GuideWire Software Inc (GWRE)

Santam Goes Live on Guidewire, Laying Foundation for AI-Driven Insurance Innovation in South AfricaJune 9, 2026 4:15 AM
Business Wire Guidewire (NYSE: GWRE) today announced that Santam - Africa’s largest general insurer - has gone live on Guidewire, advancing its strategy to modernize core insurance operations and strengthen digital agility. The cloud deployment provides Santam with a scalable foundation for continuous innovation, improved operational responsiveness, and the broader use of AI across the business. This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20260609684114/en/ With Guidewire, Santam can build on its commitment to making insurance more accessible, responsive, and convenient for customers, from managing policies and documents to submitting and tracking claims through digital channels. The move gives Santam more timely access to data, a simpler way to keep systems current, and greater flexibility to respond to changing customer and business needs. It also supports Santam’s longer-term plans to expand the use of AI and automation across areas such as underwriting, claims, and customer service. Sam Nkosi, the Santam Group Chief Information Officer, said: “For customers, this change is not about a new interface, but about better outcomes. Policyholders can expect more reliable systems with fewer disruptions, faster processing of policies, changes and claims, quicker rollout of digital features, and improved consistency across channels such as brokers, call centres and online platforms. In other words, insurance that ‘just works’ more reliably and responsively.” “Santam is one of South Africa’s most trusted insurance brands, and its move to Guidewire reflects a clear commitment to making insurance more responsive, efficient, and accessible for its clients,” said Will McAllister, Senior Vice President and Managing Director of EMEA, Guidewire. “With this foundation in place, Santam has the scale, agility, and data capabilities needed to keep improving customer and employee experiences while expanding the use of AI and automation over time. We value our work with Santam and look forward to supporting its continued modernization and leadership in the South African insurance market.” About Santam Santam is South Africa’s leading general insurer with a market share of more than 22%. Listed on the Johannesburg Stock Exchange (JSE), the group provides a diverse range of general insurance products and services in Southern Africa and internationally through a network of over 3,600 intermediaries and direct channels. About Guidewire Software Guidewire is the platform P&C insurers trust to engage, innovate, and grow efficiently. More than 570 insurers in 43 countries, from new ventures to the largest and most complex in the world, rely on Guidewire products. With core systems leveraging data and analytics, digital, and artificial intelligence, Guidewire defines cloud platform excellence for P&C insurers. We are proud of our unparalleled implementation record, with 1,700+ successful projects supported by the industry’s largest R&D team and SI partner ecosystem. Our marketplace represents the largest partner community in P&C, where customers can access hundreds of applications to accelerate integration, localization, and innovation. For more information, please visit www.guidewire.com and follow us on X and LinkedIn. NOTE: For information about Guidewire’s trademarks, visit https://www.guidewire.com/legal-notices. View source version on businesswire.com: https://www.businesswire.com/news/home/20260609684114/en/ Simon Coughlin
Senior Manager, Public Relations - EMEA
Guidewire Software, Inc.
+44 7436 002 058
scoughlin@guidewire.com Original: Santam Goes Live on Guidewire, Laying Foundation for AI-Driven Insurance Innovation in South Africa

Peel Mutual Insurance Company Increases AI-Driven Innovation and Growth with Guidewire CloudJune 8, 2026 8:55 AM
Business Wire Guidewire Cloud enables Peel Mutual to scale AI-driven automation, enhance core operations, and leverage real-time data for smarter business decisions Peel Mutual Insurance Company (Peel Mutual), a member of the Ontario Mutual Insurance Association, and Guidewire (NYSE: GWRE) announced that Peel Mutual has selected Guidewire Cloud to continue its journey toward increased innovation, optimized core insurance processes, and accelerated growth. By deploying Guidewire Cloud across all lines of business, Peel Mutual aims to significantly enhance AI-driven automation capabilities and leverage real-time data insights to deliver exceptional customer experiences. Guidewire PartnerConnect Consulting Select member NXT Level Technologies will assist Peel Mutual through the implementation. Guidewire Cloud enables Peel Mutual to modernize and strengthen its core insurance operations with a proven suite of applications and advanced embedded analytics. The platform establishes a foundational pathway for Peel Mutual to introduce and expand AI capabilities over time, turning the promise of artificial intelligence into tangible benefits like personalized customer experiences, proactive risk management, and streamlined claims handling. “Moving to Guidewire Cloud is a significant step in Peel Mutual’s long-term strategy, enabling us to accelerate innovation and unlock new opportunities,” said Matt LeMaire, Chief Operating Officer, Peel Mutual. “This transition deepens our partnership with Guidewire and NXT Level Technologies, providing the agility, durability, and data-driven insights we need to proactively serve our policyholders. By leveraging improved analytics, we can quickly identify profitable areas, adapt effectively, and confidently pursue future growth.” By leveraging Guidewire Cloud, Peel Mutual will also implement integrated data analytics tools to deliver insights faster, using curated datasets that accurately reflect current operational and financial conditions. Peel Mutual also recently selected the Guidewire embedded intelligent AI assistant. This built-in tool leverages an insurer’s internal knowledge, combining it with durable and dynamic core system context to deliver insurance-specific answers, suggestions, and actions within the operations that insurance knowledge workers use every day. LeMaire continued, “Guidewire Cloud will empower our teams to perform at their highest potential by automating repetitive tasks that slow down our skilled professionals. As we introduce artificial intelligence capabilities from both Guidewire and our Marketplace partners, we'll minimize administrative tasks that burden underwriters, allowing our team to prioritize high-value, customer-focused interactions. From an IT standpoint, the platform gives us a unified and adaptable foundation for managing policy, billing, and claims, reducing reliance on legacy systems and providing greater control over Peel Mutual’s technological future.” “Leading Peel Mutual’s journey to Guidewire Cloud and implementing complementary strategic solutions is both a privilege and a significant responsibility. This collaboration establishes a strong foundation to support Peel Mutual’s success for years to come,” stated NXT Level Technologies President and Managing Partner Michael Lauren. "We sincerely appreciate the Peel Mutual team for their continued trust and partnership, and we look forward to further strengthening our relationship with Guidewire to deliver ongoing value.” Guidewire Chief Commercial Officer David Laker commented, “Peel Mutual’s adoption of Guidewire Cloud builds on their existing strengths, enabling them to further simplify core operations and unlock the potential of AI-enabled capabilities. We're pleased to collaborate with NXT Level Technologies to support Peel Mutual in achieving its strategic goals.” For more information on Guidewire Cloud Platform, Guidewire ProNavigator, and Guidewire Data Studio with Explore, please visit guidewire.com. About Peel Mutual Insurance Company PMI has been providing a complete line of home, automobile, farm and commercial insurance products and serving Ontario residents since 1876. PMI has grown to be one of the largest mutual insurance companies in Ontario and is proud to be a member of the Ontario Mutual Insurance Association. https://www.peelmutual.com/ About NXT Level Technologies NXT Level Technologies LLC is an IT services provider headquartered in Charlotte, North Carolina, that specializes in Guidewire products, Salesforce, AWS Architecture, and enterprise content management. We have been involved in multiple successful Guidewire implementations over the last 15 years. All delivered with Integrity, Transparency and Trust. About Guidewire Software Guidewire is the platform P&C insurers trust to engage, innovate, and grow efficiently. More than 570 insurers in 43 countries, from new ventures to the largest and most complex in the world, rely on Guidewire products. With core systems leveraging data and analytics, digital, and artificial intelligence, Guidewire defines cloud platform excellence for P&C insurers. We are proud of our unparalleled implementation record, with 1,700+ successful projects supported by the industry’s largest R&D team and SI partner ecosystem. Our marketplace represents the largest partner community in P&C, where customers can access hundreds of applications to accelerate integration, localization, and innovation. For more information, please visit www.guidewire.com and follow us on X and LinkedIn. NOTE: For information about Guidewire’s trademarks, visit https://www.guidewire.com/legal-notices. View source version on businesswire.com: https://www.businesswire.com/news/home/20260608741381/en/ Albert Lin
Public Relations Manager
Guidewire Software, Inc.
+1.415.205.4214
allin@guidewire.com Original: Peel Mutual Insurance Company Increases AI-Driven Innovation and Growth with Guidewire Cloud

