Innovative Payment Solutions Inc (QB) (IPSI) 銘柄情報

You convinced me to hold a year ago but that was like 2 years of holding then, I'd rather move on

man, if there was a way I could stop you I would do so, darn it. This is what happens when it takes so long for a company to do what it says its going to do.

I'm sorry friend I need to get into the slow mutual fund game. Too much risk down here. 

dont take the loss, buy more instead. I buy every week, usually more than once. Watch the podcasts from the Ionia and OpenPath CEOs, its coming, and soon, just longer than everyone anticipated.

Will be taking a loss after holding over 3 years...

I really want nothing to do with Business Warrior at this point. They have proven to be completely inept and I hope we walk away from that opportunity, thats just me, they've had their chance and I dont want the dilution either.

BZWR merger news.from the IPSI 10-Q dated 11/12/2024

I'm looking forward to this combination, even though dilution may be severe. If IPSI's concept is a good one, more capital may bring it to life and sales will follow soon after.

Read it as reported on TradingView here.

Some portions regarding the merger:

Merger Agreement with Business Warrior: On July 28, 2024, IPSI entered into a merger agreement with Business Warrior, which will result in Business Warrior becoming a wholly-owned subsidiary of IPSI. The merger is expected to close within seven to nine months, subject to regulatory and shareholder approvals.



Future Outlook: Looking ahead, the company plans to continue its strategic focus on developing its IPSIPay Express joint venture and completing the merger with Business Warrior. The company aims to enhance its digital payment solutions and expand its market presence in the fintech sector. The company also intends to manage its capital efficiently by raising additional funds through equity sales and borrowing, while reducing its debt burden. The successful execution of these strategic initiatives and capital management activities is expected to position the company for sustainable growth and improved financial stability.



Merger Agreement with Business Warrior: The merger is subject to significant risks and uncertainties, including the need for shareholder approvals and the exchange of convertible promissory notes for preferred stock. The terms of this exchange and the preferred stock remain subject to negotiation and approval, posing a risk to the consummation of the merger.



Liquidity and Capital Resources: The company has an accumulated deficit of $61.5 million and incurred negative cash flow from operations of $0.5 million for the nine months ended September 30, 2024. The primary focus is on the IPSIPay Express joint venture, which has not yet generated revenue. The company also expects to generate revenue from Business Warrior’s product offerings following the merger, if consummated. At September 30, 2024, the company had cash of $1,033 and a working capital deficit of $10.3 million, including a derivative liability of $1.6 million. The company will need to raise significant additional funds to progress its business and complete the merger, which may result in significant dilution to stockholders.

Hang Tight! If you can pick up shares at this price, then I highly recommend it, will 8 cents be revisited, sure it could, I dont think theres much difference btw buying btw 8 - 10 cents but if you are pinching pennies then have a GTC order in in the .08s. Our time is coming, and its going to be huge.

HANG TIGHT!

And while you do here is some entertainment, you really need to listen to what is our technical partner developing all the technology

https://www.soarpay.com/2024/09/ionia/

Riding out my last otc lol putting into mutual funds that have over a decade of history beating the S&P’s 11%

ShawnyD, hope you picked up shares on the cheap over the past few weeks, if not, ok, then just HANG TIGHT! I must have picked up at least 250K or more, just sit back and enjoy the ride..

It’s cuz every OTC is really a pump n dump.. they just reverse split right before they go bankrupt.. or dilute with more shares in payment to AC Slator or Jillian Michaels or Tia Mowry😂

Can anyone explain why IPSI's website ipsi.us is online with no real working content and fake testimonials? (Unless "Janice Butler" has brown hair and is also a redhead with a different face.) It is not a good look.

buy every share you can get your hands on folks. Thats all I can say. Thats what I am doing.

I think I’ve waited 3 years for this to do something.. no kiosks from Mexico, empty promises…

I need it to hit $5 just to break even😂

9 cents, but little volume so far. Perhaps the future dilution for the BZWR merger is priced in now. I can't see how a lengthy merger process will help things. Pessimism may grow for a while longer. After that, we may get news about how the newly combined companies are progressing.

not its not, let these dopes sell off whatever they want, the stock will recover strongly.

IPSI has traded lower lately, possibly anticipating the future dilution from the BZWR merger. If it is not doing that yet, expect the share price to get below ten cents, in my opinion.

