, supporting a nationwide network of over 250 ATMs and processing more than 1.3 million transactions monthly. Through this extended collaboration, UBX is positioned to accelerate the onboarding of new financial institutions and is projected to nearly double its payment-processing capacity over the next five years. Built on an active, high-availability infrastructure across two certified PCI-compliant data centers in Tanzania, the platform strengthens resilience and reduces service disruption and operational risk. “As Tanzania’s payments landscape continues to grow in scale and complexity, we need infrastructure that is not only reliable but also adaptable to future demands,” said Seronga Wangwe, Managing Director and Chief Executive Officer of UBX Tanzania Limited. “ACI gives us the confidence to expand our services, support more institutions, and continue delivering secure, high-performance, and always-on payment experiences that underpin economic activity across the country.” Under the extended partnership, UBX can now serve merchants directly, expanding its market reach and service portfolio while streamlining operations and delivering significant savings in cost, time, and effort. The platform also enables UBX to launch new value-added services, such as digital wallets, supporting innovation across Tanzania’s growing fintech ecosystem. Designed to meet global and local regulatory standards, the platform secures transactions and helps UBX navigate evolving regulatory complexity without the burden of infrastructure management. “Our extended partnership with UBX reflects a long-standing relationship grounded in decades of mutual trust, underpinned by ACI’s deep global expertise in the payments industry and a shared commitment to advancing digital payment transformation in Tanzania,” said Nick Craig, General Manager, EMEA at ACI Worldwide. “ACI is proud to support UBX’s vision in the development of an inclusive, sustainable, and innovative payments ecosystem that promotes financial inclusion and drives long-term economic growth.” About ACI Worldwide ACI Worldwide, an original innovator in global payments technology, delivers transformative software solutions that power intelligent payments orchestration in real time so banks, billers, and merchants can drive growth, while continuously modernizing their payment infrastructures, simply and securely. With 50 years of trusted payments expertise, we combine our global footprint with a local presence to offer enhanced payment experiences to stay ahead of constantly changing payment challenges and opportunities. © Copyright ACI Worldwide, Inc. 2026 ACI, ACI Worldwide, ACI Payments, Inc., ACI Pay, Speedpay and all ACI product/solution names are trademarks or registered trademarks of ACI Worldwide, Inc., or one of its subsidiaries, in the United States, other countries or both. Other parties’ trademarks referenced are the property of their respective owners. About UBX Tanzania Limited UBX, an award-winning leading technology company, is a hybrid IT integrator and a managed services provider. We have been serving the Tanzanian and neighboring countries market since 2000, providing innovative Business & FinTech solutions, cutting-edge IT products, and unmatched managed services. For more information, please visit https://www.ubx.co.tz/ View source version on businesswire.com: https://www.businesswire.com/news/home/20260521483147/en/ Media Contacts ACI Worldwide
Pierce Rohrmann I Head of Communications and Corporate Affairs I pierce.rohrmann@aciworldwide.com
Lyn Kwek | Communications and Corporate Affairs Director | lyn.kwek@aciworldwide.com UBX Tanzania
Seronga Wangwe | Managing Director and Chief Executive Officer | seronga.wangwe@ubx.co.tz Original: UBX Tanzania Deepens Partnership with ACI Worldwide to Power the Next Phase of the Nation’s Digital Economy

ACI Worldwide and Security Bank Philippines Set New Benchmark for Enterprise-wide Payments ModernizationMay 14, 2026 8:00 PM
Business Wire Unified, cloud-ready payment platform powers 35% transaction growth, triples processing capacity ACI Worldwide (NASDAQ: ACIW), an original innovator in global payments technology, and Security Bank Corporation (Security Bank), a leading universal bank in the Philippines, today announced that they won the "Best Payment Technology Initiative in Asia Pacific" at The Asian Banker (TAB) Global Financial Technology Innovation Awards 2026. This award recognizes Security Bank and ACI Worldwide’s transformation of payment infrastructure by consolidating fragmented systems into a unified, scalable payments platform that converges low and high-value ISO20022 real-time payment processing and automation across all channels. This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20260514258391/en/From left to right: Nicole Ranna Feliciano, Product Management and Payments Channel Head, Security Bank Corporation; Ong Chee Cheng, VP, Head of ASEAN, ACI Worldwide; Matthew Grech, VP, Head of Services, Asia Pacific, ACI Worldwide What sets this initiative apart is its enterprise-wide scope and forward-looking architecture. Security Bank and ACI transformed the entire payments orchestration layer across all lines of the bank’s businesses, creating a single platform that supports continuous innovation, regulatory compliance and ecosystem expansion. It integrates transaction processing, monitoring, investigation, and reporting into a single operational environment, reducing manual intervention and improving straight-through processing. At a time when digital commerce is accelerating, and expectations for speed, reliability, and security are rising, the initiative establishes a new standard for how banks can transform payments into a strategic growth engine. “While many payment transformation efforts focus on infrastructure modernization, this initiative delivers clear business value. By simplifying operations, accelerating time to market, and enabling new revenue models, it moves beyond modernization to creating a competitive advantage for the bank,” said Leslie Choo, Senior Vice President, Managing Director – APAC, ACI Worldwide. “In partnership with Security Bank, we transformed the payments backbone, replacing fragmented layers with a unified, intelligent orchestration layer. This goes beyond speed, giving Security Bank the control, agility, and resilience to lead in a digital economy and raise the bar for the region.” The initiative reflects the bank’s proactive approach to addressing long-standing industry-wide challenges of fragmented systems, limited scalability and inconsistent customer experiences. The new platform unifies payment processing across multiple payment rails, enabling standardized workflows, greater automation, and full operational visibility across the payment lifecycle. Built on a modern, microservices-based architecture and deployed in a cloud-native environment, the platform is ISO 20022-native, ensuring interoperability and readiness for evolving regulatory requirements while maintaining compatibility with legacy systems. “This transformation goes to the heart of how we serve our customers and grow as a bank,” said John Cary Ong, Executive Vice President and Wholesale Banking Segment Head from Security Bank Corporation. “Payments are no longer a back-end utility. They are a front-line experience and a competitive differentiator. Together with ACI, we have built a modern payment platform that allows us to move at the speed of our customers, scale with confidence, and innovate without being held back by legacy constraints.” Delivered through a highly collaborative model between Security Bank and ACI, the initiative combined deep domain expertise, agile execution, and strong executive sponsorship. A phased rollout approach enabled rapid time-to-value, with InstaPay going live within 10 months and scaling to more than 10 million transactions per month shortly after. The impact of the initiative has been both immediate and sustained. Transaction volumes across domestic payment rails increased by 35% year-on-year, while the platform tripled transaction processing capacity and achieved 99.99% uptime, demonstrating exceptional scalability and operational resilience. About ACI Worldwide ACI Worldwide, an original innovator in global payments technology, delivers transformative software solutions that power intelligent payments orchestration in real time so banks, billers, and merchants can drive growth, while continuously modernizing their payment infrastructures, simply and securely. With 50 years of trusted payments expertise, we combine our global footprint with a local presence to offer enhanced payment experiences to stay ahead of constantly changing payment challenges and opportunities. © Copyright ACI Worldwide, Inc. 2026 ACI, ACI Worldwide, ACI Payments, Inc., ACI Pay, Speedpay and all ACI product/solution names are trademarks or registered trademarks of ACI Worldwide, Inc., or one of its subsidiaries, in the United States, other countries or both. Other parties’ trademarks referenced are the property of their respective owners. About Security Bank Corporation Established in 1951, Security Bank is one of the Philippines' leading universal banks, and is publicly listed with the Philippine Stock Exchange (PSE:SECB) in 1995. The Bank's major businesses cover retail, corporate, commercial, and business banking, offering a wide range of services including financing, leasing, foreign exchange, stock brokerage, investment banking, and asset management. Security Bank differentiates itself from competition as a strong, independent, domestic bank with a global reach. The Bank provides superior customer experience in line with its brand promise of BetterBanking, stemming from an in-depth understanding of customers' needs and providing solutions in a professional, problem-free, personalized and prompt manner. With the Bank's strategic partnership with Mitsubishi UFJ Financial Group (MUFG), the largest financial group in Japan, it is also able to provide customers access to an extensive global network. The Bank has been recognized by international and local organizations for its continuous product innovation, market leadership, and best-in-class management practices. More information is available on www.securitybank.com View source version on businesswire.com: https://www.businesswire.com/news/home/20260514258391/en/ Media Contacts
ACI Worldwide
Pierce Rohrmann | Head of Communications and Corporate Affairs | pierce.rohrmann@aciworldwide.com
Lyn Kwek | Communications and Corporate Affairs Director | lyn.kwek@aciworldwide.com Security Bank Corporation
TANYA ANSALDO-DEAKIN | Corporate Communications Division Head | +63 920 901 7900 | TDeakin@securitybank.com.ph Original: ACI Worldwide and Security Bank Philippines Set New Benchmark for Enterprise-wide Payments Modernization