Guidewire Announces Third Quarter Fiscal Year 2026 Financial ResultsJune 4, 2026 4:05 PM
Business Wire Guidewire (NYSE: GWRE) today announced its financial results for the fiscal quarter ended April 30, 2026. “Third-quarter results reinforce our confidence in the strength and continuing momentum of our business, and set us up well for what should be a record fourth quarter,” said Mike Rosenbaum, chief executive officer, Guidewire. “It’s clear that our strategy and market position are resonating with insurers as they focus on modernizing core systems, migrating critical business functions to our cloud platform solutions, and adopting AI across our applications.” “We are raising our fiscal year outlook for revenue, operating income, and cash flow based on better than expected Q3 results and greater visibility as opportunities progress through our pipeline,” said Jeff Cooper, chief financial officer, Guidewire. “ARR grew 19% in Q3 and total revenue grew 27%. These strong growth dynamics reflect the pace of wins across products, regions, and customers of all sizes and reinforce the durability of our business model.” Third Quarter Fiscal Year 2026 Financial Highlights Revenue Total revenue for the third quarter of fiscal year 2026 was $372.5 million, an increase of 27% from the same quarter in fiscal year 2025. Subscription and support revenue was $244.7 million, an increase of 35%; license revenue was $56.0 million, a decrease of 2%; and services revenue was $71.8 million, an increase of 32%, each compared to the same quarter in fiscal year 2025. As of April 30, 2026, annual recurring revenue, or ARR, was $1,147 million, compared to $1,041 million as of July 31, 2025. ARR results for interim quarterly periods in fiscal year 2026 are based on actual currency rates at the end of fiscal year 2025, held constant throughout the year. Profitability GAAP income from operations was $30.6 million for the third quarter of fiscal year 2026, compared with $4.5 million for the same quarter in fiscal year 2025. Non-GAAP income from operations was $77.8 million for the third quarter of fiscal year 2026, compared with $46.1 million for the same quarter in fiscal year 2025. GAAP net income was $16.5 million for the third quarter of fiscal year 2026, compared with $46.0 million for the same quarter in fiscal year 2025. GAAP net income was negatively impacted by a foreign currency loss of $20.1 million during the third quarter of fiscal year 2026, compared to a foreign currency gain of $34.2 million for the same quarter in fiscal year 2025 due to fluctuations in foreign exchange rates. GAAP diluted net income per share was $0.19 for the third quarter of fiscal year 2026, based on diluted weighted average shares outstanding of 85.1 million, compared with $0.54 for the same quarter in fiscal year 2025, based on diluted weighted average shares outstanding of 85.9 million. Non-GAAP net income was $69.6 million for the third quarter of fiscal year 2026, compared with $47.4 million for the same quarter in fiscal year 2025. Non-GAAP diluted net income per share was $0.82 for the third quarter of fiscal year 2026, based on diluted weighted average shares outstanding of 85.1 million, compared with non-GAAP diluted net income per share of $0.55 for the same quarter in fiscal year 2025, based on diluted weighted average shares outstanding of 85.9 million. Liquidity and Capital Resources Guidewire had $1,146.8 million in cash, cash equivalents, and investments at April 30, 2026, compared to $1,483.2 million at July 31, 2025. In January 2026, Guidewire’s board of directors authorized a new $500 million share repurchase program. As part of this program, Guidewire repurchased 1,696,180 shares of common stock at an average price of $147.07 in the quarter ended April 30, 2026. As of April 30, 2026, $240.5 million remains available for purchases under the share repurchase program. Business Outlook Guidewire is issuing the following outlook for the fourth quarter of fiscal year 2026 based on current expectations: Ending ARR between $1,229 million and $1,237 million Subscription and support revenue between $259 million and $265 million Total revenue between $396 million and $406 million GAAP operating income between $36 million and $46 million Non-GAAP operating income between $86 million and $96 million Guidewire is issuing the following updated outlook for fiscal year 2026 based on current expectations: Ending ARR between $1,229 million and $1,237 million Subscription and support revenue between $963 million and $969 million Total revenue between $1,460 million and $1,470 million GAAP operating income between $124 million and $134 million Non-GAAP operating income between $314 million and $324 million Operating cash flow between $365 million and $380 million Conference Call Information What: Guidewire Third Quarter Fiscal Year 2026 Financial Results Conference Call When: Thursday, June 4, 2026 Time: 2:00 p.m. PT (5:00 p.m. ET) Dial-In: (669) 444-9171 Meeting ID: 946 7934 9546 Password: 889559 Webcast: http://ir.guidewire.com/ (live and replay) The webcast will be archived on Guidewire’s website (www.guidewire.com) for a period of three months. A quarterly earnings supplemental presentation providing additional information and analysis can be found on our investor relations website (www.guidewire.com). Non-GAAP Financial Measures and Other Metrics This press release contains the following non-GAAP financial measures: non-GAAP gross profit, non-GAAP income (loss) from operations, non-GAAP net income (loss), non-GAAP tax provision (benefit), non-GAAP net income (loss) per share, and free cash flow. Non-GAAP gross profit and non-GAAP income (loss) from operations exclude stock-based compensation, amortization of intangibles, and acquisition consideration holdback. Non-GAAP net income (loss), non-GAAP net income (loss) per share, and non-GAAP tax provision (benefit) also exclude the amortization of debt issuance costs from our convertible senior notes, changes in fair value of strategic investments, (gains) losses on sale of strategic investments, retirement of debt, unrealized foreign exchange rate (gains) losses, and related tax effects of the non-GAAP adjustments. Free cash flow consists of net cash flow provided by (used in) operating activities, less cash used for purchases of property and equipment and capitalized software development costs. These non-GAAP measures enable us to analyze our financial performance without the effects of certain non-cash items such as amortization and stock-based compensation. Annual recurring revenue (“ARR”) is used to quantify the annualized recurring value outlined in active customer contracts at the end of a reporting period. ARR includes the annualized recurring value of term licenses, subscription agreements, support contracts, and hosting agreements based on customer contractual terms and invoicing activities for the current reporting period, which may not be the same as the timing and amount of revenue recognized. ARR reflects all fee changes due to contract renewals, non-renewals, expansion, cancellations, attrition, or renegotiations at a higher or lower fee arrangement that are effective as of the ARR reporting date. All components of the licensing and other arrangements that are not expected to recur (primarily perpetual licenses and professional services) are excluded from our ARR calculations. In some arrangements with multiple performance obligations, a portion of recurring license and support or subscription contract value is allocated to services revenue for revenue recognition purposes, but does not get allocated for purposes of calculating ARR. This revenue allocation generally only impacts the initial term of the contract. This means that if we increase arrangements with multiple performance obligations that include services at discounted rates, more of the total contract value would be recognized as services revenue, but our reported ARR amount would not be impacted. During the nine months ended April 30, 2026, the recurring license and support or subscription contract value recognized as services revenue was $5.9 million. Guidewire believes that these non-GAAP financial measures and other metrics provide useful information to management and investors regarding certain financial and business trends relating to Guidewire’s financial condition and results of operations. Guidewire’s management uses these non-GAAP measures and other metrics to compare the Company’s performance to that of prior periods for trend analysis, for purposes of determining executive and senior management incentive compensation, and for budgeting and planning purposes. Guidewire believes that the use of these non-GAAP financial measures and other metrics provides an additional tool for investors to use in evaluating ongoing operating results and trends and in comparing Guidewire’s financial measures with other software companies, many of which present similar non-GAAP financial measures and other metrics to investors. Guidewire’s management does not consider these non-GAAP measures in isolation or as an alternative to financial measures determined in accordance with GAAP. The principal limitation of these non-GAAP financial measures is that they exclude significant expenses and income that are required by GAAP to be recorded in Guidewire’s financial statements. In addition, they are subject to inherent limitations as they reflect the exercise of judgment by management about which expenses and income are excluded or included in determining these non-GAAP financial measures. Guidewire urges investors to review the reconciliation of its non-GAAP financial measures to the comparable GAAP financial measures, which it includes in press releases announcing quarterly financial results, including the financial tables at the end of this press release, and not to rely on any single financial measure to evaluate Guidewire’s business. About Guidewire Guidewire is the platform P&C insurers trust to engage, innovate, and grow efficiently. More than 570 insurers in 43 countries, from new ventures to the largest and most complex in the world, rely on Guidewire products. With core systems leveraging data and analytics, digital, and artificial intelligence, Guidewire defines cloud platform excellence for P&C insurers. We are proud of our unparalleled implementation record, with 1,700+ successful projects supported by the industry’s largest R&D team and SI partner ecosystem. Our marketplace represents the largest partner community in P&C, where customers can access hundreds of applications to accelerate integration, localization, and innovation. Guidewire uses its Investor Relations website (ir.guidewire.com), X feed (@Guidewire_PandC), and LinkedIn page (www.linkedin.com/company/guidewire-software) as a means of disclosing information about the company and for complying with its disclosure obligations under Regulation FD. The information that is posted through these channels may be deemed material. Accordingly, investors should monitor these channels in addition to Guidewire’s press releases, filings with the Securities and Exchange Commission, public conference calls, and webcasts. NOTE: For information about Guidewire’s trademarks, visit www.guidewire.com/legal-notices. Cautionary Language Concerning Forward-Looking Statements This press release contains “forward-looking statements” within the meaning of the “safe harbor” provisions of the Private Securities Litigation Reform Act of 1995, including but not limited to, statements regarding our financial outlook and targets, business and product strategies, sales and pipeline momentum, and market opportunities. These forward-looking statements are made as of the date they were first issued and were based on current expectations, estimates, forecasts and projections as well as the beliefs and assumptions of management. Words such as “expect,” “anticipate,” “should,” “believe,” “hope,” “target,” “project,” “goals,” “estimate,” “potential,” “predict,” “may,” “will,” “might,” “could,” “intend,” variations of these terms or the negative of these terms and similar expressions are intended to identify these forward-looking statements. Forward-looking statements are subject to a number of risks and uncertainties, many of which involve factors or circumstances that are beyond Guidewire’s control. Guidewire’s actual results could differ materially from those stated or implied in forward-looking statements due to a number of factors, including but not limited to, risks detailed in Guidewire’s most recent Forms 10-K and 10-Q filed with the Securities and Exchange Commission (the “SEC”) as well as other documents that may be filed by Guidewire from time to time with the SEC. In particular, the following factors, among others, could cause results to differ materially from those expressed or implied by such forward-looking statements: fluctuations in our quarterly and annual operating results; our reliance on sales to, and renewals from, a relatively small number of large customers and the related substantial negotiating leverage of these customers; the length and complexity of our sales, product development, and implementation cycles; our competitive environment and changes thereto; our ability to effectively manage international expansion; issues in the development and use of artificial intelligence and machine learning technologies and the related evolving regulatory environment; our making long-term pricing commitments in our customer contracts based on available information and estimates about our future costs that may change; our ability to expand adoption of our cloud-based products and services, and the risk that any of our established products may fail to satisfy customer demands or maintain market acceptance; seasonal and other variations related to our customer agreements and related revenue recognition may cause significant fluctuations in our results of operations, ARR, and cash flows; our ability to develop, introduce, and market new and enhanced versions of our products and services; our ability to retain existing and hire new personnel, including managing a hybrid and geographically distributed workforce; errors or failures in our products or services, as well as service interruptions or failure of the third-party service providers we rely on; our ability to sell our services and products is highly dependent on the quality of our professional services and third-party global system integrators partners; use of AI by our workforce may present risks to our business; our services revenue produces lower gross margins than our license, subscription and support revenue; the impact of global events (including, without limitation, ongoing global conflicts, inflation, high interest rates, economic volatility, political uncertainties, tariffs, bank failures and associated financial instability, and supply chain issues); data security breaches of our cloud-based services and products or unauthorized access to our employees’ or our customers’ data; the impact of new regulations and laws (including, without limitation, security, privacy, AI and machine learning, tax regulations and laws, and accounting standards); assertions by third parties that we violate their intellectual property rights; stock price volatility regardless of our operating performance; and other risks and uncertainties. Past performance is not indicative of future results. The forward-looking statements included in this press release represent Guidewire’s views as of the date of this press release. Guidewire anticipates that subsequent events and developments will cause its views to change. Guidewire undertakes no intention or obligation to update or revise any forward-looking statements, whether as a result of new information, future events or otherwise. These forward-looking statements should not be relied upon as representing Guidewire’s views as of any date subsequent to the date of this press release. GUIDEWIRE SOFTWARE, INC. AND SUBSIDIARIES CONDENSED CONSOLIDATED BALANCE SHEETS (unaudited, in thousands)   April 30,
2026   July 31,
2025 ASSETS       CURRENT ASSETS:       Cash and cash equivalents $ 294,634     $ 697,902   Short-term investments   454,900       451,541   Accounts receivable, net   138,853       140,639   Unbilled accounts receivable, net   224,769       130,959   Prepaid expenses and other current assets   102,255       86,374   Total current assets   1,215,410       1,507,415   Long-term investments   397,267       333,754   Unbilled accounts receivable, net   83       670   Property and equipment, net   66,647       60,436   Operating lease assets   36,443       39,309   Intangible assets, net   17,727       12,042   Goodwill   421,111       393,978   Deferred tax assets, net   293,911       297,234   Other assets   86,533       76,261   TOTAL ASSETS $ 2,535,132     $ 2,721,099   LIABILITIES AND STOCKHOLDERS’ EQUITY       CURRENT LIABILITIES:       Accounts payable $ 34,972     $ 28,797   Accrued employee compensation   117,531       140,613   Deferred revenue, net   300,641       340,253   Other current liabilities   44,032       35,139   Total current liabilities   497,175       544,802   Lease liabilities   27,031       30,687   Convertible senior notes, net   677,206       674,568   Deferred revenue, net   3,718       4,533   Other liabilities   12,858       9,279   Total liabilities   1,217,987       1,263,869   STOCKHOLDERS’ EQUITY:       Common stock   8       8   Additional paid-in capital   2,169,769       2,020,393   Accumulated other comprehensive income (loss)   (7,105 )     (8,922 ) Retained earnings (accumulated deficit)   (845,527 )     (554,249 ) Total stockholders’ equity   1,317,145       1,457,230   TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY $ 2,535,132     $ 2,721,099 GUIDEWIRE SOFTWARE, INC. AND SUBSIDIARIES CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS (unaudited, in thousands except share and per share data)   Three Months Ended April 30,   Nine Months Ended April 30,     2026       2025       2026       2025   Revenue:               Subscription and support $ 244,738     $ 181,823     $ 704,150     $ 529,403   License   55,996       57,233       157,491       158,297   Services   71,807       54,452       202,634       158,189   Total revenue   372,541       293,508       1,064,276       845,889   Cost of revenue(1):               Subscription and support   67,882       57,411       195,737       170,531   License   374       892       1,460       2,715   Services   67,639       52,507       189,390       152,401   Total cost of revenue   135,896       110,810       386,587       325,647   Gross profit:               Subscription and support   176,856       124,412       508,413       358,872   License   55,622       56,341       156,031       155,582   Services   4,167       1,945       13,244       5,788   Total gross profit   236,645       182,698       677,689       520,242   Operating expenses(1):               Research and development   87,868       72,915       249,510       212,063   Sales and marketing   68,201       57,768       193,934       164,698   General and administrative   49,939       47,547       146,689       132,010   Total operating expenses   206,008       178,230       590,133       508,771   Income (loss) from operations   30,637       4,468       87,556       11,471   Interest income   11,295       13,794       38,432       43,122   Interest expense   (3,318 )     (3,668 )     (9,965 )     (9,913 ) Other income (expense), net   (18,854 )     34,074       2,791       (36,270 ) Income (loss) before provision for (benefit from) income taxes   19,760       48,668       118,814       8,410   Provision for (benefit from) income taxes   3,289       2,677       10,926       (9,443 ) Net income (loss) $ 16,471     $ 45,991     $ 107,888     $ 17,853   Net income (loss) per share:               Basic $ 0.20     $ 0.55     $ 1.27     $ 0.21   Diluted $ 0.19     $ 0.54     $ 1.26     $ 0.21   Shares used in computing net income (loss) per share:               Basic   84,241,069       84,044,661       84,630,718       83,671,443   Diluted   85,065,999       85,880,643       85,945,646       85,654,903   (1)Amounts include stock-based compensation expense as follows:   Three Months Ended April 30,   Nine Months Ended April 30,   2026   2025   2026   2025 Stock-based compensation expense:               Cost of subscription and support revenue $ 3,391   $ 3,598   $ 10,437   $ 10,511 Cost of license revenue   —     32     —     104 Cost of services revenue   6,108     5,055     18,203     15,218 Research and development   12,061     10,267     36,277     30,560 Sales and marketing   11,598     10,832     35,014     31,400 General and administrative   11,784     10,573     35,085     31,572 Total stock-based compensation expense $ 44,941   $ 40,357   $ 135,015   $ 119,365 GUIDEWIRE SOFTWARE, INC. AND SUBSIDIARIES CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (unaudited, in thousands)   Three Months Ended April 30,   Nine Months Ended April 30,     2026       2025       2026       2025   CASH FLOWS FROM OPERATING ACTIVITIES:               Net income (loss) $ 16,471     $ 45,991     $ 107,888     $ 17,853   Adjustments to reconcile net income (loss) to net cash provided by (used in) operating activities:               Depreciation and amortization   7,230       5,965       20,632       17,538   Amortization of debt issuance costs   983       1,058       2,947       2,782   Amortization of contract costs   8,508       7,285       25,812       22,518   Stock-based compensation   44,941       40,357       135,015       119,365   Changes to allowance for credit losses and revenue reserves   205       17       2,542       1,107   Deferred income tax   (544 )     (1,692 )     922       (15,851 ) Amortization of premium (accretion of discount) on available-for-sale securities, net   (1,369 )     (2,064 )     (5,377 )     (8,613 ) (Gains) losses on sale of strategic investments   (632 )     —       (632 )     (3,671 ) Changes in fair value of strategic investments   (599 )     103       (554 )     341   Loss on retirement of debt   —       —       —       53,565   Other non-cash items affecting net income (loss)   11       53       18       56   Changes in operating assets and liabilities:               Accounts receivable   23,941       (23,426 )     276       (10,609 ) Unbilled accounts receivable   (50,119 )     (50,377 )     (93,214 )     (74,471 ) Prepaid expenses and other assets   (19,534 )     (12,098 )     (33,815 )     (29,305 ) Operating lease assets   987       1,375       2,866       1,983   Accounts payable   6,097       3,439       7,910       13,589   Accrued employee compensation   34,079       26,278       (23,578 )     (20,600 ) Deferred revenue   (8,266 )     (7,354 )     (40,781 )     (24,876 ) Lease liabilities   (2,242 )     (970 )     (3,572 )     (1,121 ) Other liabilities   1,035       (1,590 )     525       (5,544 ) Net cash provided by (used in) operating activities   61,183       32,350       105,830       56,036   CASH FLOWS FROM INVESTING ACTIVITIES:               Purchases of available-for-sale securities   (109,366 )     (242,588 )     (644,915 )     (672,330 ) Maturities and sales of available-for-sale securities   199,695       226,776       582,638       529,887   Purchases of property and equipment   (1,772 )     (703 )     (9,934 )     (2,336 ) Capitalized software development costs   (5,747 )     (3,816 )     (13,939 )     (10,972 ) Acquisition of strategic investments   (12,242 )     (1,000 )     (14,590 )     (1,772 ) Sale of strategic investment   781       —       781       5,671   Acquisition of business, net of acquired cash   (200 )     (26,724 )     (33,453 )     (26,724 ) Net cash provided by (used in) investing activities   71,148       (48,055 )     (133,412 )     (178,576 ) CASH FLOWS FROM FINANCING ACTIVITIES:               Proceeds from issuance of convertible senior notes, net of issuance costs   —       —       —       671,840   Payment for the retirement of convertible senior notes   —       —       —       (353,535 ) Payment for the maturity of convertible senior notes   —       (179,061 )     —       (179,061 ) Purchase of capped calls   —       —       —       (58,788 ) Payment of revolving credit facility costs   —       —       —       (2,065 ) Proceeds from issuance of common stock under employee stock purchase plan   —       —       13,364       —   Proceeds from issuance of common stock upon exercise of stock options   8       710       539       3,174   Repurchase and retirement of common stock   (244,255 )     —       (392,447 )     —   Net cash provided by (used in) financing activities   (244,247 )     (178,351 )     (378,544 )     81,565   Effect of foreign exchange rate changes on cash, cash equivalents, and restricted cash   (1,395 )     6,888       1,666       3,303   NET INCREASE (DECREASE) IN CASH, CASH EQUIVALENTS, AND RESTRICTED CASH   (113,312 )     (187,168 )     (404,460 )     (37,672 ) CASH, CASH EQUIVALENTS, AND RESTRICTED CASH—Beginning of period   407,946       698,680       699,094       549,184   CASH, CASH EQUIVALENTS, AND RESTRICTED CASH—End of period $ 294,634     $ 511,512     $ 294,634     $ 511,512 GUIDEWIRE SOFTWARE, INC. AND SUBSIDIARIES Reconciliation of GAAP to Non-GAAP Financial Measures (unaudited, in thousands) The following tables reconcile the specific items excluded from GAAP in the calculation of non-GAAP financial measures for the periods indicated below:   Three Months Ended April 30,   Nine Months Ended April 30,     2026       2025       2026       2025   Gross profit reconciliation:               GAAP gross profit $ 236,645     $ 182,698     $ 677,689     $ 520,242   Non-GAAP adjustments:               Stock-based compensation   9,498       8,685       28,639       25,833   Amortization of intangibles   1,180       485       3,045       1,455   Non-GAAP gross profit $ 247,324     $ 191,868     $ 709,373     $ 547,530                   Income (loss) from operations reconciliation:               GAAP income (loss) from operations $ 30,637     $ 4,468     $ 87,556     $ 11,471   Non-GAAP adjustments:               Stock-based compensation   44,941       40,357       135,015       119,365   Amortization of intangibles   1,765       1,234       4,968       3,879   Acquisition consideration holdback   440       —       1,064       —   Non-GAAP income (loss) from operations $ 77,784     $ 46,059     $ 228,604     $ 134,715                   Net income (loss) reconciliation:               GAAP net income (loss) $ 16,471     $ 45,991     $ 107,888     $ 17,853   Non-GAAP adjustments:               Stock-based compensation   44,941       40,357       135,015       119,365   Amortization of intangibles   1,765       1,234       4,968       3,879   Acquisition consideration holdback   440       —       1,064       —   Amortization of debt issuance costs   984       1,058       2,947       2,782   Changes in fair value of strategic investments   (599 )     103       (554 )     341   (Gains) losses on sale of strategic investments   (632 )     —       (632 )     (3,671 ) Retirement of debt   —       —       —       53,565   Unrealized foreign exchange rate (gains) losses(1)   20,141       (34,176 )     (1,513 )     (13,967 ) Tax impact of non-GAAP adjustments   (13,864 )     (7,157 )     (39,295 )     (35,330 ) Non-GAAP net income (loss) $ 69,648     $ 47,409     $ 209,888     $ 144,817                   Tax provision (benefit) reconciliation:               GAAP tax provision (benefit) $ 3,289     $ 2,677     $ 10,926     $ (9,443 ) Non-GAAP adjustments:               Stock-based compensation   8,881       6,933       26,154       18,110   Amortization of intangibles   349       212       963       586   Acquisition consideration holdback   87       —       206       —   Amortization of debt issuance costs   194       182       571       426   Changes in fair value of strategic investments   (118 )     18       (110 )     51   (Gains) losses on sale of strategic investments   —       —       —       (520 ) Retirement of debt   —       —       —       7,585   Unrealized foreign exchange rate (gains) losses(1)   3,980       (5,871 )     (152 )     (3,011 ) Tax impact of non-GAAP adjustments   490       5,684       11,664       12,103   Non-GAAP tax provision (benefit) $ 17,153     $ 9,834     $ 50,222     $ 25,887   GUIDEWIRE SOFTWARE, INC. AND SUBSIDIARIES Reconciliation of GAAP to Non-GAAP Financial Measures (unaudited, in thousands except share and per share data) The following tables reconcile the specific items excluded from GAAP in the calculation of non-GAAP financial measures for the periods indicated below:   Three Months Ended April 30,   Nine Months Ended April 30,     2026       2025       2026       2025   Net income (loss) per share reconciliation:               GAAP net income (loss) per share – diluted $ 0.19     $ 0.54     $ 1.26     $ 0.21   Non-GAAP adjustments:               Stock-based compensation   0.53       0.47       1.57       1.39   Amortization of intangibles   0.02       0.01       0.06       0.05   Acquisition consideration holdback   —       —       —       —   Amortization of debt issuance costs   0.01       0.01       0.03       0.03   Changes in fair value of strategic investments   (0.01 )     —       (0.01 )     —   (Gains) losses on sale of strategic investments   (0.01 )     —       (0.01 )     (0.04 ) Retirement of debt   —       —       —       0.63   Unrealized foreign exchange rate (gains) losses(1)   0.24       (0.40 )     (0.02 )     (0.16 ) Tax impact of non-GAAP adjustments   (0.16 )     (0.08 )     (0.46 )     (0.41 ) Non-GAAP net income (loss) per share – diluted $ 0.82     $ 0.55     $ 2.44     $ 1.70                   Shares used in computing non-GAAP net income (loss) per share amounts:               GAAP and pro forma weighted average shares — diluted   85,065,999       85,880,643       85,945,646       85,654,903   (1) During the third quarter of fiscal year 2026, we began excluding unrealized foreign currency exchange rate (gains) losses as a non-GAAP adjustment to other income (expense), net. Accordingly, we have recast previously reported amounts in our non-GAAP schedules. The following table summarizes our free cash flow for the periods indicated below:   Three Months Ended April 30,   Nine Months Ended April 30,     2026       2025       2026       2025   Free cash flow:               Net cash provided by (used in) operating activities $ 61,183     $ 32,350     $ 105,830     $ 56,036   Purchases of property and equipment   (1,772 )     (703 )     (9,934 )     (2,336 ) Capitalized software development costs   (5,747 )     (3,816 )     (13,939 )     (10,972 ) Free cash flow $ 53,664     $ 27,831     $ 81,957     $ 42,728 GUIDEWIRE SOFTWARE, INC. AND SUBSIDIARIES Reconciliation of GAAP to Non-GAAP Outlook The following table reconciles the specific items excluded from GAAP outlook in the calculation of non-GAAP outlook for the periods indicated below (in millions):   Fourth Quarter Fiscal Year 2026   Fiscal Year 2026 Income (loss) from operations outlook reconciliation:               GAAP income (loss) from operations $36 — $46   $124 — $134 Non-GAAP adjustments:               Stock-based compensation 47 — 47   182 — 182 Amortization of intangibles & other 2 — 2   9 — 9 Non-GAAP income (loss) from operations $86 — $96   $314 — $324 Certain figures included in this document have been subjected to rounding adjustments. Accordingly, figures shown as totals in certain tables may not be an arithmetic aggregation of the figures that precede them. View source version on businesswire.com: https://www.businesswire.com/news/home/20260604880417/en/ Investor Contact:
Alex Hughes
Guidewire
(650) 356-4921
ir@guidewire.com Media Contact:
Melissa Cobb
Guidewire
(650) 464-1177
mcobb@guidewire.com Original: Guidewire Announces Third Quarter Fiscal Year 2026 Financial Results

