Summit State Bank (Nasdaq: SSBI) today reported net income for the
first quarter ended March 31, 2023 increased $181,000, or 5%, to
$4,116,000, or $0.62 per diluted share, compared to net income of
$3,935,000, or $0.59 per diluted share for the first quarter ended
March 31, 2022. Steady deposit growth and reduced operating
expenses contributed to profitability for the quarter.
Additionally, a quarterly dividend of $0.12 per share was declared
for common shareholders.
The Board of Directors declared a quarterly cash
dividend of $0.12 per share on April 24, 2023. The quarterly
dividend will be paid on May 18, 2023 to shareholders of record on
May 11, 2023.
“We posted strong first quarter earnings, fueled
by solid net interest income growth, continued non-interest income
generation, and lower non-interest expenses,” said Brian Reed,
President and CEO. “While the net interest margin decrease was
primarily related to pressure from the funding side of the balance
sheet, we remain prudent with all new loan pricing, as customer
deposits are still our main source of loan funding. Despite unusual
challenges presented to us by rapidly rising interest rates, highly
publicized bank failures and continued discussion of a pending
economic recession, we continue to implement new strategies to help
our customers while also growing our operations.”
First Quarter 2023 Financial
Highlights (at or for the three months ended March 31,
2023)
- Net income was $4,116,000, or $0.62
per diluted share, compared to $3,935,000, or $0.59 per diluted
share, in the first quarter of 2022 and $4,553,000, or $0.68 per
diluted share, for the quarter ended December 31, 2022.
- Provision for credit losses was
$400,000, compared to $135,000 in the first quarter a year
ago.
- Net interest margin was 3.69%,
compared to 4.29% in the preceding quarter and 4.28% in the first
quarter a year ago.
- First quarter revenues (net
interest income plus noninterest income) increased 1.3% to
$11,996,000, compared to $11,837,000 in the first quarter a year
ago.
- Annualized return on average assets
was 1.47%, compared to 1.66% in the first quarter of 2022.
- Annualized return on average equity
was 18.38%, compared to 18.69% in the first quarter a year
ago.
- Net loans increased $89,452,000 to
$907,623,000 at March 31, 2023, compared to $818,171,000 one year
earlier.
- Net loans decreased $6,084,000
during the quarter to $907,623,000 at March 31, 2023, compared to
$913,707,000 three months earlier. The Bank’s loan growth was
reduced due to the sale of approximately $23,000,000 of SBA
guaranteed loan balances in the first quarter of 2023.
- Total deposits increased 22% to
$1,015,652,000 at March 31, 2023 compared to $831,934,000 at March
31, 2022 and increased 6% when compared to the prior quarter end.
Deposit growth during the quarter consisted primarily of core
customer deposits gathered from the Bank’s existing five-branch
network.
- The Bank maintains reserves at the
high-end when compared to peers as exhibited by some increases in
non-performing loans and decreases in delinquent loans, resulting
in an increase in nonperforming loans to gross loans to 1.13% and
nonperforming assets to total assets to 0.91%, at March 31, 2023.
This is compared to nonperforming loans to gross loans of 0.40% and
nonperforming assets to total assets of 0.34% at December 31, 2022
and 0% for both of these ratios as March 31, 2022.
- Tangible book value was $13.76 per
share, compared to $12.52 per share a year ago.
- Declared a quarterly cash dividend of $0.12 per share for the
three months ended March 31, 2023, December 31, 2022 and March 31,
2022.
Operating Results
For the first quarter of 2023, the annualized
return on average assets was 1.47% and the annualized return on
average equity was 18.38%. This compared to an annualized return on
average assets of 1.66% and an annualized return on average equity
of 18.69%, respectively, for the first quarter of 2022. These
results were above the 1.14% return on average assets and 12.95%
return on average equity posted by the 158 bank index peers that
make up the Dow Jones U.S. MicroCap Bank index as of December 31,
2022.*
Summit’s net interest margin was 3.69% in the
first quarter of 2023, compared to 4.29% in the preceding quarter
and 4.28% in the first quarter of 2022. “Our net interest margin
was impacted during the first quarter by higher funding costs due
to the rapid rise in market interest rates. The cost of deposits in
the first quarter was 1.79% as customers continue to seek higher
rates,” said Reed.