ACI Worldwide (ACIW) shares jump after earnings beat and higher outlookMay 7, 2026 7:04 AM
IH Market News ACI Worldwide Inc. (NASDAQ:ACIW) reported first-quarter results that came in ahead of Wall Street expectations and increased its full-year forecast on Thursday.Shares of the payments technology company climbed 5.59% in premarket trading following the release. Revenue and profit exceed analyst estimates ACI posted adjusted earnings of $0.61 per share for the quarter, outperforming the analyst consensus estimate of $0.28 by $0.33.Revenue totaled $426 million, above expectations of $410.12 million and representing growth of 8% compared with the same period last year, or 6% on a constant currency basis. Company raises full-year guidance The company increased its full-year 2026 revenue outlook to a range of $1.89 billion to $1.92 billion, compared with its previous forecast of $1.88 billion to $1.91 billion. The midpoint of $1.905 billion is slightly above the analyst consensus estimate of $1.89 billion.ACI also lifted its adjusted EBITDA guidance to between $540 million and $555 million, up from the prior range of $530 million to $550 million.“Payments modernization continues to accelerate, and ACI is at the center of it,” said Thomas Warsop, President and CEO. “In the quarter, Real Time Payments and Merchant each grew more than 20%, Biller delivered 10% growth on top of last year’s double-digit performance, and new ARR bookings grew 39% across the company.” Recurring revenue and EBITDA continue to grow Recurring revenue rose 10% year-over-year to $313 million, or 8% in constant currency terms.Adjusted EBITDA reached $105 million, an increase of 12% from the first quarter of 2025, or 8% on a constant currency basis.The company’s Payment Software segment generated revenue of $214 million, up 6% from a year earlier, while the Biller segment delivered $212 million in revenue, marking a 10% increase. Second-quarter outlook and share repurchases For the second quarter of 2026, ACI expects revenue in the range of $420 million to $440 million and adjusted EBITDA between $85 million and $95 million.During the quarter, the company repurchased 1.5 million shares for $65 million and said it remains committed to allocating 50% to 60% of operating cash flow toward share buybacks throughout the year. More about ACI Worldwide ACI Worldwide develops software and payment solutions that help banks, merchants, and billers process digital transactions. The company focuses on real-time payments, electronic billing, fraud prevention, and payment infrastructure modernization, serving financial institutions and businesses across global markets.ACI Worldwide stock price Original: ACI Worldwide (ACIW) shares jump after earnings beat and higher outlook

Peru, Chile and Argentina Enter a New Phase of Growth Driven by Real-Time Payments, ACI Worldwide Report FindsMay 5, 2026 6:00 AM
Business Wire Brazil and Colombia have set regional benchmarks for real-time payments modernization, offering a proven roadmap for Chile, Peru and Argentina ACI Worldwide joins industry, fintech and policy leaders at Chile Fintech Forum in May to advance the real-time payments conversation Peru, Chile and Argentina are entering a decisive stage of their real-time payments modernization journeys, with adoption expected to drive economic growth and financial inclusion across the region, according to the Real-Time Payments: Economic Impact and Financial Inclusion report. The study was commissioned by ACI Worldwide, and conducted by the Cebr (Centre for Economics and Business Research), a leading economic think tank.* By 2028, real-time payments are forecast to support billions of dollars in formal gross domestic product (GDP) across these three markets and expand access to financial services for millions of people historically excluded from the financial system, the study finds. Argentina: Real-time payments are projected to facilitate $19.3 billion in additional GDP by 2028. The continued expansion of real-time rails is also expected to enable 1.1 million people to enter the formal financial system. Peru: Real-time payments are forecast to generate $376 million in additional GDP and bring 1.4 million people into the banking system. Chile: Real-time payments are expected to facilitate $740 million in additional formal GDP and expand financial access for more than 83,000 people. Brazil and Colombia: Proven Regional Benchmarks The projected gains across Peru, Chile and Argentina build on a clear regional precedent set by Brazil and Colombia, where real-time payments have already become core economic infrastructure. By 2028, Brazil’s Pix ecosystem is forecast to facilitate $49.9 billion in additional formal GDP, demonstrating the economic power of scale and everyday usage. Colombia has emerged as a regional benchmark for real-time payments following the implementation of Bre-B and its rapid adoption across the financial ecosystem. By 2028, real-time payments are forecast to facilitate $282 million in additional GDP in the country, but their most significant impact will be on inclusion. Colombia is projected to bring 5.1 million people previously excluded from the financial system into banking, the largest expansion of financial inclusion in Latin America. The speed and scale of Bre-B’s rollout demonstrate how interoperable, real-time payment infrastructure can accelerate access to financial services, positioning Colombia as a reference point for markets across the region seeking inclusive payments modernization. “Each market is entering this next phase from a different starting point,” said Mauricio Fernández, real-time payments lead, Latin America, ACI Worldwide. “In Peru, the central bank’s push for real-time payments and interoperability could transform the payments ecosystem and significantly expand financial inclusion. In Chile, the focus is on widening adoption, moving beyond person-to-person payments to merchant payments and everyday transactions. In Argentina, regulatory reforms and the rapid growth of fintechs are driving innovation and competition, helping to broaden access to financial services and support economic growth.” Advancing the Regional Payments Conversation in Chile ACI Worldwide will participate as a sponsor at the Chile Fintech Forum, taking place May 6-7, 2026. One of Latin America’s most influential fintech gatherings, the event brings together banks, fintechs, regulators and technology providers to advance real-time payments across Chile and the region. ACI’s Paola Sanchez will participate as a panelist in the session Multi-Acquiring in Chile: The End of Monopoly and the New Payments Ecosystem on May 7 at 11:45 a.m. Note to Editors:
*The study was conducted in 2024. Forecasts reflect modeled outcomes based on data and assumptions available at the time and should be interpreted as indicative of direction and scale rather than precise point estimates. Methodology:
The findings are based on an independent economic analysis conducted by the Centre for Economics and Business Research (Cebr) on behalf of ACI Worldwide. The study examined the economic and financial inclusion impacts of real-time payments across 40 countries using a combination of bottom-up and macroeconomic modeling. Cebr estimated efficiency gains for consumers and businesses from faster payment settlement, reduced transaction costs and fewer failed payments. These savings were translated into broader economic impacts using country-specific data on productivity, employment and gross domestic product. Forecasts through 2028 are based on projected adoption of real-time payment systems in each market. Financial inclusion outcomes were derived from an empirical analysis of historical data from 2011 to 2021, identifying the relationship between increased real-time payment usage and growth in formal bank account ownership. All monetary values are presented in constant U.S. dollars unless otherwise stated. About ACI Worldwide ACI Worldwide, an original innovator in global payments technology, delivers transformative software solutions that power intelligent payments orchestration in real time so banks, billers and merchants can drive growth, while continuously modernizing their payment infrastructures, simply and securely. With nearly 50 years of trusted payments expertise, we combine our global footprint with a local presence to offer enhanced payment experiences to stay ahead of constantly changing payment challenges and opportunities. Copyright ACI Worldwide, Inc. 2026 ACI, ACI Worldwide, ACI Payments, Inc., ACI Pay, Speedpay and all ACI product/solution names are trademarks or registered trademarks of ACI Worldwide, Inc., or one of its subsidiaries, in the United States, other countries or both. Other parties’ trademarks referenced are the property of their respective owners. View source version on businesswire.com: https://www.businesswire.com/news/home/20260505830292/en/ Media Contacts
Katrin Boettger | Communications and Corporate Affairs Director | katrin.boettger@aciworldwide.com
Pierce Rohrmann | Head of Communications and Corporate Affairs | pierce.rohrmann@aciworldwide.com Original: Peru, Chile and Argentina Enter a New Phase of Growth Driven by Real-Time Payments, ACI Worldwide Report Finds