IPSI plans to give BZWR shareholders 45% of IPSI’s outstanding shares. I assume IPSI will not do a buyback to get shares, so they would have to issue new shares. If that is true, for each 55 IPSI shares now outstanding, they would need 45 new shares to convert BZWR shares. So, that’s about an 82% growth in outstanding shares. If an IPSI share is worth $0.20, that would cut it back to around $0.12 or so.

Today seems like pretty constructive trading actually. Nice absorption of shares.

How much dilution? I have a very small position and I haven’t done deep research.

Dilution may occur from BZWR merger so RS may be in the near future. Maybe 1 for 100? That might get it to $5 a share after the merger.

Let’s do an RS! lol

The merger with BZWR didn’t tank the share price yet. IPSI may have made a good move if they can handle the debt that remains after closing. BZWR management are experts at structuring debt— just my opinion.

news... should be a good day today... Float 11,023,122

Volume is on the way up. Buyers are starting to appear.

yes it is, dont sell your shares, just HANG TIGHT, we're close

Is something about to happen? Share price is rising, but volume is low.

patience they are deep into testing the technology. It would be nice if they got results that can be shared, theyre not good at updating investors.

The price has now come back to where all of this started after the reverse split, but this time its the time for the company to execute on long awaited plans. Stand by, at this point I would be a buyer on any pullback, otherwise hold.

not much longer, maintain patience, at this point I believe we have seen our low and expect we should be back in the .20s in short order.

OpenPath sent me the brochure for Instant Direct Payments

Get ready folks, this is going to run and people are not going to be ready for it. Yes it has taken longer than expected, way longer, but this is revolutionary and we have a piece of it

as I just messaged a moment ago, be patient, I dont believe we have long to go and make sure you have picked up what you can down here, Also the BZWR potential acquisition looks interesting for revenue generation

patience required here, if yu dont have your shares yet make sure and get them now, anything under 20 cents is a steal but I would bid sit around 12 - 14 cents and let the seller come to you.

The way they keep pivoting, I don’t see revenues coming in the next 5-10 years

they are dependent on their joint venture for revenues and the JV Partners OpenPath and eFinnity plus another company Ionia are in the beta testing with customer now - you can contact OpenPath if you want, or even IPSI takes calls from Investors. We latch on to the work being done by the JV specifically for the betting/gaming industry.

What do you think about revenues? Does IPSI have products/services ready for immediate release?

yes, and it will be on time as always. lets look for any nuggets.

Personally I am buying every share I can down at this price, others should be doing as well. Once the seller is gone this will lift back up.

Is the Annual Report due soon?

you're a bit behind the eight ball, we are not doing anything right now with kiosks or sending money with ipsipay, but focusing on account to account transfers, normal credit card transactions (both within high risk - betting and entertainment and gaming), and this latest acquisition 8-k announcement in lending. You have some catching up to do.

#Where are the kiosks!?

Been waiting on revenue for 2 years…

Picked up 15K @.17 last few days, this is cheap remember that PP investors and lenders are getting .345/share plus equal warrants, which is equivalent to .1725/share on open market, but with more risk. This is a steal, mark it.

IPSI to acquire BZWR in stock transaction

https://www.otcmarkets.com/filing/html?id=17306841&guid=Bcd-kq5omGj4B3h

According to filings, BZWR is doing 4.5 Million revenues per year avg up to last filed quarter and they are late with their 10-K and ensuring 10-Q, obviously IPSI wouldnt be interested unless they were sure they could afford and achieve profitability. This will be a nice addition to their existing Fintech initiatives. And it mentions "Company’s IPSIPay ExpressTM products (Instant-Settlement in RealTime™) and potentially other product offering, wonder what that could be ? And it mentions "to provide traditional credit card processing services initially focused on the fast-growing online gaming and entertainment sector" so they are going after the traditional processing in addition to Instant Settlement. Lot more than meets the eye.

Continued financing includes the .345/share offers that they have had out there for a while.

this is taking longer than anyone would have dreamed and some might argue that it wont happen and I respect that completely. In any case, anywhere around the 20 cent +/- range is a strong buy in my opinion.

Patience is required here. I sincerely believe we'll see great things sooner than later.

Its coming, I picked up another 7K shares today, you should too (as appropriate to your situation and finances and risk tolerances). Stock is cheap.

Where’s the revenue? It’s been like 2 years..

IPSI is a great price right here at ~22 cents, take it or leave it.