17LN Bank Mont. 60

RNS Number:8708N
Westland Utrecht Hypotheekbank N.V.
28 November 2001


RE:     WESTLAND/UTRECHT HYPOTHEEKEN BANK N.A.
        JPY 25,000,000,000 SERIES 427 EMTN
        DUE 30 AUGUST 2002
        ISIN:  XS0116950279

THIS IS TO FORMALLY ADVISE YOU THAT THE INTEREST RATE FOR THE PERIOD 30NOV01 TO 
28FEB02 HAS BEEN FIXED AT 0.08013 PCT.

THE COUPON AMOUNT DUE 28FEB02 WILL AMOUNT TO:
JPY 200 PER JPY 1,000,000 DENOMINATION
JPY 2,003 PER JPY 10,000,000 DENOMINATION
JPY 20,033 PER JPY 100,000,000 DENOMINATION


RATEFIX DESK
CITIBANK N.A. LONDON

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