Guidewire to Announce Third Quarter Fiscal Year 2026 Financial Results on June 4, 2026May 21, 2026 4:15 PM
Business Wire Guidewire (NYSE: GWRE) announced that it will release its financial results for the fiscal quarter ended April 30, 2026 after market close on Thursday, June 4, 2026. On that day, management will host an audio webcast at 2:00 p.m. PT (5:00 p.m. ET) to review and discuss the Company’s results for the third quarter fiscal year 2026. The live audio webcast will be accessible to the public through the Investor Relations website at https://ir.guidewire.com/. A replay of the webcast will be available two hours after the conclusion of the live event and archived for a period of three months. What: Guidewire Third Quarter Fiscal Year 2026 Financial Results Conference Call When: Thursday, June 4, 2026 Time: 2:00 p.m. PT (5:00 p.m. ET) Dial-In: (669) 444-9171 Meeting ID: 946 7934 9546 Webcast: https://ir.guidewire.com/ (live and replay) About Guidewire Software Guidewire is the platform P&C insurers trust to engage, innovate, and grow efficiently. More than 570 insurers in 43 countries, from new ventures to the largest and most complex in the world, rely on Guidewire products. With core systems leveraging data and analytics, digital, and artificial intelligence, Guidewire defines cloud platform excellence for P&C insurers. We are proud of our unparalleled implementation record, with 1,700+ successful projects supported by the industry’s largest R&D team and SI partner ecosystem. Our marketplace represents the largest partner community in P&C, where customers can access hundreds of applications to accelerate integration, localization, and innovation. For more information, please visit www.guidewire.com and follow us on X and LinkedIn. NOTE: For information about Guidewire’s trademarks, visit https://www.guidewire.com/legal-notices. View source version on businesswire.com: https://www.businesswire.com/news/home/20260521117573/en/ Investor Contact:
Alex Hughes
Guidewire
+1 (650) 356-4921
ir@guidewire.com Media Contact:
Melissa Cobb
Guidewire
+1 (650) 464-1177
mcobb@guidewire.com Original: Guidewire to Announce Third Quarter Fiscal Year 2026 Financial Results on June 4, 2026

1 in 3 UK Customers Comfortable With AI in Insurance but Want Human Checks and Robust RegulationMay 20, 2026 10:26 AM
Business Wire Greater personal use of AI in everyday life and increasing familiarity with the technology make customers more amenable to their insurers using AI Guidewire (NYSE: GWRE) today released the latest edition of its annual study of insurance customers in Europe, revealing their attitudes towards insurers' use of artificial intelligence (AI) and identifying opportunities for insurers to continue earning their trust. This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20260520571278/en/Access the full report here: https://www.guidewire.com/about/press-center/european-insurance-consumer-survey The 2026 Guidewire European Insurance Consumer Survey found that UK customers feel positive about insurers using AI provided there is human oversight and strong safeguards in place. Almost one third (30 percent) said they would be happy with their insurer using AI tools to make decisions about the price of their insurance policy. When customers can see an advantage in the insurer's use of AI, acceptance rises. For example, 38 percent agree they would be happy with AI assisting them in completing insurance documents and policy applications, and 39 percent are comfortable with AI supporting human call handlers in answering their questions (both figures unchanged from last year’s findings). With little year-on-year change in customers’ comfort with how insurers use AI, the industry is at a key stage in determining what will be required to further build trust among consumers and advance AI deployment responsibly. UK consumers highlighted three key priorities, including human intervention (33 percent), transparency (26 percent), and third-party regulation to keep the technology in check (23 percent). The survey also revealed that increased personal use of AI is making customers two times more receptive to its use by insurers: Daily AI users are twice as likely as the general public to trust automated insurance pricing. While 63 percent of those who use AI tools daily are comfortable with "human-free" policy decisions, only 30 percent of the broader UK population shares that sentiment. 80 percent of daily AI users would be happy for the technology to assist them in filling out insurance documents and completing policy applications, compared with 38 percent of UK consumers overall. More than half (59.5 percent) of those using AI every day are comfortable with the technology deciding and processing insurance claims or determining claim value, compared with 27 percent of UK consumers overall. Even among daily AI users, transparency (30.6 percent) and keeping a human in the loop (39 percent) continue to score highly as prerequisites for trust. Charles Clarke, Group Vice President, Guidewire, said: “AI is playing an increasingly important role in the insurance industry, and customers are becoming more comfortable with its use. Our report shows that when customers clearly see its value, they are significantly more likely to accept AI within the insurance process. “To further enhance acceptance, customers are calling for greater transparency, regulation, and human oversight. Insurers should work collaboratively with one another, with technology providers, and with regulators to meet these expectations and build lasting trust in how AI is used whether those capabilities come from their core platforms, embedded assistants, or broader AI partners.” Michael Cook, Partner, PwC, said: “The findings underscore a clear desire among UK customers for a balanced approach to AI in insurance - embracing the efficiencies and convenience it offers, while ensuring that human judgement remains integral to decision-making especially as the use of AI moves beyond delivering efficiency into more value additive work and ultimately, operating differently. “As AI becomes more embedded in daily life, insurers must prioritise transparency and robust regulation to maintain consumer trust and confidence including the adoption of the appropriate governance and frameworks and exploring the role of AI to 'manage AI'. Striking this balance will be key to unlocking AI’s full potential in delivering fairer, more personalised insurance services and moving to a very different way of operating with a combined people and agent workforce." About Guidewire Guidewire is the platform P&C insurers trust to engage, innovate, and grow efficiently. More than 570 insurers in 43 countries, from new ventures to the largest and most complex in the world, rely on Guidewire products. With core systems leveraging data and analytics, digital, and artificial intelligence, Guidewire defines cloud platform excellence for P&C insurers. We are proud of our unparalleled implementation record, with 1,700+ successful projects supported by the industry’s largest R&D team and SI partner ecosystem. Our marketplace represents the largest partner community in P&C, where customers can access hundreds of applications to accelerate integration, localization, and innovation. For more information, please visit www.guidewire.com and follow us on X and LinkedIn. Methodology: The research was conducted by Censuswide with 4,004 Consumers who have bought or renewed a general insurance product or made a claim under it in the last 12 months across the UK, France, Germany and Spain between 13.01.2026 - 22.01.2026. Censuswide is a member of the Market Research Society (MRS) and the British Polling Council (BPC), and a signatory of the Global Data Quality Pledge. We adhere to the MRS Code of Conduct and ESOMAR principles. View source version on businesswire.com: https://www.businesswire.com/news/home/20260520571278/en/ Simon Coughlin
Senior Manager, Public Relations - EMEA
Guidewire Software, Inc.
+44 7436 002 058
scoughlin@guidewire.com Original: 1 in 3 UK Customers Comfortable With AI in Insurance but Want Human Checks and Robust Regulation

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???????????1995???????????????????????????????????????????????????????????????????????Palisades?????????????????????????(ProNavigator?PricingCenter?Jutro Developer Assistant??????????????????)?????????????????????????????????????????????????????????????????????????????????????????????????????????????expect(????)??anticipate(????)??should(~??????)??believe(???)??hope(??)??target(?????)??project(????)??goals(??)??estimate(????)??potential(???)??predict(????)??may(~????????)??will(~????????)??might(~????????)??could(~???)??intend(????)????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????Form 10-K???Form 10-Q?????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????(ARR)?????????????????????????????????????????(ARR)?????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????(???????????)??????????????????????????????????(?SI?)??????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????AI????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????(???????????)?????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????SI???????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????


??????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????

businesswire.com????????????:https://www.businesswire.com/news/home/20260416687823/ja/
Melissa Cobb

Director, Public Relations

Guidewire Software, Inc.

+1.650.464.1177

mcobb@guidewire.com


Original: ???????????????????????????AI???????????ProNavigator????

Guidewire bringt ProNavigator auf den Markt und integriert damit KI-basierte Expertenerkenntnisse in Versicherungs-WorkflowsApril 16, 2026 5:22 PM
Business Wire
ProNavigator ist direkt in die Workflows für Policen und Schadenfälle eingebettet und stellt im entscheidenden Moment die richtigen, rollenspezifischen Informationen bereit. So unterstützt es Underwriter, Schadenregulierer und Kundendienstmitarbeiter dabei, schneller, intelligenter und sicherer zu arbeiten.


Guidewire (NYSE: GWRE) gab heute die Einführung von Guidewire ProNavigator bekannt, einem KI-Assistenten, der in seine Kernanwendungen InsuranceSuite und InsuranceNow integriert ist. ProNavigator wurde in der neuesten Version des Unternehmens, Palisades, eingeführt und bietet fachkundige Beratung, ermöglicht eine sichere Entscheidungsfindung und beschleunigt die Amortisationszeit für Schaden- und Unfallversicherer (P&C). Dabei werden Underwriter, Schadenregulierer, Abrechnungsspezialisten und Kundendienstmitarbeiter mit rollenspezifischen KI-Erkenntnissen ausgestattet, die geregelt, sicher und kontextbezogen sind.

Diese Pressemitteilung enthält multimediale Inhalte. Die vollständige Mitteilung hier ansehen: https://www.businesswire.com/news/home/20260416888737/de/ProNavigator in action within Guidewire ClaimCenter, providing tier-based customer service guidance. (Source: Guidewire)
ProNavigator ermöglicht Versicherern:



Fachwissen durch zuverlässige, genaue Informationen zu erweitern, die auf den einzigartigen Quellen des Versicherers basieren, einschließlich Zitaten



Strenge Governance- und Sicherheitsmodelle aufrechtzuerhalten, indem rollenbasierte Zugriffskontrollen (RBACs) durchgesetzt werden, um sicherzustellen, dass nur autorisierte Benutzer auf bestimmte Dokumente oder Quellen zugreifen können



Den getroffenen Entscheidungen zu vertrauen und die Kontrolle durch Prüfpfade und eine „Human-in-the-Loop“-Erfahrung im Arbeitsablauf zu behalten



Die Amortisationszeit und den langfristigen Wartungsaufwand durch eine von Anfang an produktionsreife Lösung zu reduzieren, die Release für Release auf dem neuesten Stand bleibt



„ProNavigator liefert Versicherungsfachleuten genau die richtigen Informationen, genau dann, wenn sie diese benötigen“, sagte Amy Mollin, Vice President, Product Management bei Guidewire. „Durch die direkte Einbettung in InsuranceSuite und InsuranceNow ermöglichen wir Teams an vorderster Front, schnell auf präzise Antworten zuzugreifen und sicher bessere Entscheidungen zu treffen. Es ist KI, die einfach funktioniert und Versicherern hilft, reibungslos von der Bewertung der KI zu deren erfolgreicher Einführung im täglichen Betrieb überzugehen.“


Palisades unterstützt Versicherer bei der Erreichung operativer Exzellenz


Erweiterte Funktionen in Palisades geben Entwicklern die Möglichkeit, ihre bevorzugten KI-Tools sicher zu nutzen, um einzigartige digitale Erlebnisse zu schaffen. Außerdem sorgt dies für mehr Präzision bei kritischen Finanzprozessen und gibt Preisgestaltungsteams die Flexibilität, schnell auf sich ändernde Marktbedingungen zu reagieren.


