Full Early Redemption

    Skandinaviska Enskilda Banken

Skandinaviska Enskilda Banken AB (publ)
(the "Issuer")
DEM170,000,000 Perpetual Subordinated
Variable Rate Notes
ISIN XS0101699097
Common Code: 010169909
(the "Notes")
Notice is hereby given to the holders of the Notes that, pursuant to Condition
4(2) of the Conditions of the Notes, the issuer will redeem all the Notes in
full at their outstanding principal amount together with accrued and unpaid
interest up to but excluding September 6, 2005 (the "Redemption Date"), interest
will cease to accrue on the Notes from the Redemption Date.
Payment of principal and interest in respect of the Notes held in definitive
form will be made in accordance with and subject to Condition 5(2) of the
Conditions of the Notes against surrender of the relevant Notes at the specified
office of the Paying Agent listed below on or after the Redemption Date.
Pursuant to Condition 7 of the Conditions of the Notes, the Notes and any
entitlement to interest payments there under will become void unless presented
for payment within periods of 10 years and 5 years respectively from the
Redemption Date.
This Notice is give by: 29 July, 2005
Skandinaviska Enskilda Banken AB (publ)
Principal Paying Agent
Citibank N.A.
(formerly known as J.P. Morgan GmbH, Frankfurt am Main)
5 Carmelite Street
London EC4Y 0PA
Fiscal Agent
Citibank, N.A.
(formerly known as J.P. Morgan GmbH, Frankfurt am Main)
5 Carmelite Street
London EC4Y 0PA

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