Companies Remain Confident in Future of Health Benefits, National Business Group on Health/Watson Wyatt Survey Finds
2009年3月13日 - 5:22AM
PRニュース・ワイアー (英語)
'Consistent Performing' Employers Find Five Keys to Health Cost
Control WASHINGTON, March 12 /PRNewswire-FirstCall/ -- Despite
rising health care costs and other economic worries, a majority of
large U.S. employers remain confident they will continue to offer
health care benefits to workers 10 years from now. However, the
level of confidence has slipped from last year due to economic
concerns and uncertainty over the implications of potential health
care reform, according to a new survey by Watson Wyatt, a leading
global consulting firm, and the National Business Group on Health
(NBGH), an association of more than 300 mostly large employers. The
survey of 489 large U.S. employers, conducted in January 2009, also
identified a group of "consistent employers" that have maintained a
long track record of lower health care cost increases over the past
four years. These employers have outperformed other employers in
five key areas: appropriate financial incentives, effective
information delivery, quality care, metrics and evidence, and
maximizing health and productivity. According to the survey, 62
percent of employers are very confident they will continue to offer
health care benefits 10 years from now, down from 73 percent last
year. The survey also found that, despite today's economic
uncertainty, roughly four in 10 employers (41 percent) are sticking
with their current health care strategy, while the remaining
respondents have either revamped their strategy or expect to do so
this year. "This is the first time in the 14 years that we have
conducted this survey that employer confidence has declined, and it
is not related to an increase in cost trends," said Ted Nussbaum,
North America director of group and health care consulting at
Watson Wyatt. "This clearly reflects the uncertainty among large
employers over the impact that the fragile economy is having on
their ability to stay competitive in the face of health care costs
that persistently rise at double the rate of general inflation."
The survey found that employers do not support most of the commonly
prescribed solutions to the issues that plague the health care
system. More than two-thirds (68 percent) are very or somewhat
supportive of reforms that advance the consumer-oriented model and
emphasize greater individual responsibility. Respondents are least
in favor of tax policy changes that remove tax deductibility of
employer premium contributions, with only 12 percent supporting
those proposals. Employers do not support most of the common health
care reform proposals Initiative Very/somewhat Not very/not at all
supportive (%) supportive (%) Account-based plans 68% 32% Status
quo 46% 55% Private insurance 44% 56% Individual mandate 36% 64%
Pay-or-play mandate 36% 64% Employee Retirement Income Security Act
(ERISA) preemption 25% 76% Tax policy/refundable credits 12% 88%
Consistent performers succeed at controlling costs The survey found
that companies continue to show dramatic differences in their
ability to control health care cost increases. While the median
two-year trend for all employers is 6 percent, the survey
identified 53 "consistent performing" companies that have
maintained health care cost trends at or below the median trend for
each of the last four years. According to the survey, consistent
performers have strategies and programs in place that have saved
them nearly $60 million since 2004. The survey noted that these
employers have made great strides in five key areas, but especially
in their use of financial incentives and by providing employees
with essential information to manage their health. "The track
record of these performers clearly demonstrates that by taking a
specific course of action it is possible to successfully control
health care costs," said Helen Darling, president of the National
Business Group on Health. "By building employee accountability for
health care now, employers will be better positioned to weather the
financial storm and to address potential health care reform on the
horizon." Other findings from the survey include: -- Employers
continue to monitor costs by conducting dependent eligibility
audits. While 47 percent did so in 2007, that number increased to
54 percent in 2008. This year, 61 percent of companies conduct
dependent audits. -- Health savings accounts (HSAs) are currently
offered by 34 percent of companies. By 2010, that number is
expected to increase to 43 percent. Health reimbursement accounts
(HRAs) are offered by 21 percent today, and only 3 percent plan to
add one next year. -- Medical coverage for retirees under age 65 is
offered by 23 percent of companies, down from 24 percent last year.
Coverage for retirees over the age of 65 has declined from 23
percent in 2008 to 20 percent in 2009. Only 12 percent of companies
provide traditional retiree medical coverage to new hires, down
from 15 percent in 2008. To view the 14th annual NBGH/Watson Wyatt
survey report, visit http://www.watsonwyatt.com/2009nbghsurvey.
About Watson Wyatt Watson Wyatt (NYSE:WWNASDAQ:WW) is the trusted
business partner to the world's leading organizations on people and
financial issues. The firm's global services include: managing the
cost and effectiveness of employee benefit programs; developing
attraction, retention and reward strategies; advising pension plan
sponsors and other institutions on optimal investment strategies;
providing strategic and financial advice to insurance and financial
services companies; and delivering related technology, outsourcing
and data services. Watson Wyatt has 7,700 associates in 32
countries and is located on the Web at http://www.watsonwyatt.com/.
About National Business Group on Health The National Business Group
on Health is the nation's only nonprofit membership organization of
large employers devoted exclusively to finding innovative and
forward-thinking solutions to their most important health care and
related benefits issues. The NBGH identifies and shares best
practices in health benefits, disability, health and productivity,
related paid time off and work/life balance issues. NBGH members
provide health coverage for more than 50 million U.S. workers,
retirees and their families. For more information about the NBGH,
visit http://www.businessgrouphealth.org/. DATASOURCE: Watson Wyatt
CONTACT: Steve Arnoff of Watson Wyatt, +1-703-258-7634, ; or Ed
Emerman for Watson Wyatt, +1-609-275-5162, Web Site:
http://www.watsonwyatt.com/
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