Neue Funktionen ermöglichen Versicherern:



Die Beschleunigung der Bereitstellung digitaler Erlebnisse, die dem Jutro-Designsystem und den Bibliotheken entsprechen, mit dem Jutro Developer Assistant*



Die Verbesserung der Genauigkeit bei der Abstimmung von Zahlungen und Rückerstattungen durch eine verbesserte Mittelverfolgung, einschließlich vollständiger Prüfpfade für Finanz- und Serviceteams



Einen nahtloseren elektronischen Austausch von Schadenfällen mit Maklern, Büros und Versicherern durch eine neu gestaltete Schadenregulierungserfahrung, die speziell auf die betrieblichen Anforderungen des Londoner Marktes zugeschnitten ist



Die Ergebnisse bei Arbeitsunfallschäden und Vertragsverlängerungen mit einer neuen Vorlagenerfahrung zu verbessern, die Self-Service-Zugriff auf Finanzdaten und vorausschauende Informationen zu Rechtsstreitigkeiten und Schadenausgängen bietet



Über alle Kanäle hinweg auf konsistente Preis- und Angebotserstellung in Echtzeit zuzugreifen – dank der PricingCenter-Tarifierungsfunktionen für Privatkunden und großvolumige gewerbliche Sparten, die nun in PolicyCenter verfügbar sind



Weitere Informationen finden Sie auf der ProNavigator-Webseite, der Palisades-Webseite und im Palisades-Release-Blog.


Bestimmte Release-Funktionen sind möglicherweise nicht in allen Regionen verfügbar.


* Zeigt an, dass die Produktfunktion nur für Early-Access -Kunden verfügbar ist.


Über Guidewire


Guidewire ist die Plattform, auf die Schaden- und Unfallversicherer vertrauen, um Kunden zu binden, innovativ zu sein und effizient zu wachsen. Mehr als 570 Versicherer in 43 Ländern, von Start-ups bis hin zu den größten und komplexesten Unternehmen der Welt, vertrauen auf Guidewire-Produkte. Mit Kernsystemen, die Daten und Analysen, digitale Technologien und künstliche Intelligenz nutzen, setzt Guidewire Maßstäbe für exzellente Cloud-Plattformen für Schaden- und Unfallversicherer.


Wir sind stolz auf unsere beispiellose Erfolgsbilanz bei der Implementierung mit über 1.700 erfolgreichen Projekten, die vom branchenweit größten F&E-Team und einem umfangreichen Ökosystem von SI-Partnern unterstützt werden. Unser Marktplatz stellt die größte Partner-Community im Schaden- und Unfallversicherungsbereich dar, auf der Kunden auf Hunderte von Anwendungen zugreifen können, um Integration, Lokalisierung und Innovation zu beschleunigen.


Weitere Informationen finden Sie unter www.guidewire.com und folgen Sie uns auf X und LinkedIn.


HINWEIS: Informationen zu den Marken von Guidewire finden Sie unter https://www.guidewire.com/legal-notices.


Warnhinweis zu zukunftsgerichteten Aussagen


Diese Pressemitteilung enthält „zukunftsgerichtete Aussagen“ im Sinne der „Safe-Harbor“-Bestimmungen des Private Securities Litigation Reform Act von 1995, einschließlich, aber nicht beschränkt auf Aussagen zur allgemeinen Verfügbarkeit von Funktionen, Programmen, Diensten und Tools im Zusammenhang mit Palisades, die in dieser Pressemitteilung erwähnt werden (einschließlich, ohne Einschränkung, ProNavigator, PricingCenter und Jutro Developer Assistant). Diese zukunftsgerichteten Aussagen gelten zum Zeitpunkt ihrer erstmaligen Veröffentlichung und basieren auf aktuellen Erwartungen, Schätzungen, Prognosen und Vorhersagen sowie den Überzeugungen und Annahmen der Unternehmensleitung. Begriffe wie „erwarten“, „voraussehen“, „sollte“, „glauben“, „hoffen“, „anstreben“, „prognostizieren“, „Ziele“, „schätzen“, „potenziell“, „vorhersagen“, „könnte“, „wird“, „möglicherweise“, „beabsichtigen“, Varianten dieser Begriffe oder deren Verneinungen sowie ähnliche Ausdrücke sollen diese zukunftsgerichteten Aussagen kennzeichnen. Zukunftsgerichtete Aussagen unterliegen einer Reihe von Risiken und Ungewissheiten, von denen viele Faktoren oder Umstände betreffen, die außerhalb der Kontrolle von Guidewire liegen. Die tatsächlichen Ergebnisse von Guidewire können aufgrund einer Reihe von Faktoren erheblich von den in zukunftsgerichteten Aussagen genannten oder implizierten Ergebnissen abweichen, einschließlich, aber nicht beschränkt auf die Risiken, die in den jüngsten Formularen 10-K und 10-Q von Guidewire, die bei der Securities and Exchange Commission eingereicht wurden, sowie in anderen Dokumenten, die Guidewire von Zeit zu Zeit bei der Securities and Exchange Commission einreichen kann, detailliert beschrieben sind. Insbesondere könnten unter anderem die folgenden Faktoren dazu führen, dass die Ergebnisse wesentlich von den in solchen zukunftsgerichteten Aussagen ausgedrückten oder implizierten Ergebnissen abweichen: Die Quartals- und Jahresbetriebsergebnisse können stärker schwanken als erwartet; saisonale und andere Schwankungen im Zusammenhang mit unseren Kundenverträgen und der damit verbundenen Umsatzrealisierung können zu erheblichen Schwankungen unserer Betriebsergebnisse, des Annual Recurring Revenue („ARR“) und der Cashflows führen; unsere Abhängigkeit von Verkäufen an und Vertragsverlängerungen durch eine relativ kleine Anzahl großer Kunden für einen wesentlichen Teil unserer Umsätze und des ARR; unsere Eingehung langfristiger Preisverpflichtungen in unseren Kundenverträgen auf der Grundlage verfügbarer Informationen und Schätzungen zu unseren zukünftigen Kosten, die sich ändern können; unsere Fähigkeit, unser Geschäftsmodell erfolgreich zu steuern, einschließlich der Erlangung der Marktakzeptanz für unsere cloudbasierten Dienste und Produkte sowie der Kosten im Zusammenhang mit dem Cloud-Betrieb, der Cybersicherheit, der Produktentwicklung und den Dienstleistungen; den Zeitpunkt, den Erfolg und die Anzahl der Aufträge für professionelle Dienstleistungen sowie die Abrechnungssätze und die Auslastung unserer Mitarbeiter und Auftragnehmer im Bereich professionelle Dienstleistungen; die Auswirkungen globaler Ereignisse (einschließlich, aber nicht beschränkt auf anhaltende globale Konflikte, Inflation, hohe Zinssätze, wirtschaftliche Volatilität, Bankenzusammenbrüche und damit verbundene finanzielle Instabilität sowie Probleme in der Lieferkette) auf unsere Mitarbeiter, unser Geschäft und die Geschäfte unserer Kunden, Systemintegrator-Partner ( „SI“) und Lieferanten; Verstöße gegen die Datensicherheit unserer cloudbasierten Dienste und Produkte oder unbefugter Zugriff auf die Daten unserer Mitarbeiter oder unserer Kunden; unser Wettbewerbsumfeld und dessen Veränderungen; Probleme bei der Entwicklung und Nutzung von künstlicher Intelligenz und maschinellem Lernen in Verbindung mit einem unsicheren regulatorischen Umfeld; die Nutzung von KI durch unsere Belegschaft kann Risiken für unser Geschäft darstellen; Fehler oder Ausfälle unserer Produkte oder Dienste sowie Dienstunterbrechungen oder Ausfälle der Drittanbieter, auf die wir angewiesen sind; unsere Dienstleistungsumsätze erwirtschaften geringere Bruttomargen als unsere Lizenz-, Abonnement- und Supportumsätze; unsere Produktentwicklungs- und Vertriebszyklen sind langwierig und können durch Faktoren außerhalb unserer Kontrolle beeinflusst werden; die Auswirkungen neuer Vorschriften und Gesetze (einschließlich, aber nicht beschränkt auf Sicherheit, Datenschutz, künstliche Intelligenz und maschinelles Lernen, Steuervorschriften und -gesetze sowie Rechnungslegungsstandards); Behauptungen Dritter, dass wir ihre Rechte an geistigem Eigentum verletzen; eine geschwächte globale Wirtschaftslage kann sich nachteilig auf die Schaden- und Unfallversicherungsbranche auswirken, einschließlich der Höhe der Ausgaben für Informationstechnologie; unsere Fähigkeit, unsere Dienstleistungen und Produkte zu verkaufen, hängt in hohem Maße von der Qualität unserer professionellen Dienstleistungen und unserer SI-Partner ab; das Risiko, wichtige Mitarbeiter zu verlieren; die Herausforderungen internationaler Geschäftstätigkeiten, einschließlich Wechselkursschwankungen; sowie sonstige Risiken und Ungewissheiten. Die Wertentwicklung in der Vergangenheit ist kein Indikator für zukünftige Ergebnisse. Die in dieser Pressemitteilung enthaltenen zukunftsgerichteten Aussagen geben die Ansichten von Guidewire zum Zeitpunkt dieser Pressemitteilung wieder. Guidewire geht davon aus, dass nachfolgende Ereignisse und Entwicklungen zu einer Änderung dieser Ansichten führen werden. Guidewire übernimmt keine Verpflichtung, zukunftsgerichtete Aussagen zu aktualisieren oder zu revidieren, sei es aufgrund neuer Informationen, zukünftiger Ereignisse oder aus anderen Gründen. Diese zukunftsgerichteten Aussagen sollten nicht als Darstellung der Ansichten von Guidewire zu einem Zeitpunkt nach dem Datum dieser Pressemitteilung herangezogen werden.


Die Ausgangssprache, in der der Originaltext veröffentlicht wird, ist die offizielle und autorisierte Version. Übersetzungen werden zur besseren Verständigung mitgeliefert. Nur die Sprachversion, die im Original veröffentlicht wurde, ist rechtsgültig. Gleichen Sie deshalb Übersetzungen mit der originalen Sprachversion der Veröffentlichung ab.

Originalversion auf businesswire.com ansehen: https://www.businesswire.com/news/home/20260416888737/de/
Melissa Cobb

Director, Public Relations

Guidewire Software, Inc.

+1.650.464.1177

mcobb@guidewire.com


Original: Guidewire bringt ProNavigator auf den Markt und integriert damit KI-basierte Expertenerkenntnisse in Versicherungs-Workflows

Guidewire lance ProNavigator, intégrant des analyses d’IA expertes dans les processus de gestion des assurancesApril 16, 2026 5:23 PM
Business Wire
Intégré directement dans les processus de gestion des polices et des sinistres, ProNavigator fournit les informations pertinentes et spécifiques à chaque rôle au moment de la prise de décision, aidant ainsi les souscripteurs, les experts en sinistres et les chargés de clientèle à travailler plus rapidement, plus efficacement et en toute confiance.


Guidewire (NYSE : GWRE) a annoncé aujourd’hui le lancement de Guidewire ProNavigator, un assistant IA intégré à ses applications phares, InsuranceSuite et InsuranceNow. Présenté dans la dernière version de la société, Palisades, ProNavigator fournit des conseils d’experts, permet une prise de décision en toute confiance et accélère le retour sur investissement pour les assureurs de dommages (IARD), en dotant les souscripteurs, les experts en sinistres, les spécialistes de la facturation et les représentants du service client d’informations issues de l’IA spécifiques à leur rôle, qui sont régies, sécurisées et adaptées au contexte.

Ce communiqué de presse contient des éléments multimédias. Voir le communiqué complet ici : https://www.businesswire.com/news/home/20260416930541/fr/ProNavigator in action within Guidewire ClaimCenter, providing tier-based customer service guidance. (Source: Guidewire)
ProNavigator permet aux assureurs de :



Développer leur expertise grâce à des informations fiables et précises, fondées sur les sources propres à l’assureur, y compris les références



Maintenir des modèles de gouvernance et de sécurité stricts en appliquant des contrôles d’accès basés sur les rôles (RBAC) afin de garantir que seuls les utilisateurs autorisés puissent accéder à des documents ou sources spécifiques



Avoir confiance dans les décisions prises et garder le contrôle grâce à des pistes d’audit et à une expérience « human-in-the-loop » dans le flux de travail



Réduire le délai de rentabilisation et la charge de maintenance à long terme grâce à une expérience prête à l’emploi dès le premier jour, qui reste à jour, version après version



« ProNavigator fournit aux professionnels de l’assurance exactement les bonnes informations, au moment où ils en ont besoin », déclare Amy Mollin, vice-présidente de la gestion des produits chez Guidewire. « En l’intégrant directement dans InsuranceSuite et InsuranceNow, nous permettons aux équipes de première ligne d’accéder rapidement à des réponses précises et de prendre de meilleures décisions en toute confiance. C’est une IA qui fonctionne tout simplement, aidant les assureurs à passer en douceur de l’évaluation de l’IA à son adoption réussie dans leurs opérations quotidiennes. »


Palisades permet aux assureurs d’atteindre l’excellence opérationnelle


Les fonctionnalités étendues de Palisades permettent aux développeurs d’exploiter en toute sécurité leurs outils d’IA préférés pour créer des expériences numériques uniques. Elles garantissent également une plus grande précision dans les processus financiers critiques et offrent aux équipes de tarification l’agilité nécessaire pour réagir rapidement à l’évolution des conditions du marché.


Les nouvelles fonctionnalités permettent aux assureurs de :



Accélérer la mise en place d’expériences numériques conformes au système de conception et aux bibliothèques Jutro grâce à Jutro Developer Assistant*



Améliorer la précision du rapprochement des paiements et des remboursements grâce à un suivi amélioré des fonds, y compris des pistes d’audit complètes pour les équipes financières et de service



Bénéficier d’échanges électroniques de sinistres plus fluides avec les courtiers, les bureaux et les assureurs grâce à une expérience de gestionnaire de sinistres repensée et spécialement adaptée aux besoins opérationnels du marché de Londres



Améliorer les résultats des demandes d’indemnisation et des renouvellements en matière d’accidents du travail grâce à un nouveau modèle d’expérience offrant un accès en libre-service aux données financières et à des informations prédictives sur les litiges et les résultats des demandes d’indemnisation



Accéder à une tarification et à des devis cohérents en temps réel sur tous les canaux grâce aux fonctionnalités de tarification PricingCenter pour les lignes d’assurance personnelles et commerciales à fort volume, désormais disponibles dans PolicyCenter



Pour plus d’informations, rendez-vous sur la page Web ProNavigator, la page Web Palisades et le blog consacré à la version Palisades.


Certaines fonctionnalités de cette version peuvent ne pas être disponibles dans toutes les régions.


* Indique que la fonctionnalité du produit est réservée aux clients bénéficiant d’un accès anticipé .


À propos de Guidewire


Guidewire est la plateforme à laquelle les assureurs IARD font confiance pour s’engager, innover et se développer efficacement. Plus de 570 assureurs dans 43 pays, des nouvelles entreprises aux plus grandes et plus complexes au monde, s’appuient sur les produits Guidewire. Avec des systèmes centraux exploitant les données et l’analyse, le numérique et l’intelligence artificielle, Guidewire définit l’excellence de la plateforme cloud pour les assureurs IARD.


Nous sommes fiers de notre bilan de mise en œuvre inégalé, avec plus de 1 700 projets accomplis, soutenus par la plus grande équipe de R&D et l’écosystème de partenaires SI du secteur. Notre marketplace représente la plus grande communauté de partenaires dans le secteur de l’assurance IARD, où les clients peuvent accéder à des centaines d’applications pour accélérer l’intégration, la localisation et l’innovation.