Interest and dividend income increased 35% to
$14,648,000 in the first quarter of 2023 compared to $10,879,000 in
the first quarter of 2022. The increase in interest income is
attributable to a $2,520,000 increase in loan interest yield
primarily driven by increased loan volume and secondarily by
increased rates, $894,000 increase in interest on deposits with
banks and $336,000 increase in investment interest.
Non-interest income increased slightly in the
first quarter of 2023 to $1,961,000 compared to $1,955,000 in the
first quarter of 2022. The Bank recognized $1,435,000 in gains on
sales of SBA and USDA guaranteed loan balances in the first quarter
of 2023 compared to $1,546,000 in gains on sales of SBA guaranteed
loans balances in the first quarter of 2022.
Operating expenses decreased in the first
quarter of 2023 to $5,818,000 compared to $6,286,000 in the first
quarter of 2022. The decrease is primarily due to a $845,000
reduction in stock appreciation rights expense offset by a $257,000
increase in salaries and benefits net of deferred fees and
costs.
Balance Sheet Review
Net loans increased 11% to $907,623,000 at March
31, 2023 compared to $818,171,000 at March 31, 2022 and decreased
1% compared to December 31, 2022.
Total deposits increased 22% to $1,015,652,000
at March 31, 2023 compared to $831,934,000 at March 31, 2022 and
increased 6% when compared to the prior quarter end. Most of the
deposit increase year-over-year was due to the Bank’s ongoing focus
on growing local deposits organically. At March 31, 2023,
noninterest bearing demand deposit accounts decreased 9% compared
to a year ago and represented 23% of total deposits; savings, NOW
and money market accounts decreased 11% compared to a year ago and
represented 36% of total deposits, and CDs increased 298% compared
to a year ago and comprised 41% of total deposits. The average cost
of deposits was 1.79% in the first quarter of 2023, compared to
0.35% in the first quarter of 2022.
Shareholders’ equity was $92,665,000 at March
31, 2023, compared to $88,546,000 three months earlier and
$83,708,000 a year earlier. The increase in shareholders’ equity
compared to a year ago was primarily due to an increase of
$13,901,000 in retained earnings offset by the $5,147,000 increase
in accumulated other comprehensive income; this change was related
to an increase in the unrealized loss on available for sale
securities reflecting the increase in market interest rates during
the year. At March 31, 2023 tangible book value was $13.76 per
share, compared to $13.15 three months earlier, and $12.52 at March
31, 2022.
Summit State Bank continues to maintain capital
levels in excess of the requirements to be categorized as
“well-capitalized” with tangible equity to tangible assets of 7.99%
at March 31, 2023, compared to 8.10% at December 31, 2022, and
8.90% at March 31, 2022. The decrease compared to March 2022 is due
to the Bank’s assets outgrowing the retention of capital to build
liquidity.
Credit Quality
Nonperforming assets were $10,411,000, or 0.91%
of total assets, at March 31, 2023, and consisted of five loans;
two loans totaling $9,085,000 are real estate secured commercial
loans and three loans totaling $1,326,000 are commercial and
agriculture secured loans. There were no nonperforming assets at
March 31, 2022.
Due to strong loan production when compared to
the first quarter of 2022 and increases in expected losses, the
Bank recorded a $400,000 provision for credit loss expense in the
first quarter of 2023. This compared to $135,000 provision for
credit loss expense in the first quarter of 2022. The allowance for
credit losses to total loans was 1.65% on March 31, 2023 and 1.50%
on March 31, 2022.
“We remain focused on being a reliable resource
for our customers and communities through all economic cycles,”
said Reed. “While recent developments in the banking markets have
been unsettling in the short term, we believe that with our strong
deposit franchise, solid capital levels, enhanced liquidity
position, and good credit quality we are well positioned to grow in
the year ahead.”
About Summit State Bank
Summit State Bank, a local community bank, has
total assets of $1,147 million and total equity of $93 million at
March 31, 2023. Headquartered in Sonoma County, the Bank
specializes in providing exceptional customer service and
customized financial solutions to aid in the success of local small
businesses and nonprofits throughout Sonoma County.
