Sound Federal Bancorp, Inc. Declares Quarterly Cash Dividend WHITE PLAINS, New York, Jan. 12 /PRNewswire-FirstCall/ -- Sound Federal Bancorp, Inc. (the "Company"), the holding company for Sound Federal Savings (the "Bank"), announced that its Board of Directors declared a cash dividend of $0.06 per share to be paid on February 12, 2004 to stockholders of record on January 30, 2004. Sound Federal Savings is a federally chartered stock savings bank offering traditional financial services and products through its branches in New York in Mamaroneck, Harrison, Rye Brook, Peekskill, Yorktown, New Rochelle, Somers and Cortlandt in Westchester County and New City in Rockland County, and in Connecticut in Greenwich and Stamford. DATASOURCE: Sound Federal Bancorp, Inc. CONTACT: Anthony J. Fabiano, Senior Vice President, Chief Financial Officer and Corporate Secretary of Sound Federal Bancorp, Inc., +1-914-761-3636 Web site: http://www.soundfed.com/

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