ACI Worldwide and Kinexys by J.P. Morgan Collaborate to Mitigate Global Real-Time Payments FraudApril 24, 2026 6:00 AM
Business Wire
Integration of Kinexys Liink’s Confirm application into ACI’s fraud and financial crime solution helps strengthen account and payee verification within the payment flow


As real-time payments adoption accelerates worldwide and fraud risks intensify, ACI Worldwide (NASDAQ: ACIW) and Kinexys by J.P. Morgan today announced the integration of Kinexys Liink’s Confirm application into ACI Worldwide’s Fraud and Financial Crime solution. The integration embeds account and payee verification directly into payment workflows, enabling banks to help reduce fraud, protect customers, and aims to support safer, faster payments at scale.


Through this collaboration, financial institutions gain a robust account validation capability, supporting a broad range of payment types and geographies. By unifying account and payee verification within an enterprise fraud platform, banks can apply consistent controls across payment rails, simplify compliance with evolving requirements, and strengthen protection as payment volumes continue to grow.


The announcement comes as real-time payments fraud increases globally, exposing challenges in fraud controls. According to ACI’s Scamscope report, authorized push payment (APP) scams already generate USD 4.4 billion in financial losses worldwide, a figure projected to reach USD 7.6 billion by 2028. Nearly two thirds (63 percent) of those losses today occur on real-time payment rails, a share expected to rise toward 80 percent over the next three years as instant payments continue to grow.


Unlike traditional payments, transactions sent over instant rails are irrevocable. Once funds move, they cannot be recalled, leaving institutions with no recovery window and making post-transaction monitoring insufficient on its own.


Rising Expectations for Verification in Real-Time Payments


As fraud volumes continue to rise, there is a growing call across the industry for stronger account and payee verification for certain payment types. The focus is increasingly on validating payment details upfront, helping institutions to spot fraud before money leaves the account.


At the same time, heightened consumer awareness, higher reimbursement pressures, and increased operational risk are leading banks to embed stronger verification controls directly into the payment flow as a standard feature of modern payments infrastructure.


Turning Verification into a Practical, Scalable Capability


Kinexys Liink is one of the world’s first bank-led peer-to-peer blockchain-based data sharing networks for secure information exchange able to validate account ownership and other data elements in 70+ countries1. Designed to be payment rail-agnostic, it enables institutions to share payee verification requests and responses through one network connection while supporting data control and privacy considerations for participating institutions.


The integration of Kinexys Liink’s Confirm application into ACI’s fraud management platform enables confirmation that an account exists, is open, and matches the intended recipient before a payment is initiated. This allows financial institutions to reduce misdirected payments and scams without adding friction for legitimate customers.


Gloria Wan, General Manager of Kinexys Liink at Kinexys by J.P. Morgan, said, “By integrating Kinexys Liink’s Confirm application directly into ACI’s fraud management platform, we’re making it easier for institutions to meet evolving account validation requirements and help protect their customers from fraud. Together, we’re supporting institutions as they adapt to a rapidly changing landscape and build greater trust in every transaction.”


Unlike approaches that rely on fragmented, channel-specific tools, ACI embeds verification and fraud decisioning across ACH, wire, and instant payments within the transaction workflows of ACI Connetic, ACI’s cloud-native platform, bringing account-to-account (A2A) payments, card payments and AI-driven fraud prevention together within a single, modular, cloud-native architecture.


“Instant payments change the economics and the timing of fraud,” said Marc Trepanier, director of analytics and optimization for fraud and financial crime at ACI Worldwide. “When payments settle in real time, verification must have happened prior to the transaction in real time as well. Embedding payee confirmation into the payment flow gives banks the ability to stop fraud before it happens, while supporting the scale and speed customers expect.”


ACI Worldwide’s Fraud and Financial Crime solution provides cross-channel, real-time intelligence, helping institutions strengthen fraud prevention, simplify operations, and adapt to evolving regulatory and customer expectations.


Note to editors:


ACI Worldwide and Kinexys by J.P. Morgan will share practical perspectives on account validation and fraud risk management during the session, “Improving Fraud Risk Management with Account Validation” at Nacha Smarter Faster Payments on Sunday, April 26 at 3:10 p.m. PT in San Diego. Featuring speakers from ACI Worldwide, Kinexys by J.P. Morgan, and Nacha, the session will explore how institutions are translating rising expectations around verification into operational reality, highlighting lessons learned as real-time payments become a central part of the payments landscape.


About ACI Worldwide


ACI Worldwide, an original innovator in global payments technology, delivers transformative software solutions that power intelligent payments orchestration in real time so banks, billers and merchants can drive growth, while continuously modernizing their payment infrastructures, simply and securely. With nearly 50 years of trusted payments expertise, we combine our global footprint with a local presence to offer enhanced payment experiences to stay ahead of constantly changing payment challenges and opportunities.