Summit State Bank is committed to embracing the
diverse backgrounds, cultures and talents of its employees to
create high performance and support the evolving needs of its
customers and community it serves. At the center of diversity is
inclusion, collaboration, and a shared vision for delivering
superior service to customers and results for shareholders.
Presently, 63% of management are women and minorities with 60%
represented on the Executive Management Team. Through the
engagement of its team, Summit State Bank has received many
esteemed awards including: Best Business Bank, Best Places to Work
in the North Bay, Top Community Bank Loan Producer, Raymond James
Bankers Cup, Super Premier Performing Bank, and Piper Sandler
SM-ALL Star. Summit State Bank’s stock is traded on the Nasdaq
Global Market under the symbol SSBI. Further information can be
found at www.summitstatebank.com.
*As of December 31, 2022, the Dow Jones U.S.
MicroCap Bank Index tracked 158 banks with total common market
capitalization under $250 million for the following ratios: Return
on average assets (ROAA) 1.14%, and return on average equity (ROAE)
12.95%.
Forward-looking Statements
The financial results in this release are
preliminary. Final financial results and other disclosures will be
reported in Summit State Bank’s quarterly report on Form 10-Q for
the period ended March 31, 2023 and may differ materially from the
results and disclosures in this release due to, among other things,
the completion of final review procedures, the occurrence of
subsequent events or the discovery of additional information.
Except for historical information contained
herein, the statements contained in this news release, are
forward-looking statements within the meaning of the “safe harbor”
provisions of Section 27A of the Securities Act of 1933, as
amended, and Section 21E of the Securities Exchange Act of 1934, as
amended. This release may contain forward-looking statements that
are subject to risks and uncertainties. Such risks and
uncertainties may include but are not necessarily limited to
fluctuations in interest rates, inflation, government regulations
and general economic conditions, and competition within the
business areas in which the Bank will be conducting its operations,
including the real estate market in California and other factors
beyond the Bank’s control. Such risks and uncertainties could cause
results for subsequent interim periods or for the entire year to
differ materially from those indicated. You should not place undue
reliance on the forward-looking statements, which reflect
management’s view only as of the date hereof. The Bank undertakes
no obligation to publicly revise these forward-looking statements
to reflect subsequent events or circumstances.
|
|
|
|
|
|
|
|
|
|
SUMMIT STATE BANK |
STATEMENTS OF INCOME |
(In thousands except earnings per share data) |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Three Months Ended |
|
|
|
|
|
March 31, 2023 |
|
December 31, 2022 |
|
March 31, 2022 |
|
|
|
|
|
(Unaudited) |
|
(Unaudited) |
|
(Unaudited) |
|
|
|
|
|
|
|
