PrimeLending Loan Lift Helps Borrowers Qualify for More Mortgage Options
2024年7月18日 - 12:22AM
ビジネスワイヤ(英語)
National residential lender PrimeLending, a PlainsCapital
Company, now offers Loan LIft, a mortgage underwriting process that
helps ensure borrowers’ positive financial behaviors, such as
consistent rent payments, are captured during credit eligibility
assessment, potentially resulting in better loan terms and more
lending options.
How does Loan Lift work? Through our unique service model that
combines innovative technology, a wide range of options, including
400-plus mortgage progams, and experienced mortgage experts who
know how to get to “yes.”
- Comprehensive Data Collection – Our process gathers a
borrower’s assets, income, and employment history, as well as
documents rent payments, shared bill payments and positive cash
flow activities, such as Venmo or Zelle transactions, not always
captured by standard underwriting systems.
- Digital Verification – We work with PointServ, our secure
third-party provider, to digitally document and verify transactions
and personal financial history within minutes.
- Customer-focused Service Philosophy – Our mortgage
professionals have the skills, expertise and commitment to assess
each borrowers unique circumstances and find a wider range of
possible home financing solutions.
“Today’s borrowers don’t fit in a one-size-fits-all mortgage,”
said Tim Elkins, PrimeLending’s Chief Production Officer. “With
Loan Lift we can offer our customers more options and more
expertise when financing a home. It’s just one more example of how
the customer always comes first at PrimeLending.”
About PrimeLending
Whether looking to buy, refinance, renovate or build a home, the
PrimeLending team works alongside our customers in all 50 states.
PrimeLending’s customer-centric approach blends unmatched mortgage
expertise, product choice and digital convenience to deliver a
rewarding homebuying experience. Delivering on this promise since
1986, PrimeLending is proud to consistently earn a 96% customer
satisfaction rating1. PrimeLending is a wholly owned subsidiary of
PlainsCapital Bank, which in turn is a wholly owned subsidiary of
Hilltop Holdings Inc. (NYSE: HTH). More information at
PrimeLending.com.
1Survey administered and managed by an independent third party
following loan closing. 96% satisfaction rating refers to the
rating our customers give our loan officers. PrimeLending received
an overall 96% Customer Satisfaction Rating for the period
1/1/23-12/31/23.
All loans subject to credit approval. Rates and fees subject to
change.
©2024 PrimeLending, a PlainsCapital Company (PrimeLending).
(NMLS: 13649) Equal Housing Lender.
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version on businesswire.com: https://www.businesswire.com/news/home/20240717077653/en/
Mandy Jordan 972-852-8235 | mjordan@primelending.com