Copyright ACI Worldwide, Inc. 2026


ACI, ACI Worldwide, ACI Payments, Inc., ACI Pay, Speedpay and all ACI product/solution names are trademarks or registered trademarks of ACI Worldwide, Inc., or one of its subsidiaries, in the United States, other countries or both. Other parties’ trademarks referenced are the property of their respective owners.



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1 JPMC proprietary data 2024







 

View source version on businesswire.com: https://www.businesswire.com/news/home/20260424309377/en/
Media Contacts
Katrin Boettger | Communications and Corporate Affairs Director | katrin.boettger@aciworldwide.com
Pierce Rohrmann | Head of Communications and Corporate Affairs | pierce.rohrmann@aciworldwide.com


Original: ACI Worldwide and Kinexys by J.P. Morgan Collaborate to Mitigate Global Real-Time Payments Fraud

As Multi-Rail Complexity Grows, ACI Worldwide Delivers One Cloud-Native Platform for Eight U.S. NetworksApril 23, 2026 6:00 AM
Business Wire
With 58% of instant-payment-enabled banks now running both FedNow and RTP, ACI Connetic targets the operational strain of managing parallel payment rails across separate systems


ACI Worldwide (NASDAQ: ACIW), an original innovator in global payments technology, today announced ACI Connetic for eight major U.S. networks on a single, cloud-native platform. ACI Connetic enables connectivity to Fedwire, CHIPS, Swift, The Clearing House RTP, Zelle and FedNow, with Nacha ACH (FedACH and EPN) connectivity expected for customers next year. It also supports stablecoin and tokenized-deposit capabilities, providing a unified approach across traditional, instant and digital-asset payment rails that helps banks reduce the operational burden of running multiple clearing systems.


The speed and scale of this shift toward multi-rail payments continue to increase. Nearly 1,700 institutions now participate in FedNow. The Clearing House RTP processed $1.3 trillion in payments in 2025, with more than 340,000 businesses and seven million consumers sending a payment each month. The ACH Network handled 35.2 billion payments valued at $93 trillion. At the same time, 58% of instant-payment-enabled banks now run both FedNow and RTP in parallel*, often duplicating compliance controls, fraud monitoring and exception management across multiple platforms.


ACI Connetic eliminates this fragmentation by consolidating multiple clearing connections and payment types onto one resilient, scalable, cloud-native SaaS platform.


“Banks didn’t set out to run eight payment systems in parallel, but that’s the reality today, and it’s driving real operational risk,” said Craig Ramsey, senior vice president and head of account-to-account payments, ACI Worldwide. “Every new rail adds controls, compliance and technical debt.”


Supporting Real-Time Payments Today, Building for What’s Next


The inclusion of FedNow and The Clearing House RTP alongside established high-value and cross-border rails reflects growing demand for platforms capable of supporting instant payments at scale. With many institutions now operating both instant-payment systems in parallel, multi-rail orchestration has become an operational necessity rather than a future scenario.


With Nacha ACH in active development, ACI Connetic will apply the same cloud-native design principles to batch payments, creating a long-term foundation for institutions modernizing across all U.S. clearing types.


“Banks are no longer modernizing one rail at a time; they’re being asked to modernize everything at once,” said Thomas Warsop, president and CEO of ACI Worldwide. “That’s why we built ACI Connetic. It brings instant, high-value and batch payments together on one cloud-native platform, giving institutions a simpler, more resilient foundation to move faster today while confidently preparing for what’s next.”


A Consistent Global Payments Model


The expansion of U.S. clearing connectivity builds on ACI Connetic’s growing global momentum, as financial institutions worldwide adopt a more unified approach to payments modernization. In March 2026, ACI launched ACI Connetic for Cards, extending the platform to card issuing, acquiring and ATM processing, bringing account-to-account (A2A) payments, card payments and AI-driven fraud prevention together within a single, modular, cloud-native architecture.


Across the European Union and the U.K., ACI customers are already using ACI Connetic to consolidate domestic and international payment schemes, simplifying operations while meeting evolving regulatory requirements. Solaris SE, Europe’s leading embedded finance platform, selected ACI Connetic to modernize its instant payments infrastructure, accelerating innovation and supporting scalable growth across highly regulated markets.


Meeting those requirements starts with how fraud detection is designed. ACI Worldwide’s Fraud and Financial Crime solution is built directly into ACI Connetic transaction workflows, providing embedded fraud detection across payment rails rather than requiring separate bolt-on systems. This architecture directly supports compliance with the Nacha fraud monitoring rules that took effect March 20, 2026.


As payments complexity and transaction volumes continue to grow, financial institutions are increasingly turning to cloud-native platform consolidation. Engineered for flexible deployment, including on major cloud infrastructures, on premises, hybrid cloud and multi-cloud, ACI Connetic provides the agility, scale and reliability financial institutions need to modernize with confidence in an instant payments economy.


ACI Worldwide is presenting six sessions across three days at Smarter Faster Payments 2026 in San Diego, April 26-29, with five speakers covering instant payments adoption, fraud risk management, ISO 20022 and infrastructure modernization.


-ends-


Note to editors:

*Source: U.S. Faster Payments Council (FPC), 2025 Faster Payments Barometer


About ACI Worldwide


ACI Worldwide, an original innovator in global payments technology, delivers transformative software solutions that power intelligent payments orchestration in real time so banks, billers and merchants can drive growth, while continuously modernizing their payment infrastructures, simply and securely. With nearly 50 years of trusted payments expertise, we combine our global footprint with a local presence to offer enhanced payment experiences to stay ahead of constantly changing payment challenges and opportunities.


Copyright ACI Worldwide, Inc. 2026


ACI, ACI Worldwide, ACI Payments, Inc., ACI Pay, Speedpay and all ACI product/solution names are trademarks or registered trademarks of ACI Worldwide, Inc., or one of its subsidiaries, in the United States, other countries or both. Other parties’ trademarks referenced are the property of their respective owners.

View source version on businesswire.com: https://www.businesswire.com/news/home/20260423089659/en/
Media Contacts



Katrin Boettger | Communications and Corporate Affairs Director |

katrin.boettger@aciworldwide.com
Pierce Rohrmann | Head of Communications and Corporate Affairs |

pierce.rohrmann@aciworldwide.com


Original: As Multi-Rail Complexity Grows, ACI Worldwide Delivers One Cloud-Native Platform for Eight U.S. Networks

ACI Worldwide to Report First Quarter 2026 Financial ResultsApril 16, 2026 6:52 AM
Business Wire
Conference Call Scheduled for Thursday, May 7, 2026, at 8:30 AM ET


ACI Worldwide (NASDAQ: ACIW), an original innovator in global payments technology, announced today that it will report its financial results for the first quarter 2026 on May 7, 2026. Management will host a conference call at 8:30 AM ET to discuss the results.


Participants may access the call as follows:


Webcast: http://investor.aciworldwide.com/

Pre-registration (recommended): https://events.q4inc.com/analyst/134451343?pwd=FRT1UsXC

Dial-in: +1 833 461 5787

Conference ID: 134451343


Pre-registration provides a unique passcode to join without operator assistance.