|
|
|
Interest and dividend income: |
|
|
|
|
|
|
Interest and fees on loans |
$ |
12,939 |
|
|
$ |
13,097 |
|
|
$ |
10,419 |
|
|
Interest on deposits with banks |
|
906 |
|
|
|
369 |
|
|
|
12 |
|
|
Interest on investment securities |
|
719 |
|
|
|
624 |
|
|
|
383 |
|
|
Dividends on FHLB stock |
|
84 |
|
|
|
98 |
|
|
|
65 |
|
|
|
|
Total interest income |
|
14,648 |
|
|
|
14,187 |
|
|
|
10,880 |
|
Interest expense: |
|
|
|
|
|
|
Deposits |
|
4,400 |
|
|
|
2,380 |
|
|
|
710 |
|
|
Federal Home Loan Bank advances |
|
119 |
|
|
|
463 |
|
|
|
193 |
|
|
Junior Subordinated Debt |
|
94 |
|
|
|
94 |
|
|
|
94 |
|
|
|
|
Total interest expense |
|
4,612 |
|
|
|
2,936 |
|
|
|
997 |
|
|
|
|
Net interest income before provision for credit losses |
|
10,035 |
|
|
|
11,251 |
|
|
|
9,883 |
|
Provision for credit losses on loans |
|
400 |
|
|
|
807 |
|
|
|
135 |
|
Reversal of credit losses on unfunded loan commitments |
|
(33 |
) |
|
|
(145 |
) |
|
|
(24 |
) |
|
|
|
Net interest income after provision for (reversal of) credit |
|
|
|
|
|
|
|
|
losses on loans and unfunded loan commitments |
|
9,668 |
|
|
|
10,589 |
|
|
|
9,772 |
|
Non-interest income: |
|
|
|
|
|
|
Service charges on deposit accounts |
|
208 |
|
|
|
219 |
|
|
|
209 |
|
|
Rental income |
|
39 |
|
|
|
37 |
|
|
|
79 |
|
|
Net gain on loan sales |
|
1,435 |
|
|
|
1,762 |
|
|
|
1,546 |
|
|
Net (loss) gain on securities |
|
- |
|
|
|
(3 |
) |
|
|
6 |
|
|
Other income |
|
279 |
|
|
|
117 |
|
|
|
115 |
|
|
|
|
Total non-interest income |
|
1,960 |
|
|
|
2,132 |
|
|
|
1,955 |
|
Non-interest expense: |
|
|
|
|
|
|
Salaries and employee benefits |
|
3,793 |
|
|
|
3,873 |
|
|
|
3,964 |
|
|
Occupancy and equipment |
|
452 |
|
|
|
506 |
|
|
|
409 |
|
|
Other expenses |
|
1,573 |
|
|
|
2,016 |
|
|
|
1,913 |
|
|
|
|
Total non-interest expense |
|
5,819 |
|
|
|
6,394 |
|
|
|
6,286 |
|
|
|
|
Income before provision for income taxes |
|
5,810 |
|
|
|
6,326 |
|
|
|
5,441 |
|
Provision for income taxes |
|
1,695 |
|
|
|
1,773 |
|
|
|
1,505 |
|
|
|
|
Net income |
$ |
4,115 |
|
|
$ |
4,552 |
|
|
$ |
3,936 |
|
|
|
|
|
|
|
|
|
|
|
Basic earnings per common share |
$ |
0.62 |
|
|
$ |
0.68 |
|
|
$ |
0.59 |
|
Diluted earnings per common share |
$ |
0.62 |
|
|
$ |
0.68 |
|
|
$ |
0.59 |
|
|
|
|
|
|
|
|
|
|
|
Basic weighted average shares of common stock outstanding |
|
6,688 |
|
|
|
6,688 |
|
|
|
6,685 |
|
Diluted weighted average shares of common stock outstanding |
|
6,688 |
|
|
|
6,688 |
|
|
|
6,685 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
SUMMIT STATE BANK |
|
BALANCE SHEETS |
|
(In thousands except share data) |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
March 31, 2023 |
|
December 31, 2022 |
March 31, 2022 |
|
|
|
|
|
(Unaudited) |
|
(Unaudited) |
|
(Unaudited) |
|
|
|
|
|
|
|
|
|
|
|
ASSETS |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Cash and due from banks |
$ |
116,569 |
|
|
$ |
77,567 |
|
|
$ |
65,897 |
|
|
|
|
|
Total cash and cash equivalents |
|
116,569 |
|
|
|
77,567 |
|
|
|
65,897 |
|
|
|
|
|
|
|
|
|
|
|
|
Investment securities: |
|
|
|
|
|
|
|
Available-for-sale (at fair value; amortized cost of $97,951, |
