John
Ettinger, Portfolio Manager, has been the Fund's portfolio manager since October 2003.
Barbara Miller, Portfolio Manager, has been the Fund's portfolio manager since December 2011.
Tom M.
Brakel, Senior Portfolio Manager, has been the Fund's portfolio manager since July 2012.
purchase and sale
of fund shares
You
may purchase, redeem or exchange Shares of the Fund on any day the New York Stock Exchange is open. Shares may be purchased through a financial intermediary firm that has entered into a Fund selling and/or servicing
agreement with the Distributor or an affiliate (“Financial Intermediary”) or directly from the Fund, by wire or by check. Please note that certain purchase restrictions may apply. Redeem or exchange Shares
through a financial intermediary or directly from the Fund by telephone at 1-800-341-7400 or by mail.
A, B & C Classes
The
minimum investment amount for the Fund's A, B and C classes is generally $1,500 for initial investments and $100 for subsequent investments. The minimum initial and subsequent investment amounts for Individual
Retirement Accounts are generally $250 and $100, respectively. There is no minimum initial or subsequent amount for employer sponsored retirement plans. The minimum investment for Systematic Investment Programs is $50.
R Class
The
minimum initial and subsequent investment amounts for Individual Retirement Account rollovers into the Fund's R class are generally $250 and $100, respectively. There is no minimum initial or subsequent amount for
employer-sponsored retirement plans. The minimum investment amount for Systematic Investment Programs is $50.
Tax Information
The
Fund's distributions are taxable as ordinary income or capital gains except when your investment is through a 401(k) plan, an Individual Retirement Account or other tax-advantaged investment plan.
Payments to
Broker-Dealers and Other Financial Intermediaries
If you
purchase the Fund through a broker-dealer or other financial intermediary (such as a bank), the Fund and/or its related companies may pay the intermediary for the sale of Fund Shares and related services. These
payments may create a conflict of interest by influencing the broker-dealer or other intermediary and your salesperson to recommend the Fund over another investment. Ask your salesperson or visit your financial
intermediary's website for more information.