About ACI Worldwide


ACI Worldwide, an original innovator in global payments technology, delivers transformative software solutions that power intelligent payments orchestration in real time so banks, billers, and merchants can drive growth, while continuously modernizing their payment infrastructures, simply and securely. With more than 50 years of trusted payments expertise, we combine our global footprint with a local presence to offer enhanced payment experiences to stay ahead of constantly changing payment challenges and opportunities.


© Copyright ACI Worldwide, Inc. 2026


ACI, ACI Worldwide, ACI Payments, Inc., ACI Pay, Speedpay and all ACI product/solution names are trademarks or registered trademarks of ACI Worldwide, Inc., or one of its subsidiaries, in the United States, other countries or both. Other parties’ trademarks referenced are the property of their respective owners.

View source version on businesswire.com: https://www.businesswire.com/news/home/20260416013608/en/
For more information contact:

John Kraft

ACI Worldwide

305-894-2223

john.kraft@aciworldwide.com


Original: ACI Worldwide to Report First Quarter 2026 Financial Results

Bill Pay Industry Nears Inflection Point as Only 26% of Organizations Trust Legacy Systems to Meet Future Needs, ACI Speedpay Study FindsMarch 12, 2026 6:00 AM
Business Wire
80% view resilient, modern bill pay solutions vital as regulatory pressures, fraud risk and consumer demands rise.


The bill payments industry is approaching a critical transformation point as organizations prepare to modernize legacy infrastructure to keep pace with rising consumer expectations for speed, flexibility and security, according to The ACI Speedpay 2026 Biller Impact Study by ACI Worldwide (NASDAQ: ACIW), an original innovator in global payments technology. The study reveals that while 80% of bill pay organizations view bill pay solutions as essential to achieving their business priorities, only 26% believe their current systems are ready for the future, signaling mounting pressure to invest in resilient, modernized, digital-first bill payment platforms.

This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20260310494889/en/
According to the study, 76% of billers plan to evaluate new bill pay solutions within the next 12 to 24 months, signaling a wave of modernization as organizations seek to future-proof their payments infrastructure. The survey also found that improved payment resiliency was the #1 motivator for billers to consider switching bill pay solutions over the next 12 to 24 months.


The Biller Impact Study surveyed 712 executives and senior bill pay leaders across consumer finance, utilities, telecommunications, insurance, higher education, and the government sector in North America. The study reveals how resilient platforms, advanced fraud prevention, and expanded payment options can unlock new revenue streams, reduce operational costs, improve customer experience and strengthen customer relationships. Backed by rigorous research and actionable insights, the study serves as a roadmap for bill pay organizations navigating this transformation.


“Our study shows that bill pay has evolved from a back-office function into a strategic growth engine that directly impacts trust, revenue, and customer loyalty,” said Ron Shultz, EVP and General Manager of the ACI Speedpay business. “Resiliency has become the backbone of trust in digital payments. In this next era of bill pay, billers need systems that are always on, silently managing complexity in the background while never missing a payment, even in the face of outages, fraud attempts, or network disruptions.”


Only 42% of billers already offer an urgent or immediate pay option, and among those who don’t, 82% plan to add it soon. This urgency is being driven in part by changing consumer behavior. Younger, digitally native consumers increasingly prioritize speed, convenience, and security with urgent and same-day payments and mobile-first experiences.


The findings also reveal that security emerged as one of the top three defining attributes of an ideal bill payment technology provider. Rising fraud threats are forcing billers to rethink how they protect every transaction without introducing friction. The study underscores the importance of advanced fraud-prevention solutions, such as biometric authentication and real-time transaction verification, to safeguard trust in an increasingly complex payments ecosystem.


“Billers are operating in an increasingly complex environment where payment flexibility, resiliency, and customer trust are closely intertwined,” said David Albertazzi, Executive Advisor, Retail Banking & Payments Practice of Datos Insights. “To stay competitive, billers must move beyond reactive collections toward proactive risk strategies and insight-led engagement that reduces missed payments and strengthens long-term revenue stability.”


Key findings at a glance



80% of bill pay organizations view bill pay solutions as critical to achieving business priorities



26% of bill pay organizations are confident their current systems can meet future needs



76% of bill pay organizations plan to evaluate new solutions within the next 12 to 24 months



Improved payment resiliency was the #1 motivator for billers to consider switching bill pay solutions over the next 12 to 24 months



Top three bill pay priorities: Introduce self-service options, offer alternative payment methods, implement interchange fee optimization strategies



Top three current bill pay channels: Online through the biller website, mail and phone via a customer service representative



Top three key attributes of an ideal bill payment technology provider: Reliability, technical security, and experience



About ACI Worldwide


ACI Worldwide, an original innovator in global payments technology, delivers transformative software solutions that power intelligent payments orchestration in real time so banks, billers, and merchants can drive growth, while continuously modernizing their payment infrastructures, simply and securely. With nearly 50 years of trusted payments expertise, we combine our global footprint with a local presence to offer enhanced payment experiences to stay ahead of constantly changing payment challenges and opportunities.


© Copyright ACI Worldwide, Inc. 2026


ACI, ACI Worldwide, ACI Payments, Inc., ACI Pay, Speedpay and all ACI product/solution names are trademarks or registered trademarks of ACI Worldwide, Inc., or one of its subsidiaries, in the United States, other countries or both. Other parties’ trademarks referenced are the property of their respective owners.

View source version on businesswire.com: https://www.businesswire.com/news/home/20260310494889/en/
Media Contacts


ACI Worldwide

Pierce Rohrmann I Head of Communications and Corporate Affairs I pierce.rohrmann@aciworldwide.com

Lyn Kwek | Communications and Corporate Affairs Director | lyn.kwek@aciworldwide.com


Original: Bill Pay Industry Nears Inflection Point as Only 26% of Organizations Trust Legacy Systems to Meet Future Needs, ACI Speedpay Study Finds

ACI Worldwide Launches Card Payments on Cloud-Native ACI Connetic, Advancing Unified Payments PlatformMarch 4, 2026 2:00 AM
Business Wire
Next-generation card modernization suite brings decades of proven processing capabilities into a unified, cloud-native architecture


ACI Worldwide (NASDAQ:ACIW), an original innovator in global payments technology, today announced the launch of ACI Connetic for Cards, a next generation, fully integrated, modernized card payments suite within ACI Connetic, the industry’s first unified cloud-native payments hub, bringing together account-to-account (A2A), card payments and AI-driven fraud prevention on one platform.

This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20260303179249/en/
With ACI’s market-leading Acquiring, Issuing and ATM and Self-Service Banking solutions processing more than 300 billion card transactions annually, ACI Connetic for Cards advances this proven capability - unifying ACI’s global strengths and capabilities onto one next-generation, unified, cloud-native platform. The enterprise grade modular suite supports the full transaction lifecycle of every payment - capturing and authenticating data across all channels, intelligently routing transactions to the appropriate hosts or networks, and securely authorizing and clearing to support settlement of payments between institutions. By unifying these mission-critical functions, ACI Connetic for Cards provides the scale, resiliency and advanced functionality needed to modernize card payment processing operations, drive new customer experiences and business growth.


