Immediate release: 19 January 2005

                     Financial Development Corporation plc                     

                           ("FDC" or the "Company")                            

                              Holding in Company                               

Financial Development Corporation plc was informed today that Morgan Stanley
Securities Limited has an interest in 12,200,000 ordinary shares in FDC. This
represents approximately 3.38 per cent. of the issued share capital of the
Company.

                                    -Ends-                                     



END
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