|
|
|
|
|
|
|
|
$98,017 and $69,131) |
|
84,841 |
|
|
|
83,785 |
|
|
|
63,332 |
|
|
|
|
|
|
|
|
|
|
|
|
Loans, less allowance for credit losses of $15,252, $14,839 and
$12,453 |
|
907,623 |
|
|
|
913,707 |
|
|
|
818,171 |
|
|
Bank premises and equipment, net |
|
5,507 |
|
|
|
5,461 |
|
|
|
5,584 |
|
|
Investment in Federal Home Loan Bank stock (FHLB), at cost |
|
4,737 |
|
|
|
4,737 |
|
|
|
4,320 |
|
|
Goodwill |
|
|
4,119 |
|
|
|
4,119 |
|
|
|
4,119 |
|
|
Affordable housing tax credit investments |
|
8,773 |
|
|
|
8,881 |
|
|
|
9,136 |
|
|
Accrued interest receivable and other assets |
|
14,854 |
|
|
|
17,086 |
|
|
|
11,728 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total assets |
$ |
1,147,023 |
|
|
$ |
1,115,342 |
|
|
$ |
982,285 |
|
|
|
|
|
|
|
|
|
|
|
|
LIABILITIES AND |
|
|
|
|
|
|
SHAREHOLDERS' EQUITY |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Deposits: |
|
|
|
|
|
|
|
|
Demand - non interest-bearing |
$ |
232,825 |
|
|
$ |
252,033 |
|
|
$ |
256,253 |
|
|
|
Demand - interest-bearing |
|
153,214 |
|
|
|
143,767 |
|
|
|
152,823 |
|
|
|
Savings |
|
63,895 |
|
|
|
67,117 |
|
|
|
61,563 |
|
|
|
Money market |
|
148,433 |
|
|
|
137,362 |
|
|
|
174,447 |
|
|
|
Time deposits that meet or exceed the FDIC insurance limit |
|
84,800 |
|
|
|
141,691 |
|
|
|
29,585 |
|
|
|
Other time deposits |
|
332,485 |
|
|
|
220,685 |
|
|
|
157,263 |
|
|
|
|
|
Total deposits |
|
1,015,652 |
|
|
|
962,656 |
|
|
|
831,934 |
|
|
|
|
|
|
|
|
|
|
|
|
Federal Home Loan Bank advances |
|
23,000 |
|
|
|
41,000 |
|
|
|
48,500 |
|
|
Junior subordinated debt |
|
5,909 |
|
|
|
5,905 |
|
|
|
5,895 |
|
|
Affordable housing commitment |
|
4,435 |
|
|
|
4,677 |
|
|
|
6,573 |
|
|
Accrued interest payable and other liabilities |
|
5,362 |
|
|
|
12,560 |
|
|
|
5,677 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total liabilities |
|
1,054,357 |
|
|
|
1,026,797 |
|
|
|
898,579 |
|
|
|
|
|
|
|
|
|
|
|
|
Shareholders' equity |
|
|
|
|
|
|
|
Preferred stock, no par value; 20,000,000 shares authorized; |
|
|
|
|
|
|
|
|
no shares issued and outstanding |
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
Common stock, no par value; shares authorized - 30,000,000
shares; |
|
|
|
|
|
|
|
|
issued and outstanding 6,732,699, 6,732,699 and 6,684,759 |
|
37,217 |
|
|
|
37,179 |
|
|
|
37,014 |
|
|
|
Retained earnings |
|
64,678 |
|
|
|
61,386 |
|
|
|
50,777 |
|
|
|
Accumulated other comprehensive loss, net |
|
(9,230 |
) |
|
|
(10,019 |
) |
|
|
(4,083 |
) |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total shareholders' equity |
|
92,666 |
|
|
|
88,547 |
|
|
|
83,708 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total liabilities and shareholders' equity |
$ |
1,147,023 |
|
|
$ |
1,115,344 |
|
|
$ |
982,287 |
|
|
|
|
|
|
|
|
|
|
|
|
Financial Summary |
(Dollars in thousands except per share data) |
|
|
|
|
|
|
|
|
|
As of and for the |
|
|
Three Months Ended |
|
|
March 31, 2023 |
|
December 31, 2022 |
|
March 31, 2022 |
|
|
(Unaudited) |
|
(Unaudited) |
|
(Unaudited) |
Statement of Income Data: |
|
|
|
|
|
|
Net interest income |
