BRADFORD & BINGLEY PLC


RE: Bradford & Bingley Plc
    GBP 2,750,000.00
    MATURING: 14/Feb/2013
    ISSUE DATE: 20/Feb/2007
    ISIN: XS0288171696

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
24/Aug/2007 TO 26/Nov/2007 HAS BEEN FIXED AT 6.602500 PCT.

DAY BASIS 94/365

INTEREST PAYABLE VALUE 26/Nov/2007 WILL AMOUNT TO
GBP 850.18 PER GBP 50,000.00 DENOMINATION.

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855
FAX: 44 20 7508 3866
Email: rate.fixing@citigroup.com
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