Despite the rise of real-time payments, cards continue to dominate globally. Fueled by contactless adoption, e-commerce growth and B2B digitization, global card transactions totaled 776 billion in 2024 and are projected to reach 1.1 trillion annually in 2029, a 43 percent increase over 2024. *


As global card usage continues to rise, banks are reassessing how well their existing card platforms can support future demand. Having a clear modernization plan, at a pace that makes sense for each institution, is critical. ACI Connetic for Cards provides the modern architecture to support that journey, whenever banks choose to take it.


“When we introduced ACI Connetic, we set a new benchmark for how banks operate in the digital economy,” said Thomas Warsop, CEO and President, ACI Worldwide. “With ACI Connetic for Cards, we’re bringing that standard to the heart of retail payments — modernizing the issuing, acquiring and ATM capabilities banks depend on. It gives institutions a future-ready foundation that improves flexibility and agility by opening a low-risk path to new services, new payment types and continuous innovation.”


Key Benefits of ACI Connetic for Cards:



Trusted card payment processing: ACI customers benefit from mature, globally compliant issuing, acquiring and ATM capabilities refined over more than a decade - now also delivered through ACI Connetic to provide a clear pathway to modernization



Unified payments operations through ACI Connetic: Cloud native, API-first platform with embedded fraud management and digital identity capabilities, fully integrated with account-to-account payments to deliver superior operational efficiency, greater resilience and continuous innovation across the entire payments ecosystem



“Banks need payments infrastructure that can evolve without elevating risk,” said Bill Farris, head of issuing and acquiring at ACI Worldwide. “ACI Connetic for Cards brings card processing and account-to-account payments together on a single, cloud-native platform, enhanced with advanced fraud and identity intelligence to deliver stronger resilience and operational efficiency. This is modern payments infrastructure built to evolve at the pace our customers require without risking stability."


Financial institutions are increasingly turning to unified, cloud-native architectures to streamline operations and drive faster, more agile innovation across all payment types.


“At Solaris, we value both the innovation and the depth of capability delivered through ACI Connetic,” said Peter Hüftlein, head of product accounts, Solaris SE. “The unified, cloud-native approach supports us to simplify operations, accelerate change and innovate across payment types with far greater control. ACI Connetic for our instant payments capabilities gives us a resilient, modern foundation that supports our growth and lets us deliver new customer experiences at speed.”


ACI Connetic was introduced in 2025 as the industry’s first unified, cloud-native platform combining account-to-account payments, card payments and AI driven fraud prevention. Its momentum has continued through 2026 with new deployments and expanded capabilities. ACI Connetic for Cards builds on this progress by applying the same unified approach to modernizing card payment processing operations.


Note to Editors: *Data according to Nilson Report, January 2025


ACI Worldwide, an original innovator in global payments technology, delivers transformative software solutions that power intelligent payments orchestration in real time so banks, billers and merchants can drive growth, while continuously modernizing their payment infrastructures, simply and securely. With nearly 50 years of trusted payments expertise, we combine our global footprint with a local presence to offer enhanced payment experiences to stay ahead of constantly changing payment challenges and opportunities.


© Copyright ACI Worldwide, Inc. 2026


ACI, ACI Worldwide, ACI Payments, Inc., ACI Pay, Speedpay, and all ACI product/solution names are trademarks or registered trademarks of ACI Worldwide, Inc., or one of its subsidiaries, in the United States, other countries, or both. Other parties’ trademarks referenced are the property of their respective owners.

View source version on businesswire.com: https://www.businesswire.com/news/home/20260303179249/en/
Katrin Boettger | Communications and Corporate Affairs Director | katrin.boettger@aciworldwide.com

Pierce Rohrmann | Head of Communications and Corporate Affairs | pierce.rohrmann@aciworldwide.com


Original: ACI Worldwide Launches Card Payments on Cloud-Native ACI Connetic, Advancing Unified Payments Platform

ACI Worldwide Executive Philip Bruno to Address the Rise of Agentic Commerce at MIT Sloan Fintech ConferenceFebruary 19, 2026 2:50 PM
Business Wire
Chief strategy and growth officer joins panel with leaders from Synchrony, NVIDIA, PwC, and Airwallex


ACI Worldwide (NASDAQ:ACIW), an original innovator in global payments technology, today announced that chief strategy and growth officer Philip Bruno will speak on the “Agentic Commerce: When AI Starts Buying” panel at the MIT Sloan Fintech Conference on Friday, February 20, in Cambridge, Massachusetts.


The session examines a rapidly emerging frontier: a world where AI agents, not people, initiate discovery, comparison, and purchasing decisions across digital ecosystems. The panel brings together executives from Synchrony, Airwallex, PwC, and NVIDIA to explore how commerce, identity, and payments will evolve as software gains the ability to act autonomously on behalf of consumers.


Bruno will discuss how this shift places payments infrastructure and digital wallets at the centre of agentic commerce, and why systems that enforce trust and not just facilitate transactions will define competitive advantage.


“As AI becomes an active participant in commerce, the winners will be the companies that embed secure, intelligent wallet experiences directly into the merchant journey,” said Bruno. “Agentic systems only work when three things can be guaranteed: permission that can be verified, identity that persists across the entire transaction, and evidence that ensures a fair outcome when something goes wrong.”


The panel will explore:



What’s working now: Zero-click purchasing, interoperable wallet protocols, and early agent-driven shopping flows



What’s overhyped: Standalone bots, voice-only interfaces, and isolated consumer agents



What’s next: The battle for control of the consumer’s primary AI agent and how banks, networks, and merchants can stay visible in an increasingly automated checkout experience



Bruno’s perspective builds on ACI’s recent work showing that while workflow-based applications may be disrupted by generative AI, deterministic payments infrastructure is strengthened, not replaced, by agentic technologies. AI enhances trust, fraud detection, exception handling, and transaction intelligence, but the underlying rules-based systems remain essential for compliance, auditability, and safety.


The MIT Sloan Fintech Conference is one of the world’s largest student-run fintech gatherings, convening hundreds of industry leaders, policymakers, founders, and students.


Bruno joined ACI Worldwide in January 2025 after more than two decades at McKinsey & Company, where he served as partner and co-lead of the Global Payments Practice. He holds an MBA from New York University’s Stern School of Business and a bachelor’s degree in international relations from the University of Pennsylvania.


About ACI Worldwide


ACI Worldwide, an original innovator in global payments technology, delivers transformative software solutions that power intelligent payments orchestration in real time so banks, billers and merchants can drive growth, while continuously modernizing their payment infrastructures, simply and securely. With nearly 50 years of trusted payments expertise, we combine our global footprint with a local presence to offer enhanced payment experiences to stay ahead of constantly changing payment challenges and opportunities.


© Copyright ACI Worldwide, Inc. 2026


ACI, ACI Worldwide, ACI Payments, Inc., ACI Pay, Speedpay, and all ACI product/solution names are trademarks or registered trademarks of ACI Worldwide, Inc., or one of its subsidiaries, in the United States, other countries, or both. Other parties’ trademarks referenced are the property of their respective owners.

