FFDF F F D Financial (MM)

FFD Financial Corporation

(Name of Issuer)

Common shares, no par value

(Title of Class of Securities)

30243C 10 7

(CUSIP Number)

December 31, 2010

(Date of Event Which Requires Filing of this Statement)

CUSIP No. 30243 C 10 7

13G

1

Names of Reporting Persons

I.R.S. Identification Nos. of above persons (entities only)

FFD Financial Corporation Employee Stock Ownership Plan

2

Check the Appropriate Box if a Member of a Group (See Instructions)

                                                                                                                                    (a) [   ]

                                                                                                                                    (b) [X]

3

SEC Use Only

4

Citizenship or Place of Organization

Ohio

Number of

5

Sole Voting Power

-0-

Shares

Beneficially

Owned

6

Shared Voting Power

-0-

by Each

Reporting

Person

7

Sole Dispositive Power

-0-

With

8

Shared Dispositive Power

131,272

9

Aggregate Amount Beneficially Owned by Each Reporting Person

131,272

10

Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions)

11

Percent of Class Represented by Amount in Row 9

13.0%

12

Type of Reporting Person (See Instructions)

EP

CUSIP No. 30243 C 10 7

13G

1

Names of Reporting Persons

I.R.S. Identification Nos. of above persons (entities only)

First Bankers Trust Services, Inc.

2

Check the Appropriate Box if a Member of a Group (See Instructions)

                                                                                                                                    (a) [   ]

                                                                                                                                    (b) [X]

3

SEC Use Only

4

Citizenship or Place of Organization

Illinois

Number of

5

Sole Voting Power

-0-

Shares

Beneficially

Owned

6

Shared Voting Power

-0-

by Each

Reporting

Person

7

Sole Dispositive Power

-0-

With

8

Shared Dispositive Power

131,272

9

Aggregate Amount Beneficially Owned by Each Reporting Person

131,272

10

Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions)

11

Percent of Class Represented by Amount in Row 9

13.0%

12

Type of Reporting Person (See Instructions)

BK

Item 1(a) .

Name of Issuer:

FFD Financial Corporation

Item 1(b) .

Address of Issuer's Principal Executive Offices:

321 North Wooster Avenue

Dover, Ohio 44622

Item 2(a) .

Names of Persons Filing:

First Bankers Trust Services, Inc.

FFD Financial Corporation Employee Stock Ownership Plan

Item 2(b) .

Address of Principal Business Office or, if none, Residence:

First Bankers Trust Services, Inc.

2321 Kochs Lane

P.O. Box 4005

Quincy, Illinois 62305

FFD Financial Corporation Employee Stock Ownership Plan

First Bankers Trust Services, Inc., Trustee

2321 Kochs Lane

P.O. Box 4005

Quincy, Illinois 62305

Item 2(c) .

Citizenship:

First Bankers Trust Services, Inc.

Organized in Illinois

FFD Financial Corporation Employee Stock Ownership Plan

Organized in Ohio

Item 2(d) .

Title and Class of Securities:

Common shares, no par value

Item 2(e) .

CUSIP Number:

30243 C 10 7

Item 3 .

If this statement is filed pursuant to §§240.13d-1(b), or 240.13d-2(b) or (c), check whether the person filing is a:

(a)

[      ]

Broker or dealer registered under Section 15 of the Act (15 U.S.C. 78o).

(b)

[  x  ]

Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c).

(c)

[      ]

Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c).

(d)

[      ]

Investment Company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8).

(e)

[      ]

An investment adviser in accordance with § 240.13d-1(b)(1)(ii)(E).

(f)

[  x  ]

An employee benefit plan or endowment fund in accordance with § 240.13d-1(b)(1)(ii)(F).

(g)

[      ]

A parent holding company or control person in accordance with § 240.13d-1(b)(1)(ii)(G).

(h)

[      ]

A savings association as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813).

(i)

[      ]

A church plan that is excluded from the definition of an investment company under Section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3).

(j)

[      ]

Group, in accordance with § 240.13d-1(b)(1)(ii)(J).

Item 4 .

Ownership:

First Bankers Trust Services, Inc.

(a)

Amount beneficially owned:

131,272

(b)

Percent of class:

13.0%

(c)

Number of shares as to which such person has:

(i)

Sole power to vote or to direct the vote:

-0-

(ii)

Shared power to vote or to direct the vote:

-0-

(iii)

Sole power to dispose or to direct the disposition of:

-0-

(iv)

Shared power to dispose or to direct the disposition of:

131,272

FFD Financial Corporation Employee Stock Ownership Plan

(a)

Amount beneficially owned:

131,272

(b)

Percent of class:

13.0%

(c)

Number of shares as to which such person has:

(i)

Sole power to vote or to direct the vote:

-0-

(ii)

Shared power to vote or to direct the vote:

-0-

(iii)

Sole power to dispose or to direct the disposition of:

-0-

(iv)

Shared power to dispose or to direct the disposition of:

131,272

There are 131,272 common shares owned by the FFD Financial Corporation Employee Stock Ownership Plan (the "Plan"). First Bankers Trust Services, Inc. is the Trustee of the Plan. Under the terms of the Plan and the Trust Agreement, the Trustee votes all of the shares allocated to the accounts of participants as directed by the participants to whose accounts such shares have been allocated. With respect to unallocated shares or allocated shares with respect to which no instructions have been received, the Plan provides that the Trustee shall vote such shares in the

Trustee's discretion. As of December 31, 2010, all shares held by the Plan had been allocated to the accounts of participants.

Although the Trustee has general authority to sell assets, because the Plan provides that the Trustee is to invest primarily in shares of the issuer, the authority to dispose of such shares is limited by the Plan.

Item 5 .

Ownership of Five Percent or Less of a Class:

Not applicable

Item 6 .

Ownership of More than Five Percent on Behalf of Another Person:

Not applicable

Item 7 .

Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on By the Parent Holding Company:

Not applicable

Item 8 .

Identification and Classification of Members of the Group:

Not applicable

Item 9 .

Notice of Dissolution of Group:

Not applicable

Item 10 .

Certification:

By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were acquired and are held in the ordinary course of business and were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect.

FIRST BANKERS TRUST SERVICES, INC.

Date:

February 4, 2011

By:

/s/ Linda Shultz

Linda Shultz, Trust Officer

FFD FINANCIAL CORPORATION
EMPLOYEE STOCK OWNERSHIP PLAN

By:

First Bankers Trust Services, Inc.,
Trustee

Date:

February 4, 2011

By:

/s/ Linda Shultz

Linda Shultz, Trust Officer

FIRST BANKERS TRUST SERVICES, INC.

Date:

February 4, 2011

By:

/s/ Linda Shultz

Linda Shultz, Trust Officer

FFD FINANCIAL CORPORATION
EMPLOYEE STOCK OWNERSHIP PLAN

By:

First Bankers Trust Services, Inc.,
Trustee

Date:

February 4, 2011

By:

/s/ Linda Shultz

Linda Shultz, Trust Officer