Pour plus d’informations, rendez-vous sur www.guidewire.com et suivez-nous sur X et LinkedIn.


REMARQUE : pour plus d’informations sur les marques déposées de Guidewire, rendez-vous sur https://www.guidewire.com/legal-notices.


Avertissement concernant les déclarations prospectives


Le présent communiqué de presse contient des « déclarations prospectives » au sens des dispositions « safe harbor » du Private Securities Litigation Reform Act de 1995, y compris, sans s’y limiter, des déclarations concernant la disponibilité générale des fonctionnalités, programmes, services et outils liés à Palisades mentionnés dans le présent communiqué de presse (y compris, sans s’y limiter, ProNavigator, PricingCenter et Jutro Developer Assistant). Ces déclarations prospectives sont faites à la date de leur première publication et reposent sur les attentes, estimations, prévisions et projections actuelles, ainsi que sur les convictions et hypothèses de la direction. Des termes tels que « s’attendre à », « anticiper », « devrait », « croire », « espérer », « viser », « projeter », « objectifs », « estimer », « potentiel », « prédire », « peut », « va », « pourrait », « aurait l’intention », les variantes de ces termes ou leur forme négative, ainsi que des expressions similaires, visent à identifier ces déclarations prospectives. Les déclarations prospectives sont soumises à un certain nombre de risques et d’incertitudes, dont beaucoup impliquent des facteurs ou des circonstances qui échappent au contrôle de Guidewire. Les résultats réels de Guidewire pourraient différer sensiblement de ceux énoncés ou sous-entendus dans les déclarations prospectives en raison d’un certain nombre de facteurs, y compris, mais sans s’y limiter, les risques détaillés dans les derniers formulaires 10-K et 10-Q de Guidewire déposés auprès de la Securities and Exchange Commission, ainsi que dans d’autres documents que Guidewire pourrait déposer de temps à autre auprès de la Securities and Exchange Commission. En particulier, les facteurs suivants, entre autres, pourraient entraîner des résultats sensiblement différents de ceux exprimés ou sous-entendus dans ces déclarations prospectives : les résultats d’exploitation trimestriels et annuels peuvent fluctuer plus que prévu ; les variations saisonnières et autres liées à nos contrats clients et à la comptabilisation des revenus correspondants peuvent entraîner des fluctuations importantes de nos résultats d’exploitation, de notre chiffre d’affaires annuel récurrent (« ARR ») et de nos flux de trésorerie ; notre dépendance vis-à-vis des ventes et des renouvellements provenant d’un nombre relativement restreint de gros clients pour une part substantielle de notre chiffre d’affaires et de notre ARR ; nos engagements tarifaires à long terme dans nos contrats clients, basés sur les informations disponibles et des estimations de nos coûts futurs susceptibles d’évoluer ; notre capacité à gérer avec succès notre modèle économique, notamment en obtenant l’acceptation par le marché de nos services et produits basés sur le cloud, ainsi que les coûts liés aux opérations cloud, à la cybersécurité, au développement de produits et aux services ; le calendrier, le succès et le nombre de missions de services professionnels, ainsi que les tarifs de facturation et le taux d’utilisation de nos employés et sous-traitants affectés à ces services ; l’impact d’événements mondiaux (y compris, sans s’y limiter, les conflits mondiaux en cours, l’inflation, les taux d’intérêt élevés, la volatilité économique, les faillites bancaires et l’instabilité financière qui en découle, ainsi que les problèmes de chaîne d’approvisionnement) sur nos employés, notre activité et celles de nos clients, de nos partenaires intégrateurs de systèmes (« SI ») et de nos fournisseurs ; les violations de la sécurité des données de nos services et produits basés sur le cloud ou l’accès non autorisé aux données de nos employés ou de nos clients ; notre environnement concurrentiel et les changements qui y sont apportés ; les problèmes liés au développement et à l’utilisation de l’intelligence artificielle et de l’apprentissage automatique, combinés à un environnement réglementaire incertain ; l’utilisation de l’IA par notre personnel peut présenter des risques pour notre activité ; les erreurs ou défaillances de nos produits ou services, ainsi que les interruptions de service ou les défaillances des prestataires de services tiers sur lesquels nous nous appuyons ; le chiffre d’affaires de nos services génère des marges brutes inférieures à celles de nos revenus de licences, d’abonnements et d’assistance ; nos cycles de développement de produits et de vente sont longs et peuvent être affectés par des facteurs indépendants de notre volonté ; l’impact de nouvelles réglementations et lois (y compris, sans s’y limiter, celles relatives à la sécurité, à la confidentialité, à l’intelligence artificielle et à l’apprentissage automatique, aux réglementations et lois fiscales, ainsi qu’aux normes comptables) ; les allégations de tiers selon lesquelles nous violerions leurs droits de propriété intellectuelle ; l’affaiblissement de la conjoncture économique mondiale pourrait avoir un impact négatif sur le secteur de l’assurance IARD, y compris sur le niveau des dépenses en technologies de l’information ; notre capacité à vendre nos services et produits dépend fortement de la qualité de nos services professionnels et de nos partenaires SI ; le risque de perdre des collaborateurs clés ; les défis liés aux opérations internationales, y compris les fluctuations des taux de change ; et d’autres risques et incertitudes. Les performances passées ne préjugent pas des résultats futurs. Les déclarations prospectives incluses dans ce communiqué de presse reflètent les opinions de Guidewire à la date de ce communiqué. Guidewire prévoit que des événements et développements ultérieurs entraîneront une modification de ses opinions. Guidewire n’a ni l’intention ni l’obligation de mettre à jour ou de réviser les déclarations prospectives, que ce soit à la suite de nouvelles informations, d’événements futurs ou pour toute autre raison. Ces déclarations prospectives ne doivent pas être considérées comme représentant les opinions de Guidewire à une date postérieure à celle du présent communiqué de presse.


Le texte du communiqué issu d’une traduction ne doit d’aucune manière être considéré comme officiel. La seule version du communiqué qui fasse foi est celle du communiqué dans sa langue d’origine. La traduction devra toujours être confrontée au texte source, qui fera jurisprudence.

Consultez la version source sur businesswire.com : https://www.businesswire.com/news/home/20260416930541/fr/
Melissa Cobb

Directrice des relations publiques

Guidewire Software, Inc.

+1.650.464.1177

mcobb@guidewire.com


Original: Guidewire lance ProNavigator, intégrant des analyses d’IA expertes dans les processus de gestion des assurances

Guidewire Launches ProNavigator, Embedding Expert AI Insights into Insurance WorkflowsApril 16, 2026 3:08 AM
Business Wire
Embedded directly in policy and claims workflows, ProNavigator surfaces the right role-specific intelligence at the moment of decision, helping underwriters, claim adjusters, and customer service representatives work faster, smarter, and with confidence.


Guidewire (NYSE: GWRE) today announced the launch of Guidewire ProNavigator, an AI assistant embedded in its core applications, InsuranceSuite and InsuranceNow. Introduced in the company’s latest release, Palisades, ProNavigator delivers expert guidance, enables confident decision-making, and accelerates time to value for Property and Casualty (P&C) insurers, equipping underwriters, claims adjusters, billing specialists, and customer service representatives with role-specific AI insights that are governed, secure, and context-aware.

This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20260416283036/en/ProNavigator in action within Guidewire ClaimCenter, providing tier-based customer service guidance. (Source: Guidewire)
ProNavigator empowers insurers to:



Scale expertise with dependable, accurate information that’s grounded in the insurer’s unique source material, including citations



Maintain strict governance and security models by enforcing role-based access controls (RBACs) to ensure only authorized users can access specific documents or sources



Trust the decisions made and maintain control with audit trails and a human-in-the-loop experience in the flow of work



Reduce time-to-value and the long-term maintenance burden with a production-ready experience from day one, which stays current, release after release



“ProNavigator gives insurance professionals exactly the right information, right when they need it,” said Amy Mollin, Vice President, Product Management at Guidewire. “By embedding it directly into InsuranceSuite and InsuranceNow, we're enabling frontline teams to quickly access accurate answers and confidently make better decisions. It’s AI that just works, helping insurers move smoothly from evaluating AI to successfully adopting it in everyday operations.”


Palisades Empowers Insurers to Achieve Operational Excellence


Expanded functionality in Palisades gives developers the ability to safely leverage their preferred AI tools to create unique digital experiences. It also drives greater precision across critical financial processes, and gives pricing teams the agility to respond quickly to shifting market conditions.


New capabilities enable insurers to:



Accelerate delivery of digital experiences that adhere to the Jutro design system and libraries with Jutro Developer Assistant*



Improve accuracy from payment to refund reconciliation with enhanced funds tracking, including complete audit trails for finance and service teams



Enjoy more seamless electronic claim exchanges with brokers, bureaus, and insurers with a redesigned claims adjuster experience tailored specifically for the operational needs of the London Market



Improve workers’ compensation claim and renewal outcomes with a new experience template offering self-service access to financial data and predictive intel on litigation and claims outcomes



Access consistent, real-time pricing and quoting across all channels with PricingCenter rating capabilities for personal and high-volume commercial lines now available inside PolicyCenter



For more detailed information, please visit the ProNavigator webpage, the Palisades webpage, and the Palisades release blog.


Certain release features may not be available in all regions.


*Indicates product feature is available for Early Access customers only.


About Guidewire


Guidewire is the platform P&C insurers trust to engage, innovate, and grow efficiently. More than 570 insurers in 43 countries, from new ventures to the largest and most complex in the world, rely on Guidewire products. With core systems leveraging data and analytics, digital, and artificial intelligence, Guidewire defines cloud platform excellence for P&C insurers.


We are proud of our unparalleled implementation record, with 1,700+ successful projects supported by the industry’s largest R&D team and SI partner ecosystem. Our marketplace represents the largest partner community in P&C, where customers can access hundreds of applications to accelerate integration, localization, and innovation.


For more information, please visit www.guidewire.com and follow us on X and LinkedIn.


NOTE: For information about Guidewire trademarks, visit https://www.guidewire.com/legal-notices.


Cautionary Language Concerning Forward-Looking Statements


This press release contains “forward-looking statements” within the meaning of the “safe harbor” provisions of the Private Securities Litigation Reform Act of 1995, including but not limited to, statements regarding the general availability of features, programs, services, and tools related to Palisades mentioned in this press release (including, without limitation, ProNavigator, PricingCenter, and Jutro Developer Assistant). These forward-looking statements are made as of the date they were first issued and were based on current expectations, estimates, forecasts and projections as well as the beliefs and assumptions of management. Words such as “expect,” “anticipate,” “should,” “believe,” “hope,” “target,” “project,” “goals,” “estimate,” “potential,” “predict,” “may,” “will,” “might,” “could,” “intend,” variations of these terms or the negative of these terms and similar expressions are intended to identify these forward-looking statements. Forward-looking statements are subject to a number of risks and uncertainties, many of which involve factors or circumstances that are beyond Guidewire’s control. Guidewire’s actual results could differ materially from those stated or implied in forward-looking statements due to a number of factors, including but not limited to, risks detailed in Guidewire’s most recent Forms 10-K and 10-Q filed with the Securities and Exchange Commission as well as other documents that may be filed by Guidewire from time to time with the Securities and Exchange Commission. In particular, the following factors, among others, could cause results to differ materially from those expressed or implied by such forward-looking statements: quarterly and annual operating results may fluctuate more than expected; seasonal and other variations related to our customer agreements and related revenue recognition may cause significant fluctuations in our results of operations, Annual Recurring Revenue (“ARR”), and cash flows; our reliance on sales to and renewals from a relatively small number of large customers for a substantial portion of our revenue and ARR; our making long-term pricing commitments in our customer contracts based on available information and estimates about our future costs that may change; our ability to successfully manage our business model, including achieving market acceptance of our cloud-based services and products and the costs related to cloud operations, cybersecurity, product development, and services; the timing, success, and number of professional services engagements and the billing rates and utilization of our professional services employees and contractors; the impact of global events (including, without limitation, ongoing global conflicts, inflation, high interest rates, economic volatility, bank failures and associated financial instability, and supply chain issues) on our employees, our business, and the businesses of our customers, system integrator (“SI”) partners, and vendors; data security breaches of our cloud-based services and products or unauthorized access to our employees’ or our customers’ data; our competitive environment and changes thereto; issues in the development and use of artificial intelligence and machine learning combined with an uncertain regulatory environment; use of AI by our workforce may present risks to our business; errors or failures in our products or services, as well as service interruptions or failure of the third-party service providers we rely on; our services revenue produces lower gross margins than our license, subscription and support revenue; our product development and sales cycles are lengthy and may be affected by factors outside of our control; the impact of new regulations and laws (including, without limitation, security, privacy, artificial intelligence and machine learning, tax regulations and laws, and accounting standards); assertions by third parties that we violate their intellectual property rights; weakened global economic conditions may adversely affect the P&C insurance industry, including the rate of information technology spending; our ability to sell our services and products is highly dependent on the quality of our professional services and SI partners; the risk of losing key employees; the challenges of international operations, including changes in foreign exchange rates; and other risks and uncertainties. Past performance is not indicative of future results. The forward-looking statements included in this press release represent Guidewire’s views as of the date of this press release. Guidewire anticipates that subsequent events and developments will cause its views to change. Guidewire undertakes no intention or obligation to update or revise any forward-looking statements, whether as a result of new information, future events or otherwise. These forward-looking statements should not be relied upon as representing Guidewire’s views as of any date subsequent to the date of this press release.

View source version on businesswire.com: https://www.businesswire.com/news/home/20260416283036/en/
Melissa Cobb

Director, Public Relations

Guidewire Software, Inc.

+1.650.464.1177

mcobb@guidewire.com


Original: Guidewire Launches ProNavigator, Embedding Expert AI Insights into Insurance Workflows

Ethias met en service la Guidewire Cloud Platform, jetant ainsi les bases d’une innovation fiable en matière d’IAApril 2, 2026 2:00 PM
Business Wire
Ethias SA et Guidewire (NYSE : GWRE) ont annoncé que l’assureur belge Ethias a mis en service la Guidewire Cloud Platform, marquant ainsi une étape importante dans la modernisation de ses systèmes centraux.

Ce communiqué de presse contient des éléments multimédias. Voir le communiqué complet ici : https://www.businesswire.com/news/home/20260401256992/fr/
En adoptant la Guidewire Cloud Platform, Ethias bénéficie de la fiabilité éprouvée des systèmes centraux de Guidewire, ainsi que d’un modèle d’exploitation cloud évolutif, sécurisé et mis à jour en permanence. Cette base permettra à Ethias d’accroître son agilité opérationnelle, de soutenir l’innovation continue et d’adopter des capacités d’IA de manière plus efficace et à grande échelle au fil du temps.


La mise en œuvre a été réalisée en collaboration avec le Guidewire PartnerConnect Consulting Global Premier Partner Deloitte, la filiale informatique d’Ethias NRB, et Guidewire Professional Services.