View source version on businesswire.com: https://www.businesswire.com/news/home/20260219555070/en/
Katrin Boettger | Communications and Corporate Affairs Director | katrin.boettger@aciworldwide.com

Pierce Rohrmann I Head of Communications and Corporate Affairs I pierce.rohrmann@aciworldwide.com


Original: ACI Worldwide Executive Philip Bruno to Address the Rise of Agentic Commerce at MIT Sloan Fintech Conference

ACI Connetic Accelerates Global Adoption as UK Banks Can Now Unite SWIFT, CHAPS and Faster Payments on One Cloud-Native PlatformFebruary 17, 2026 2:00 AM
Business Wire
First ACI Connetic UK deployment marks pivotal milestone as country prepares for the next wave of payments transformation


ACI Worldwide (NASDAQ:ACIW), an original innovator in global payments technology, today announced a major step forward in the UK’s payments modernization journey as a leading UK retail bank chooses ACI Connetic — the industry’s first unified, cloud-native platform — for deployment. Powered by Microsoft's cloud capabilities, this milestone demonstrates strong industry confidence in ACI’s next-generation platform and its ability to empower financial institutions to modernize, innovate and unlock new growth.


Landmark UK Deployment as Government and Regulators Push for Payments Modernization


The first ACI Connetic deployment in the UK is a pivotal milestone as the country prepares for the next wave of payments transformation. For the first time, UK banks can bring SWIFT, CHAPS, and Faster Payments together on one cloud-native SaaS platform, eliminating the fragmentation that has long driven operational cost, risk, and complexity.


Designed to meet the demands of modern banking, ACI Connetic, the industry’s first unified, cloud-native platform enables banks and financial institutions of all sizes to:



Consolidate siloed systems and embrace a centralized approach to processing all payment types



Reduce operational complexity, increase resiliency across all schemes and speed up the adoption of regulatory mandates



Accelerate innovation, increase agility and position themselves for future real-time and cross-border modernization



One Cloud Platform for All Payments — A Clear Industry First


ACI Connetic is the industry’s first platform to bring together account-to-account (A2A) payments, card payments, and AI-driven fraud prevention within one cloud-native SaaS environment. Its modular design, cloud-native architecture, and open APIs streamline integration, shorten implementation timelines, and deliver faster time to value. Designed for institutions of all sizes, ACI Connetic enables rapid modernization without compromising enterprise-grade resilience or regulatory readiness.


“ACI Connetic is gaining real global traction — and the UK deployment is a major milestone,” said Richard Albery, head of banking, UK and Ireland, ACI Worldwide. “Banks are facing unprecedented pressure to modernize quickly as payments grow more complex. ACI Connetic is more than a new payments product — it’s an operating model built for the digital economy, giving institutions the agility and scale they need to grow.”


“Microsoft Azure is increasingly becoming a foundational platform for high-performance enterprise payments,” said Christian Sarafidis, Chief Executive EMEA Financial Services. “Our collaboration with ACI Worldwide helps banks access a cloud-native approach that supports security, compliance, resilience and scalability, while enabling continuous innovation. As payments continue to evolve, cloud technology is playing an important role in helping institutions respond to digital commerce, regulatory change and rising customer expectations.”


Global Demand Builds Across Europe and the U.S.


Beyond the UK, banks across Europe and the U.S. are adopting ACI Connetic as they rethink how to operate amid regulatory change, heightened competition, and rapid shifts in customer expectations. Cloud modernization is no longer a technology decision — it is a strategic requirement. ACI Connetic on Microsoft Azure gives banks the platform, scale, and resilience required to compete in a digital-first, real-time world.


About ACI Worldwide


ACI Worldwide, an original innovator in global payments technology, delivers transformative software solutions that power intelligent payments orchestration in real time so banks, billers and merchants can drive growth, while continuously modernizing their payment infrastructures, simply and securely. With nearly 50 years of trusted payments expertise, we combine our global footprint with a local presence to offer enhanced payment experiences to stay ahead of constantly changing payment challenges and opportunities.


© Copyright ACI Worldwide, Inc. 2026


ACI, ACI Worldwide, ACI Payments, Inc., ACI Pay, Speedpay, and all ACI product/solution names are trademarks or registered trademarks of ACI Worldwide, Inc., or one of its subsidiaries, in the United States, other countries, or both. Other parties’ trademarks referenced are the property of their respective owners.

View source version on businesswire.com: https://www.businesswire.com/news/home/20260216519041/en/
Media Contacts
Katrin Boettger | Communications and Corporate Affairs Director |

katrin.boettger@aciworldwide.com
Pierce Rohrmann I Head of Communications and Corporate Affairs I

pierce.rohrmann@aciworldwide.com


Original: ACI Connetic Accelerates Global Adoption as UK Banks Can Now Unite SWIFT, CHAPS and Faster Payments on One Cloud-Native Platform

ACI Worldwide, Inc. To Release Financial Results for the Quarter and Year Ending December 31, 2025February 6, 2026 12:44 PM
Business Wire
Conference Call Scheduled for Thursday, February 26, 2026, at 8:30 a.m. ET


ACI Worldwide (NASDAQ: ACIW), an original innovator in global payments technology, announced today that it will report its financial results for the fourth quarter and full year 2025 on Thursday, February 26, 2026. Management will host a conference call at 8:30 a.m. Eastern time to discuss these results.


Interested persons may access a real-time teleconference webcast at http://investor.aciworldwide.com/


To join the live audio call, please dial +1 (800) 715-9871, provide your name, the conference name of ACI Worldwide, Inc. and conference ID 88945; alternatively, to reduce operator assisted delays joining the call, we invite you to register in advance by visiting https://registrations.events/direct/Q4I8894556676


This process will provide you with a unique passcode allowing you to join the call without operator assistance.


About ACI Worldwide


ACI Worldwide, an original innovator in global payments technology, delivers transformative software solutions that power intelligent payments orchestration in real time so banks, billers, and merchants can drive growth, while continuously modernizing their payment infrastructures, simply and securely. With nearly 50 years of trusted payments expertise, we combine our global footprint with a local presence to offer enhanced payment experiences to stay ahead of constantly changing payment challenges and opportunities.


© Copyright ACI Worldwide, Inc. 2026


ACI, ACI Worldwide, ACI Payments, Inc., ACI Pay, Speedpay and all ACI product/solution names are trademarks or registered trademarks of ACI Worldwide, Inc., or one of its subsidiaries, in the United States, other countries or both. Other parties’ trademarks referenced are the property of their respective owners.

View source version on businesswire.com: https://www.businesswire.com/news/home/20260204986887/en/
For more information contact:
John Kraft

ACI Worldwide

305-894-2223

john.kraft@aciworldwide.com


Original: ACI Worldwide, Inc. To Release Financial Results for the Quarter and Year Ending December 31, 2025

ACI Worldwide, Inc. To Release Financial Results for the Quarter and Year Ending December 31, 2025February 4, 2026 6:13 AM
Business Wire
Conference Call Scheduled for Thursday, February 26, 2065, at 8:30 a.m. ET


ACI Worldwide (NASDAQ: ACIW), an original innovator in global payments technology, announced today that it will report its financial results for the fourth quarter and full year 2025 on Thursday, February 26, 2026. Management will host a conference call at 8:30 a.m. Eastern time to discuss these results.