|
$ |
10,035 |
|
|
$ |
11,251 |
|
|
$ |
9,882 |
|
Provision for credit losses on loans |
|
|
400 |
|
|
|
807 |
|
|
|
135 |
|
Reversal of credit losses on unfunded loan commitments |
|
(33 |
) |
|
|
(145 |
) |
|
|
(24 |
) |
Non-interest income |
|
|
1,961 |
|
|
|
2,132 |
|
|
|
1,955 |
|
Non-interest expense |
|
|
5,818 |
|
|
|
6,395 |
|
|
|
6,286 |
|
Provision for income taxes |
|
|
1,695 |
|
|
|
1,773 |
|
|
|
1,505 |
|
Net income |
|
$ |
4,116 |
|
|
$ |
4,553 |
|
|
$ |
3,935 |
|
|
|
|
|
|
|
|
Selected per Common Share Data: |
|
|
|
|
|
|
Basic earnings per common share |
|
$ |
0.62 |
|
|
$ |
0.68 |
|
|
$ |
0.59 |
|
Diluted earnings per common share |
|
$ |
0.62 |
|
|
$ |
0.68 |
|
|
$ |
0.59 |
|
Dividend per share |
|
$ |
0.12 |
|
|
$ |
0.12 |
|
|
$ |
0.12 |
|
Book value per common share (1) |
|
$ |
13.76 |
|
|
$ |
13.15 |
|
|
$ |
12.52 |
|
|
|
|
|
|
|
|
Selected Balance Sheet Data: |
|
|
|
|
|
|
Assets |
|
$ |
1,147,023 |
|
|
$ |
1,115,343 |
|
|
$ |
982,287 |
|
Loans, net |
|
|
907,623 |
|
|
|
913,707 |
|
|
|
818,171 |
|
Deposits |
|
|
1,015,652 |
|
|
|
962,655 |
|
|
|
831,934 |
|
Average assets |
|
|
1,135,912 |
|
|
|
1,070,000 |
|
|
|
959,680 |
|
Average earning assets |
|
|
1,104,134 |
|
|
|
1,040,154 |
|
|
|
935,736 |
|
Average shareholders' equity |
|
|
90,814 |
|
|
|
86,675 |
|
|
|
85,405 |
|
Nonperforming loans |
|
|
10,411 |
|
|
|
3,756 |
|
|
|
- |
|
Total nonperforming assets |
|
|
10,411 |
|
|
|
3,756 |
|
|
|
- |
|
|
|
|
|
|
|
|
Selected Ratios: |
|
|
|
|
|
|
Return on average assets (2) |
|
|
1.47% |
|
|
|
1.69% |
|
|
|
1.66% |
|
Return on average common shareholders' equity (2) |
|
|
18.38% |
|
|
|
20.84% |
|
|
|
18.69% |
|
Efficiency ratio (3) |
|
|
48.50% |
|
|
|
47.77% |
|
|
|
53.13% |
|
Net interest margin (2) |
|
|
3.69% |
|
|
|
4.29% |
|
|
|
4.28% |
|
Common equity tier 1 capital ratio |
|
|
9.44% |
|
|
|
9.41% |
|
|
|
9.41% |
|
Tier 1 capital ratio |
|
|
9.44% |
|
|
|
9.41% |
|
|
|
9.41% |
|
Total capital ratio |
|
|
11.28% |
|
|
|
11.27% |
|
|
|
11.27% |
|
Tier 1 leverage ratio |
|
|
8.30% |
|
|
|
8.53% |
|
|
|
8.53% |
|
Common dividend payout ratio (4) |
|
|
20.03% |
|
|
|
17.73% |
|
|
|
20.39% |
|
Average shareholders' equity to average assets |
|
|
7.99% |
|
|
|
8.10% |
|
|
|
8.90% |
|
Nonperforming loans to total loans |
|
|
1.13% |
|
|
|
0.40% |
|
|
|
0.00% |
|
Nonperforming assets to total assets |
|
|
0.91% |
|
|
|
0.34% |
|
|
|
0.00% |
|
Allowance for credit losses to total loans |
|
|
1.65% |
|
|
|
1.60% |
|
|
|
1.50% |
|
Allowance for credit losses to nonperforming loans |
|
|
146.49% |
|
|
|
395.09% |
|
|
N/A |
|
|
|
|
(1) Total shareholders' equity divided by total common shares
outstanding. |
|
|
(2) Annualized. |
|
|
(3) Non-interest expenses to net interest and non-interest income,
net of securities gains. |
|
|
|
|
(4) Common dividends divided by net income available for common
shareholders. |
|
|
|
|
|
|
|
|
|
Contact: Brian Reed, President and CEO, Summit State
Bank (707) 568-4908
Summit State Bank (NASDAQ:SSBI)
過去 株価チャート
から 11 2024 まで 12 2024
Summit State Bank (NASDAQ:SSBI)
過去 株価チャート
から 12 2023 まで 12 2024