Luc Kranzen, Chief Claims & Delight Officer chez Ethias, déclare : « Il s’agit d’une avancée majeure dans la manière dont nous traitons les sinistres chez Ethias. Derrière la technologie, l’objectif est simple : traiter les dossiers plus rapidement, plus facilement et avec une plus grande cohérence pour nos clients. Cette nouvelle plateforme donne à nos équipes les outils nécessaires pour travailler plus efficacement et se concentrer sur ce qui compte vraiment : soutenir les gens lorsqu’ils ont le plus besoin de nous. Je tiens à remercier toutes nos équipes et tous nos partenaires qui ont rendu cette transformation possible. Elle ouvre la voie à des innovations, notamment l’intégration progressive de l’IA pour améliorer à la fois l’efficacité et la qualité du service. »


David Phull, vice-président du groupe Guidewire, déclare : « L’innovation est au cœur de la stratégie d’Ethias, et je suis fier que Guidewire aide Ethias à moderniser la gestion des sinistres et à améliorer l’expérience des clients dans toute la Belgique. Grâce à la Guidewire Cloud Platform, Ethias peut accélérer le traitement des sinistres, tout en s’appuyant sur ses bases solides pour renforcer encore la cohérence et offrir des résultats de haute qualité à ses clients. »


Olivier Lallemand, directeur commercial chez NRB, déclare : « Nous sommes fiers d’avoir accompagné Ethias dans sa transition réussie vers Guidewire Cloud. Cette réussite reflète la solide collaboration entre Ethias, Guidewire, Deloitte et NRB, et met en évidence la capacité collective de tous les partenaires à mener à bien une modernisation de bout en bout tout en adoptant les normes cloud modernes. »


Sabri Mzah, responsable des opérations, des solutions sectorielles et métier chez Deloitte Belgique, déclare : « Cette mise en service montre ce qu’il est possible de réaliser lorsqu’un client, un fournisseur de solutions et un intégrateur travaillent comme une seule et même équipe. En collaboration avec Ethias, NRB et Guidewire, nous avons mené à bien ce projet dans les délais, dans le respect du périmètre et du budget, sans compromettre la qualité. La solution apporte déjà des améliorations mesurables en termes de performances, d’automatisation et de capacités opérationnelles, et elle constitue une base solide pour nos prochaines réalisations. Elle renforce également une approche éprouvée pour accélérer des transformations similaires des systèmes centraux en assurance dommages. »


À propos d’Ethias


Ethias est le troisième assureur vie et non-vie de Belgique. Ethias est reconnue pour son modèle d’affaires unique axé sur les services directs, numériques et publics, l’engagement de ses 1 900 collaborateurs, la confiance de ses clients (environ 1 330 674 clients particuliers et plus de 45 708 clients parmi les organismes publics et les entreprises), plus de 100 ans d’expérience et sa solidité financière. Fort d’une stratégie de groupe solide, Ethias innove en permanence pour créer de la valeur et répondre aux besoins de demain, notamment à travers des écosystèmes dans des domaines tels que la santé, la mobilité et le logement. Grâce à son approche systématique phygitale et socialement responsable, Ethias s’engage à être un partenaire de la vie quotidienne, au-delà de l’assurance, accessible à tous.


À propos de Guidewire Software


Guidewire est la plateforme à laquelle les assureurs IARD font confiance pour s’engager, innover et se développer efficacement. Plus de 570 assureurs dans 43 pays, des nouvelles entreprises aux plus grandes et plus complexes au monde, s’appuient sur les produits Guidewire. Avec des systèmes centraux exploitant les données et l’analyse, le numérique et l’intelligence artificielle, Guidewire définit l’excellence de la plateforme cloud pour les assureurs IARD.


Nous sommes fiers de notre bilan de mise en œuvre inégalé, avec plus de 1 700 projets accomplis, soutenus par la plus grande équipe de R&D et l’écosystème de partenaires SI du secteur. Notre marketplace représente la plus grande communauté de partenaires dans le secteur de l’assurance IARD, où les clients peuvent accéder à des centaines d’applications pour accélérer l’intégration, la localisation et l’innovation.


Pour plus d’informations, rendez-vous sur www.guidewire.com et suivez-nous sur X et LinkedIn.


REMARQUE : pour des informations sur les marques commerciales de Guidewire, rendez-vous sur https://www.guidewire.com/legal-notices.


Le texte du communiqué issu d’une traduction ne doit d’aucune manière être considéré comme officiel. La seule version du communiqué qui fasse foi est celle du communiqué dans sa langue d’origine. La traduction devra toujours être confrontée au texte source, qui fera jurisprudence.

Consultez la version source sur businesswire.com : https://www.businesswire.com/news/home/20260401256992/fr/
Simon Coughlin

Responsable principal des relations publiques - EMEA

Guidewire Software, Inc.

+44 7436 002 058

scoughlin@guidewire.com


Original: Ethias met en service la Guidewire Cloud Platform, jetant ainsi les bases d’une innovation fiable en matière d’IA

Ethias Goes Live on Guidewire Cloud Platform, Building a Trusted Foundation for AI InnovationApril 2, 2026 2:36 AM
Business Wire
Ethias SA and Guidewire (NYSE: GWRE) have announced that Belgian insurer Ethias has gone live on Guidewire Cloud Platform, marking an important milestone in the modernisation of its core systems.

This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20260401445847/en/
By adopting Guidewire Cloud Platform, Ethias gains the proven durability of Guidewire core systems together with a scalable, secure, and continuously updated cloud operating model. This foundation will help Ethias increase business agility, support ongoing innovation, and adopt AI capabilities more efficiently and at scale over time.


The implementation was delivered in collaboration with Guidewire PartnerConnect Consulting Global Premier Partner Deloitte, Ethias’ IT subsidiary NRB, and Guidewire Professional Services.


Luc Kranzen, Chief Claims & Delight Officer at Ethias, said: “This is a major step in how we handle claims at Ethias. Behind the technology, the objective is simple: to process files faster, more smoothly and with greater consistency for our customers. This new platform gives our teams the tools to work more efficiently and to focus on what really matters: supporting people when they need us most. I would like to thank all our teams and partners who made this transformation possible. It opens the door to further innovation, including the progressive integration of AI to enhance both efficiency and service quality.”


David Phull, Group Vice President, Guidewire, said: “Innovation is central to Ethias’ strategy, and I’m proud Guidewire is helping Ethias modernise claims and elevate the claims experience for clients across Belgium. With Guidewire Cloud Platform, Ethias can accelerate claims processing, while building on its strong foundations to further enhance consistency and deliver high-quality outcomes for its customers.”


Olivier Lallemand, Chief Business Officer, NRB, said: “We are proud to have supported Ethias in the successful transition to Guidewire Cloud. This achievement reflects strong collaboration between Ethias, Guidewire, Deloitte, and NRB, and highlights the collective ability of all partners to deliver end-to-end modernisation while embracing modern cloud standards.”


Sabri Mzah, Operations, Industry & Domain Solutions Leader, Deloitte Belgium, said: “This go-live shows what’s possible when a client, a solution provider, and an integrator operate as one team. Together with Ethias, NRB, and Guidewire, we delivered the program on time, on scope, and within budget, without compromising quality. The solution is already delivering measurable improvements in performance, automation, and business capabilities, and it provides a strong foundation for what we can achieve next. It also reinforces a proven approach for accelerating similar P&C core transformations.”


About Ethias


Ethias is Belgium’s 3rd largest in Life and Non-Life insurer. Ethias is recognised for its unique business model focused on direct, digital and public services, the commitment of its 1,900 employees, the trust of its clients (about 1,330,674 Individual clients and over 45,708 clients in Public Bodies and Companies), more than 100 years of experience and its financial strength. With a solid group strategy, Ethias is constantly innovating to create value and meet the needs of tomorrow through among others ecosystems in areas such as health, mobility and housing. Based on its systematic phygital and socially responsible approach, Ethias is committed to being a partner for everyday life, beyond insurance, accessible to all.


About Guidewire Software


Guidewire is the platform P&C insurers trust to engage, innovate, and grow efficiently. More than 570 insurers in 43 countries, from new ventures to the largest and most complex in the world, rely on Guidewire products. With core systems leveraging data and analytics, digital, and artificial intelligence, Guidewire defines cloud platform excellence for P&C insurers.


We are proud of our unparalleled implementation record, with 1,700+ successful projects supported by the industry’s largest R&D team and SI partner ecosystem. Our marketplace represents the largest partner community in P&C, where customers can access hundreds of applications to accelerate integration, localization, and innovation.


For more information, please visit www.guidewire.com and follow us on X and LinkedIn.


NOTE: For information about Guidewire’s trademarks, visit https://www.guidewire.com/legal-notices.

View source version on businesswire.com: https://www.businesswire.com/news/home/20260401445847/en/
Simon Coughlin

Senior Manager, Public Relations - EMEA

Guidewire Software, Inc.

+44 7436 002 058

scoughlin@guidewire.com


Original: Ethias Goes Live on Guidewire Cloud Platform, Building a Trusted Foundation for AI Innovation

IAG New Zealand Future-Proofs Claims Operations with Guidewire Cloud PlatformMarch 12, 2026 4:30 PM
Business Wire
IAG New Zealand and Guidewire (NYSE: GWRE) announced that IAG New Zealand has reached a major milestone in its technology modernisation journey, migrating its on-premises implementation of Guidewire ClaimCenter to Guidewire Cloud Platform as part of its future-proofing program.


New Zealand’s insurance landscape continues to evolve, driven by customer expectations, regulatory change, and the increasing frequency and severity of weather-related events. To continue delivering for customers, IAG must operate on technology that is resilient, secure, and capable of change.


The Guidewire platform provides a strong foundation for continued innovation across claims, ensuring IAG is well positioned to support customers when they need it most. The move positions IAG to better meet the evolving needs of customers, providing a more stable, secure, and scalable claims platform that can adapt as policyholder expectations and market conditions change. It reflects a broader commitment across the IAG group to modernise core technology platforms to improve resilience, speed of delivery, and the ability to innovate at scale.


IAG NZ Executive General Manager Insurance Platforms, Cordelia Kerr, said, “Moving to ClaimCenter on Guidewire Cloud Platform represents a significant step forward for the organisation. This milestone marks a tipping point in our journey to modernise and future-proof the technology that powers IAG. It enables a better experience for our customers during claims - one of the most critical moments in their relationship with us.”


Kerr added, “The transition delivers faster updates and adoption of new capabilities to improve customer outcomes, regular enhancements to keep pace with regulatory and customer needs, in addition to overall cost efficiency. Advancing IAG’s cloud strategy strengthens the resilience of our core platforms and ensures we can continue investing in technology that meets the changing needs of customers and regulators across all the markets we serve. This is about making sure we’re ready for what the future holds, so we can continue to show up for our customers across Aotearoa New Zealand.”


Guidewire Executive Vice President and Managing Director, Asia Pacific, Shaji Sethu commented: “IAG’s move to Guidewire Cloud Platform is a significant step in modernising its claims capability. The platform provides a more resilient and scalable foundation, and supports faster adoption of new capabilities as customer and regulatory needs evolve. We value our long-standing partnership with IAG and are pleased to support this next phase of their technology journey.”


About IAG New Zealand


As the country’s largest general insurer, IAG New Zealand trades under the AMI, State, NZI, Lumley and Lantern brands, and also provides general insurance products through ASB, BNZ, Westpac and The Co-operative Bank. IAG New Zealand also owns AMI Roadside Rescue, AMI MotorHub and AMI HomeHub, which support customers with motor and home claims and broader service solutions. With a team of more than 4,800 employees, IAG New Zealand holds relationships with one in every two New Zealand households and insures over NZ$1.07 trillion of commercial and domestic assets.


About Guidewire Software


Guidewire is the platform P&C insurers trust to engage, innovate, and grow efficiently. More than 570 insurers in 43 countries, from new ventures to the largest and most complex in the world, rely on Guidewire products. With core systems leveraging data and analytics, digital, and artificial intelligence, Guidewire defines cloud platform excellence for P&C insurers.


We are proud of our unparalleled implementation record, with 1,700+ successful projects supported by the industry’s largest R&D team and SI partner ecosystem. Our marketplace represents the largest partner community in P&C, where customers can access hundreds of applications to accelerate integration, localisation, and innovation.


For more information, please visit www.guidewire.com and follow us on X and LinkedIn.


NOTE: For information about Guidewire’s trademarks, visit https://www.guidewire.com/legal-notices.

View source version on businesswire.com: https://www.businesswire.com/news/home/20260312851087/en/
Albert Lin

Public Relations Manager

Guidewire Software, Inc.

+1.415.205.4214

allin@guidewire.com


Amelia Macandrew

Principal

Corporate Communications NZ

IAG New Zealand

+64 27 405 9335

amelia.macandrew@iag.co.nz


Original: IAG New Zealand Future-Proofs Claims Operations with Guidewire Cloud Platform

Guidewire Announces Second Quarter Fiscal Year 2026 Financial ResultsMarch 5, 2026 4:05 PM
Business Wire
Guidewire (NYSE: GWRE) today announced its financial results for the fiscal quarter ended January 31, 2026.


“We delivered another outstanding quarter highlighted by consistent execution, strong growth, and durable demand for large, multi-year deals,” said Mike Rosenbaum, chief executive officer, Guidewire. “Our momentum continues to build as AI drives core system modernization activity, product development velocity, and customer and partner engagement.”


“We are raising our fiscal year outlook across the board and this is informed by our better than expected Q2 results and the continued strength of our pipeline,” said Jeff Cooper, chief financial officer, Guidewire. “ARR growth of 22% year-over-year reflects the strong sales momentum and unique durability we have established.”


Second Quarter Fiscal Year 2026 Financial Highlights


Revenue



Total revenue for the second quarter of fiscal year 2026 was $359.1 million, an increase of 24% from the same quarter in fiscal year 2025. Subscription and support revenue was $237.2 million, an increase of 33%; license revenue was $59.5 million, a decrease of 7%; and services revenue was $62.4 million, an increase of 30%, each compared to the same quarter in fiscal year 2025.



As of January 31, 2026, annual recurring revenue, or ARR, was $1,121 million, compared to $1,041 million as of July 31, 2025. ARR results for interim quarterly periods in fiscal year 2026 are based on actual currency rates at the end of fiscal year 2025, held constant throughout the year.



Profitability



GAAP income from operations was $38.4 million for the second quarter of fiscal year 2026, compared with $11.7 million for the same quarter in fiscal year 2025.



Non-GAAP income from operations was $87.4 million for the second quarter of fiscal year 2026, compared with $53.9 million for the same quarter in fiscal year 2025.



GAAP net income was $60.1 million for the second quarter of fiscal year 2026, compared with GAAP net loss of $37.3 million for the same quarter in fiscal year 2025. GAAP diluted net income per share was $0.70 for the second quarter of fiscal year 2026, based on diluted weighted average shares outstanding of 86.1 million, compared with GAAP diluted net loss per share of $0.45 for the same quarter in fiscal year 2025, based on diluted weighted average shares outstanding of 83.7 million.



Non-GAAP net income was $100.7 million for the second quarter of fiscal year 2026, compared with $43.9 million for the same quarter in fiscal year 2025. Non-GAAP diluted net income per share was $1.17 for the second quarter of fiscal year 2026, based on diluted weighted average shares outstanding of 86.1 million, compared with non-GAAP diluted net income per share of $0.51 for the same quarter in fiscal year 2025, based on diluted weighted average shares outstanding of 86.2 million.



Liquidity and Capital Resources



Guidewire had $1,351.4 million in cash, cash equivalents, and investments at January 31, 2026, compared to $1,483.2 million at July 31, 2025.



During the second quarter of fiscal year 2026, Guidewire completed its share repurchase program previously authorized in September 2022. In January 2026, Guidewire authorized a new $500 million share repurchase program. Guidewire repurchased 740,995 shares of common stock at an average price of $199.99 in the quarter ended January 31, 2026. As of January 31, 2026, $490 million remains under the January 2026 share repurchase program.