Interested persons may access a real-time teleconference webcast at http://investor.aciworldwide.com/


To join the live audio call, please dial +1 (800) 715-9871, provide your name, the conference name of ACI Worldwide, Inc. and conference ID 88945; alternatively, to reduce operator assisted delays joining the call, we invite you to register in advance by visiting https://registrations.events/direct/Q4I8894556676


This process will provide you with a unique passcode allowing you to join the call without operator assistance.


About ACI Worldwide


ACI Worldwide, an original innovator in global payments technology, delivers transformative software solutions that power intelligent payments orchestration in real time so banks, billers, and merchants can drive growth, while continuously modernizing their payment infrastructures, simply and securely. With nearly 50 years of trusted payments expertise, we combine our global footprint with a local presence to offer enhanced payment experiences to stay ahead of constantly changing payment challenges and opportunities.


© Copyright ACI Worldwide, Inc. 2026


ACI, ACI Worldwide, ACI Payments, Inc., ACI Pay, Speedpay and all ACI product/solution names are trademarks or registered trademarks of ACI Worldwide, Inc., or one of its subsidiaries, in the United States, other countries or both. Other parties’ trademarks referenced are the property of their respective owners.

View source version on businesswire.com: https://www.businesswire.com/news/home/20260204986887/en/
For more information contact:
John Kraft

ACI Worldwide

305-894-2223

john.kraft@aciworldwide.com


Original: ACI Worldwide, Inc. To Release Financial Results for the Quarter and Year Ending December 31, 2025

ACI Worldwide Report: Global Refund Volumes Surge 18% as Retailers Tighten ReturnsFebruary 3, 2026 2:00 AM
Business Wire
New analysis shows holiday-driven refund growth, rising fraud risk, and growing pressure on retail margins despite strong eCommerce growth


Annual refund volumes in the global retail sector increased 18.1 % in 2025, while refund value rose 12.7% year-on-year, according to ACI’s annual Global Ecommerce Report. ACI Worldwide (NASDAQ: ACIW), an original innovator in global payments technology, analysed billions of retail transactions worldwide as part of the study.

This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20260202280601/en/
Refund activity peaked sharply during the holiday season; November and December together accounted for approximately 20% of all refunds in 2025. December alone recorded a 2.89% refund rate, meaning nearly three out of every 100 purchases resulted in a return, compared with an average refund rate of 2.25% between January and October.


The findings come amid continued growth in global eCommerce. Across all retail sectors, eCommerce transaction volumes grew 28.3% in 2025, while total transaction value increased 34.3% year-on-year, driven by consumer demand for convenience, sustained innovation across the retail ecosystem, and rising levels of consumer trust.


While refund rates are rising more slowly than eCommerce transactions, their financial impact for retailers remains significant. Every $1 million in refunds typically translates into around $1.3 million in total costs once reverse logistics, inventory depreciation, payment processing fees, and fraud-related overheads are accounted for.


As refund volumes accelerate, retailers are rethinking their approach to returns and fraud management. This includes deploying AI-driven identity verification, real-time monitoring, and tighter, more adaptive return policies. Increasingly, merchants are applying real-time analytics traditionally reserved for fraud prevention to refund and return activity—seeking to reduce abuse while preserving a frictionless experience for legitimate customers.


“The sharp rise in refund volumes is exposing a growing pressure point for retailers—one that directly threatens margins, especially during peak periods and extended return windows,” said Adriana Iordan, head of merchant product management and payments intelligence at ACI Worldwide. “Retailers need smarter, AI-driven controls that spot abuse in real time and adapt policies dynamically, without adding friction for genuine customers. By bringing fraud and refund management together, merchants can curb losses, protect profitability, and still deliver a customer seamless experience—even as refund volumes continue to climb.”


Key Highlights at a Glance (Year-on-Year, Retail)



Refund Growth: Refund transactions increased 18.1%, while refund value rose 12.7%, indicating higher refund frequency but lower average refund values.



Holiday Surge: November and December together accounted for ~20% of annual refunds, driven by extended return windows and elevated fraud risk.



Refund-to-Payment Ratio: Averaged 2.5%–3% across the year, highlighting growing pressure within omnichannel retail environments.


January–October: 2.25%



November: 2.28%



December: 2.89%






Payment Expansion: eCommerce payment volumes increased 28.3%, with transaction values up 34.3%, reflecting sustained consumer spending growth.



Strategic Implications: The widening gap between payment growth and refund growth underscores the opportunity for retailers to tighten refund controls without eroding customer experience—particularly during peak periods.



About the Report:

ACI’s Global Annual Ecommerce Report provides insight on the latest eCommerce trends based on an analysis of billions of global retail transactions processed in 2024 and 2025.


About ACI Worldwide


ACI Worldwide, an original innovator in global payments technology, delivers transformative software solutions that power intelligent payments orchestration in real time so banks, billers and merchants can drive growth, while continuously modernizing their payment infrastructures, simply and securely. With nearly 50 years of trusted payments expertise, we combine our global footprint with a local presence to offer enhanced payment experiences to stay ahead of constantly changing payment challenges and opportunities.


© Copyright ACI Worldwide, Inc. 2026


ACI, ACI Worldwide, ACI Payments, Inc., ACI Pay, Speedpay, and all ACI product/solution names are trademarks or registered trademarks of ACI Worldwide, Inc., or one of its subsidiaries, in the United States, other countries, or both. Other parties’ trademarks referenced are the property of their respective owners.

View source version on businesswire.com: https://www.businesswire.com/news/home/20260202280601/en/
Media



Katrin Boettger | Communications and Corporate Affairs Director | katrin.boettger@aciworldwide.com
Pierce Rohrmann I Head of Communications and Corporate Affairs I pierce.rohrmann@aciworldwide.com


Original: ACI Worldwide Report: Global Refund Volumes Surge 18% as Retailers Tighten Returns

News: $ACIW ACI Worldwide to Deliver Universal Payments Technology Via Microsoft Azure

Global collaboration benefits banks and other organizations embracing the cloud—reducing TCO, increasing scalability and improving speed to market ACI Worldwide (NASDAQ: ACIW), a leading global provider of real-time electronic payment and banking solutions , today announced ...

Read the whole news ACIW - ACI Worldwide to Deliver Universal Payments Technology Via Microsoft Azure

is this the same ACI ,that bought usmj,pura??

Easy Double @ $5.45

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~ Thursday! $ACIW ~ Earnings posted, pending or coming soon! In Charts and Links Below!

~ $ACIW ~ Earnings expected on Thursday *
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One or more of many earnings sites has alerted this security has or will be posting earnings on or around the day of this message.








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*If the earnings date is in error please ignore error. I do my best.

ACI Worldwide, Inc. (ACI) develops, markets, installs and supports a line of software products and services primarily focused on facilitating electronic payments. In addition to its own products, ACI distributes, or acts as a sales agent for, software developed by third parties. These products and services are used principally by financial institutions, retailers and electronic payment processors, both in domestic and international markets. Its products are sold and supported through distribution networks covering three geographic regions, the Americas, Europe/Middle East/Africa (EMEA) and Asia/Pacific. Each distribution network has its own sales force that it supplements with independent reseller and/ordistributor networks. Its products are marketed under the ACI Worldwide and ACI Payment Systems brands.Its products address three primary market segments: Retail banking, Wholesale banking Retailers.

http://www.google.com/finance?q=ACIW