Business Outlook


Guidewire is issuing the following outlook for the third quarter of fiscal year 2026 based on current expectations:



Ending ARR between $1,144 million and $1,150 million



Subscription and support revenue between $239 million and $243 million



Total revenue between $352 million and $358 million



GAAP operating income between $11 million and $17 million



Non-GAAP operating income between $59 million and $65 million



Guidewire is issuing the following updated outlook for fiscal year 2026 based on current expectations:



Ending ARR between $1,229 million and $1,237 million



Subscription and support revenue between $962 million and $966 million



Total revenue between $1,438 million and $1,448 million



GAAP operating income between $100 million and $110 million



Non-GAAP operating income between $293 million and $303 million



Operating cash flow between $360 million and $375 million



Conference Call Information




What:







Guidewire Second Quarter Fiscal Year 2026 Financial Results Conference Call








When:







Thursday, March 5, 2026








Time:







2:00 p.m. PT (5:00 p.m. ET)








Dial-In:







(669) 444-9171








Meeting ID:







999 2833 5730








Password:







925553








Webcast:







http://ir.guidewire.com/ (live and replay)







The webcast will be archived on Guidewire’s website (www.guidewire.com) for a period of three months. Beginning with the second quarter of fiscal year 2026, quarterly earnings supplemental presentations are available on our website.


Non-GAAP Financial Measures and Other Metrics


This press release contains the following non-GAAP financial measures: non-GAAP gross profit, non-GAAP income (loss) from operations, non-GAAP net income (loss), non-GAAP tax provision (benefit), non-GAAP net income (loss) per share, and free cash flow. Non-GAAP gross profit and non-GAAP income (loss) from operations exclude stock-based compensation, amortization of intangibles, and acquisition consideration holdback. Non-GAAP net income (loss) and non-GAAP tax provision (benefit) also exclude the amortization of debt issuance costs from our convertible senior notes, changes in fair value of strategic investments, gain (loss) on sale of strategic investments, retirement of debt, and related tax effects of the non-GAAP adjustments. Free cash flow consists of net cash flow provided by (used in) operating activities, less cash used for purchases of property and equipment and capitalized software development costs. These non-GAAP measures enable us to analyze our financial performance without the effects of certain non-cash items such as amortization and stock-based compensation.


Annual recurring revenue (“ARR”) is used to quantify the annualized recurring value outlined in active customer contracts at the end of a reporting period. ARR includes the annualized recurring value of term licenses, subscription agreements, support contracts, and hosting agreements based on customer contractual terms and invoicing activities for the current reporting period, which may not be the same as the timing and amount of revenue recognized. ARR reflects all fee changes due to contract renewals, non-renewals, expansion, cancellations, attrition, or renegotiations at a higher or lower fee arrangement that are effective as of the ARR reporting date. All components of the licensing and other arrangements that are not expected to recur (primarily perpetual licenses and professional services) are excluded from our ARR calculations. In some arrangements with multiple performance obligations, a portion of recurring license and support or subscription contract value is allocated to services revenue for revenue recognition purposes, but does not get allocated for purposes of calculating ARR. This revenue allocation generally only impacts the initial term of the contract. This means that if we increase arrangements with multiple performance obligations that include services at discounted rates, more of the total contract value would be recognized as services revenue, but our reported ARR amount would not be impacted. During the six months ended January 31, 2026, the recurring license and support or subscription contract value recognized as services revenue was $4.6 million.


Guidewire believes that these non-GAAP financial measures and other metrics provide useful information to management and investors regarding certain financial and business trends relating to Guidewire’s financial condition and results of operations. Guidewire’s management uses these non-GAAP measures and other metrics to compare the Company’s performance to that of prior periods for trend analysis, for purposes of determining executive and senior management incentive compensation, and for budgeting and planning purposes. Guidewire believes that the use of these non-GAAP financial measures and other metrics provides an additional tool for investors to use in evaluating ongoing operating results and trends and in comparing Guidewire’s financial measures with other software companies, many of which present similar non-GAAP financial measures and other metrics to investors.


Guidewire’s management does not consider these non-GAAP measures in isolation or as an alternative to financial measures determined in accordance with GAAP. The principal limitation of these non-GAAP financial measures is that they exclude significant expenses and income that are required by GAAP to be recorded in Guidewire’s financial statements. In addition, they are subject to inherent limitations as they reflect the exercise of judgment by management about which expenses and income are excluded or included in determining these non-GAAP financial measures. Guidewire urges investors to review the reconciliation of its non-GAAP financial measures to the comparable GAAP financial measures, which it includes in press releases announcing quarterly financial results, including the financial tables at the end of this press release, and not to rely on any single financial measure to evaluate Guidewire’s business.


About Guidewire


Guidewire is the platform P&C insurers trust to engage, innovate, and grow efficiently. More than 570 insurers in 43 countries, from new ventures to the largest and most complex in the world, rely on Guidewire products. With core systems leveraging data and analytics, digital, and artificial intelligence, Guidewire defines cloud platform excellence for P&C insurers.


We are proud of our unparalleled implementation record, with 1,700+ successful projects supported by the industry’s largest R&D team and SI partner ecosystem. Our marketplace represents the largest partner community in P&C, where customers can access hundreds of applications to accelerate integration, localization, and innovation.


Guidewire uses its Investor Relations website (ir.guidewire.com), X feed (@Guidewire_PandC), and LinkedIn page (www.linkedin.com/company/guidewire-software) as a means of disclosing information about the company and for complying with its disclosure obligations under Regulation FD. The information that is posted through these channels may be deemed material. Accordingly, investors should monitor these channels in addition to Guidewire’s press releases, filings with the Securities and Exchange Commission, public conference calls, and webcasts.


NOTE: For information about Guidewire’s trademarks, visit www.guidewire.com/legal-notices.


Cautionary Language Concerning Forward-Looking Statements


This press release contains “forward-looking statements” within the meaning of the “safe harbor” provisions of the Private Securities Litigation Reform Act of 1995, including but not limited to, statements regarding our financial outlook and targets, our business and product strategies, our sales and pipeline momentum, and our market opportunities. These forward-looking statements are made as of the date they were first issued and were based on current expectations, estimates, forecasts and projections as well as the beliefs and assumptions of management. Words such as “expect,” “anticipate,” “should,” “believe,” “hope,” “target,” “project,” “goals,” “estimate,” “potential,” “predict,” “may,” “will,” “might,” “could,” “intend,” variations of these terms or the negative of these terms and similar expressions are intended to identify these forward-looking statements. Forward-looking statements are subject to a number of risks and uncertainties, many of which involve factors or circumstances that are beyond Guidewire’s control. Guidewire’s actual results could differ materially from those stated or implied in forward-looking statements due to a number of factors, including but not limited to, risks detailed in Guidewire’s most recent Forms 10-K and 10-Q filed with the Securities and Exchange Commission (the “SEC”) as well as other documents that may be filed by Guidewire from time to time with the SEC. In particular, the following factors, among others, could cause results to differ materially from those expressed or implied by such forward-looking statements: fluctuations in our quarterly and annual operating results; our reliance on sales to, and renewals from, a relatively small number of large customers and the related substantial negotiating leverage of these customers; the length and complexity of our sales, product development, and implementation cycles; our competitive environment and changes thereto; our ability to effectively manage international expansion; issues in the development and use of artificial intelligence and machine learning technologies and the related evolving regulatory environment; our making long-term pricing commitments in our customer contracts based on available information and estimates about our future costs that may change; our ability to expand adoption of our cloud-based products and services, and the risk that any of our established products may fail to satisfy customer demands or maintain market acceptance; seasonal and other variations related to our customer agreements and related revenue recognition may cause significant fluctuations in our results of operations, ARR, and cash flows; our ability to develop, introduce, and market new and enhanced versions of our products and services; our ability to retain existing and hire new personnel, including managing a hybrid and geographically distributed workforce; errors or failures in our products or services, as well as service interruptions or failure of the third-party service providers we rely on; our ability to sell our services and products is highly dependent on the quality of our professional services and third-party global system integrators partners; use of AI by our workforce may present risks to our business; our services revenue produces lower gross margins than our license, subscription and support revenue; the impact of global events (including, without limitation, ongoing global conflicts, inflation, high interest rates, economic volatility, political uncertainties, tariffs, bank failures and associated financial instability, and supply chain issues); data security breaches of our cloud-based services and products or unauthorized access to our employees’ or our customers’ data; the impact of new regulations and laws (including, without limitation, security, privacy, AI and machine learning, tax regulations and laws, and accounting standards); assertions by third parties that we violate their intellectual property rights; stock price volatility regardless of our operating performance; and other risks and uncertainties. Past performance is not indicative of future results. The forward-looking statements included in this press release represent Guidewire’s views as of the date of this press release. Guidewire anticipates that subsequent events and developments will cause its views to change. Guidewire undertakes no intention or obligation to update or revise any forward-looking statements, whether as a result of new information, future events or otherwise. These forward-looking statements should not be relied upon as representing Guidewire’s views as of any date subsequent to the date of this press release.




GUIDEWIRE SOFTWARE, INC. AND SUBSIDIARIES








CONDENSED CONSOLIDATED BALANCE SHEETS








(unaudited, in thousands)








 







 






 






 








 







January 31,




2026






 






July 31,




2025








ASSETS







 






 






 








CURRENT ASSETS:







 






 






 








Cash and cash equivalents







$






407,946






 






 






$






697,902






 








Short-term investments







 






511,221






 






 






 






451,541






 








Accounts receivable, net







 






162,937






 






 






 






140,639






 








Unbilled accounts receivable, net







 






174,651






 






 






 






130,959






 








Prepaid expenses and other current assets







 






89,434






 






 






 






86,374






 








Total current assets







 






1,346,188






 






 






 






1,507,415






 








Long-term investments







 






432,255






 






 






 






333,754






 








Unbilled accounts receivable, net







 






83






 






 






 






670






 








Property and equipment, net







 






65,315






 






 






 






60,436






 








Operating lease assets







 






37,430






 






 






 






39,309






 








Intangible assets, net







 






19,833






 






 






 






12,042






 








Goodwill







 






422,113






 






 






 






393,978






 








Deferred tax assets, net







 






292,842






 






 






 






297,234






 








Other assets







 






75,686






 






 






 






76,261






 








TOTAL ASSETS







$






2,691,745






 






 






$






2,721,099






 








LIABILITIES AND STOCKHOLDERS’ EQUITY







 






 






 








CURRENT LIABILITIES:







 






 






 








Accounts payable







$






28,946






 






 






$






28,797






 








Accrued employee compensation







 






84,697






 






 






 






140,613






 








Deferred revenue, net







 






307,646






 






 






 






340,253






 








Other current liabilities







 






37,694






 






 






 






35,139






 








Total current liabilities







 






458,983






 






 






 






544,802






 








Lease liabilities







 






28,673






 






 






 






30,687






 








Convertible senior notes, net







 






676,323






 






 






 






674,568






 








Deferred revenue, net







 






4,977






 






 






 






4,533






 








Other liabilities







 






12,171






 






 






 






9,279






 








Total liabilities







 






1,181,127






 






 






 






1,263,869






 








STOCKHOLDERS’ EQUITY:







 






 






 








Common stock







 






8






 






 






 






8






 








Additional paid-in capital







 






2,124,589






 






 






 






2,020,393






 








Accumulated other comprehensive income (loss)







 






(2,959






)






 






 






(8,922






)








Retained earnings (accumulated deficit)







 






(611,021






)






 






 






(554,249






)








Total stockholders’ equity







 






1,510,618






 






 






 






1,457,230






 








TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY







$






2,691,745






 






 






$






2,721,099










GUIDEWIRE SOFTWARE, INC. AND SUBSIDIARIES








CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS








(unaudited, in thousands except share and per share data)








 







 






 






 






 






 






 






 








 







Three Months Ended




January 31,






 






Six Months Ended




January 31,








 







 






2026






 






 






 






2025






 






 






 






2026






 






 






 






2025






 








Revenue:







 






 






 






 






 






 






 








Subscription and support







$






237,209






 






 






$






177,838






 






 






$






459,412






 






 






$






347,580






 








License







 






59,528






 






 






 






63,694






 






 






 






101,495






 






 






 






101,064






 








Services







 






62,358






 






 






 






47,948






 






 






 






130,827






 






 






 






103,737






 








Total revenue







 






359,095






 






 






 






289,480






 






 






 






691,734






 






 






 






552,381






 








Cost of revenue(1):







 






 






 






 






 






 






 








Subscription and support







 






63,928






 






 






 






59,096






 






 






 






127,854






 






 






 






113,120






 








License







 






442






 






 






 






942






 






 






 






1,086






 






 






 






1,823






 








Services







 






63,205






 






 






 






50,290






 






 






 






121,750






 






 






 






99,894






 








Total cost of revenue







 






127,574






 






 






 






110,328






 






 






 






250,690






 






 






 






214,837






 








Gross profit:







 






 






 






 






 






 






 








Subscription and support







 






173,281






 






 






 






118,742






 






 






 






331,558






 






 






 






234,460






 








License







 






59,086






 






 






 






62,752






 






 






 






100,409






 






 






 






99,241






 








Services







 






(847






)






 






 






(2,342






)






 






 






9,077






 






 






 






3,843






 








Total gross profit







 






231,521






 






 






 






179,152






 






 






 






441,044






 






 






 






337,544






 








Operating expenses(1):







 






 






 






 






 






 






 








Research and development







 






83,324






 






 






 






70,268






 






 






 






161,642






 






 






 






139,148






 








Sales and marketing







 






61,475






 






 






 






55,452






 






 






 






125,733






 






 






 






106,930






 








General and administrative







 






48,281






 






 






 






41,709






 






 






 






96,750






 






 






 






84,463






 








Total operating expenses







 






193,080






 






 






 






167,429






 






 






 






384,125






 






 






 






330,541






 








Income (loss) from operations







 






38,441






 






 






 






11,723






 






 






 






56,919






 






 






 






7,003






 








Interest income







 






12,487






 






 






 






15,722






 






 






 






27,137






 






 






 






29,328






 








Interest expense







 






(3,334






)






 






 






(4,183






)






 






 






(6,646






)






 






 






(6,245






)








Other income (expense), net







 






26,958






 






 






 






(66,289






)






 






 






21,644






 






 






 






(70,344






)








Income (loss) before provision for (benefit from) income taxes







 






74,552






 






 






 






(43,027






)






 






 






99,054






 






 






 






(40,258






)








Provision for (benefit from) income taxes







 






14,442






 






 






 






(5,750






)






 






 






7,636






 






 






 






(12,120






)








Net income (loss)







$






60,110






 






 






$






(37,277






)






 






$






91,418






 






 






$






(28,138






)








Net income (loss) per share:







 






 






 






 






 






 






 








Basic







$






0.71






 






 






$






(0.45






)






 






$






1.08






 






 






$






(0.34






)








Diluted







$






0.70






 






 






$






(0.45






)






 






$






1.06






 






 






$






(0.34






)








Shares used in computing net income (loss) per share:







 






 






 






 






 






 






 








Basic







 






84,858,179






 






 






 






83,705,700






 






 






 






84,819,190






 






 






 






83,490,968






 








Diluted







 






86,116,567






 






 






 






83,705,700






 






 






 






86,339,391






 






 






 






83,490,968






 







(1)Amounts include stock-based compensation expense as follows:




 







Three Months Ended




January 31,






 






Six Months Ended




January 31,








 







 






2026






 






 






 






2025






 






 






 






2026






 






 






 






2025









Stock-based compensation expense:







 







 






 







 






 







 






 









Cost of subscription and support revenue







$






3,596







 






$






3,773







 






$






7,046







 






$






6,913









Cost of license revenue







 






—







 






 






36







 






 






—







 






 






72









Cost of services revenue







 






6,395







 






 






5,361







 






 






12,095







 






 






10,163









Research and development







 






12,957







 






 






10,469







 






 






24,216







 






 






20,293









Sales and marketing







 






11,594







 






 






10,880







 






 






23,416







 






 






20,568









General and administrative







 






12,216







 






 






10,429







 






 






23,301







 






 






20,999









Total stock-based compensation expense







$






46,758







 






$






40,948







 






$






90,074







 






$






79,008










GUIDEWIRE SOFTWARE, INC. AND SUBSIDIARIES








CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS








(unaudited, in thousands)








 







 






 






 






 






 






 






 








 







Three Months Ended




January 31,






 






Six Months Ended




January 31,








 







 






2026






 






 






 






2025






 






 






 






2026






 






 






 






2025






 








CASH FLOWS FROM OPERATING ACTIVITIES:







 






 






 






 






 






 






 








Net income (loss)







$






60,110






 






 






$






(37,277






)






 






$






91,418






 






 






$






(28,138






)








Adjustments to reconcile net income (loss) to net cash provided by (used in) operating activities:







 






 






 






 






 






 






 








Depreciation and amortization







 






7,040






 






 






 






5,728






 






 






 






13,402






 






 






 






11,573






 








Amortization of debt issuance costs







 






984






 






 






 






1,179






 






 






 






1,964






 






 






 






1,724






 








Amortization of contract costs







 






8,502






 






 






 






7,453






 






 






 






17,304






 






 






 






15,233






 








Stock-based compensation







 






46,758






 






 






 






40,948






 






 






 






90,074






 






 






 






79,008






 








Changes to allowance for credit losses and revenue reserves







 






(21






)






 






 






(167






)






 






 






2,337






 






 






 






1,090






 








Deferred income tax







 






9,993






 






 






 






(6,204






)






 






 






1,466






 






 






 






(14,159






)








Amortization of premium (accretion of discount) on available-for-sale securities, net







 






(2,060






)






 






 






(3,321






)






 






 






(4,008






)






 






 






(6,549






)








Gain on sale of strategic investments







 






—






 






 






 






(3,671






)






 






 






—






 






 






 






(3,671






)








Changes in fair value of strategic investments







 






(15






)






 






 






291






 






 






 






45






 






 






 






238






 








Loss on retirement of debt







 






—






 






 






 






53,265






 






 






 






—






 






 






 






53,565






 








Other non-cash items affecting net income (loss)







 






(10






)






 






 






17






 






 






 






7






 






 






 






3






 








Changes in operating assets and liabilities:







 






 






 






 






 






 






 








Accounts receivable







 






(67,341






)






 






 






(25,792






)






 






 






(23,665






)






 






 






12,817






 








Unbilled accounts receivable







 






(11,625






)






 






 






14,795






 






 






 






(43,095






)






 






 






(24,094






)








Prepaid expenses and other assets







 






(9,571






)






 






 






(8,275






)






 






 






(14,281






)






 






 






(17,207






)








Operating lease assets







 






206






 






 






 






(1,149






)






 






 






1,879






 






 






 






608






 








Accounts payable







 






(2,451






)






 






 






(6,056






)






 






 






1,813






 






 






 






10,150






 








Accrued employee compensation







 






11,973






 






 






 






9,667






 






 






 






(57,657






)






 






 






(46,878






)








Deferred revenue







 






56,270






 






 






 






40,585






 






 






 






(32,515






)






 






 






(17,522






)








Lease liabilities







 






207






 






 






 






1,534






 






 






 






(1,330






)






 






 






(151






)








Other liabilities







 






3,097






 






 






 






2,441






 






 






 






(510






)






 






 






(3,954






)








Net cash provided by (used in) operating activities







 






112,046






 






 






 






85,991






 






 






 






44,648






 






 






 






23,686






 








CASH FLOWS FROM INVESTING ACTIVITIES:







 






 






 






 






 






 






 








Purchases of available-for-sale securities







 






(217,024






)






 






 






(218,093






)






 






 






(535,549






)






 






 






(429,742






)








Maturities and sales of available-for-sale securities







 






193,217






 






 






 






163,215






 






 






 






382,943






 






 






 






303,111






 








Purchases of property and equipment







 






(3,284






)






 






 






(790






)






 






 






(8,162






)






 






 






(1,633






)








Capitalized software development costs







 






(3,104






)






 






 






(2,923






)






 






 






(8,192






)






 






 






(7,156






)








Acquisition of strategic investments







 






(2,348






)






 






 






—






 






 






 






(2,348






)






 






 






(772






)








Sale of strategic investment







 






—






 






 






 






5,671






 






 






 






—






 






 






 






5,671






 








Acquisition of business, net of acquired cash







 






(33,252






)






 






 






—






 






 






 






(33,252






)






 






 






—






 








Net cash provided by (used in) investing activities







 






(65,795






)






 






 






(52,920






)






 






 






(204,560






)






 






 






(130,521






)








CASH FLOWS FROM FINANCING ACTIVITIES:







 






 






 






 






 






 






 








Proceeds from issuance of convertible senior notes, net of issuance costs







 






—






 






 






 






(910






)






 






 






—






 






 






 






671,840






 








Payment for the retirement of convertible senior notes







 






—






 






 






 






(153,141






)






 






 






—






 






 






 






(353,535






)








Purchase of capped calls







 






—






 






 






 






—






 






 






 






—






 






 






 






(58,788






)








Payment of revolving credit facility costs







 






—






 






 






 






(2,065






)






 






 






—






 






 






 






(2,065






)








Proceeds from issuance of common stock under employee stock purchase plan







 






13,364






 






 






 






—






 






 






 






13,364






 






 






 






—






 








Proceeds from issuance of common stock upon exercise of stock options







 






118






 






 






 






525






 






 






 






531






 






 






 






2,464






 








Repurchase and retirement of common stock







 






(148,192






)






 






 






—






 






 






 






(148,192






)






 






 






—






 








Net cash provided by (used in) financing activities







 






(134,710






)






 






 






(155,591






)






 






 






(134,297






)






 






 






259,916






 








Effect of foreign exchange rate changes on cash, cash equivalents, and restricted cash







 






3,175






 






 






 






(3,554






)






 






 






3,061






 






 






 






(3,585






)








NET INCREASE (DECREASE) IN CASH, CASH EQUIVALENTS, AND RESTRICTED CASH







 






(85,284






)






 






 






(126,074






)






 






 






(291,148






)






 






 






149,496






 








CASH, CASH EQUIVALENTS, AND RESTRICTED CASH—Beginning of period







 






493,230






 






 






 






824,754






 






 






 






699,094






 






 






 






549,184






 








CASH, CASH EQUIVALENTS, AND RESTRICTED CASH—End of period







$






407,946






 






 






$






698,680






 






 






$






407,946






 






 






$






698,680










GUIDEWIRE SOFTWARE, INC. AND SUBSIDIARIES








Reconciliation of GAAP to Non-GAAP Financial Measures








(unaudited, in thousands)








 







 






 






 






 






 






 






 








The following tables reconcile the specific items excluded from GAAP in the calculation of non-GAAP financial measures for the periods indicated below:








 







Three Months Ended




January 31,






 






Six Months Ended




January 31,








 







 






2026






 






 






 






2025






 






 






 






2026






 






 






 






2025






 








Gross profit reconciliation:







 






 






 






 






 






 






 








GAAP gross profit







$






231,521






 






 






$






179,152






 






 






$






441,044






 






 






$






337,544






 








Non-GAAP adjustments:







 






 






 






 






 






 






 








Stock-based compensation







 






9,991






 






 






 






9,170






 






 






 






19,141






 






 






 






17,148






 








Amortization of intangibles







 






1,057






 






 






 






485






 






 






 






1,864






 






 






 






970






 








Non-GAAP gross profit







$






242,569






 






 






$






188,807






 






 






$






462,049






 






 






$






355,662






 








 







 






 






 






 






 






 






 








Income (loss) from operations reconciliation:







 






 






 






 






 






 






 








GAAP income (loss) from operations







$






38,441






 






 






$






11,723






 






 






$






56,919






 






 






$






7,003






 








Non-GAAP adjustments:







 






 






 






 






 






 






 








Stock-based compensation







 






46,758






 






 






 






40,948






 






 






 






90,074






 






 






 






79,008






 








Amortization of intangibles







 






1,748






 






 






 






1,278






 






 






 






3,203






 






 






 






2,645






 








Acquisition consideration holdback







 






447






 






 






 






—






 






 






 






624






 






 






 






—






 








Non-GAAP income (loss) from operations







$






87,394






 






 






$






53,949






 






 






$






150,820






 






 






$






88,656






 








 







 






 






 






 






 






 






 








Net income (loss) reconciliation:







 






 






 






 






 






 






 








GAAP net income (loss)







$






60,110






 






 






$






(37,277






)






 






$






91,418






 






 






$






(28,138






)








Non-GAAP adjustments:







 






 






 






 






 






 






 








Stock-based compensation







 






46,758






 






 






 






40,948






 






 






 






90,074






 






 






 






79,008






 








Amortization of intangibles







 






1,748






 






 






 






1,278






 






 






 






3,203






 






 






 






2,645






 








Acquisition consideration holdback







 






447






 






 






 






—






 






 






 






624






 






 






 






—






 








Amortization of debt issuance costs







 






984






 






 






 






1,179






 






 






 






1,963






 






 






 






1,724






 








Changes in fair value of strategic investments







 






(15






)






 






 






291






 






 






 






45






 






 






 






238






 








Gain on sale of strategic investments







 






—






 






 






 






(3,671






)






 






 






—






 






 






 






(3,671






)








Retirement of debt







 






—






 






 






 






53,265






 






 






 






—






 






 






 






53,565






 








Tax impact of non-GAAP adjustments







 






(9,345






)






 






 






(12,084






)






 






 






(29,680






)






 






 






(24,751






)








Non-GAAP net income (loss)







$






100,687






 






 






$






43,929






 






 






$






157,647






 






 






$






80,620






 








 







 






 






 






 






 






 






 








Tax provision (benefit) reconciliation:







 






 






 






 






 






 






 








GAAP tax provision (benefit)







$






14,442






 






 






$






(5,750






)






 






$






7,636






 






 






$






(12,120






)








Non-GAAP adjustments:







 






 






 






 






 






 






 








Stock-based compensation







 






8,996






 






 






 






5,160






 






 






 






17,310






 






 






 






10,735






 








Amortization of intangibles







 






336






 






 






 






161






 






 






 






615






 






 






 






361






 








Acquisition consideration holdback







 






86






 






 






 






—






 






 






 






120






 






 






 






—






 








Amortization of debt issuance costs







 






189






 






 






 






149






 






 






 






377






 






 






 






229






 








Changes in fair value of strategic investments







 






(3






)






 






 






37






 






 






 






9






 






 






 






29






 








Gain on sale of strategic investments







 






—






 






 






 






(463






)






 






 






—






 






 






 






(463






)








Retirement of debt







 






—






 






 






 






6,712






 






 






 






—






 






 






 






6,756






 








Tax impact of non-GAAP adjustments







 






(260






)






 






 






328






 






 






 






11,249






 






 






 






7,104






 








Non-GAAP tax provision (benefit)







$






23,787






 






 






$






6,334






 






 






$






37,317






 






 






$






12,631






 









GUIDEWIRE SOFTWARE, INC. AND SUBSIDIARIES








Reconciliation of GAAP to Non-GAAP Financial Measures








(unaudited, in thousands except share and per share data)








 







 







 







 







 








The following tables reconcile the specific items excluded from GAAP in the calculation of non-GAAP financial measures for the periods indicated below:








 







Three Months Ended




January 31,






 






Six Months Ended




January 31,








 







 






2026






 






 






 






2025






 






 






 






2026






 






 






 






2025






 








Net income (loss) per share reconciliation:







 







 







 







 








GAAP net income (loss) per share – diluted







$






0.70






 







$






(0.45






)







$






1.06






 







$






(0.34






)








Non-GAAP adjustments:







 







 







 







 








Stock-based compensation







 






0.54






 







 






0.49






 







 






1.04






 







 






0.95






 








Amortization of intangibles







 






0.02






 







 






0.02






 







 






0.04






 







 






0.03






 








Acquisition consideration holdback







 






—






 







 






—






 







 






—






 







 






—






 








Amortization of debt issuance costs







 






0.01






 







 






0.01






 







 






0.02






 







 






0.02






 








Changes in fair value of strategic investments







 






—






 







 






—






 







 






—






 







 






—






 








Gain on sale of strategic investments







 






—






 







 






(0.04






)







 






—






 







 






(0.04






)








Retirement of debt







 






—






 







 






0.64






 







 






—






 







 






0.64






 








Tax impact of non-GAAP adjustments







 






(0.11






)







 






(0.14






)







 






(0.34






)







 






(0.30






)








Non-GAAP dilutive shares excluded from GAAP net income (loss) per share calculation







 






—






 







 






(0.02






)







 






—






 







 






(0.02






)








Non-GAAP net income (loss) per share – diluted







$






1.17






 







$






0.51






 







$






1.83






 







$






0.94






 








 







 







 







 







 








Shares used in computing non-GAAP net income (loss) per share amounts:







 







 







 







 








GAAP weighted average shares – diluted







 






86,116,567






 







 






83,705,700






 







 






86,339,391






 







 






83,490,968






 








Non-GAAP dilutive shares excluded from GAAP net income (loss) per share calculation







 






—






 







 






2,510,517






 







 






—






 







 






2,494,953






 








GAAP and pro forma weighted average shares — diluted







 






86,116,567






 







 






86,216,217






 







 






86,339,391






 







 






85,985,921






 















 



The following table summarizes our free cash flow for the periods indicated below:















 



 







Three Months Ended




January 31,






 






Six Months Ended




January 31,








 







 






2026






 






 






 






2025






 






 






 






2026






 






 






 






2025






 








Free cash flow:







 







 







 







 








Net cash provided by (used in) operating activities







$






112,046






 







$






85,991






 







$






44,648






 







$






23,686






 








Purchases of property and equipment







 






(3,284






)







 






(790






)







 






(8,162






)







 






(1,633






)








Capitalized software development costs







 






(3,104






)







 






(2,923






)







 






(8,192






)







 






(7,156






)








Free cash flow







$






105,658






 







$






82,278






 







$






28,294






 







$






14,897






 









GUIDEWIRE SOFTWARE, INC. AND SUBSIDIARIES








Reconciliation of GAAP to Non-GAAP Outlook








The following table reconciles the specific items excluded from GAAP outlook in the calculation of non-GAAP outlook for the periods indicated below (in millions):








 







Third Quarter




Fiscal Year 2026






 






Fiscal Year 2026








Income (loss) from operations outlook reconciliation:







 






 






 






 






 






 






 








GAAP income (loss) from operations







$11






—






$17






 






$100






—






$110








Non-GAAP adjustments:







 






 






 






 






 






 






 








Stock-based compensation







46






—






46






 






185






—






185








Amortization of intangibles & other







2






—






2






 






9






—






9








Non-GAAP income (loss) from operations







$59






—






$65






 






$293






—






$303







Certain figures included in this document have been subjected to rounding adjustments. Accordingly, figures shown as totals in certain tables may not be an arithmetic aggregation of the figures that precede them.

View source version on businesswire.com: https://www.businesswire.com/news/home/20260305249334/en/
Investor Contact:

Alex Hughes

Guidewire

(650) 356-4921

ir@guidewire.com


Media Contact:

Melissa Cobb

Guidewire

(650) 464-1177

mcobb@guidewire.com




Original: Guidewire Announces Second Quarter Fiscal Year 2026 Financial Results